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Peran UMKM dalam Meningkatkan Kesejahteraan Perekonomian di Indonesia Evi Sirait; Bagus Hari Sugiharto; Jenal Abidin; Nely Salu Padang; Johni Eka Putra
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.4160

This research aims to determine the role of MSMEs in improving economic prosperity in Indonesia. This research approach collects data through literature studies, which involves reading literature from various sources including books, journals and reports using qualitative and deductive approaches. The findings in this research are that micro, small and medium enterprises (MSMEs) are a very crucial sector for economic prosperity in Indonesia. This is because MSMEs play an important role in absorbing labor, increasing people's income, creating new business opportunities, increasing economic equality, and preserving local culture and wisdom. Apart from that, MSMEs also play an important role in creating jobs, increasing local economic growth, increasing innovation and creativity, stimulating local economic growth, economic diversification, as well as contributing to taxes and state revenues. This can improve economic prosperity in Indonesia. The indicators for measuring the level of welfare are income, housing and settlement, education and health.

Business sustainability challenges in the face of technology and digital literacy: a study of Micro, Small, and Medium Enterprises Indra Permana; Bagus Hari Sugiharto; Soni Suardi; Eri Mardiani; Iwan Riswandi
International Journal on Social Science, Economics and Art Vol. 13 No. 4 (2024): February: Social Science, Economics
Publisher : Institute of Computer Science (IOCS)

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The study investigates Micro, Small, and Medium Enterprises (MSMEs) within the Tanjung Lesung tourism sector in Banten Province. It focuses on the application of digital literacy for business sustainability in the contemporary technological landscape. The research employed a qualitative descriptive research method involving observation and in-depth interviews. Data was collected through observation and in-depth interviews. Analysis involved data reduction, display, and conclusions drafting. The findings underscore the pivotal role of digital technology in fostering business continuity. The study emphasizes MSMEs' pursuit of sustainability through tailored strategies, including the attainment of sustainability certifications to bolster market presence, particularly in eco-conscious segments.

Peran UMKM dalam Meningkatkan Kesejahteraan Perekonomian di Indonesia Evi Sirait; Bagus Hari Sugiharto; Jenal Abidin; Nely Salu Padang; Johni Eka Putra
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.4160

This research aims to determine the role of MSMEs in improving economic prosperity in Indonesia. This research approach collects data through literature studies, which involves reading literature from various sources including books, journals and reports using qualitative and deductive approaches. The findings in this research are that micro, small and medium enterprises (MSMEs) are a very crucial sector for economic prosperity in Indonesia. This is because MSMEs play an important role in absorbing labor, increasing people's income, creating new business opportunities, increasing economic equality, and preserving local culture and wisdom. Apart from that, MSMEs also play an important role in creating jobs, increasing local economic growth, increasing innovation and creativity, stimulating local economic growth, economic diversification, as well as contributing to taxes and state revenues. This can improve economic prosperity in Indonesia. The indicators for measuring the level of welfare are income, housing and settlement, education and health.

PENGARUH LITERASI KEUANGAN, SIKAP KEUANGAN, PENDAPATAN, DAN TINGKAT PENDIDIKAN TERHADAP PERILAKU PENGELOLAAN KEUANGAN KELUARGA Ilmiyah, Ilmiyah Nur Azizah; Bagus Hari Sugiharto; Intan Oktaviana Jumai; Febri Falisa; Audry Shatara; Rita Mutiarni
JAD : Jurnal Riset Akuntansi & Keuangan Dewantara Vol. 8 No. 2 (2025): Juli (2025) - Desember (2025)
Publisher : STIE PGRI Dewantara Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26533/jad.v8i2.1482

Problems in family financial management in Indonesia still shows a collapse of priorities, where many families perceive low difficulty in meeting basic needs and education costs, but prefer to allocate funds for symbolic consumption such as purchasing gold. This condition reflects low financial literacy, irrational financial attitudes, and still low levels of education. The purpose of this study was to examine the impact of financial literacy, financial attitudes, income, and education level on family financial management behavior in Sukolelo Village, Prigen District, partially and simultaneously. The research method used was quantitative with a purposive sampling technique. The results showed that education level had a negative and insignificant effect on family financial management behavior. Meanwhile, financial literacy, financial attitudes, and income had a significant positive effect on family financial management behavior. It can be concluded that education does not always determine the ability to manage finances.

Pengaruh Networking dan Media Sosial Terhadap Kinerja Usaha Dengan Keunggulan Bersaing Sebagai Variabel Mediasi Zuhda Siti Salwa; Anis Nusron; Bagus Hari Sugiharto; Febri Falisa Putri; Moh Aliffudin Alfan
Jurnal Transparan Institut Teknologi dan Bisnis Yadika Vol. 17 No. 2 (2025): JURNAL TRANSPARAN
Publisher : Institut Teknologi dan Bisnis Yadika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53567/jtrans.v17i2.122

Persaingan bisnis kuliner di Indonesia semakin ketat, sebagaimana dilansir dari laman resmi umkmindonesia.id yang mencatat bahwa mayoritas sektor usaha didominasi industri makanan dan minuman (F&B). Menurut Kadis Koperasi dan UKM Jawa Timur (2024), pertumbuhan kuliner terus meningkat, namun banyak pelaku usaha masih menggunakan metode konvensional dan enggan beradaptasi dengan digitalisasi. Kondisi ini juga tampak di Kabupaten Pasuruan, di mana sebagian besar masyarakat lebih memilih menjadi karyawan dibanding berwirausaha, sehingga inovasi dan keunggulan bersaing masih rendah. Penelitian ini bertujuan menganalisis pengaruh networking dan media sosial terhadap kinerja usaha dengan keunggulan bersaing sebagai variabel mediasi. Metode penelitian menggunakan pendekatan kuantitatif dengan purposive sampling. Hasil menunjukkan networking tidak berpengaruh signifikan terhadap kinerja usaha, sedangkan media sosial berpengaruh positif dan signifikan. Networking dan media sosial berpengaruh terhadap keunggulan bersaing, dan keunggulan bersaing berpengaruh positif terhadap kinerja usaha. Temuan ini menegaskan pentingnya optimalisasi strategi digital dan jaringan bisnis untuk meningkatkan daya saing kuliner lokal.

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