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Training And Mentoring for NU Women Farmers' Group (Kwt) In Increasing Community Creativity Based on Local Resources in Jatidatar Village Bandar Mataram Central Lampung Habib Ismail; Irfan Nur Muslim; Ghina Valenia Nabilah; Alvitriani Alvitriani; Ahmad Robet; Irma Yuliani; Arum Kumala Putri; Mutiara Lutfi Zakia; Risa Azizah; Usman Zakiya Akmal; Fitri Ambarwati; Nilam Miratus Sholikah; Ahmad Muslimin
Jurnal Insan Pengabdian Indonesia Vol. 2 No. 1 (2024): Maret : Jurnal Insan Pengabdian Indonesia
Publisher : PT. ALHAFI BERKAH INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62007/jouipi.v2i1.268

Abstract

The home industry of the residents of Jatidatar village, Bandar Mataram District, Central Lampung Regency, which was built last yearThe business field is making processed cassava chips. Cassava chips are a widely used food ingredient found in Bandar Mataram Regency. One of the preparations that is popular with the public is cassava chips. In Jati Datar village has a cassava chips manufacturing factory which is still traditional both in terms of harvesting,product processing and marketing. However, in this KKS program that will be our focus Carrying this theme is training and assistance in making cassava chips (seblak cassava) in the marketing sector.The aim of the service activity is to find out the criteria for good cassava as a food ingredient, to know the procedures for making cassava chips (seblak cassava).The method used by researchers in assisting cassava chips (Seblak Cassava) is the result of processing cassava products.This product uses methods in Participatory Action Research (PAR). This method was carried out directly with the NU Women's Farmers' Group (KWT) in Jatidatar Village and the companions also actively followed and practiced this method with the NU Women's Farmers' Group (KWT) in Jatidatar Village. The results obtained from this activity increase the partners' knowledge and skills in processing cassava into cassava seblak Cassava chips products.The benefit of making cassava chips is to increase people's creativity in processing cassava. Previously cassava was only processed into cassava and sold, but now it can be processed into seblak cassava or what is usually called spicy chips through ideas from the community.
Penerapan Manajemen Risiko Pembiayaan Murabahah di BPRS Mitra Mentari Sejahtera Ponorogo Ary Eka Muthiara Sary; Irma Yuliani
Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 2 No. 6 (2025): November : Jurnal Inovasi Ekonomi Syariah dan Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jiesa.v2i6.1740

Abstract

Murabaha financing is one of the leading products at PT. BPRS Mitra Mentari Sejahtera Ponorogo, especially for consumptive and productive financing. Therefore, the application of risk management and mitigation is very important to minimize financing risks. This study aims to determine how risk management and mitigation are applied to murabaha financing at BPRS. The method used is descriptive qualitative with field research and data collection techniques in the form of interviews and documentation. The results of this study indicate that risk management has been implemented at PT. BPRS Mitra Mentari Sejahtera Ponorogo, emphasizing the stages of identifying and measuring risk through 5C+1S analysis (character, capacity, capital, condition of economy, collateral, and sharia), although it only focuses on the aspects of capacity and collateral as well as BI checking. The risk mitigation process is also carried out through insurance and the use of collateral, especially gold pawn. Although it has a positive impact, its implementation is not yet optimal, as indicated by the high level of problematic financing and an increase in NPF.