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All Journal JMM (Jurnal Masyarakat Mandiri) SENTRALISASI Jurnal Inovasi Kebijakan Martabe : Jurnal Pengabdian Kepada Masyarakat Ekopem: Jurnal Ekonomi Pembangunan Jurnal Abdimas Bina Bangsa JDEP (Jurnal Dinamika Ekonomi Pembangunan) Asian Journal of Management Analytics West Science Social and Humanities Studies FORUM EKONOMI: Jurnal Ekonomi, Manajemen dan Akuntansi
Marius Masri Sadipun
Universitas Katolik, Widya Mandira, Kupang, Indonesia.
Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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Peran Peran Dana Pihak Ketiga Dan Permintaan Kredit Dalam Meningkatkan Laba Bank NTT Masri, Marius
Ekopem: Jurnal Ekonomi Pembangunan Vol. 7 No. 4 (2025): Ekopem: Jurnal Ekonomi Pembangunan
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Timor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32938/jep.v7i4.9439

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Dana Pihak Ketiga (DPK) terhadap penyaluran kredit UMKM, komersial dan korporasi, konsumer, serta menilai dampaknya terhadap laba Bank NTT. Menggunakan pendekatan kuantitatif dengan metode Partial Least Square–Structural Equation Modeling (PLS-SEM), data dianalisis berdasarkan laporan keuangan 23 cabang Bank NTT selama periode 2014–2017. Hasil penelitian menunjukkan bahwa DPK secara signifikan mendorong penyaluran seluruh jenis kredit, tetapi hanya kredit konsumer yang memberikan kontribusi langsung terhadap peningkatan laba. Sebaliknya, kredit UMKM dan kredit komersial serta korporasi tidak berpengaruh signifikan terhadap profitabilitas. Temuan ini menekankan pentingnya pengelolaan portofolio kredit secara strategis serta optimalisasi kredit konsumer sebagai sumber utama laba. Implikasi akademis dan kebijakan disarankan untuk mendukung penguatan fungsi intermediasi dan stabilitas keuangan bank daerah.
Poverty in Indonesia: A Comparison Between the World Bank Poverty Line and the Indonesian Government Poverty Line Deze, Agatha Helena; Langoday, Thomas Ola; Masri, Marius
Asian Journal of Management Analytics Vol. 5 No. 1 (2026): January 2026
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ajma.v5i1.16169

Abstract

Poverty remains a major development challenge in Indonesia. This article aims to compare poverty measurement in Indonesia based on the poverty line established by the World Bank and the one used by the Indonesian government, in this case the Central Statistics Agency (Badan Pusat Statistik – BPS). This study is a descriptive-comparative quantitative research. These discrepancies reflect variations in the methodology used by BPS compared with the methodology adopted by the World Bank. Additionally, there are differences in assessing sensitivity to minimum living standards in Indonesia and globally. The findings of this study highlight the importance of harmonizing poverty measurement and its implications for more inclusive and well-targeted social protection policies.
A Study on the Competitiveness of Group-Based Enterprises in “Desa Mandiri Anggur Merah” on Sumba Island, East Nusa Tenggara Province Wahyuningrum, Christiana; Langoday, Thomas Ola; Masri, Marius; Perseveranda, M. E.; Lay, Agustina Sadri Yathy
Asian Journal of Management Analytics Vol. 5 No. 1 (2026): January 2026
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ajma.v5i1.16174

Abstract

This study examines the competitiveness of group-based enterprises in Desa Mandiri Anggur Merah in the Sumba Region, East Nusa Tenggara Province, Indonesia. Shift Share Analysis and the Location Quotient (LQ) method were applied to identify leading commodities among group enterprises. The findings indicate that the Sumba region has comparative advantages primarily in the livestock sector and food crop production. Livestock enterprise groups are predominantly concentrated in East Sumba, where cattle farming demonstrates high competitiveness, and Southwest Sumba, where pig farming emerges as the leading commodity. In 2012, East Sumba recorded the highest number of livestock groups (203 groups), followed by Southwest Sumba (94 groups), West Sumba (44 groups), and Central Sumba (22 groups). Based on empirical evidence and analytical results, a cluster-based development approach is proposed.
Co-Authors Adrianus Ketmoen Agnes Susanti Indrawati Alfira Nay, Yustina Apriyanto, Apriyanto David Manafe Deze, Agatha Helena Emiliana Martuti Lawalu Enike Tje Yustin Dima Firmansyah, Mariano Gamatara, Maksimilianus Jati Imakulata Pongge, Maria Juru, Paulus Kristina Wada Betu Lay, Agustina Sadri Yathy Leki, Salomon Lesmana, Tera Loda, Adelheid Elisabet Luju, Elisabet M.E Perseveranda Maksimilianus Paulus Jati Gamatara Maria Imakulata Pongge Martuti Lawalu, Emiliana Perseveranda, M. E. Perseveranda, ME Rere Paulina Bibiana Susanti Indrawati, Agnes Thomas Ola Langoday Tje Yustin Dima, Enike Wada Betu, Kristina Wahyuningrum, Christiana