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All Journal Dinar: Jurnal Ekonomi dan Keuangan Islam Et-Tijarie: Jurnal Hukum dan Bisnis Syariah Jurnal Ilmiah Ekonomi Islam Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan BISEI: Jurnal Bisnis dan Ekonomi Islam JMK Jurnal Manajemen dan Kewirausahaan Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Jumat Ekonomi: Jurnal Pengabdian Masyarakat Jumat Pertanian: Jurnal Pengabdian Masyarakat Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah MANAJEMEN Income: Innovation Of Economics And Management Istismar : Jurnal Kajian dan Penelitian Ekonomi dan Bisnis Islam JoEMS : Journal of Education and Management Studies Izdihar : Jurnal Ekonomi Syariah ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar Kharisma: Jurnal Administrasi dan Manajemen Pendidikan Dalwa Islamic Economic Studies: Jurnal Ekonomi Syariah QOSIM: Jurnal Pendidikan, Sosial & Humaniora Jurnal Inovasi Ekonomi Syariah dan Akuntansi Journal of Islamic Economics Studies and Practices (JIESP).
Naily El Muna
Universitas KH. A. Wahab Hasbullah
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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The Influence of Spirituality on the Development of Financial Institutions at BMT Peta Jombang Branch Laila Ma'Rufah; Naily El Muna
INCOME: Innovation of Economics and Management Vol. 4 No. 1 (2024): June
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/income.v4i1.4908

Abstract

Islamic financial institutions are financial institutions that work according to the concept of sharia with the principle of profit lost sharing as the main method. This study aims to determine the influence of spirituality on BMT PETA Jombang Branch. This study tries to determine the extent of spiritual influence on BMT PETA Jombang Branch. This study aims to analyze the influence of the variables Spirituality (X) and Microfinance Institutions (Y). In this study, data were collected through a questionnaire method by distributing Likert-scale questionnaires to 70 respondents of BMT PETA Jombang Branch customers. Then an analysis of the data obtained was carried out using quantitative methods. The quantitative analysis used includes validity tests and reliability tests. The data analysis technique used is a simple linear regression test which functions to prove the research hypothesis. From the results of the analysis, it is known that the independent variables have a positive effect on the dependent variable.
TEORI PERMINTAAN DALAM PERSPEKTIF EKONOMI ISLAM DAN KONVENSIONAL Ainun Makin; Naily El Muna; Ashlihah
ISTISMAR Vol. 6 No. 1 (2023): Juni
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/istismar.v6i01.3425

Abstract

Abstrak: Teori ekonomi mikro merupakan salah satu cabang ilmu yang sangat penting dalam masyarakat, dimana manusia untuk memenuhi kebutuhannya akan menciptakan permintaan. Kajian dari perspektif Islam dan konvensional tentang permintaan pada umumnya hampir sama. Penelitian ini bertujuan untuk mengetahui bagaimana teori permintaan dalam pandangan Islam dan konvensional. Menggunakan metode kualitatif deskriptif, pengumpulan data dengan menggabungkan dari beberapa sumber dan diskusi dengan mahasiswa jurusan ekonomi Islam Universitas KH Abdul Wahab Hasbulloh. Maka dari hasil penelitian tentang sumber-sumber hukum yang digunakan oleh batas-batas Islam dalam melihat kebutuhan, dari adanya perbedaan pandangan tentang komoditi dan tujuan yang ingin dicapai. Sumber utama teori tuntutan Islam adalah Al-Qur'an, al-hadits, dan as-Sunnah Nabi Muhammad SAW. Sementara itu, dalam teori konvensional, nalar manusia terkadang malah tidak rasional ketika membeli sejumlah komoditas barang atau jasa. Kata kunci : Implikasi, Ekonomi Islam, Ekonomi Konvensional.     Abstract: Microeconomic theory is one of the branches of science that is very important in society, where people to meet their needs will create demand. Studying from an Islamic and conventional perspective on demand, in general, is almost the same. This study aims to find out how the theory of demand in Islamic and conventional viewpoints. Using a descriptive qualitative method, collecting data by combining from several sources and discussions with students of Islamic economics majoring in KH Abdul Wahab H University. So, from the results of research on legal sources that are used by Islamic boundaries in view of demand, from the existence of different views about commodities and objectives to be achieved. The main source of the theory of Islamic demand is the Qur'an, al-hadith, and as-sunnah of the Prophet Muhammad. Meanwhile, in conventional theory, human reason is sometimes not even rational when buying a number of commodities for goods or services. Keywords: Implications, Islamic Economics, Conventional Economics.
Pelatihan Pemanfaatan Eco- Enzyme dalam Pemberdayaan Masyarakat Widyaningsih, Bekti; Ashlihah; Kusuma, Saiful Aminudin Al; Muna, Naily El; Salsabila, Dini Nafisa
Jumat Pertanian: Jurnal Pengabdian Masyarakat Vol. 5 No. 1 (2024): April
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/abdimasper.v5i1.4368

Abstract

ABSTRACT Community Service Activities were carried out in Miagan Village, Mojoagung District through training on the use of Eco-Enzyme. This activity aims to provide an explanation and understanding of the use of organic waste to the public, providing knowledge about how organic waste can be utilized/reprocessed into a useful liquid, namely Eco enzyme. The approach method for implementing community service activities includes discussion, training, practice, and questions and answers directly in front of the training participants, called the Fucus Group Discussion (FGD) method. The results of the training activities on the use of eco-enzymes provided learning, assistance and empowerment regarding the manufacture of Eco-enzymes in increasing the potential of human resources and they were also able to answer the post test that had been given. Keywords: Eco-Enzyme, waste, organic
Analysis of The Effectiveness of The Distribution of Mosque Zakat Funds Almustofa, Sodiq; Amarudin, Amin Awal; Muna, Naily El
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 2: Agustus 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i2.25882

Abstract

The mosque as the center of Islamic civilization is not only the center of worship ceremonies but also can be the center of the economy, by making the mosque one of the zakat management bodies/institutions. As has been done by the management of the Jogokariyan Mosque, Yogyakarta Special Region. In this study, the problem is how high the level of effectiveness of zakat distribution is in Baitul Maal Masjid Jogokariyan. The purpose of this research is to measure the effectiveness level of zakat fund distribution in Baitul Maal Masjid Jogokariyan. This research uses a descriptive qualitative method by using the Zakat Core Principles (ZCP) model. The object used in this research is the financial statements of Baitul Maal Masjid Jogokariyan for one year from April 1, 2022, to March 31, 2023. Based on the calculation of the effectiveness level of Baitul Maal Masjid Jogokariyan of 78% (seventy-eight percent), this shows that the effectiveness level of Baitul Maal Masjid Jogokariyan is effective where in the DCR (Disbursement Collection Ratio) category reaches 78%.
Review of Islamic Law on the “Gandeng” System at Arisan with Arisan Menurun Model Via Online Wahyudi, Muhamad; Rachmawati, Novia; El Muna, Naily
Et-Tijarie Vol 9, No 1: Juni 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/ete.v9i1.16466

Abstract

Arisan menurun “gandeng” system is an arisan where members of the voters of the initial sequence number are required to cooperate with the lower or last sequence number. This study discusses the review of Islamic law on the application of the joint system in social gatherings with a declining model via online.This type of research uses qualitative research that is descriptive in nature analysis; by using the field research method, the researcher is directly involved with the arisan admin and its participants. The research approach uses sociological juridical methods. The data sources used are primary and secondary data sources, while the data collection uses interview, documentation, and observation methods.The results of this study conclude that the implementation of the joint system in arisan with a menurun model via online on the @arisan. sukses.squad Instagram account, based on Islamic law, the pillars of qarḍ are valid but do not meet the requirements of qarḍ because the implementation of qarḍ in arisan decreases this joint system there is a taking of benefits, namely profits obtained from overpayment of arisan. This is not in accordance with Islamic Law, which is included in the element of ribā qarḍ, while the cost of fines is ribā jāhiliyah. The addition can be said to be ribā, and ribā is forbidden in Islamic law. The results of this study illustrate the implication that the implementation of this online arisn is permissible if the principle is carried out in a helping manner (ta'awun) as stated by Allah SWT in Surah Al-Maidah (5) verse 2.
Implementation of the Law. No. 23 of 2011 Concerning Zakat Management in the Empowered Program Through Z-Mart El Muna, Naily; Zunaidi, Arif; Maupe, Masnur Daeng
Et-Tijarie Vol 8, No 2: Desember 2023
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/ete.v8i2.20989

Abstract

The main problem in this study is that the use of productive zakat as a productive use of zakat is not optimal and the method of delivering zakat funds to mustahik to produce something continuously, with the zakat assets that he has received. Of several productive zakat utilization programs, one of them is Z-Mart. The Z-Mart program is an economic empowerment program in the form of the development of stalls/shops owned by mustahik. The purpose of this study is to find out the implementation of the Law. No. 23 of 2011 concerning Zakat Management in the Empowered Jombang Program Through Z-Mart contained in BAZNAS.The research method used is field research, with an empirical normative approach. Data collection by observation, interview, and documentation techniques. Data analysis is inductive by analyzing based on the data obtained and then developing certain relationship patterns.The result of this research is the utilization of productive zakat in the Z-Mart program with the implementation of Law. No. 23 of 2011 concerning Zakat Management in BAZNAS Jombang Regency is sufficient in implementing the articles contained in the Law related to collection, distribution, utilization, and reporting. The results of this study give implications that the birth of Law No. 23 of 2011 concerning Zakat Management strengthens the position of BAZNAS Jombang Regency can provide benefits in the management of productive zakat management that is more professional.
Literature Study: Mandatory Contribution of Land and Building Rights Acquisition Duty (BPHTB) Ayuningtyas, Eka; Muna, Naily El
INCOME: Innovation of Economics and Management Vol. 4 No. 2 (2024): October
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/income.v4i2.5308

Abstract

Mandatory BPHTB contributions are local original revenues that must be paid by the payer to the local government that is useful for development. In this writing, we will discuss various information related to BPHTB mandatory contributions with the literature study method. In this literature study, there is information on previous research that provides answers on the legal basis of the mandatory contribution of the Mandatory Acquisition Duty on Land and Building Rights, the subject and object of the mandatory contribution of the BPHTB and the amount of the tariff and how to calculate the mandatory contribution of the BPHTB. Based on the results of this literature, it can be concluded that the mandatory BPHTB contribution has a strong and clear legal basis, the subject and object of the mandatory contribution include individuals and legal entities of BPHTB and the amount of the tariff and how to calculate the mandatory contribution of the BPHTB Mandatory Contribution, while the tariff in the payment of the Land and Building Rights Acquisition Duty (BPHTB) and the amount of the tariff and the method of calculating the mandatory contribution of the Mandatory Land and Building Rights Acquisition Fee (BPHTB) is 5%.
PENGARUH JIWA ENTREPRENEUR TERHADAP PENGEMBANGAN UMKM DI JOMBANG El Muna, Naily; Budi Prasetyo, Tio
ISTISMAR Vol. 7 No. 1 (2024): Juni
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/istismar.v7i1.4683

Abstract

Penelitian ini bertujuan untuk mengetahui Pengaruh jiwa entrepreneur terhadap pengembangan UMKM di Jombang. Dengan menggunakan metode penelitian kuantitatif. Pengumpulan data menggunakan penyebaran angket dalam bentuk pertanyaan tertutup berupa skala Likert’s kepada 56 Responden yang merupakan para pemilik usaha yang ada di Jombang. Data diolah menggunakan SPSS versi 25. Terdiri dari uji validitas, uji reliabilitas, dan regresi linier sederhana. Hasil penelitian menyimpulkan bahwa terdapat pengaruh Jiwa Enterpreneur Terhadap Pengembangan UMKM di Kecamatan Jombang. Yang mana hasil tersebut dapat dibuktikan dengan uji regresi linier sederhana pada tabel uji T dengan nilai 5,554 > 2,306 dengan nilai signifikan 0,000 < 0,05. Maka terdapat pengaruh Jiwa Enterpreneur Terhadap Pengembangan UMKM (Ha) diterima, dan tidak terdapat pengaruh Jiwa Enterpreneur Terhadap Pengembangan UMKM (Ho) ditolak, atau dengan kata lain Ho ditolak dan Ha diterima.
Iyouth Leadership Guard: Preferences for Entrepreneurship as a Way to Influence Careers and Civil Society Muna, Naily El; Ashlihah, Ashlihah; Auliya, Devi
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 1: Januari 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i1.26562

Abstract

Teens should equip themselves with the abilities and interests that will make them desirable employees. Three interconnected elements that belong to the owners of rights are required to execute youth engagement in the formation of civil society (children and youth). First and foremost, young leadership is required as the forefront of self-worth to assist teens in developing into self-assured individuals that generate teamwork strength to fulfill their responsibilities. Second, educational institutions still need to encourage and facilitate the interest of teenagers in entrepreneurship in society. Analyzing teenage leadership and entrepreneurial preferences in the context of professional empowerment and civil society is the goal of this study. This study employed a mixed method, which combines quantitative and qualitative techniques. The study's conclusion is that entrepreneurship programs in learning environments are very beneficial for students' career development after they have finished their coursework.
Revitalisasi Peran Pesantren: Program Entrepreneurship dalam Mengembangkan Minat Bakat Santripreneur di Pondok Pesantren (Studi pada Pondok Pesantren Miftahul Mubtadi’in Ar-Ridho Krempyang) Nizar Khiftirus Sunah, M.; El Muna, Naily
Journal of Islamic Economics Studies and Practices Vol. 3 No. 1 (2024): Juni
Publisher : Institut Agama Islam YPBWI Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54180/jiesp.2024.3.1.98-109

Abstract

Miftahul Mubtadiin Ar-Ridho Nganjuk Islamic Boarding School is one of the Islamic Boarding Schools in the city of Nganjuk that implements an entrepreneurship program for its students. One of the entrepreneurship programs implemented at the miftahul mubtadi'in Islamic boarding school is Agriculture, Animal Husbandry and Tempeh Tofu Industry. This study aims to find out the role of the Miftahul Mubtadiin Ar-Ridho Islamic Boarding School in fostering the interest and talent of preneur students in the boarding school and to find out the activities of preneur students carried out at the Miftahul Mubtadiin Ar-Ridho Islamic Boarding School in fostering the interest and talent of preneur students. The method used in this study is descriptive qualitative research. The data collection technique in this study uses interview, observation, and documentation study techniques. The result of this research is the role of the Miftahul Mubtadiin Ar-Ridho Islamic Boarding School in developing the talent interests of students, namely to accommodate and grow the talents of students, become consumers and become decision-makers so that the entrepreneurial activities run well. And Islamic boarding schools also play a role in providing facilities such as special buildings as a place for activities, providing capital so that these activities can run well, then collaborating with several business partners such as local farmers and alumni.
Co-Authors Abd Kholid Agustina, Tiara Putri AHMADI Ainun Makin Alaa Nuurin, Nuurun Almustofa, Sodiq Amin Awal Amarudin Andrea Cahya Fantika Sari Arivatu Ni'mati Rahmatika Ashlihah Auliya, Devi Ayuningtyas, Eka Bekti Widyaningsih Budi Prasetyo, Tio Dini Nafisa Salsabila Dzikrulloh, Dzikrulloh Elsa Setya Putri Fathoni , AB. Musyafa Haya Fatimah iit Mazidah Irkhamilatul Faizah Kusuma, Saiful Aminudin Al Laila Ma'rufah Luthfi Mufidatur Rohmah Ma'arif, Samsul Maupe, Masnur Daeng Ma’arif, Samsul Muhamad Agil Muhamad Khoirur Roziqin Muhamad Wahyudi, Muhamad Muhammad Charis Darmawan Muhammad Zaim Dzulkarnain Mustamim Mustamim Nizar Khiftirus Sunah, M. Nur Janna, Sahra Ayu Pipit widya Tutik Prasetyo, Muhamad Andhika Budi Rachmawati, Novia Rizki Wulandari Saiful Aminudin Al Kusuma Salsabila, Dini Nafisa Samsul Ma'arif Santoso, Lisa Anggreini Sholikhah, Safitri Sri Oktavianah SRI UTAMI Suyudi Suyudi, Suyudi Yudi, Usman Zunaidi, Arif