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All Journal Iqtishoduna: Jurnal Ekonomi Islam JES (Jurnal Ekonomi Syariah Muhasabatuna: Jurnal Akuntansi Syariah
Indra Hidayatullah
Institut Agama Islam Syarifuddin Lumajang
Economics, Econometrics & Finance

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Sejarah, Prinsip, dan Perbedaan Antara Asuransi Takaful/Asuransi Syari'ah dan Asuransi Konvensional Indra Hidayatullah
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 5 No. 2 (2016): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

The phenomenon of insurance actually arising from a group of people who are determined to establish a social gathering in order to alleviate the financial burden between them, as well as to avoid any financing difficulties they face. Currently the demand for insurance services is increasing perceived both by the households, businesses, and government. Such insurance is required as a means to face the risk of a more complex and varied. The danger that is feared that among others include: loss, damage, theft, fire, accident, illness, or even death. But a lot of variety and types of insurance that exist so that we sometimes confused and incorrect perception of where Islamic/Sharia and which are non-Islamic or even identical to the conventional? not least because of the type of insurance that is allegedly containing gharar/speculation, maisyir/chancy, usury, gambling and exploitation (often there is an imbalance between the value of the premiums and compensation), as well as their freedom of investment in the sectors of immoral and usury. Takaful insurance is insurance that are developed with a system of mutual risk sharing among members in a way each spend tabarru, namely outright funds paid for the purpose of bearing one another among members.
Pandangan Ibnu Khaldun dan Adam Smith Tentang Mekanisme Pasar Indra Hidayatullah
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 7 No. 1 (2018): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

Markets, countries, individuals and societies are always a hot topic of discussion in economics The passage of a market will be determined by several factors, first of price, demand and supply, distribution and specialization of workers, which when the above factors go according to the rules in the country, then it can be sure the economy in the country will be stable. The real good state economy is driven by market mechanisms that uphold freedom and justice, hence the market is free and impartial. In the history of economics in the world emerged some Islamic and conventional economists who raised the theme of science about market mechanisms, such as Ibn Khaldun and and Adam Smith. Ibn Khaldun examines the economic problems by examining the causes empirically, comparing them, and then summarizing the laws that explain the phenomenon. Thus he can be called as the originator of the first scientific economy. It was only about four centuries later after the death of Ibn Khaldun, European scientists apply the same method. The person who did it was Adam Smith. Ibn Khaldun lived in 732 to 808 H is one of the Muslim scholars who also helped spawn the concept of Islamic economic thinking. He is more popular as Ibn Khaldun. Ibn Khaldun examines the economic problems of society and state empirically, he explains the actual economic phenomena, as he expressed in his Muqaddimah. Adam Smith is one of the leading liberal economists who adhere to the laissez faire principle or liberation in economics. He is a figure who diligently popularize his free market to the public. In his economic theory, Smith considers that free markets are a necessary condition for economic growth.
Peran Pemerintah dalam Stabilitas Ekonomi Pasar Indra Hidayatullah
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 8 No. 1 (2019): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

The role of government interference in controlling the economy of a market. The function of the government as a bumper. They may collude to destroy the natural mechanism of free markets in their interests at the expense of the interests of others or common interests. They can even crush each other. In the framework of the ideal model the function of the government is indeed minimal. But at the same time the government has a duty to reduce and even eliminate practices that lead to monopolies and privileges due to the detriment of others. The role of government in the market economy depends on developing market conditions. When the market is normal in its economic turnaround, the government functions as a supervisor in the market so that practices that do not deviate from existing market theory concepts do not occur. Another way that is done by the government is to make laws about goods or services that are urgent for the community to be controlled by the state, so that the goods cannot be monopolized by one or group. By being free in the market economy, the government must intervene so that stability the market economy can be controlled and in accordance with all expectations of market participants.
Co-Authors Naning Fatmawatie, Naning Rofiatul Khasanah