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Bismar Nasution
Universitas Sumatera Utara
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POLITIK HUKUM JANGKA WAKTU PENUNDAAN KEWAJIBAN PEMBAYARAN UTANG DI INDONESIA Sumurung P Simaremare; Bismar Nasution; Sunarmi Sunarmi; Edy Yunara
Jurnal Ius Constituendum Vol 6, No 1 (2021): APRIL
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/jic.v6i1.2915

Abstract

Adanya penelitian ini untuk menganalisa penetapan batas waktu penyelesaian perkara pembayaran utang yang berlatar belakang politik hukum. Sejak UUKPKPU diundangkan 16 tahun yang lalu, perkembangan UUKPKPU sangat rapuh, sehingga penelitian ini sangat diperlukan. Menghadapi tantangan perekonomian nasional saat ini, pelaku usaha dan pakar hukum mengkritisi UUKPKPU terlalu singkat. Selain itu, adanya periode ini masih membuka ruang bagi kreditor dan debitur untuk melakukan fraud. Berdasarkan studi hukum normatif, kesimpulan yang didapakan yaitu: 1) Secara hukum, ketentuan Indonesia yang ditangguhkan mengenai kewajiban pembayaran utang diawasi oleh UUKPKPU. Pada prinsipnya PKPU sendiri dianggap dapat meringankan keterlambatan pembayaran hutang debitur. Harapan  debitur memperoleh penghasilan yang cukup untuk melunasi seluruh utangnya dalam waktu yang relatif singkat; 2) baik kreditur dan debitur dalam Kerangka PKPU Pemberian waktu yang sangat singkat untuk penyelesaian kesepakatan damai kedua belah pihak dapat menyebabkan kedua belah pihak ingin mencapai kesepakatan perdamaian yang kurang optimal.
Kewenangan Kurator Dalam Pengurusan Dan Pemberesan Harta Pailit Dalam Hal Negara Sebagai Kreditor Preferen Venia Utami Keliat; Sunarmi Sunarmi; Bismar Nasution; T. Devi Keizerina Azwar
Journal of Education, Humaniora and Social Sciences (JEHSS) Vol 4, No 2 (2021): Journal of Education, Humaniora and Social Sciences (JEHSS), November
Publisher : Mahesa Research Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (278.567 KB) | DOI: 10.34007/jehss.v4i2.693

Abstract

In handling and settling of bankruptcy debtor wealth is carried out by the curator under the supervision of a judge with the main objective of using the sale of these assets to pay all debts of the bankrupt debtor proportionally (prorate parta) and based on the structure. The existence of a state towards a bankrupt company in collecting tax which is a state right. With the Constitutional Court Verdict No. 67 / PUU-XI / 2013 results in uncertainty. Which should be paid first, tax debt or labor wages. Therefore a problem arises namely what is the responsibility of the curator in handling and settlement of bankrupt assets, how Law Number 37 of 2004 Concerning Bankruptcy and Delaying Obligations of Debt Payment in protecting the duties of the curator in terms of handling and settlement bankrupt assets, how is the State's position as the preferred creditor after the Constitutional Court's verdict No. 67 / PUU-XI / 2013. The type of writing method applied in this research is normative legal research. The method of approach used is the method of legislation approach using primary, secondary and tertiary legal materials. The data needed is collected by means of library research and field research by conducting interviews and then analyzed by qualitative deductive analysis methods to produce descriptive data. Based on the results of the study it can be concluded that the. The curator cannot be punished if he has carried out his duties according to the Judge's provisions. The dispute over the right to precede only arises when there are bills for labor wages and tax debts all at once.
Perlindungan Hukum Investor Terhadap Produk Investasi Emas Di Pegadaian (Studi Pada PT. Pegadaian (Persero) Cabang Kisaran) Fernando Enrico Fermi Partahi; Bismar Nasution; Sunarmi Sunarmi; Mahmul Siregar
Iuris Studia: Jurnal Kajian Hukum Vol 2, No 3 (2021): Oktober 2021 - Januari 2022
Publisher : Iuris Studia: Jurnal Kajian Hukum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55357/is.v2i3.169

Abstract

Legal protection is needed by every investor in investing in a company. The gold investment in the form of gold tubes is no exception at PT. Pegadaian (Persero) Range Branch. The problems discussed are legal protection for investors who invest in gold from gold investment losses, the responsibility of gold investment management companies for losses experienced by investors, the application of law related to protection of gold investors at PT. Pegadaian (Persero) Range Branch. The research method uses a normative juridical legal research method, which refers to legal norms. This research is descriptive analytical. The data used is secondary data. consists of primary legal materials, secondary legal materials, and tertiary legal materials. The data collection technique is library research (library research). Data analysis is qualitative. Based on the research results obtained, it shows that legal protection for investors who invest in gold from losses on gold investments is carried out in two forms. Namely preventive legal protection and repressive legal protection. The responsibility of the gold investment management company and gold investor begins when they agree to sign the agreement. The company's responsibility for losses suffered by investors is that the company is responsible for these losses due to information that is not in accordance with the agreement. The application of law related to the protection of gold investors, namely gold savings at PT. Pegadaian (Persero) Kisaran Branch is carried out in accordance with the laws and regulations. The forms of legal protection are preventive and repressive. Agreement between legislation. The forms of legal protection are preventive and repressive. The agreement between the company and the investor is a standard agreement that has been provided by PT. Pegadaian (Persero) Kisaran Branch
Perlindungan Hukum Terhadap Pemegang Saham Minoritas Dalam Undang-Undang Perseroan Terbatas Dwi Rahmawati; Bismar Nasution; Suhaidi Suhaidi; Mahmul Siregar
Iuris Studia: Jurnal Kajian Hukum Vol 2, No 1 (2021): Februari - Mei
Publisher : Iuris Studia: Jurnal Kajian Hukum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55357/is.v2i1.76

Abstract

The interests of minority shareholders in the company often conflict with a sense of justice and legal protection. This normative research discusses the issue of legal protection for minority public shareholders and the principle of justice in legal protection for minority shareholders. The legal protection of minority shareholders includes the right to propose a GMS (Article 79 paragraph 2 letter a), sue the board of directors (Article 97 paragraph 6) and the board of commissioners (Article 114 paragraph 6), request a company examination (Article 138 paragraph 3 letter a), and propose the dissolution of the company (Article 144 paragraph 1). The Company Law protects the rights of minority public shareholders based on the silent majority principle. The principle of justice to protect minority public shareholders is derived from the principle of distributive justice, the voting rights of minority shareholders are proportional to the portion of shares paid up, even though the equality is not equal. Judges' considerations regarding the legal protection of minority public shareholders are based on Article 138 paragraph (3) letter a of the Company Law, at least 1/10 of the total shares. Minority public shareholders are eligible to apply for an SLJ examination to the court. So that the minimum requirement of 1/10 of the total shares becomes a guideline to protect the rights of minority shareholders and as a derivation of the principle of distributive justice
Peran Akuntan Publik Terhadap Praktek Pelanggaran Prinsip Keterbukaan Yang Berindikasi Pernyataan Menyesatkan (Misleading Statement) Dalam Praktek Di Pasar Modal Dwi Putri Rezky Sihite; Bismar Nasution; Sunarmi Sunarmi; Mahmul Siregar
Iuris Studia: Jurnal Kajian Hukum Vol 2, No 3 (2021): Oktober 2021 - Januari 2022
Publisher : Iuris Studia: Jurnal Kajian Hukum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55357/is.v2i3.178

Abstract

A public accountant is a capital market supporting profession whose role is to present quality information in financial reports. Accountants are responsible for providing opinions or expressing fairness in financial statements. In carrying out activities in the capital market, public accountants are obliged to implement the principle of openness because the purpose of the principle of openness is to create an efficient market mechanism. Violations of the transparency principle include misleading statements with mispresentations and omissions in material facts. By providing information based on the principle of transparency, it is possible to anticipate the possibility of not obtaining information or misleading statements to the public or investors. The method used in this paper is normative juridical which uses secondary data and primary data as legal material. Data were collected by conducting a literature study and analyzed qualitatively. The results of this paper are known that public accountants audit financial statements as a professional obligation in the capital market. Public accountants who provide flow services in the capital market must be registered with the Financial Fervices Authority (OJK). Public accountants in providing their assurance services must act professionally and independently. Public accountants always work according to their professional code of ethics, but on the other hand there are errors and fraud in providing assurance services, one of which is misleading statements. Public accountants who make misleading statements are subject to sanctions in the form of administrative, criminal and civil sanctions
Tinjauan Yuridis Kerugian Negara Dalam Kerja Sama Operasional (KSO) Investasi Yang Dilakukan Oleh Yayasan Yang Didirikan Oleh BUMN (Studi Kasus Yayasan Bapelkes Krakatau Steel) Faisal Anshari Dwana; Bismar Nasution; Sunarmi Sunarmi; Mahmul Siregar
Iuris Studia: Jurnal Kajian Hukum Vol 3, No 1 (2022): Februari - Mei
Publisher : Iuris Studia: Jurnal Kajian Hukum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55357/is.v3i1.210

Abstract

The foundation law allows foundations to open a business or invest 25% of the foundation's total wealth. When a foundation invests and suffers a loss, there are legal issues regarding liability for the loss of the foundation, especially foundations established by state-owned enterprises. This study is intended to unravel and analyze the position of the Foundation established by the BUMN (Bapelkes Krakatau Steel Foundation), the position of the Foundation's losses originating from operational cooperation (KSO) with other parties with losses to state finances and the Foundation's organs for losses arising from operational cooperation (KSO). ) by the foundation. This research is a normative legal research and is descriptive analytical. In this study, the legal approach (statute approach), conceptual approach (conceptual approach) is used. and the case approach. Secondary data as the main data were collected by using literature review techniques and analysis using normative-qualitative data analysis methods. As a legal entity, a foundation is an independent legal subject that has assets separate from the assets of its founder (separate legal entity). whether it is a foundation established by an individual or a BUMN, the legal status is the same, namely a legal entity, in other words every activity carried out by the foundation is the responsibility of the foundation itself. Therefore, when the Krakatau Steel Bapelkes Foundation entered into a KSO investment agreement and suffered losses, it also included state losses, but became the foundation's own losses. And the responsibility for the loss of the foundation is placed on the Trustees, Supervisors and Management of the Foundation if the loss occurs due to an error/omission, unless it can be proven that the loss did not occur due to an error or negligence due to his fault.
Penerapan Prinsip – Prinsip Good Corporate Governance Dalam Upaya Meningkatkan Kinerja Pada Perusahaan Perasuransian Badan Usaha Milik Negara (Studi Pada PT. ASABRI (Persero) Cabang Medan) Vina Trinanda Dewi; Bismar Nasution; Sunarmi Sunarmi; Mahmul Siregar
Iuris Studia: Jurnal Kajian Hukum Vol 2, No 1 (2021): Februari - Mei
Publisher : Iuris Studia: Jurnal Kajian Hukum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55357/is.v2i1.90

Abstract

Good Corporate Governance (GCG) is an important instrument in doing business in a company. The aim of this study is to see how the relationship between the application of the principles of Good Corporate Governance and efforts to improve performance in Insurance Companies, what is the role of law in the meaning of laws and regulations, ensuring the application of good corporate governance principles in Insurance Companies, especially BUMN Insurance Companies (State-Owned Business Insurance Companies) and how to apply the principles of Good Corporate Governance at PT. ASABRI (Persero) as the efforts  to improve company performance. This research method conducts normative legal research which is descriptive analysis. The data used consists of secondary data collected using library research techniques and primary data obtained through field research using interviews as a data collection technique. The data were analyzed using qualitative data analysis methods. Based on research at PT. ASABRI (Persero) Medan, the laws and regulations are considered not optimal in their implementations, and the principles of GCG have not been implemented properly
Perlindungan Terhadap Nasabah Dalam Pengamanan Financial Technology Peer To Peer Lending Surtan Harista Muda Hasibuan; Bismar Nasution; Sunarmi Sunarmi; Mahmul Siregar
Iuris Studia: Jurnal Kajian Hukum Vol 2, No 3 (2021): Oktober 2021 - Januari 2022
Publisher : Iuris Studia: Jurnal Kajian Hukum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55357/is.v2i3.150

Abstract

Many problem undergone by fintech clients have encouraged the writer interested in doing the research with the title, “Protection for Clients in Securing Financial Technology Peer to Peer Lending. The research problem are as follow : 1)how about the regulation on financial technology of peer to peer lending in Indonesia, 2) whether the legislation in Indonesia related to it has provided security and protection for clients, and 3) whether the regulation on it has provided security and protection for clients. The research employs normative and descriptive analytic method. The legal theories used in the research are the theory of legal protection and the theory of legal certainty
Prinsip Kehati-Hatian Bank Dalam Mencairkan Dana Nasabah Yang Telah Meninggal Dunia (Studi Putusan Mahkamah Agung Nomor 1050 K/Pdt/2015) Hendra Adiwijaya; Bismar Nasution; Sunarmi Sunarmi; Mahmul Siregar
Jurnal Ilmiah Penegakan Hukum Vol 9, No 1 (2022): JURNAL ILMIAH PENEGAKAN HUKUM JUNI
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/jiph.v9i1.6844

Abstract

This study aims to find out how the application of the prudential banking principle is included in disbursing the funds of customers who have died. The Supreme Court's decision Number 1050 K/Pdt/2015 is a decision from a civil dispute over a lawsuit against the law from several legal heirs because the customer's funds have been disbursed to a third party who is not the heir of the deceased customer. The research method used in this research is normative research that uses a statutory approach, a conceptual approach, and a case approach. The data collection used in this research is library research, which is then analyzed qualitatively and conclusions are drawn using the deductive method. The results of the study explain that the Bank applies the precautionary principle in disbursing funds from customers who have died based on the Standard Operating Procedures (SOP) of the bank. The responsibility of the bank for failure to apply the prudential principle of the bank in disbursing the funds of a deceased customer, namely by compensating or returning the funds that have been sought to third parties who are not his heirs to the real heirs based on evidence that the attached documents are in accordance with the regulations. legislation
Kepastian Hukum Terhadap Kewenangan Otoritas Jasa Keuangan Sebagai Pengawas Eksternal dari PT. Asabri Ashri Azhari Baeha; Bismar Nasution; Sunarmi Sunarmi; Mahmul Siregar
Locus Journal of Academic Literature Review Volume 1 Issue 3 - July 2022
Publisher : LOCUS MEDIA PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56128/ljoalr.v1i3.56

Abstract

PT. ASABRI merupakan Badan Usaha Milik Negara yang menyelenggarakan asuransi wajib bersifat sosial dengan memberikan perlindungan dasar bagi peserta ASABRI serta keluarganya. Namun saat ini penyelenggaraan PT ASABRI belum optimal akibat kesalahan dalam tata kelola dana investasi, hal itu didasarkan hasil audit dan investigasi Badan Pemeriksa Keuangan di mana sejak Tahun 2012 PT. ASABRI melakukan perbuatan melawan hukum dalam pengelolaan dana atau iuran peserta yang digunakan untuk investasi beresiko hingga menyebabkan kerugian keuangan negara sebesar 22,78 Triliun. Oleh karena ini tulisan ini bertujuan untuk mengetahui rezim hukum pengaturan PT. ASABRI sebagai lembaga asuransi wajib bersifat sosial, serta menganalisis kepastian hukum terhadap kewenangan Otoritas Jasa Keuangan sebagai pengawas eksternal dari PT. ASABRI. Hasil penelitian ditemukan bahwa terdapat ketidakpastian hukum mengenai kewenangan OJK dalam mengawasi PT. ASABRI. Pada satu sisi OJK adalah pengawas seluruh perusahaan jasa keuangan, nama pada sisi lain OJK tidak dapat mengawasi PT. ASABRI karena PP No. 102 Tahun 2015 tentang Asuransi Sosial Prajurit TNI Anggota POLRI dan Pegawai Aparatur Sipil Negara di Lingkungan Kementerian Pertahanan dan Kepolisian Republik Indonesia tidak mencantumkan OJK sebagai pengawas eksternal PT ASABRI. Setelah permasalahan PT ASABRI terjadi, PP No. 54 Tahun 2020 diundangkan sebagai perubahan dari PP No. 102 Tahun 2015, dimana perubahan peraturan tersebut, mengatur OJK sebagai pengawas eksternal di PT ASABRI. Meskipun demikian, sampai saat ini tindaklanjut dari OJK terkait pengawasan terhadap PT ASABRI belum terealisasi, dikarenakan proses pembentukan regulasi yang masih dalam tahap koordinasi antara sesama pengawas eksternal di PT ASABRI.
Co-Authors Ashri Azhari Baeha Bastari Bastari Dwi Putri Rezky Sihite Dwi Rahmawati Edy Yunara Faisal Anshari Dwana Fernando Enrico Fermi Partahi Floraulina Theadora Tarigan Hendra Adiwijaya Laurentia Ayu Kartika Putri Lesley Lesley MAHMUL SIREGAR Suhaidi Suhaidi Sumurung P Simaremare Sunarmi, Sunarmi Surtan Harista Muda Hasibuan T. Devi Keizerina Azwar Venia Utami Keliat Vina Trinanda Dewi