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Penyelesaian Sengketa Kebocoran Data Pribadi Nasabah Bank Melalui Lembaga Alternatif Penyelesaian Sengketa Sektor Jasa Keuangan (LAPS SJK) Alif Rizqi Ramadhan; Albertus Sentot Sudarwanto
Terang : Jurnal Kajian Ilmu Sosial, Politik dan Hukum Vol. 1 No. 2 (2024): Juni : Terang : Jurnal Kajian Ilmu Sosial, Politik dan Hukum
Publisher : Asosiasi Peneliti dan Pengajar Ilmu Hukum Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/terang.v1i2.207

Abstract

The advancement of technology has brought significant changes in the banking sector, posing new challenges related to the protection of customers' personal data. Data breaches can harm customers and undermine public trust in financial institutions. To address disputes related to data breaches, the Financial Services Sector Alternative Dispute Resolution Institution (LAPS SJK) becomes a relevant choice. This study uses a normative legal approach to analyze the legal framework and dispute resolution procedures applied by LAPS SJK. The results show that LAPS SJK prioritizes the principles of accessibility, independence, fairness, efficiency, and effectiveness in dispute resolution. The methods of dispute resolution offered include mediation, arbitration, and binding opinions. Through LAPS SJK, customers can obtain fair, fast, and affordable dispute resolution without having to go through conventional judicial processes. Therefore, LAPS SJK plays a crucial role in protecting customers' rights and maintaining public trust in the banking sector.
Tanggung Gugat Pelaku Usaha Sebagai Perlindungan Hukum Terhadap Konsumen dari Akibat Perbuatan Wanprestasi dalam Transaksi E-Commerce Gusti Faza Aliya; Albertus Sentot Sudarwanto
Civilia: Jurnal Kajian Hukum dan Pendidikan Kewarganegaraan Vol. 3 No. 1 (2024): Civilia: Jurnal Kajian Hukum dan Pendidikan Kewarganegaraan
Publisher : Civilia: Jurnal Kajian Hukum dan Pendidikan Kewarganegaraan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.572349/civilia.v3i1.1795

Abstract

Sebagai kontributor pertumbuhan perekonomian di suatu negara, sektor e-commerce merupakan suatu bentuk perkembangan teknologi yang perlu diakomodasi dengan payung hukum teraktual guna mendukung ketahanan tehadap perkembangan dan perubahan sosial. Efisiensi dan kemudahan yang ditawarkan dalam transaksi e-commerce yang dapat dilakukan melalui jarak jauh memiliki sejumlah resiko pula yang menempatkan konsumen pada posisi rentan terhadap perbuatan wanprestasi oleh pelaku usaha. Melalui penelitian normatif dengan sifat preskriptif penelitian ini berupaya untuk mengkaji mengenai kerangka perlindungan hukum terhadap konsumen serta pengaturan tanggung gugat pelaku usaha akibat perbuatan wanprestasi dalam transaksi e-commerce berdasarkan hukum positif di Indonesia dikaitkan dengan berbagai teori dan prinsip hukum. Diketahui bahwa payung hukum yang telah ada saat ini dapat mengakomodasi kebutuhan perlindungan konsumen, namun masih belum cukup memadai terutama dalam UU Perlindungan Konsumen yang cenderung bersifat konvensional sehingga perlu diperbaharui untuk mengakomodasi nilai-nilai transaksi secara elektronik.
Perpetrator Abuse Narcotics Ongan Goal 1 Based on Perspective Sociology Law Ferliana Syahputro Wibiyanto; Albertus Sentot Sudarwanto
International Journal of Educational and Life Sciences Vol. 2 No. 8 (2024): August 2024
Publisher : MultiTech Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59890/ijels.v2i8.2414

Abstract

Narcotics is drug or material Which beneficial in field treatment, health services and scientific development, but on the other hand it can give rise to dependence Which very harm if used without there is control, strict and thorough supervision... As in the previous case researchers found in South Labuhabatu district, North Sumatra province, namely decision number: 792 K/PID.SUS/2017. In this case a defendant who named Misniar Wati Harahap alias Wati is a narcotics criminalWhere should judge consider verdict Which given to defendant.And should judge aggravate punishment Which given to convict. Type study in This legal research is normative or doctrinal legal research. In Judgment Number 792 K/PID.SUS/2017, the author agrees with the Decision of the Panel of Judges which judge that defendant violate Chapter 111 paragraph (1), 114 paragraph (1), 127 Paragraph (1) letter a Law. R.I. No. 35 of 2009 concerning Narcotics, because the elements of This article was proven as a fact before the Court, so It is correct that the Amar/Contents of the Judges' Decision stated that MISNIAR WATI HARAHAP alias WATI has been legally and convincingly proven guilty of committing criminal offense "Narcotics Abuse Category I" for myself and the author concluded that the legal considerations of the panel of judges in handing down the decision This is not in accordance with the applicable provisions based on all the facts as well as the evidence revealed within trial.