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The Role of Retail Sukuk in Development and Investment Financing: Ibn Khaldun's Perspective in the State Economy Wafa, Fadhil; Maulidia, Rohmah
Journal of Islamic Economy Vol. 1 No. 3 (2024): NOVEMBER-JOIE
Publisher : Pt. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/e2x3rz90

Abstract

This article examines the role of retail sukuk as a sharia financial instrument in supporting development and investment financing, by integrating the perspective of Ibn Khaldun's economic thought. Retail sukuk functions as an alternative financing that involves direct community participation, while supporting the realization of sustainable development projects, such as infrastructure, education, and health. In Ibn Khaldun's view, a country's economic development requires a balance between the role of the government and community contributions. The principles of justice and transparency inherent in retail sukuk are in line with the concept of wealth distribution and inclusive economic management in Ibn Khaldun's theory. This article also highlights how the implementation of retail sukuk can encourage economic growth, expand the investor base, and create social stability through a more equitable distribution of benefits. By integrating sharia principles and moral values taught by Ibn Khaldun, retail sukuk can be a strategic instrument in building a just and sustainable economy. This research offers a new perspective on the synergy between classical thinking and modern financial innovation to support national economic development.
Synergy Between BPKN and Higher Education Institutions in Consumer Protection Education in the Digital Era Maulidia, Rohmah; Sutopo, Umarwan
El-Barka Journal of Islamic Economics and Business Vol. 7 No. 1 (2024)
Publisher : El-Barka

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Abstract

The rise in consumer transactions in the digital era reflects the increasingly complex dynamics of consumer behavior. However, the Consumer Empowerment Index (IKK) in Indonesia remains relatively low, particularly in the higher education sector. This article aims to analyze the role of the National Consumer Protection Agency (BPKN) and higher education institutions in educating and protecting consumers, using the organizational transformation theory as its framework. This research employs a descriptive qualitative method, utilizing primary data collected through in-depth interviews with key figures from BPKN and consumer protection law lecturers, as well as secondary data from official BPKN documents. The findings reveal that although BPKN has implemented several educational programs in select universities, the involvement of State Islamic Higher Education Institutions (PTKIN) remains minimal. The primary obstacles include a lack of synergy, limited resources, and weak implementation of formal collaborations. Recommendations include strengthening consumer protection curricula, expanding strategic collaborations between BPKN and universities, and developing small claims court mechanisms to facilitate consumer access to dispute resolution. This study emphasizes the need for bureaucratic and educational transformation based on synergy to enhance consumer awareness and empowerment in Indonesia.
Etika Bisnis Islam dalam Pelayanan Haji dan Umrah USKINU Ponorogo Arsyadani, A. Arfinanto; Maulidia, Rohmah
AL-MIKRAJ Jurnal Studi Islam dan Humaniora Vol. 5 No. 01 (2024): Al-Mikraj, Jurnal Studi Islam dan Humaniora
Publisher : Pascasarjana Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almikraj.v5i01.6366

Abstract

This article examines the implementation of Islamic business ethics in the hajj and umrah services provided by Uskinu Ponorogo, under the auspices of PCNU and PC Muslimat NU. Hajj and umrah, as both religious and economic activities, require regulations that align with sharia principles, including justice, honesty, and social responsibility. Using a descriptive qualitative approach, this study collects primary and secondary data through interviews, observations, and literature reviews to understand the application of business ethics in hajj and umrah services. The findings indicate that Uskinu emphasizes honesty, humility, commitment to keeping promises, and responsibility in its services, which not only comply with government regulations but also address the needs of the jamaah, particularly the elderly. Thus, Uskinu successfully integrates Islamic values into worship services, contributing positively to the spiritual experience of the jamaah and serving as a model for other hajj and umrah organizers in Indonesia
HALAL REGULATION AND CERTIFICATION IN THE CATERING BUSINESS: A Critical Review of Consumer Protection Maulidia, Rohmah; Rofi'ah, Khusniati; Santoso, Lukman
Jurisdictie: Jurnal Hukum dan Syariah Vol 15, No 1 (2024): Jurisdictie
Publisher : Fakultas Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/j.v15i1.26988

Abstract

Halal certification in catering businesses still faces various regulatory and implementation problems, which impact the lack of consumer protection rights. This article explores the implications of halal regulation and certification in the catering business for consumer protection and how the catering business sector is ready to respond to halal certification. The research method used is juridical sociological research, with an empirical approach and critical analysis of relevant literature, including legal regulations and halal certification standards, as well as case studies of catering business practices in Ponorogo. The results show that proper understanding and implementation of halal regulations and certification contribute significantly to consumer protection by creating trust, ensuring information transparency, and improving the quality and safety of the food provided. This research provides a deep insight into the relationship between halal regulation and consumer protection in the context of the catering business. It highlights the importance of legal awareness and appropriate practices for business actors, thereby supporting the success of halal certification programs in the food business sector, including catering. Sertifikasi halal pada usaha catering masih menghadapi beragam problem regulasi dan implementasi, sehingga berdampak pada minimnya hak perlindungan bagi konsumen. Artikel ini bertujuan untuk mengeksplorasi implikasi regulasi dan sertifikasi halal dalam bisnis katering terhadap perlindungan konsumen serta bagaimana kesiapan sektor usaha katering dalam menyikapi sertifikasi halal tersebut. Metode penelitian yang digunakan adalah penelitian yuridis sosiologis, dengan pendekatan empiris dan analisis kritis terhadap literatur yang relevan, termasuk peraturan hukum dan standar sertifikasi halal, serta studi kasus dari praktek bisnis katering di Ponorogo. Hasil penelitian menunjukkan bahwa pemahaman dan implementasi yang tepat terhadap regulasi dan sertifikasi halal berkontribusi secara signifikan terhadap perlindungan konsumen, dengan menciptakan kepercayaan, memastikan transparansi informasi, dan meningkatkan kualitas serta keamanan makanan yang disediakan. Kontribusi penelitian ini adalah memberikan wawasan yang mendalam tentang hubungan antara regulasi halal dan perlindungan konsumen dalam konteks bisnis katering, serta menyoroti pentingnya kesadaran hukum dan praktik yang sesuai bagi para pelaku bisnis. Sehingga menunjang keberhasilan program sertifikasi halal pada sektor bisnis makanan, termasuk katering.
Studi Komparatif Peraturan Adopsi Anak Di Negara Indonesia dan Palestina Sakila, Yola Cindytia; Maulidia, Rohmah
Sakina: Journal of Family Studies Vol 7 No 4 (2023): Sakina: Journal of Family Studies
Publisher : Islamic Family Law Study Program, Sharia Faculty, Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/jfs.v7i4.6176

Abstract

This research aims to determine the regulations for child adoption in Indonesia and Palestine and analyze the problems of child adoption in Indonesia and Palestine. This research uses library research by collecting qualitative data. This data was obtained from several sources such as books, journals and the internet. This research uses a normative approach by analyzing the regulations in Muslim countries, namely Indonesia and Palestine, which relate to the law on adoption or placement of children. The results of this research are that adoption regulations in Indonesia and Palestine both guarantee the welfare of children, but prohibit adopted children from being given the status of biological children and having the fate of their adoptive father. The difference is, in Indonesia it is permissible for single parents to adopt, but in Palestine it must be a husband and wife pair. In Indonesia there is only 1 home visit when a child is being adopted, in Palestine there are 2 home visits, namely pre and post adoption, in Indonesia there is an explanation of the age that is considered a child, in Palestine there is none. However, due to the prolonged conflict situation, namely the aggression launched by Israel against Palestine, Palestine has tightened its regulations on adopting children, namely not allowing Palestinian children to be accepted and taken to other countries. Adoption is permitted only to support living and education costs.Keywords: Regulations, Child Adoption, Indonesia and Palestine
Repositioning Wives’ Roles in Urban Households: Social Support, Dual Burdens, and the Negotiation of Family Resilience Sagita, Insharie Amarylis; Maulidia, Rohmah; Santoso, Lukman
Sakina: Journal of Family Studies Vol 9 No 4 (2025): Sakina: Journal of Family Studies
Publisher : Islamic Family Law Study Program, Sharia Faculty, Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/jfs.v9i4.19644

Abstract

The changing times have brought significant changes to the role of women in the family and society, where increased access to education and gender equality have encouraged women's contribution to the workforce and family economic welfare. However, the dual roles carried out by career women often result in a double burden due to the demands of the public and domestic spheres, making family resilience an important issue that needs to be further researched. This study aims to explore the social support received by wives as career women for family resilience, as well as strategies for negotiating role sharing in social institutions at the family level. This study uses a qualitative field approach with ethnographic techniques, in which the researcher conducts participatory observation and in-depth interviews with informants. The theories used are legal anthropology theory, role theory, power theory, and family resilience theory. The results show that wives as career women receive social support from the public sphere, such as coworkers and workplace policies, as well as from the domestic sphere, such as their immediate family and parents. This support includes help with housework, childcare, and fulfilling the wife's needs, which are very important in maintaining a balance between dual roles. The division of roles within the family is influenced by the length of marriage, number of children, working hours, and place of residence. Effective role negotiation strategies include open communication, agreement, task flexibility, family deliberation, and mutual respect. The success of maintaining family resilience is largely determined by the ability to adapt and negotiate roles, which is influenced not only by practical needs, but also by the dynamics of power, cultural values, economics, and legal frameworks that complement each other.
Nafkah Keluarga Perspektif Istri Buruh Tani di Ponorogo Zulfatur Rosidah; Agus Purnomo; Rohmah Maulidia
Journal of Economics, Law, and Humanities Vol. 3 No. 1 (2024): Economics, Law, and Humanities
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/jelhum.v3i1.3023

Abstract

This field research uses qualitative methods to analyze wives' perspectives regarding the income provided to the family, whether additional or main and to analyze the construction of farm workers' wives regarding income. Data collection was through interviews and observations. The collected data is then processed and analyzed using descriptive analytical techniques using an inductive mindset and drawing conclusions or verification. The research findings obtained regarding the perspectives of farm workers' wives regarding the income provided to the family are classified into two classifications. The wives of agricultural laborers who work believe that their wife's income is additional income. The two working wives believe the wife's income is not additional. The social construction of farmworker wives regarding livelihood cannot be separated from the three moments of the social construction of externalization, objectivation, and internalization. From these stages, the conclusion can be drawn: farmworker wives' livelihood is divided into two groups. The first group believes that the husband still bears maintenance. Second, she believes that maintenance in the family is not only borne by the husband but the wife is obliged to help support the family.
Isbat Nikah Sebagai Solusi Penolakan Calon Pengantin Perempuan Tanpa Kejelasan Nasab di Pengadilan Agama Pacitan Moch Mu'ti; Rohmah Maulidia; Luhur Prasetiyo
Journal of Economics, Law, and Humanities Vol. 3 No. 1 (2024): Economics, Law, and Humanities
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/jelhum.v3i1.3025

Abstract

Case of community rejection of a prospective son-in-law whose lineage is unclear. According to the community, the rejection was based on the seeds, burdens, and unequal weight of the prospective partner in Pacitan. This is what underlies how to find a solution to resolve society's rejection of prospective daughters-in-law who do not have a clear lineage through marriage isbat at the Pacitan Religious Court. This field research using qualitative methods aims to describe how and what the reasons and legal implications of the rejection of women whose fate is unclear are. The results of the research showed that the reason parents rejected their prospective daughter-in-law was because they did not have a clear lineage. This is based on the Javanese law, which is still adhered to regarding selecting prospective marriage partners: seed, bebet, and weight. Still, this problem can be resolved through marriage isbat at the Pacitan Religious Court to change the status on the birth certificate and family card.
Pemikiran Husein Muhammad Tentang Relasi Suami Isteri Perspektif Gender Muchtar Wahyudi Pamungkas; Miftahul Huda; Rohmah Maulidia
Journal of Economics, Law, and Humanities Vol. 3 No. 1 (2024): Economics, Law, and Humanities
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/jelhum.v3i1.3034

Abstract

This research was motivated by differences of opinion between the fuqaha and Kiai Husein regarding husband-wife relations. Kiai Husein synchronized the postulates of jurisprudence in solving contemporary development problems using the theory of gender equality. This research includes research that explores data by interviewing related figures and extracting data from his works, known as library research. The findings show that kiai Husein Muhammad's gender equality does not come from gender, whether from women or men. Still, gender is the difference between men and women, which is created by themselves, not by God or the potential that each individual can create.
Perkawinan Cacat Mental dalam Perspektif Hukum dan HAM Ahmad Khoirul Anwar Hidayat; Rohmah Maulidia
Journal of Economics, Law, and Humanities Vol. 3 No. 1 (2024): Economics, Law, and Humanities
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/jelhum.v3i1.3158

Abstract

Mentally handicapped marriages are a rare phenomenon because, generally, marriages are given to those who have above-average abilities. These mentally disabled sufferers have a level of intelligence. They are unable to adapt to environmental demands and fear that they will not be able to control their emotions or will not be able to mature in facing a problem. This qualitative research with a field approach aims to determine the legal status of marriage and provide the rights and obligations of husbands and wives with mental disabilities in Karangpatihan and Ngabar from a legal and human rights perspective. The research findings are: 1) The marriage is religiously valid when viewed from the purpose of the marriage. With the condition that it is valid if there is a guardian's permission, as in the opinion of Imam Syafi'i, Hanafi, and Hanbali, and the marriage is not valid according to the rules of taklīfi, because a person who experiences mental disorders does not have the appropriateness to be seen in his actions, 2) Fulfillment of the rights and obligations of people with disabilities mental issues such as the right to justice and legal protection, the right to education, the right to work, the right to health and the right to social welfare have not all been fulfilled.