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All Journal Review of Islamic Economics and Finance Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Airlangga Journal of Innovation Management Improvement: Jurnal Manajemen dan Bisnis Ijtimā`iyya: Journal of Muslim Society Research Musyarakah: Journal of Sharia Economics (MJSE) Jurnal Media Akademik (JMA) Review of Islamic Social Finance and Entrepreneurship PESHUM
Siti Zubaidah
Airlangga University
Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Analisis Bibliometrik Perkembangan Penelitian Manajemen Risiko Pengelolaan Wakaf Produktif Siti Zubaidah; Sri Yayu Ninglasari
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol 13 No 2 (2020): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v13i2.133

Abstract

Penelitian ini bertujuan untuk mengetahui sejauh mana potret perkembangan riset tentang manajemen risiko pada pengelolaan wakaf produktif dengan mengkaji literatur melalui metode bibliometrik. Hasil dari penelitian ini menunjukkan tren jumlah artikel terkait pengelolaan wakaf, terutama yang terdapat unsur pembahasan manajemen risiko di dalamnya yang diterbitkan di basis data Google Scholar dalam periode waktu tahun 2011-2020 berjumlah 46 dengan total 108 sitasi. Selain itu, jurnal yang paling banyak menerbitkan artikel terkait dengan pengelolaan wakaf, terutama yang membahas terkait manajemenn risiko wakaf produktif adalah Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam sebanyak 8 artikel. Selanjutnya, pendekatan kuantitatif (2%) lebih sedikit digunakan dibandingkan dengan kualitatif (96%) sisanya menggunakan pendekatan campuran (2%). Artinya, jumlah riset yang bersifat konseptual jauh lebih banyak dibandingkan dengan riset yang bersifat empiris.
The Effect of Macroeconomic Variables on the Amount of Zakat Receipts in Indonesia Siti Zubaidah; Ahmad Munawar
Review of Islamic Economics and Finance Vol 4, No 1 (2021): Review of Islamic Economics and Finance (RIEF) June 2021
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/rief.v4i1.34100

Abstract

AbstractPurpose – This study aims to explain the effect of macroeconomic variables on the number of zakat receipts in 2016-2020 at BAZNAS. Macroeconomic variables in this study consist of GDP per capita, inflation, and exchange rates.Methodology - The method used in this research is the quantitative method with multiple regression analysis models. The data used are secondary data from BI, BPS, and zakat financial reports in BAZNAS. Findings - This study indicates that the macroeconomic variables consisting of GDP per capita, inflation, and exchange rates do not affect the number of zakat receipts. The independent variables of GDP per capita, inflation, and the exchange rate can only explain their effect on the total zakat receipts of 36.91%. Other variables explain the remaining 63.09% outside of research.Keywords: GDP Per Capita; Inflation; Exchange Rate; Zakat.
The Role of Fiscal Policy in Strengthening the Resilience of The National Economy (Fiscal Case Study During the Covid-19 Pandemic) Farah Aunti Sholihah; Badriyatul Ulya; Husnul Mirzal; Shally Nur Rasyida; Siti Zubaidah
Ijtimā iyya Journal of Muslim Society Research Vol. 7 No. 1 (2022)
Publisher : Postgraduate Program, State Islamic University Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ijtimaiyya.v7i1.7553

Abstract

Due to the Covid-19 pandemic, Indonesia's economic growth rate reached negative 5.32 percent. In this problem, Indonesia manages its economic stabibility with fiscal instruments. This study aims to determine the role of fiscal policy in strengthening the resilience of the national economy during the Covid-19 pandemic. This research is a type of literature research that uses analytical techniques with a content analysis method that strengthens the role of the government, especially in fiscal policy in overcoming the Covid-19 pandemic in Indonesia
Optimization of Cash Waqf Linked Sukuk (CWLS) for supporting Indonesia’s economic recovery post-Covid-19 era Sulaeman Sulaeman; Siti Zubaidah; Tika Nur’atikah
Review of Islamic Social Finance and Entrepreneurship Volume 1 Issue 2, 2022
Publisher : Center for Islamic Economics and Development Studies [P3EI]

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/RISFE.vol1.iss2.art4

Abstract

Purpose – The purpose of this study is to analyze the optimization of the Cash Waqf Linked Sukuk (CWLS) issuance mechanism and its potential to support Indonesia's economic recovery after the Covid-19 pandemic.Methodology – This study uses a qualitative descriptive analysis approach by exploring the relevant literature. This study also uses the SWOT (Strength, Weakness, Opportunity, and Threat) to obtain information on internal and external factors that can support and inhibit the planned issuance of CWLS.Findings – This study found that the investment returns from cash waqf funds in the CWLS model can be utilized for social and economic development in Indonesia. In line with the objectives of Indonesia's economic recovery program, namely: aiming to protect, maintain, and improve the economic capacity of business actors, especially MSMEs, in running their business during and after the Covid-19 pandemic in Indonesia.Implications – The CWLS model is expected to make a positive contribution to the Indonesian government and policymakers as material for further study of Islamic financing instruments, which can optimize their role in supporting the financing of Indonesia's economic recovery programs during and after the Covid-19 pandemic.Originality – The novelty of this research is proposing an alternative source of financing for the government in supporting Indonesia’s economic recovery. Further, this research contributes to the existing literature on Islamic social finance, especially for waqf studies.
KONSEP ETIKA DALAM KEGIATAN DISTRIBUSI MENURUT PERSPEKTIF EKONOMI ISLAM Dery Ariswanto; Siti Zubaidah; Fitria Idham Chalid; Nurhisna
Jurnal Media Akademik (JMA) Vol. 3 No. 1 (2025): JURNAL MEDIA AKADEMIK Edisi Januari
Publisher : PT. Media Akademik Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62281/v3i1.1460

Abstract

Tujuan dari artikel ini adalah mengkaji bagaimana konsep etika dalam kegiatan distribusi berdasarkan perspektif agama Islam. Distribusi adalah salah satu elemen penting untuk mewujudkan kesejahteraan masyarakat. Dampak yang dihasilkan dari kegiatan distribusi pendapatan tidak hanya terletak pada persoalan ekonomi semata, akan tetapi juga meliputi perihal sosial-politik. Islam menempatkan keadilan sosial sebagai tujuan utama dalam aktivitas ekonomi, dengan mekanisme berbasis moral dan etika sebagai alat untuk mencapainya, terutama dalam hal distribusi. Konsep dan teori ekonomi Islam akan dapat mengantarkan umat Islam kepada falah, yaitu sukses di dunia dan akhirat. Hasil penelitian menunjukkan bahwa distribusi dalam Islam memiliki karakteristik yang unik, di mana keadilan, kesejahteraan, dan pemerataan menjadi tujuan utama. Mekanisme distribusi seperti zakat, infak, sedekah, dan waris dirancang untuk mengurangi kesenjangan sosial dan memastikan setiap individu mendapatkan haknya. Peran etika dalam distribusi sangat penting dalam Islam, karena nilai-nilai seperti kejujuran, transparansi, dan tanggung jawab sosial menjadi landasan dalam setiap transaksi ekonomi. Studi ini menyimpulkan bahwa penerapan etika dalam distribusi dapat memberikan kontribusi signifikan dalam menciptakan masyarakat yang lebih adil dan sejahtera.
Confirming the Receipts of International Tourism in Indonesia after the COVID-19 Pandemic: Analyzed with Macroeconomic Indicators Asma Munifatussaidah; Jihan Nabila Zahara; Siti Zubaidah
Airlangga Journal of Innovation Management Vol. 4 No. 2 (2023): Airlangga Journal of Innovation Management
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/ajim.v4i2.48535

Abstract

This study aims to analyze International Tourism Receipts in Indonesia with the variables of International Trade, Inflation, and Exchange Rates during and after the COVID-19 pandemic. The analysis technique used to answer the problem is regression analysis using the Ordinary Least Squares (OLS) method. This type of research data uses secondary data obtained from the World Bank, Central Statistics Agency, and Bank Indonesia during the 2002-2022 period. The results of research analysis show that 1) the International Trade variable has a significant negative effect on International Tourism Receipts in Indonesia during and after the COVID-19 pandemic. The stability of international trade fluctuates, tends to decrease, but after the COVID-19 pandemic and the relaxation of social distancing policies, there has been an increase in international tourism. 2) The Inflation variable has a significant negative effect on International Tourism Receipts in Indonesia. A higher inflation rate increases living and travel costs, then reduces tourist interest. 3) The exchange rate variable has a significant and positive effect toward international tourism receipts. The increase of dollar exchange rate against the rupiah, will increase tourist interest in Indonesia. The implications of the results of this research are important for stakeholders and tourism sector companies so that they can continuously increase International Tourism Receipts in Indonesia through keeping macroeconomic indicators consisting of International Trade, Inflation and Exchange in Indonesia.
Komparasi Ketimpangan Distribusi Pendapatan Dalam Perspektif Ekonomi Konvensional Dan Ekonomi Islam Chalid, Fitria Idham; Zubaidah, Siti
Musyarakah: Journal of Sharia Economic (MJSE) Vol 5, No 1 (2025): April
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v5i1.11829

Abstract

Income distribution plays an important role in the economy in both conventional and Islamic economics. In conventional economics, income distribution often focuses on market efficiency, but this can lead to inequality and social disparities. In contrast, Islamic economics emphasizes the principles of justice, respect for the Shari'a, and equitable distribution of wealth, using instruments such as zakat, infaq, and waqf to reduce inequality and achieve social welfare. This study uses a literature review method, this study identifies the challenges faced in implementing both income distribution systems. The main challenges in conventional economics include economic inequality caused by unequal access to education and resources, while in Islamic economics, the challenges lie in the implementation of distribution mechanisms that are not yet optimal. This study concludes that although both face challenges, the Shari'a-based distribution system is more inclusive and oriented towards social welfare, making it a fairer alternative in the long run.
Intensi Pedagang Muslim dalam Membayar Zakat Perdagangan: Pengaruh Pemahaman dan Pendapatan : Studi Kasus di Kabupaten Sampang Ashari, Ayu; Zubaidah, Siti; Widitya, Galuh
PESHUM : Jurnal Pendidikan, Sosial dan Humaniora Vol. 4 No. 6: Oktober 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/peshum.v4i6.12478

Abstract

Sebagai negara dengan populasi Muslim terbesar secara global, Indonesia memiliki potensi yang luar biasa dan strategis dalam penghimpunan serta pengelolaan zakat. Posisi demografis unik ini menempatkan zakat bukan hanya sebagai kewajiban spiritual, tetapi juga sebagai instrumen ekonomi makro yang fundamental, dengan ini mampu menjadi kekuatan pendorong dalam pengentasan kemiskinan dan pemerataan kesejahteraan nasional. Namun, kesadaran membayar zakat, khususnya zakat perdagangan, masih tergolong rendah, termasuk di Kabupaten Sampang. Penelitian ini bertujuan untuk menganalisis aktor-faktor yang memengaruhi niat membayar zakat perdagangan, dengan fokus pada pengaruh pemahaman dan pendapatan di Kabupaten Sampang. Penelitian ini mengadopsi metode kuantitatif dengan menggunakan regresi linear berganda untuk menguji pengaruh simultan variabel-variabel yang diteliti. Data diperoleh dari kuesioner dan didukung dengan wawancara singkat, dengan sampel yang ditentukan melalui teknik purposive sampling. Hasil Penelitian ini menunjukkan bahwa tingkat pemahaman dan pendapatan secara persial dan simultan menunjukkan bahwa tingkat pemahaman dan pendapatan memiliki pengaruh secara signifikan terhadap niat para pedagang di Kabupaten Sampang untuk membayar zakat perdagangan.
Inovasi Manajemen Controlling dalam Pengelolaan Usaha Berbasis Syariah di Era Digital Camelia, Rizqiatul Camelia; Permana, Dikki; Rohmah, Fathur; Muaffa, Muhammad Alif; Addina, Nadia Izza; Zubaidah, Siti
Improvement: Jurnal Manajemen dan Bisnis Vol 5 No 2 (2025): Vol 5 No 2 September 2025
Publisher : UMSurabaya Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/imp.v5i2.28548

Abstract

This study aims to analyze the practice of controlling management in a Madura grocery store (Warung Madura) located in Telang Village from an Islamic economic perspective. The research employed a qualitative method with a single case study design, collecting data through in-depth interviews, observation, and documentation. The findings reveal that although controlling practices remain simple, such as manual financial recording, stock management, and capital reinvestment, the store owner consistently applies Islamic principles, including fair pricing, reasonable profit margins, and trustworthiness in capital management. Digital innovation is evident through the use of QRIS, although the application of financial and inventory management systems is still limited. The limitation of this study lies in its focus on a single store, which makes the results contextual and not generalizable. Nevertheless, this research provides practical implications for the development of Sharia-based micro, small, and medium enterprises (MSMEs) and theoretical contributions by reinforcing the relevance of Islamic principles in controlling practices for microbusinesses. Keywords: controlling management, Warung Madura, Islamic economics, digitalization, case study Penelitian ini bertujuan untuk menganalisis praktik manajemen controlling pada salah satu Warung Madura di Desa Telang dalam perspektif ekonomi syariah. Metode penelitian menggunakan pendekatan kualitatif dengan desain studi kasus tunggal, di mana data dikumpulkan melalui wawancara mendalam, observasi, dan dokumentasi. Hasil penelitian menunjukkan bahwa meskipun praktik controlling masih sederhana, seperti pencatatan manual keuangan, pengelolaan stok, dan reinvestasi modal, pemilik warung konsisten menerapkan prinsip syariah, seperti keadilan harga, margin keuntungan yang wajar, dan amanah dalam pengelolaan modal. Adopsi inovasi digital terlihat dari penggunaan QRIS, meski pemanfaatan aplikasi manajemen keuangan dan inventori masih terbatas. Keterbatasan penelitian ini adalah hanya meneliti satu warung, sehingga hasilnya bersifat kontekstual dan belum dapat digeneralisasi. Penelitian ini memiliki implikasi praktis bagi pengembangan UMKM berbasis syariah serta memberikan kontribusi teoretis sebagai studi kasus yang menegaskan relevansi prinsip syariah dalam praktik controlling usaha mikro. Kata Kunci: Manajemen controlling, Warung Madura, ekonomi syariah, digitalisasi, studi kasus
Determinan Niat Membayar Zakat Perdagangan: Pengaruh Pemahaman, Figur Religius, dan Kredibilitas LAZ (Studi pada Pedagang Sumenep) Rohmaniah, Diana; Siti Zubaidah; Galuh Widitya Qomaro
Musyarakah: Journal of Sharia Economic (MJSE) Vol 5, No 2 (2025): October
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v5i2.12491

Abstract

Umat muslim di dunia diprediksi akan terus meningkat hingga tahun 2050, di antara negara-negara dengan populasi muslim, Indonesia menempati posisi teratas sebagai negara dengan jumlah muslim terbesar di dunia, sehingga memiliki potensi untuk menjadi pusat pengumpulan zakat. Namun, kesadaran membayar zakat, khususnya zakat perdagangan, masih tergolong rendah, termasuk di Kabupaten Sumenep. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang memengaruhi niat membayar zakat perdagangan, dengan fokus pada pengaruh pemahaman zakat perdagangan, figur religius, dan kredibilitas lembaga amil zakat, di Kabupaten Sumemep. Metode penelitian yang digunakan adalah kuantitatif, dengan menggunakan metode regresi linear berganda untuk menguji pengaruh variabel-variabel tersebut secara simultan. Data dikumpulkan melalui kuesioner dan beberapa wawancara singkat dengan sampel yang diambil menggunakan teknik purposive sampling. Hasil penelitian memperlihatkan bahwa, secara simultan, variabel figur religius, pemahaman, dan kredibilitas lembaga amil zakat memiliki pengaruh terhadap niat pedagang di Sumenep Namun, secara parsial, variabel figur religius tidak menunjukkan pengaruh yang signifikan terhadap niat membayar zakat. Sebaliknya, variabel pemahaman pedagang tentang zakat perdagangan memberikan pengaruh yang positif dan signifikan. Selain itu, kredibilitas LAZ juga terbukti berpengaruh positif dan signifikan terhadap niat membayar zakat.
Co-Authors Addina, Nadia Izza Ahmad Munawar Ashari, Ayu Asma Munifatussaidah Badriyatul Ulya Camelia, Rizqiatul Camelia Dery Ariswanto Farah Aunti Sholihah Fitria Idham Chalid Galuh Widitya Qomaro Husnul Mirzal Jihan Nabila Zahara Muaffa, Muhammad Alif Nurhisna Permana, Dikki Rohmah, Fathur Rohmaniah, Diana Shally Nur Rasyida Sri Yayu Ninglasari Sulaeman Sulaeman Tika Nur’atikah Widitya, Galuh