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All Journal At-Tawassuth: Jurnal Ekonomi Islam Jurnal EK dan BI Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences AL-FALAH : Journal of Islamic Economics EKSYA: Jurnal Ekonomi Syariah el-Jizya: Jurnal Ekonomi Islam Journal of Islamic Economics Lariba Pemberdayaan Masyarakat: Jurnal Aksi Sosial J-Mabisya Ekopedia: Jurnal Ilmiah Ekonomi AICOS
Affandi, Faisal
Sekolah Tinggi Agama Islam Negeri Mandailing Natal
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Social Sciences

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Edukasi Publik Lintas Sektor tentang Kemiskinan, Pengangguran, dan Kriminalitas untuk Mendorong Kesadaran Pembangunan Ekonomi Berkelanjutan di Mandailing Natal Jureid Jureid; Mufti Fahrizal Harahap; Faisal Affandi
Pemberdayaan Masyarakat : Jurnal Aksi Sosial Vol. 2 No. 4 (2025): Desember: Pemberdayaan Masyarakat : Jurnal Aksi Sosial
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/aksisosial.v2i4.2299

Abstract

This Community Service (PKM) activity aims to enhance public awareness of the interrelationship between poverty, unemployment, and criminality as key challenges to sustainable economic development in Mandailing Natal Regency. The program was conducted through a cross-sectoral seminar involving speakers from the District Attorney’s Office, the Central Bureau of Statistics (BPS), and local community organizations. A total of 120 participants—including students, lecturers, village officials, and the general public—took part in the event. Evaluation was carried out using pre-test and post-test questionnaires to measure participants’ improvement in understanding. The results showed an average increase in comprehension scores from 2.84 to 4.05 on a 1–5 scale (a 42.6 percent rise). Participants demonstrated greater awareness of the structural link between economic pressures and criminal behavior. This PKM activity successfully strengthened community understanding of the importance of inter-agency synergy in addressing poverty and unemployment as preventive measures against crime. Cross-sectoral public education proved effective in fostering social awareness and serves as a replicable model for other regions.
TELAAH KONSEP PERDAGANGAN DALAM TAFSIR AL-AZHAR KARYA BUYA HAMKA Affandi, Faisal
J-MABISYA Vol. 2 No. 2 (2021): J-Mabisya
Publisher : Program Studi Manajemen Bisnis Syariah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/j-mabisya.v2i2.785

Abstract

Perdagangan sebagai salah satu sendi kehidupan manusia tidak luput dari nilai-nilai Qur’ani.Guna memahami konsep perdagangan yang terdapat di dalam Al-Qur’an tentunya dibutuhkan ilmu tafsir.Salah satu kitab tafsir pada masa kontemporer adalah Tafsir Al-Azhar karya Buya HAMKA.Tafsir Al-Azharpenuh dengan sentuhan problematika umat Islam di Indonesia dan juga menzahirkan upaya pentafsir dalam mengetengahkan corak pemikiran dan pentafsiran yang kontemporer.Tujuan dari penelitian ini adalah untuk mengetahui bagaimana perbandingan pemikiran Buya HAMKA tentang perdagangan dalam Tafsir Al-Azhar dengan kitab tafsir lainnya dan bagaimana relevansi pemikiran Buya HAMKA tentang perdagangan dalam Tafsir Al-Azhar dengan kondisi perekonomian Indonesia saat ini. Metode penelitian yang digunakan adalah penelitian kualitatif dengan kajian kepustakaan (library research), yaitu mengkaji sumber-sumber tertulis dari berbagai rujukan pustaka, yang dilakukan dengan cara mengumpulkan data, kemudian menelaah dan menganalisis data yang diperoleh dari berbagai sumber tertulis. Hasil penelitian menunjukkan bahwa, konsep perdagangan yang dituliskan Buya HAMKA dalam Tafsir al-Azhar masih relevan dengan kondisi perekonomian saat ini, dimana globalisasi ekonomi menuntut manusia untuk bergerak cepat dalam setiap gerak langkah perekonomian dengan tidak melanggar batas-batas, norma, aturan, hukum yang berlaku. Sehingga interaksi sosial ekonomi yang berlangsung di masyarakat tetap mengedepankan sisi kemanusiaan, etika dan akhlak
ETIKA DALAM PERSPEKTIF MANAJEMEN BISNIS SYARIAH Affandi, Faisal; Melda Diana Nasution
J-MABISYA Vol. 3 No. 2 (2022): J-Mabisya
Publisher : Program Studi Manajemen Bisnis Syariah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/j-mabisya.v3i2.1062

Abstract

Berbicara tentang etika, maka pikiran akan langsung tertuju pada sesuatu hal dasar baik dan buruk yang menjadi referensi pengambilan keputusan setiap individu sebelum melakukan serangkaian kegiatan termasuk di dalamnya kegiatan bisnis. Ketatnya persaingan di era globalisasi saat ini membuat para pelaku bisnis tampaknya lebih memilih jalan pintas dengan meninggalkan nilai etis asalkan mendapatkan keuntungan. Tujuan dari penelitian ini adalah untuk mengetahui bagaimana etika dari sisi perspektif manajemen bisnis syariah serta bagaimana aplikasi etika bisnis Islam dalam perekonomian Indonesia saat ini. Metode penelitian yang digunakan adalah penelitian kualitatif dengan kajian kepustakaan (library research), yaitu mengkaji sumber-sumber tertulis dari berbagai rujukan pustaka, yang dilakukan dengan cara mengumpulkan data, kemudian menelaah dan menganalisis data yang diperoleh dari berbagai sumber tertulis. Hasil penelitian menunjukkan bahwa, etika dalam perspektif manajemen bisnis syariah merupakan kajian tentang standar nilai-nilai etika yang berdasarkan syariah yang menjadi pedoman atau acuan bagi setiap pelaku bisnis di dalam menjalankan seluruh aktivitas bisnisnya. Pengaplikasian etika bisnis Islam dalam dunia bisnis di Indonesia dilakukan dengan tujuan agar tidak terjadi pebisnis dengan modal besar mengintimidasi pebisnis dengan modal kecil baik secara langsung maupun tidak langsung. Pemerintah Indonesia menyikapi hal tersebut dengan mengeluarkan berbagai kebijakan atau peraturan pemerintah untuk mencegah terjadinya ketimpangan dalam perekonomian Indonesia.
THE ROLE OF PESANTREN IN THE DEVELOPMENT OF SHARIA ECONOMY IN INDONESIA Faisal Affandi; Melda Diana Nasution
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 1 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i1.1321

Abstract

Pesantren as one of the oldest educational institutions in Indonesia has an important role in the process of developing Islamic economics in Indonesia. Islamic boarding schools, with their various strategic potentials, deserve to be the locomotive of the Islamic economy. The purpose of this study is to analyse how the role of Islamic boarding schools in the development of Islamic economics in Indonesia. This research is a library research whose data is through library sources and other references related to the role of Islamic boarding schools in efforts to develop Islamic economics in Indonesia. The results showed that, (1) Pesantren is one of the oldest educational institutions that plays an important role as a locomotive of Islamic economics in Indonesia because it was born on the initiative and initiative of Muslim community leaders who are inherent and become an inseparable part of the social system of Indonesian Muslim society, (2) Pesantren can be a pioneer of the people's economy because the commitment of the students in their religion can affect the economic activities carried out by the students and the focus of pesantren activities on Islamic studies can make it a driver of Islamic economics in the community as well as giving birth to young entrepreneurs with Islamic souls, (3) There are three approaches that can be taken to develop pesantren as a centre for the development of Islamic economics and community economics, namely the teaching reform approach, the approach taken by the government and the approach originating from the initiative of private organisations that develop science, (4) Optimisation of all resources owned by pesantren can create a great force in the economy if managed properly.
INFLUENCE OF CORPORATE SOCIAL RESPONSIBILITY (CSR) PT. SMGP ON COMMUNITY WELFARE AT PUNCAK SORIK MARAPI Khoiriah, Midatul; Rahmat, Paisal; Affandi, Faisal; Nasution, Marlian Arif
Asian Journal of Islamic Economic Studies Vol. 1 No. 1 (2024): AICOS: Asian Journal Of Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/aicos.v1i01.3537

Abstract

This research aims to determine the influence of Corporate Social Responsibility (CSR) of PT. SMGP towards Community Welfare in Puncak Sorik Marapi. The research method used was quantitative with random sampling techniques, the research sample was 98 respondents. Data analysis in this study uses a validity test with person correlation results for each question point > r table so that it can be stated that all points are valid, while the reliability test on variable X is 887 and variable Y is 735, the normality test is normally distributed because Asymp.sig (2-tailed) is 0.200 > 0.05, and the linearity test proves there is a linear relationship because the deviation from linearity value is > 0.05. Testing the hypothesis of this research using the t test obtained t-count10,191. This shows that there is an influence of Corporate Social Responsibility (CSR) on community welfare in Puncak Sorik Marapi District. and the coefficient of determination test results show 0.520, this provides an assumption that the influence of CSR on community welfare is 52.0% while the rest is influenced by other factors outside the research.
An Islamic Economic Perspective on the Implementation of Progressive Taxation to Address Income Inequality in Indonesia Faisal Affandi; Hamonangan
el-Jizya: Jurnal Ekonomi Islam Vol. 13 No. 2 (2025): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v13i2.13622

Abstract

Rising income inequality in Indonesia poses a persistent socio-economic challenge, requiring not only technical solutions but also ethically grounded fiscal strategies. This study explores the compatibility of progressive taxation with Islamic economic principles, particularly within the framework of maqāṣid al-sharī‘ah. It aims to examine how traditional Islamic instruments such as zakat, waqf, and infāq can conceptually align with modern fiscal tools in promoting distributive justice. The novelty lies in reframing progressive taxation as an ethical mechanism rooted in Islamic values, rather than a secular policy instrument. The study adopts a descriptive qualitative methodology through library research, utilizing secondary data from Scopus- and Web of Science-indexed journals, academic books, and classical Islamic texts. Using document analysis and deductive reasoning, the study synthesizes theoretical concepts into actionable insights for policy development in Indonesia. The findings indicate that, when ethically implemented, progressive taxation resonates with Islamic principles of ‘adālah (justice), maṣlaḥah (public interest), and social solidarity. However, Indonesia’s experience highlights the need for structural tax reform coupled with moral recalibration in fiscal governance. The study concludes that integrating Islamic ethical values into tax policy can enhance public trust, encourage voluntary compliance as ‘ibādah (worship), and promote inclusive, spiritually grounded economic development.
Peran Dinas Koperasi UKM Mandailing Natal dalam Membantu Pengurusan Nomor Induk Berusaha Faisal Affandi; Mhd Asril; Mhd Khoiruddin Lubis; Mia Juliani; Masitoh Tanjung; Sinul Aflah; Lukman Hakim Nasution; Maulana Muklis; Mhd Solih; Mhd Aswin
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/hypxz643

Abstract

Penelitian ini bertujuan untuk menganalisis peran Dinas Koperasi dan UKM Kabupaten Mandailing Natal dalam membantu pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) mengurus Nomor Induk Berusaha (NIB) melalui sistem OSS-RBA. UMKM merupakan pilar penting perekonomian Indonesia karena menyumbang lebih dari 60% terhadap Produk Domestik Bruto (PDB) nasional serta menyerap sekitar 97% tenaga kerja, sehingga legalitas usaha menjadi faktor penting untuk meningkatkan daya saing dan keberlanjutan usaha. Penelitian ini menggunakan pendekatan kualitatif dengan metode penelitian lapangan (field research) yang dilakukan selama kegiatan Praktik Pengalaman Lapangan (PPL) melalui observasi, wawancara, dan dokumentasi. Hasil penelitian menunjukkan bahwa Dinas Koperasi dan UKM memiliki tiga peran utama dalam membantu pengurusan NIB, yaitu peran edukatif melalui sosialisasi pentingnya legalitas usaha, peran fasilitatif melalui pendampingan teknis pendaftaran bagi pelaku UMKM yang memiliki keterbatasan literasi digital, serta peran administratif melalui verifikasi dan penyesuaian data agar proses penerbitan NIB berjalan lancar. Kepemilikan NIB memberikan berbagai manfaat bagi UMKM, antara lain legalitas usaha, kemudahan akses pembiayaan, peluang mengikuti program pembinaan pemerintah, perlindungan hukum, serta peningkatan daya saing usaha. Namun demikian, proses pembuatan NIB masih menghadapi beberapa tantangan, seperti kendala teknis pada sistem OSS-RBA, keterbatasan literasi digital dan jaringan internet, serta kesulitan pelaku usaha dalam memenuhi dokumen komitmen setelah NIB diterbitkan. Oleh karena itu, diperlukan peran aktif pemerintah daerah dalam memberikan pendampingan dan pembinaan agar proses perizinan usaha dapat berjalan lebih efektif serta mendukung perkembangan UMKM di daerah.
Financing Growth Analysis in BMT Al-Furqan Padang Sibusuk Arwin Arwin; Faisal Affandi
AL-FALAH : Journal of Islamic Economics Vol. 7 No. 1 (2022)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v7i1.4312

Abstract

Purpose: This study aims to find out about the growth of financing for customers or members of BMT Al Furqan Padang Sibusuk in its role as a sharia microfinance institution to be a solution for small communities to get business capital and also to see the enthusiasm of the community in accessing financing for BMT Al Furqan Padang Sibusuk.Design/Method/Approach: This research is a semi-quantitative research, a combination of analysis carried out qualitatively and quantitatively, in which the nature of the categories is analyzed qualitatively, while the characteristic values to be used are numerical values that resemble quantitative analysis.Findings: After doing the research, it was found that the public's interest in getting access to financing at this microfinance institution was quite good, there was an increase in the amount of financing disbursed, and the amount of financing growth at BMT Al-Furqan Padang Sibusuk from the 2019 period and the 2020 period on financing products. Mudharabah and murabahah financing products experienced growth, namely the provision of mudharabah product financing in 2019 amounted to Rp.483.687.000 and grew in 2020 to Rp.529.228.000 (8,6 percent). Meanwhile, murabahah product financing in 2019 was Rp.892.839.000 rupiah and experienced growth in 2020 of Rp.1.537.940.000, - (41,1 percent). This microfinance institution has also provided many benefits, such as making it easier for members to get financing for business capital, especially micro and small businesses.Originality/Values: To obtain information about the development of financing carried out by BMT Al Furqan Padang Sibusuk, Sijunjung Regency, where this Islamic microfinance institution or BMT is not yet well known to the people of Sijunjung Regency.
Co-Authors Ahmad Salman Farid Al Bara Arwin Arwin Hamonangan Jureid Jureid Khoiriah, Midatul Lukman Hakim Nasution Marlian Arif Nasution Marzuki, Datuk Imam Masitoh Tanjung Maulana Muklis Melda Diana Nasution MHD Asril Mhd Aswin Mhd Khoiruddin Lubis Mhd Solih Mia Juliani Mufti Fahrizal Harahap Muhammad Ari Saputra, Muhammad Ari Muhammad Yafiz, Muhammad Mukhlis Mukhlis Paisal Rahmat Sinul Aflah