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All Journal Jurnal Pendidikan Bahasa Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences
Warsiman Warsiman
Fakultas Hukum Universitas Islam Sumatera Utara
Religion Arts Humanities Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Social Sciences

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Principles of Credit Analysis in BUMN/BUMD Banks in Indonesia Indra Gunawan Purba; Warsiman Warsiman; Ervina Sari Sipahutar
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 3, No 4 (2020): Budapest International Research and Critics Institute November
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v3i4.1454

Abstract

The bank's business activities must be carried out in a more administrative nature and prioritize procedural aspects. BUMN / BUMD banks in providing credit to prospective debtors must follow the standards and standard mechanisms that apply within the bank itself or the Standard Operational Procedure (SOP), for that it is then required to comply with standards to arrive at a credit decision. The bank functions as a financial intermediary (intermediary financial) between parties with excess funds (surplus of funds) and parties requiring funds (deficit of funds). The main function of the bank is to mobilize public funds appropriately and quickly channel them to effective and efficient use or investment. A function like this is a "blood flow" for the economy and an increase in the standard of living. Without trust, this function will not work. Credit assessment is an activity carried out by credit analysts to assess whether credit to be given to debtors can be carried out. Assessment for consumptive credit is based only on the amount of salary earned in installments plus interest and the maximum will be determined at the amount of income.
Legal Study on the Crime of Defamation through social media according to Law Number 19 of 2016 concerning Information and Electronic Transactions Warsiman Warsiman; Indra Gunawan Purba; Syapri Can
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 2 (2022): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i2.4824

Abstract

The current era of globalization is marked by the development of information and electronic communication technology that affects people's lifestyles, one of these technological developments is social media. The consequences of the development of information technology are quite diverse, because users who cannot be limited by space and time are therefore said to be a double-edged sword. The positive consequences of the development of information technology include making it easier for humans to get information, share information, express themselves, and so on. Meanwhile, the negative consequences of the development of information technology are fraud, kidnapping, online gambling, human trafficking, prostitution, humiliation, and even defamation. The development of this technology has a significant influence on the understanding of crime, especially on the streams of criminology which focuses on the human factor both physically and psychologically. One of the crimes that often occurs in the development of information and communication technology is humiliation or defamation carried out through social media which is regulated in Article 310 and Article 311 of the Criminal Code. In addition, defamation through social media is also regulated in Article 27 paragraph (3) of Law Number 11 of 2008 in conjunction with Law Number 19 of 2016 concerning Electronic Information and Transactions.
Meningkatkan Keaktifan Siswa melalui Pembelajaran Interaktif Berbasis Blended Learning pada Materi Teks Artikel Anifatus Sholihah; Warsiman Warsiman; Heni Dwi Arista
Jurnal Pendidikan Bahasa Vol 12, No 1 (2023): Jurnal Pendidikan Bahasa
Publisher : IKIP PGRI Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31571/bahasa.v12i1.5057

Abstract

Pembelajaran interaktif berbasis blended learning adalah metode pembelajaran yang menggabungkan pola pembelajaran menggunakan media e-learning dengan tatap muka. Tujuan penelitian ini adalah untuk meningkatkan keaktifan siswa melalui pembelajaran interaktif berbasis blended learning pada mata pelajaran Bahasa Indonesia materi teks artikel. Jenis penelitian ini adalah Penelitian Tindakan Kelas (PTK). Hasil penelitian menunjukkan bahwa keaktifan siswa mengalami peningkatan. Peningkatan tersebut dapat dilihat dari hasil pembelajaran pada siklus I data persentase keaktifan siswa sebesar 30,99%; siklus II sebesar 32,95%; dan siklus III sebesar 39,71%. Berdasarkan hasil tersebut, maka dapat disimpulkan bahwa pembelajaran interaktif berbasis blended learning, dapat meningkatkan keaktifan siswa dalam pembelajaran, terutama pada materi teks artikel.
Meningkatkan Keaktifan Siswa melalui Pembelajaran Interaktif Berbasis Blended Learning pada Materi Teks Artikel Anifatus Sholihah; Warsiman Warsiman; Heni Dwi Arista
Jurnal Pendidikan Bahasa Vol. 12 No. 1 (2023): Jurnal Pendidikan Bahasa
Publisher : IKIP PGRI Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31571/bahasa.v12i1.5057

Abstract

Pembelajaran interaktif berbasis blended learning adalah metode pembelajaran yang menggabungkan pola pembelajaran menggunakan media e-learning dengan tatap muka. Tujuan penelitian ini adalah untuk meningkatkan keaktifan siswa melalui pembelajaran interaktif berbasis blended learning pada mata pelajaran Bahasa Indonesia materi teks artikel. Jenis penelitian ini adalah Penelitian Tindakan Kelas (PTK). Hasil penelitian menunjukkan bahwa keaktifan siswa mengalami peningkatan. Peningkatan tersebut dapat dilihat dari hasil pembelajaran pada siklus I data persentase keaktifan siswa sebesar 30,99%; siklus II sebesar 32,95%; dan siklus III sebesar 39,71%. Berdasarkan hasil tersebut, maka dapat disimpulkan bahwa pembelajaran interaktif berbasis blended learning, dapat meningkatkan keaktifan siswa dalam pembelajaran, terutama pada materi teks artikel.
Co-Authors Anifatus Sholihah Heni Dwi Arista indra gunawan purba Sipahutar, Ervina Sari Syapri Can