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Analisis perilaku manajemen keuangan pada generasi milenial Anggie Faramitha; Wahyudi Wahyudi; Desmintari Desmintari
INOVASI Vol 17, No 1 (2021): Februari
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v17i1.9216

Abstract

Penelitian ini menggunakan jenis penelitian atau metode penelitian kuantitatif. Tujuannya adalah untuk mengetahui pengaruh variabel independen terhadap variabel dependen. Penelitian ini menggunakan variabel bebas yaitu literasi keuangan dan locus of control sedangkan variabel terikatnya adalah perilaku pengelolaan keuangan. Penelitian ini menggunakan populasi yaitu mahasiswa program studi (prodi) manajemen program sarjana Universitas Pembangunan Nasional Veteran Jakarta (UPNVJ) yang masuk dalam kategori generasi milenial.  Dengan menggunakan rumus slovin, didapatkan sebesar 230 mahasiswa sebagai responden. Metode yang digunakan dalam penelitian ini menggunakan probability sampling. Teknik analisis data yang digunakan adalah simple random sampling. Data dalam penelitian ini menggunakan hasil jawaban responden dari kuesioner online (google form) yang dibagikan kepada siswa. Dengan menggunakan alat analisis Partial Least Square (PLS) dengan aplikasi SmartPLS 3.0 diperoleh hasil sebagai berikut: (1) Pengaruh literasi keuangan terhadap perilaku pengelolaan keuangan adalah signifikan dan positif. (2) Pengaruh locus of control terhadap perilaku pengelolaan keuangan dalam penelitian ini signifikan dan positif.
PKM PENGELOLAAN BANK SAMPAH BERBASIS KOMUNITAS KELURAHAN BELENDUNG KECAMATAN BENDA KOTA TANGGERANG Iwan Kresna Setiadi; Yudi Nur Supriadi; Wahyudi Wahyudi; Yoko Tristiarto; Sugianto Sugianto
Batara Wisnu : Indonesian Journal of Community Services Vol. 3 No. 2 (2023): Batara Wisnu | Mei - Agustus 2023
Publisher : Gapenas Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53363/bw.v3i2.198

Abstract

The waste problem is still a complicated problem due to the lack of public understanding of the impacts caused by waste, the lack of government funds to ensure proper and qualified waste disposal. Another factor that causes the waste problem to become more complicated is the increasing standard of living of the people but not followed by an increase in knowledge about waste and the lack of the community's role in maintaining cleanliness and disposing of waste in its place. Community Service Activities (PKM) provide empirical ideas for real work to change the community's paradigm regarding waste that needs to be carried out in a sustainable manner. Educating residents about awareness and skills for waste management by applying the principles of reduce, reuse, recycle and replant (4R) is important in solving waste problems through waste management from its source. A waste bank based on community participation in the Belendung Village is social capital in community-based waste management. Departing from the real problems and conditions of the Belendung Village Garbage Bank regarding waste bank learning to strengthen the implementation of science and technology, real efforts need to be made in providing solutions, through UPN Veteran Jakarta Community Service (PKM) activities through the development of structured and comprehensive waste bank coaching in waste bank management and managerial quality improvement. PKM is held as an empowerment process that intersects with the ability to create. One of the components of this waste management system is the existence of a waste manager who has collected and separated waste (organic and inorganic). The presence of community empowerment in the waste bank movement was moved to experience a general transformation into a movement based on more specific issues, one of which was the Belendung Village Garbage Bank as a forum for PKM activities. The existence of a Waste Bank Management carried out by the KWT Fishing group of Belendung Village is still simple, only in the activity of weighing waste, so the PKM UPN Veterans Jakarta Team will provide training to make activities or activity programs that will be able to increase the entrepreneurial spirit for them. . The hope of this PKM activity is to foster social awareness for the community and be able to manage the Garbage Bank into an activity that can increase income for the group of women from KWT Fishing in the Belendung Village and foster an entrepreneurial spirit
ANALYSIS OF THE EFFECT OF FINANCIAL LITERATION, FINANCIAL TECHNOLOGY, INCOME, AND LOCUS OF CONTROL ON LECTURER FINANCIAL BEHAVIOR Wahyudi Wahyudi; Brigitta Azalea Pulo Tukan; Dahlia Pinem
AFEBI Management and Business Review Vol. 5 No. 1 (2020): June
Publisher : Asosiasi Fakultas Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47312/ambr.v5i1.293

Abstract

This research is a quantitative study that aims to determine the effect of financial literacy, financial technology, income, and locus of control on financial behavior. The population in this study were Lecturers at the Universitas Pembangunan Nasional Veteran Jakarta. The sample size was taken as many as 80 respondents, with methods through nonprobability sampling, purposive sampling. Data collection was carried out through questionnaires. The analysis technique used is the PLS (Partial Least Square) analysis method with SmartPLS 3.0 software. The results of this study indicate that (1) financial literacy has a significant positive effect on financial behavior. (2) financial technology has no influence and is not significant in financial behavior. (3) income has a significant positive effect on financial behavior. (4) locus of control does not influence financial behavior.