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Wakaf Virtual dalam Perspektif Pejabat Pembuat Akta Ikrar Wakaf: Tipologi Pemikiran PPAIW Ponorogo Suhaily, Labib; Huda, Miftahul; Maulidia, Rohmah
Journal of Economics, Law, and Humanities Vol. 4 No. 1 (2025): Economics, Law, and Humanities
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/jelhum.v4i1.4411

Abstract

The phenomenon of virtual waqf pledges carried out by the Waqf Pledge Deed Making Officer (PPAIW) of Jetis District, Ponorogo Regency, emerged amid a vacuum of formal regulations regarding virtual waqf, both in the Waqf Law, Government Regulations, and Indonesian Waqf Board policies. The urgency of this research lies in the differences in views among PPAIW regarding the validity and legality of virtual waqf pledges, which reflect the dynamics of Islamic legal thinking in the context of waqf digitalization. With a qualitative approach, this field research aims to explore the views of PPAIW in Ponorogo Regency regarding the virtual waqf pledge and analyze their thought patterns in responding to this phenomenon. Research data was obtained from informants from PPAIW Ponorogo. Data collection techniques were done through in-depth interviews, observation, and documentation. Data analysis was carried out using Mahsun Fuad's typological theory of Islamic legal thought, dividing the thought spectrum into participatory and emancipatory reasoning. The results of the research show that there are three typologies of PPAIW thinking regarding the virtual waqf pledge, namely: critical-responsive madzhabi reconstruction, emancipatory responsive-sympathetic interpretive reconstruction, and emancipatory responsive-sympathetic madzhabi reconstruction. This conclusion confirms the diversity of thought responses at the local level towards waqf practices in the digital era.
Strategi Bertahan Hidup Janda di Bawah Umur Ningrum, Wafa Suci; Huda, Miftahul; Maulidia, Rohmah
Journal of Economics, Law, and Humanities Vol. 4 No. 1 (2025): Economics, Law, and Humanities
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/jelhum.v4i1.4412

Abstract

This research is motivated by the increasing number of early-age divorce cases, which has resulted in many young women becoming underage widows—girls under 19 years old who have already experienced marriage and divorce, and most of whom already have children. This study is a field research using a case study approach. The data were collected from primary sources such as underage widows, their parents, and representatives from the Women's Empowerment and Child Protection Agency (P3A) and secondary sources, including documents, legislation, and relevant literature. The research was conducted in the Ponorogo, Madiun, and Nganjuk Regencies, with the implementation adjusted to the availability and conditions of the informants. Data collection techniques included in-depth interviews, observation, and documentation. Data analysis was carried out using the Miles and Huberman model, which involves data reduction, data presentation, and continuous drawing of conclusions throughout the research process. The findings show that some underage widows can utilize their livelihood assets to implement consolidation, active, and passive strategies, while others can only survive using basic survival strategies. Most choose to work and pursue education through the Package C program. Although these young widows can endure, they still face significant challenges, and some eventually decide to remarry as a way out of life’s pressures. Underage widows adopt survival strategies rationally, based on their conditions and available resources—by working, continuing education, or remarrying—as a way to cope with pressure and build a future.
The Role of Retail Sukuk in Development and Investment Financing: Ibn Khaldun's Perspective in the State Economy Wafa, Fadhil; Maulidia, Rohmah
Journal of Islamic Economy Vol. 1 No. 3 (2024): NOVEMBER-JOIE
Publisher : Pt. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/e2x3rz90

Abstract

This article examines the role of retail sukuk as a sharia financial instrument in supporting development and investment financing, by integrating the perspective of Ibn Khaldun's economic thought. Retail sukuk functions as an alternative financing that involves direct community participation, while supporting the realization of sustainable development projects, such as infrastructure, education, and health. In Ibn Khaldun's view, a country's economic development requires a balance between the role of the government and community contributions. The principles of justice and transparency inherent in retail sukuk are in line with the concept of wealth distribution and inclusive economic management in Ibn Khaldun's theory. This article also highlights how the implementation of retail sukuk can encourage economic growth, expand the investor base, and create social stability through a more equitable distribution of benefits. By integrating sharia principles and moral values taught by Ibn Khaldun, retail sukuk can be a strategic instrument in building a just and sustainable economy. This research offers a new perspective on the synergy between classical thinking and modern financial innovation to support national economic development.
Synergy Between BPKN and Higher Education Institutions in Consumer Protection Education in the Digital Era Maulidia, Rohmah; Sutopo, Umarwan
El Barka Vol. 7 No. 1 (2024)
Publisher : El-Barka

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The rise in consumer transactions in the digital era reflects the increasingly complex dynamics of consumer behavior. However, the Consumer Empowerment Index (IKK) in Indonesia remains relatively low, particularly in the higher education sector. This article aims to analyze the role of the National Consumer Protection Agency (BPKN) and higher education institutions in educating and protecting consumers, using the organizational transformation theory as its framework. This research employs a descriptive qualitative method, utilizing primary data collected through in-depth interviews with key figures from BPKN and consumer protection law lecturers, as well as secondary data from official BPKN documents. The findings reveal that although BPKN has implemented several educational programs in select universities, the involvement of State Islamic Higher Education Institutions (PTKIN) remains minimal. The primary obstacles include a lack of synergy, limited resources, and weak implementation of formal collaborations. Recommendations include strengthening consumer protection curricula, expanding strategic collaborations between BPKN and universities, and developing small claims court mechanisms to facilitate consumer access to dispute resolution. This study emphasizes the need for bureaucratic and educational transformation based on synergy to enhance consumer awareness and empowerment in Indonesia.