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All Journal Jurnal Ilmiah Ekonomi Islam Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen IKRA-ITH Humaniora : Jurnal Sosial dan Humaniora AFEBI Management and Business Review Owner : Riset dan Jurnal Akuntansi IKRA-ITH EKONOMIKA Jurnal Riset Manajemen dan Bisnis Batara Wisnu : Indonesian Journal of Community Services
Wahyudi Wahyudi
Universitas Pembangunan Nasional Veteran Jakarta
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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ANALYSIS OF THE EFFECT OF FINANCIAL LITERATION, FINANCIAL TECHNOLOGY, INCOME, AND LOCUS OF CONTROL ON LECTURER FINANCIAL BEHAVIOR Wahyudi Wahyudi; Brigitta Azalea Pulo Tukan; Dahlia Pinem
AFEBI Management and Business Review Vol. 5 No. 1 (2020): June
Publisher : Asosiasi Fakultas Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47312/ambr.v5i1.293

Abstract

This research is a quantitative study that aims to determine the effect of financial literacy, financial technology, income, and locus of control on financial behavior. The population in this study were Lecturers at the Universitas Pembangunan Nasional Veteran Jakarta. The sample size was taken as many as 80 respondents, with methods through nonprobability sampling, purposive sampling. Data collection was carried out through questionnaires. The analysis technique used is the PLS (Partial Least Square) analysis method with SmartPLS 3.0 software. The results of this study indicate that (1) financial literacy has a significant positive effect on financial behavior. (2) financial technology has no influence and is not significant in financial behavior. (3) income has a significant positive effect on financial behavior. (4) locus of control does not influence financial behavior.
Co-Authors Anggie Faramitha Brigitta Azalea Pulo Tukan Dahlia Pinem Desmintari Farhan Nugraha Iwan Kresna Setiadi Muhammad Wafa Aunillah Nurmatias Nurmatias Sugianto Sugianto Syarif Ali Yandri Daya Pandera Yoko Tristiarto Yoko Tristiarto YUDI NUR SUPRIADI Yumna Sekar Utami