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Determinants of Mobile Banking Adoption Among Customers of Agricultural Development Bank Kyei Kwabena; Oscar Agyemang Opoku
International Journal of Business, Technology and Organizational Behavior (IJBTOB) Vol. 3 No. 4 (2023): International Journal of Business, Technology, and Organizational Behavior (IJB
Publisher : Garuda Prestasi Nusantara Consulting

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52218/ijbtob.v3i4.281

Abstract

The study sought to analyse the determinants of mobile banking adoption among bank customers of Agricultural Development Bank. Explanatory design of quantitative approach was used. A simple random sampling technique was used to select 420 respondents of which 380 successfully responded yielding a 90% response rate. Questionnaire was the main data collection instrument used and the data collected are analyzed using Structural Equation Modeling. The study found that communication, pursuance, perceived risk, perceived usefulness and transaction speed as the significant determinants of mobile banking adoption. In addition, respondents identify poor internet connectivity and high service charges as the main challenges associated with mobile banking. Therefore, it is recommended that Agricultural Development Bank should ensure speed and cost efficiency in its mobile banking service. Furthermore, mobile banking departments activities need to be closely supervised and audited in evaluating the developments, expansions and challenges of services rendering.
Assessing Baby Food Labelling Compliance with the Food and Drug Authority Standards in Ghana Vicentia Dapaah; Oscar Agyemang Opoku; Samuel Sebe Mensah
Journal of Public Health Sciences Vol. 5 No. 03 (2026): In Press - Journal of Public Health Sciences
Publisher : The Indonesian Institute of Science and Technology Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56741/IISTR.jphs.001135

Abstract

The literature is silent about labelling compliance by manufacturers of baby food as required by the Food and Drugs Law, 1992, and specified by the Ghana Food and Drug Authority (FDA), as compared to other facets such as consumer attitude and knowledge about food labelling, factors that influence consumers on food labelling. This study evaluated the degree to which infant food manufacturers in Ghana adhere to the requirements set forth by the FDA on food labelling. The study used a quantitative approach, where a checklist was used to gather data from 104 baby food products in various channels such as stall/shops, supermarkets, and malls in Kumasi. With SPSS software, the data were analysed using frequencies and percentages as well as the chi-square test. The study found that more foreign companies were involved in the manufacturing of baby food products in the Ghanaian market as compared to the local manufacturers. Baby food manufacturers highly comply with the FDA standards regarding food labelling. Also, there was a significant difference between foreign baby food producing companies and their compliance level with FDA standards and that of local baby food producing companies and their compliance level with FDA standards in Ghana. More foreign companies comply highly with food labelling. Therefore, monitoring and inspection team of the FDA should intensify their monitoring and inspection activities, especially, among the locally baby food producers. Moreover, the FDA, in collaboration with the association in charge of baby food producers, should organise annual meetings to sensitize the companies about the essence of food labelling and its effect on the consumer.
Factors Contributing to the Utilization of Traditional Medicine in the Treatment of Ear, Nose, and Throat Conditions Cecilia Opoku Agyemang; Oscar Agyemang Opoku
Journal of Health Sciences and Medical Development Vol. 4 No. 02 (2025): Journal of Health Sciences and Medical Development
Publisher : The Indonesian Institute of Science and Technology Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56741/hesmed.v4i02.801

Abstract

The rate of the use of traditional medicine continues to grow worldwide and is the preferred treatment in especially rural communities in developing countries. This study assessed the factors contributing to the utilization of traditional medicine in the treatment of Ear, Nose, and Throat (ENT) conditions in Kumasi. This quantitative study used a descriptive survey study design to answer the research questions. Convenience sampling technique was used in sampling 166 respondents for the study using Yamen’s formula. A questionnaire was developed to gather information under each objective. Data was analyzed using Statistical Package for Social Science Software to present descriptive analysis. Results from the study showed majority of the respondents believed that cultural beliefs influenced the usage of traditional medicine in the treatment of ENT conditions as more than half of the respondents; 141 (84.9%) responded yes to the statement, ‘Traditional medicine is associated with religious and spiritual underpinnings’. Also, cost, spirituality, social relationships, and health workers' interpersonal relationships among others affected the usage of traditional medicine among the respondents. It was therefore concluded that cultural beliefs are a very significant factor that contributes to the usage of traditional medicine in the treatment of ENT conditions. It is therefore recommended that the Ministry of Health in collaboration with the various health directorates in Kumasi should plan and organize a public awareness campaign program to educate the general population about the potential benefits and risks of traditional medicine.