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Good Amil Governance (GAG) and Efficiency of Zakat Institution in Indonesia Ninglasari, Sri Yayu; Mirzal, Husnul; Majid, Rifaldi; Ulya, Badriyatul; Himmawan, M. Fikri
Ijtimā iyya Journal of Muslim Society Research Vol. 8 No. 2 (2023)
Publisher : Postgraduate, State Islamic University Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ijtimaiyya.v8i2.7913

This study aims to analyze the implementation of Good Amil Governance (GAG) in zakat management organizations (OPZ) and the efficiency of zakat distribution in Indonesia. This study uses a qualitative method with a literature study approach through secondary data tracing in the annual reports of zakat management organizations, journals, books and the official website of OPZ in Indonesia. The results showed that most of the OPZ had implemented the GAG principles thoroughly. In addition, the problem of inefficiency in the distribution of zakat in Indonesia has been overcome by the National Amil Zakat Agency (BAZNAS) through the issuance of the decision of the chairman of BAZNAS No. 33 of 2019 through identification of the Mustahik Identification Number (NIM). This research is expected to have implications for improving the application of governance and coordination of zakat distribution by OPZ in Indonesia.

DETERMINANTS OF ISLAMIC BANKING ACCEPTANCE AS A SINGLE BANKING SYSTEM IN ACEH Mirzal, Husnul
An-Nisbah: Jurnal Ekonomi Syariah Vol 9 No 1 (2022): An-Nisbah
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.v9i1.4941

Abstrak: Penelitian ini bertujuan untuk melihat faktor-faktor yang mempengaruhi penerimaan terhadap implementasi perbankan syariah sebagai sistem tunggal perbankan di Provinsi Aceh, Indonesia. Penelitian menggunakan data primer yang dikumpulkan dari 169 responden dengan metode penyebaran kuesioner. Data dianalisis menggunakan Partial Least Square Structural Equation Modelling (PLS-SEM). Hasil dari penelitian menunjukkan bahwa sikap konsumen, kesiapan untuk mentaati hukum Islam, Persepsi terhadap Manfaat Perbankan Syariah dan Persepsi terhadap Inovasi Perbankan Syariah merupakan faktor-faktor determinan yang mempengaruhi niat menggunakan bank syariah yang merupakan salah satu indikator penerimaan Perbankan Syariah sebagai sistem tunggal perbankan di Aceh. Sedangkan pengetahuan tentang Perbankan Syariah tidak memiliki pengaruh signifikan. Hasil dari penelitian ini diharapkan bermanfaat kepada pemerintah, stakeholder perbankan syariah dan regulator perbankan syariah dalam menyusun kebijakan perbankan syariah sebagai sistem tunggal perbankan di Aceh, Indonesia. Selanjutnya penelitian ini diharapkan bermanfaat dalam menambah literatur akademik bidang ekonomi dan keuangan Islam. Abstract: This study investigates the factors affecting Islamic banking acceptance as a single banking system in Aceh, Indonesia. It used primary data collected from 169 respondents using a self-administered structured questionnaire. Empirical data were analysed using Partial Least Squares Structural Equation Modelling (PLS-SEM). The study results show that consumer attitude, readiness to comply with Islamic law, perceived benefit of Islamic Banking, and perceived innovativeness of Islamic Banking were critical determinants of intention to use Islamic Banking as the single banking system in Aceh, Indonesia. The least influential factor was knowledge of Islamic Banking. This study's results are expected to help the government, banking and financial stakeholders, and policymakers to plan appropriate policy in implementing Islamic Banking as a single banking system in Aceh, Indonesia. Furthermore, the study will contribute to existing academic literature, especially in Islamic Banking.

MILLENIAL GENERATION SHOPPING BEHAVIOR IN BUYING IMPORTED HALAL LABELED FOOD PRODUCTS IN INDONESIA Chalid, Fitria Idham; Mirzal, Husnul
An-Nisbah: Jurnal Ekonomi Syariah Vol 10 No 1 (2023): An Nisbah
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.v10i1.7427

Abstrak: Penelitian ini bertujuan untuk menganalisis perilaku belanja generasi Milenial terhadap pembelian makanan impor berlabel halal. Penelitian ini menjadi penting mengingat maraknya produk multinasional yang mulai mendominasi pasar Indonesia, khususnya produk makanan halal. Metode yang digunakan adalah pendekatan kuantitatif dengan data primer dan sekunder. Teknik pengumpulan data yang digunakan adalah purposive sampling, sedangkan teknik analisis data yang digunakan adalah Structural Equation Modeling-Partial Least Square (SEM-PLS). Variabel yang digunakan dalam penelitian ini adalah citra merek, kesadaran halal, harga, niat beli, dan perilaku pembelian. Hasil penelitian menunjukkan bahwa citra merek berpengaruh terhadap perilaku pembelian, citra berpengaruh terhadap niat beli, kesadaran halal berpengaruh terhadap niat beli, harga berpengaruh terhadap perilaku beli, dan harga berpengaruh terhadap niat beli, sedangkan penelitian niat beli tidak berpengaruh terhadap perilaku beli. Hasil penelitian ini menunjukkan bahwa kesadaran halal, harga dan citra dapat mempengaruhi perilaku konsumen milenial dalam membeli produk penting berlabel halal. Selain itu, hasil ini akan memberikan kontribusi kepada pemerintah sebagai pembuat kebijakan untuk membatasi impor produk luar negeri yang masuk ke Indonesia, yang tentunya akan membuat produk dalam negeri kalah bersaing dengan produk impor. Kata kunci: Generasi Milenial; Makanan Impor Berlabel Halal; SEM-PLS. Abstract: This study aims to analyze the shopping behavior of the Millennial generation towards purchases imported food labeled halal. This research is important due to the increasment of multinational product which start to dominating Indonesian market, especially halal food products. The method used is quantitative approach with primary and secondary data. Purposive sampling is utilized for data collecting, and structural equation modeling-partial least squares is employed for data processing (SEM-PLS). Brand image, halal awareness, pricing, purchase intention, and purchasing behavior are the variables used in this study. The findings revealed that brand image affects purchase intention, image affects purchase behavior, halal knowledge affects purchase intention, pricing affects both buying behavior and purchase intention, and study on purchase intention has little impact on actual purchasing. The result of this study indicate that halal awareness, price and image can influence millennial customers behavior of buying important products labeled halal. In addition, this result will contribute to the government as the policy maker to limit imports of foreign products Entering Indonesia, which of course will make domestic products less competitive with imported products Keywords: Milennial Generation; Imported Food Labelled Halal; SEM-PLS.

HOW DOES ISLAM SUPPORT THE GREEN ECONOMY? A STUDY ON TURATH PERSPECTIVE Mirzal, Husnul; Zaki, Irham; Zusak, M Bastomi Fahri
Journal of Islamic Monetary Economics and Finance Vol 10 No 4 (2024)
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jimf.v10i4.1962

This study addresses how Islam supports a green economy using a thematic analysis of the turath. The results show that Islam strongly supports the implementation of the green economy. The green economy has been a part of Islamic teachings long before its conception in this modern era. In Islam, there are the four main goals of the green economy, namely creating an economy that is inclusive and fair, environmentally friendly, resources sustainable, and resources efficient. Islam can provide guidance and for solutions to all human problems, including those related to the economy and environment. As a policy recommendation, the Government and related parties can leverage on a religious approach to develop a green economy by for examples including Islamic values as well as involving Islamic institutions and Islamic figures in the National Green Economy Development Roadmap such that its goals can be better achieved.

HOW DOES ISLAM SUPPORT THE GREEN ECONOMY? A STUDY ON TURATH PERSPECTIVE Mirzal, Husnul; Zaki, Irham; Zusak, M Bastomi Fahri
Journal of Islamic Monetary Economics and Finance Vol. 10 No. 4 (2024)
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jimf.v10i4.1962

This study addresses how Islam supports a green economy using a thematic analysis of the turath. The results show that Islam strongly supports the implementation of the green economy. The green economy has been a part of Islamic teachings long before its conception in this modern era. In Islam, there are the four main goals of the green economy, namely creating an economy that is inclusive and fair, environmentally friendly, resources sustainable, and resources efficient. Islam can provide guidance and for solutions to all human problems, including those related to the economy and environment. As a policy recommendation, the Government and related parties can leverage on a religious approach to develop a green economy by for examples including Islamic values as well as involving Islamic institutions and Islamic figures in the National Green Economy Development Roadmap such that its goals can be better achieved.

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