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Journal : JEBD

Kontelasi Kelayakan Pembiyaan Kur Di Bank Syariah Indonesia KCP Lumajang Imam Bonjol Rendy Ilyas Febriansyah; Roni Subhan
Jurnal Ekonomi dan Bisnis Digital Vol. 1 No. 3 (2024): Januari - Maret
Publisher : CV. ITTC INDONESIA

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Abstract

This research aims to determine the constellation or description of the wealth of People's Business Credit (KUR) financing at Bank Syariah Indonesia Lumajang Imam Bonjol Sub-Branch Office. The research method used is a qualitative method with descriptive research type. The data collection techniques used were interviews, observation and documentation. This research explains that the feasibility constellation of KUR financing consists of 6 stages, namely: registration, bi-checking, survey, analysis, approval and disbursement. Where the bank analysis stage uses 5 aspects, namely: character, capital, capacity, collateral and economic conditions. From the steps taken it can be concluded that the BSI Lumajang Imam Bonjol sub-branch office prioritizes comfort, speed, prudence, transparency and security.