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Pengaruh Kemudahan dan Perilaku Konsumen terhadap Keputusan Penggunaan E Wallet Dana Di kota Bangkalan Fitria, Anis; Purnomo, Arie Setyo Dwi; Nugroho, Prasetyo
JAAKFE UNTAN (Jurnal Audit dan Akuntansi Fakultas Ekonomi Universitas Tanjungpura) Vol 12, No 4 (2023): JURNAL AUDIT DAN AKUNTANSI FAKULTAS EKONOMI DAN BISNIS UNTAN
Publisher : Jurusan Akuntansi, Fakultas Ekonomi dan Bisnis, Universitas Tanjungpura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26418/jaakfe.v12i4.72075

Abstract

Banyak variabel yang mempengaruhi keputusan untuk penggunaan e-wallet0DANA, salahi satunya adalah kemudahanodan perilaku konsumen. Penelitian ini bermaksud untuk memutuskan dampak dari kemudahanpdan perilaku konsumen terhadap Pilihan untuk menggunakannE-Wallet Dana. Populasi dalam penelitian ini adalah masyarakat di Kabupaten Bangkalan, yang memiliki aplikasi e-wallet Dana. Penelitian ini menggunakan metode kuantitatif dengan pendekatan deskriptif. Hasil penelitian ini menunjukkan bahwa kemudahan dan perilaku konsumen berpengaruhlpositif dan signifikan terhadap keputusan penggunaan e wallet dana di kota bangkalan. Untuk penelitian selanjutnya, disarankan untuk lebih mendalam dalam menganalisis aspek-aspek yang memengaruhi tingkat kenyamanan (kemudahan) penggunaan e-Wallet Dana di Bangkalan, serta melibatkan sampel yang lebih representatif dari berbagai latar belakang demografis guna mendapatkan pemahaman yang lebih komprehensif tentang faktor-faktor yang memengaruhi keputusanppenggunaan e-Wallet tersebut.Kata kunci: Kemudahan, Perilaku Konsumen, Keputusan Penggunaan.
Pengaruh Literasi Keuangan dan Perilaku Konsumtif terhadap Minat Penggunaan Digital Payment Masyarakat Sumenep Oktavianda Riyantini Puteri; Purnomo, Arie; Nugroho, Prasetyo
AKUNTABILITAS: Jurnal Ilmiah Ilmu-Ilmu Ekonomi Vol 15 No 2 (2023): Akuntabilitas: Jurnal Ilmiah Ilmu-Ilmu Ekonomi
Publisher : Universitas Islam Balitar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35457/akuntabilitas.v15i2.3331

Abstract

Penggunaan teknologi digital telah meningkat di semua kelompok umur dalam beberapa tahun terakhir. Faktanya, teknologi telah merasuki setiap aspek kehidupan manusia. Teknologi keuangan menyederhanakan proses pembelian dan penjualan uang dan produk keuangan lainnya melalui penggunaan perangkat elektronik. Fintech mengacu pada bidang transfer uang elektronik yang berkembang pesat. Pembayaran digital, atau transaksi moneter yang dilakukan secara elektronik, menjadi semakin umum. Tujuan dari penelitian ini adalah untuk mengetahui apakah tingkat pengetahuan finansial konsumen dan kebiasaan membeli berpengaruh signifikan terhadap keinginan mereka untuk melakukan pembayaran digital. Masyarakat Sumenep menyediakan 100 peserta untuk penelitian ini.
ANALISIS KEBUTUHAN SISTEM INFORMASI MONITORING ANGGARAN PADA DINAS KEPENDUDUKAN DAN PENCATATAN SIPIL KABUPATEN MAGELANG Sundari, Cisilia; Santoso, Kartika Imam; Widorani, Efta; Nugroho, Prasetyo
TRANSFORMASI Vol 19, No 1 (2023): TRANSFORMASI
Publisher : STMIK BINA PATRIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56357/jt.v19i1.323

Abstract

Pentingnya melakukan monitoring keuangan secara efektif menjadi kunci keberhasilan bagi suatu institusi dalam peningkatan kinerja keuangan. Dinas Kependudukan dan Pencatatan Sipil Kabupaten Magelang, dalam upaya meningkatkan kinerja keuangan membutuhkan Sistem Informasi Monitoring Anggaran agar perencanaan dan pelaksanaan realisasi anggaran dapat dilakukan secara efektif dan maksimal serta dapat meminimalisir silpa anggaran. Tujuan dari penelitian ini untuk mengetahui kebutuhan Sistem Informasi Monitoring Anggaran pada Dinas Kependudukan dan Pencatatan Sipil Kabupaten Magelang. Metode pengumpulan data dalam penelitian ini menggunakan observasi, wawancara dan dokumen. Analisis sistem menggunakan PIECES. Hasil dari penelitian adalah dapat mengetahui kebutuhan sistem informasi monitoring anggaran dengan perencanaan dan realisasi anggaran yang sesuai jadwal kegiatan secara lebih efektif sehingga target kinerja keuangan tercapai secara maksimal serta minimalisir silpa anggaran.
ANALISIS TINGKAT PENDAPATAN PETANI GARAM DI KABUPATEN SAMPANG Yusuf, Moh.; Nugroho, Prasetyo
PERFORMANCE: Jurnal Bisnis & Akuntansi Vol 14 No 1 (2024): Performance: Jurnal Bisnis & Akuntansi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Wiraraja Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/feb.v14i1.2967

Abstract

Madura Island or commonly called "salt island" is one of the largest salt producers in Indonesia, where people, especially those around the coast, work as salt farmers. Sumenep Regency, Pamekasan Regency and Sampang Regency are the three largest producers in Madura. The author took one district to be analyzed as research material, namely Sampang Regency, precisely in Pangerangan village. Sampang consists of community salt fields covering an area of ​​4,300 ha with a salt production capacity of 300,000 tons/year. This research focuses on the problems experienced by salt farmers by analyzing the income level of salt farmers in Sampang district. In this case the author focuses on the influence of land area and production costs on the income of salt farmers in Sampang Regency. So in this research the author took a quantitative method to calculate data by conducting field research, looking at the impact, distributing questionnaires offline to farmers, drawing conclusions from the data. It can be concluded that the research results show that land area and production costs have a significant influence on the income of salt farmers in Sampang Regency.
PENGARUH BIAYA PRODUKSI DAN KUALITAS TERHADAP PENDAPATAN USAHA GARAM DI KABUPATEN SUMENEP Alwina Fariqoh Amaliyah; Prasetyo Nugroho
OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 8 No 2 (2024): OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi
Publisher : Fakultas Keguruan Dan Ilmu Pendidikan Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

As an archipelagic country, salt is one of the main commodities in Indonesia. In Kalianget Village, Sumenep Regency, salt farmers are starting to transform using modern production methods which use geomembrane media as a salt production table. These changes will certainly affect the total production costs and quality of the salt produced. This research aims to determine whether there is an influence of production costs and the quality of salt products on salt business income in Sumenep Regency, especially in Karanganyar Village, Kalianget District. The research used a quantitative approach with 30 salt farmers as respondents. The instrument tests carried out were multiple linear regression tests, partial tests and simultaneous tests by testing production costs (X1), salt quality (X2) and farmer income (Y). The research results show that salt business income in Sumenep Regency is significantly influenced, both simultaneously and partially, by the total production costs and quality of the salt produced.
Pengaruh Financial Knowledge, Attitude terhadap Behavior Pengguna E-wallet Pelaku UMKM Madura Intan Fajar Daratista; Arie Setyo Dwi Purnomo; Prasetyo Nugroho
eCo-Buss Vol. 7 No. 2 (2024): eCo-Buss
Publisher : Komunitas Dosen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32877/eb.v7i2.1739

Abstract

This study seeks to research the effect of financial knowledge and financial attitude on financial behaviour among e-wallet users in MSMEs in Madura. A quantitative approach was used, with data collected from 100 respondents through Google Form questionnaires using a Likert scale of 1–5. Instrument validity and reliability tests were carried out to guarantee data accuracy, and classical assumption tests including normality, multicollinearity, and heteroscedasticity were applied to meet regression requirements. The F-test results imply that financial knowledge and financial attitude have a significant and simultaneous impact on financial behaviour. A coefficient of determination (R²) of 30.7% demonstrates that these variables explain part of the variation in financial behaviour, implying that 30.7% of financial behaviour among MSME e-wallet users can be related to financial knowledge and attitude. The remaining 69.3% is impacted by various factors external to the model, suggesting that additional variables may play a crucial role. The findings confirm that financial knowledge and financial attitude substantially shape financial behaviour among e-wallet users in MSMEs in Pamekasan, Madura, underscoring their importance in financial behaviour improvement efforts within this context.
The Effect of External and Internal Factors on Financial Management of Salt Business Actors Nikmah, Wardatun; Nugroho, Prasetyo; Purnomo, Arie Setyo Dwi
Jurnal Ilmiah Manajemen Kesatuan Vol. 12 No. 6 (2024): JIMKES Edisi November 2024
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v12i6.2921

Abstract

The salt industry is one of the important sectors that contribute to the regional economy in Indonesia, where business actors in the salt industry face intense competition, so effective financial planning is crucial to survive and thrive. Good financial management can increase competitiveness and minimize financial risk. However, many business actors do not yet understand the importance of responsible financial management. This study aims to analyze the influence of external factors, such as climate change, government policies and competition in the industry, as well as internal factors, such as financial planning and sources of financing or funding, on the financial management of salt business actors in Pamekasan. Despite having great potential, business actors often face challenges from external factors, such as unpredictable weather and competition in the salt industry. The results of the study are expected to provide insight for business actors in optimizing financial management to improve business performance and contribution to national income.
ANALYSIS OF PRODUCTION COST STRUCTURE AND BUSINESS INCOME SALT BUSINESS IN PADEMAWU SUB-DISTRICT, PAMEKASAN DISTRICT Maulinda, Indah Septi; Nugroho, Prasetyo
PROMOSI (Jurnal Pendidikan Ekonomi) Vol 12, No 2 (2024): PROMOSI
Publisher : UNIVERSITAS MUHAMMADIYAH METRO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/jp.v12i2.9006

Abstract

The purpose of this research is to find out: 1) To determine the production costs in the salt business in Pademawu District, Pamekasan Regency. 2) To determine the level of income of the salt business in Pademawu District, Pamekasan Regency. In this study the authors used a quantitative approach. The population in this study were salt farmers in Pademwau District. The sample used in this study was 50 respondents of salt farmers in Pademawu District. Researchers collected data by means of field observations, interviews and distributing questionnaires. The results of this study indicate that: 1) The cost structure in the salt business is 37.24% variable costs or Rp14,544,200 and 62.76% fixed costs or Rp24,509,440. 2) The income received by salt farmers amounted to Rp133,932,360 with revenue of Rp172,986,000 minus total costs of Rp39,053,640. The conclusion from the results of research that has been done by the author is that the expenditure of salt farmers is greatest at fixed costs
Pengaruh Fluktuasi Harga, Kualitas Produk dan Kondisi Cuaca Terhadap Pendapatan Usaha Garam di Madura Kamilah, Maslahatun; Nugroho, Prasetyo; Setyo Dwi Purnomo, Arie
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 2 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i2.2761

Abstract

This study aims to analyze the impact of market price fluctuations, product quality, and weather conditions on salt business income in Madura. This study uses a quantitative approach with a multiple linear regression method to determine the influence between these variables. Primary data was obtained through direct surveys to salt farmers in Sumenep, while secondary data was obtained from the coordinator. The sample used in this study was 90 respondents, using the calculation of the solvin formula with a population of 880 farmers. The results of this study show that salt business income in Madura has a significant effect both partially and simultaneously by price fluctuations, product quality and weather conditions
Analysis of the Influence of Funding Sources on Salt Production Efficiency in Madura Tunnabila, Sabna; Nugroho, Prasetyo; Purnomo, Arie Setyo Dwi
Indonesian Journal of Islamic Economics and Finance Vol 4 No 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.6355

Abstract

This research aims to analyze the influence of funding sources on the efficiency of salt production in Karanganyar Village and Pinggirpapas Village, Kalianget District, Sumenep Regency, known as the largest salt-producing area in Madura. The research population was salt business actors in Madura, totaling 880 people. The sample was determined using the Slovin formula and an error rate (standard error) of 10% (0.1), resulting in a sample of 89 respondents. Data was collected through questionnaires, interviews, and observations. Data analysis was carried out using SPSS software, and the statistical method used was a simple linear regression test. The research results show a significant positive relationship between funding sources and salt production efficiency. This can be seen from the regression coefficient of 0.101 with a p-value <0.05, which shows that the better the access to funding sources, the more efficient the salt production process will be. These findings emphasize the importance of the availability and accessibility of funding sources to increase production efficiency in the salt sector.