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All Journal JMM UNRAM (Jurnal Magister Manajemen Universitas Mataram) Jurnal Doktor Manajemen (JDM) JURNAL MANAJEMEN DAN BISNIS EQUILIBRIUM Jurnal Ilmiah Vastuwidya Jurnal Ilmiah Satyagraha EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Nusantara Hasana Journal

I Ketut Merta

Program Studi Manajemen 2 Fakultas Ekonomi, Universitas Mahendradatta

Author-ID : 3679199

Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Mechanical Engineering Nursing Social Sciences Other

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ANALISIS EFEKTIFITAS PROGRAM BANTUAN KEUANGAN KHUSUS (BKK) GERBANGSADU MANDARA DI KABUPATEN KARANGASEM TAHUN 2017 (STUDI KASUS PADA 18 DESA KAWASAN RAWAN BENCANA ERUPSI GUNUNG AGUNG) Komang Agus Rudi Indra Laksmana; I Ketut Merta
JMM UNRAM - MASTER OF MANAGEMENT JOURNAL Vol. 9 No. 1 (2020): JMM Maret 2020
Publisher : Master of Management, Mataram University

Karangasem Regency is one of the regencies in Bali which has the highest poverty rate in Bali, The Gerbangsadu Mandara program in 2016 has been distributed in 54 villages with an average budget of 1 billion rupiah per village. However, in mid 2017 the eruption of Mount Agung erupted causing economic paralysis in 22 affected villages in Karangasem Regency. Among them 18 villages are disaster prone areas (KRB) are recipients of the Gerbangsadu Mandara program. Indicators in measuring effectiveness used are performance measurement instruments for 2016-2018 in the form of CCR, ROI, LAR financial ratios aimed at measuring health and its relation to the readiness of citizens to receive further intervention from the government for the following year. The problems to be solved in this study are: How is the effectiveness of Gerbangsadu Mandara Special Financial Assistance (BKK) in 18 villages of Mount Agung Eruption in Karangasem Regency as seen from Cost Coverage Ratio (CCr), Return on Investment (ROI), and Loan at Risk (LAR). The results showed that during the period 2016-2018, the average performance of 18 Bumdes in Karangasem Regency for a Cost Coverage Ratio (CCr) ratio of 183% (very satisfying), Return on Investment (ROI) of 7% (quite satisfactory), and Loan at Risk (LAR) of 19% (minimum). Paired T-test shows that Sign.2-tailed value is greater than 0.05, it means that financial performance before and after the eruption of Mount Agung did not occur a significant significant difference. The conclusion is that the Bumdes financial performance in Karangasem Regency is not affected by the risk of the eruption of Mount Agung. The limitation of the research lies in the object of research at one financial institution that is Bumdes, further research this concept can be tested at other financial institutions such as Village Credit Institutions, Banks and Cooperatives.

PENGARUH HUMAN CAPITAL TERHADAP ECONOMIC VALUE ADDED PADA SEKTOR UMKM DI PROVINSI BALI Komang Agus Rudi Indra Laksmana; I Ketut Merta
JMM UNRAM - MASTER OF MANAGEMENT JOURNAL Vol. 9 No. 3 (2020): JMM September 2020
Publisher : Master of Management, Mataram University

Micro, Small and Medium Enterprises (MSMEs) have a role in accelerating the economy of the community. The quality of MSMEs is largely determined by competitive advantage by utilizing resources that focus on developing or obtaining valuable resources and capabilities. The UMKM sector with intangible assets of MSME players, namely human capital towards the creation of economic value added or Economic Value Added (EVA) in MSMEs. The purpose of this study was to examine and explain the effect of human capital of MSME players in Bali on the achievement of Economic Value Added (EVA). This study uses a positivism approach. The population in this study was the UMKM in Bali Province, amounting to 450 UMKM, with a research sample of 212 MSMEs in Bali Province. The results of research findings that human capital have a significant positive effect on the creation of economic value added (EVA) in MSMEs. The average level of EVA on MSMEs is negative, which means that in general, MSMEs in Bali province have not been able to achieve EVA in their business management.The limitation in this study is the incomplete availability of MSME financial reports. In addition, further research is expected to add other contingencies, such as personality and defense mechanisms.

Co-Authors Astari, Anak Agung ELik Audelia Fransisca Putri Bagus Nyoman Kusuma Putra I Dewa Nyoman Usadha I Kadek Surya Wibawa I Made Anom Arya Pering I Made Anom Arya Pering I Made Juniastra I Nyoman Purna I Putu Agung Galih Pradnyana Putra Ida Ayu Sasmitha Putri Ida Ayu Sasmitha Putri Kadek Kreniawati Komang Agus Rudi Indra Laksmana Made Budiyasa Ni Kadek Ernawati Kertagam Ni Ketut Murdani Ni Komang Ardety Pramesti Indahsari Ni Luh Anita Ni Luh Ayu Suda Sucandrawati Ni Luh Ketut Ayu ayu sudha Sudha Sucandrawati Ni Luh Putu Pande Sukarini Ni Made Yudhaningsih SETIAWAN JODI, I WAYAN GEDE ANTOK Sudiartini, Ni Wayan Ari

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