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POTENSI PENGEMBANGAN WISATA HALAL DALAM MENINGKATKAN EKONOMI MASYARAKAT (Studi Objek: Wisata Halal Kebun Kurma Desa Karanglo Sukorejo Pasuruan) Sukamto, Sukamto; Farida, Alimatul; Fahmul Iltiham, Muhammad; Solichah, Mar'atus
Al-Maqashid: Journal of Economics and Islamic Business Vol. 3 No. 2 (2023): Oktober: Al Maqashid Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/maqashid.v3i2.550

The tourism industry plays an important role in the global economy as it is considered as one of the contributing factors to employment growth and economic growth in any country. In Karanglo Sukorejo Village, Pasuruan, there are tours where the majority of the people are Muslim, so there is a need for an understanding of tourism in accordance with sharia rules and principles. Therefore, researchers conducted research with the title "The Potential for Development of Halal Tourism in Improving the Community's Economy (Study Object: Halal Tourism of Dates Gardens, Karanglo Sukorejo Village, Pasuruan). The purpose of this study is first to explore the potential for developing halal tourism in date plantations and secondly the impact of developing halal tourism on date plantations in improving the economy. community economy. The type of research is qualitative research using descriptive methods. While the research tools used by researchers in this study were observation, interviews and documents. From the results of the study it is known that the existence of halal tourism in date palm plantations has a positive impact on the economy of the local community because the development of this halal tourism area opens up job opportunities and also creates new jobs, especially for local communities.

Analisis Peningkatan Produktivitas UKM Pada Usaha Alat Kebrsihan Rumah Tangga Melalui enjualan E-commerce Pada Toko Ucimop di Desa Karang Tengah Kecamatan Purwosari Kabupaten Pasuruan Muhammad Sonhaji; Muhammad Fahmul Iltiham; Muhammad Nizar
Reslaj: Religion Education Social Laa Roiba Journal Vol. 6 No. 9 (2024): RESLAJ: Religion Education Social Laa Roiba Journal
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v6i9.2599

In this era of globalization, SMEs (Small and Medium Enterprises) play a vital role in driving a country's economy. In this context, increasing the productivity of SMEs is an urgent matter to be considered, given the increasingly fierce competition and dynamic changes in market trends. Sales through e-commerce platforms have become an increasingly dominating trend in the world of commerce. With an increasingly digitally connected market, the existence of an online store has become a necessity for SMEs to remain competitive. Ucimop SME in Karang Tengah Village, Purwosari District, Pasuruan Regency, is one example of an SME engaged in the business of household cleaning tools and has utilized an e-commerce platform to expand their market reach. This type of research is qualitative research. The result of this research is that the presence of E-commerce is one of the marketing alternatives used to reach more customers. MSMEs can conduct promotions anywhere and anytime for 24 hours without stopping. This transaction model allows transactions to cross regional boundaries much more easily and cost effectively than traditional trade.

Praktik Ekonomi Lokal Masyarakat Melalui Bisnis Mangga dalam Perspektif Fikih Muamalah Muhammad Nasrudin fh; Muhammad Fahmul Iltiham; Muhammad Nizar
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 10 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i10.3058

This research aims to examine community economic empowerment through the mango business from the perspective of muamalah fiqh in Oro-Oro Ombo Kulon Village, Rembang District, Pasuruan Regency. Using a descriptive qualitative approach, this research identifies the economic potential of the mango business in the village and analyzes the application of muamalah fiqh principles in every aspect of the business. The research results show that Oro-Oro Ombo Kulon Village has great potential in mango cultivation and economic empowerment through this business has had a positive impact on the local community. The application of the principles of muamalah fiqh, such as justice, transparency and honesty, in the mango business also creates an ethical and sustainable business environment. This research provides recommendations for infrastructure development, training, product diversification, collaboration, and marketing strategies that can increase the effectiveness of economic empowerment through the mango business and create a business model that is in accordance with Islamic principles.

Optimizing Insurance and Guarantees for Deceased Customers in Murabaha Financing: A Comprehensive Analysis Muhammad Fahmul Iltiham; Nur Iva Apriliyah
MALIA: Jurnal Ekonomi Islam Vol 14 No 1 (2022)
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/ml.v14i1.3858

This study concludes that the settlement process for insurance and guarantees in the event of a customer's death follows the established procedures of PT. BPRS Mojo Artho, Pandaan Branch. The process involves promptly reporting the customer's demise and subsequently submitting an insurance claim. If the claim is successful, the remaining debt is repaid, and the guarantee is returned. However, if the insurance claim is unsuccessful, the remaining debt must still be repaid by the customer's heirs, and the guarantee will be held as collateral. In cases where insurance claims fail, there are various factors contributing to the outcome, such as incomplete data or submissions that exceed the policy limit. It is important to note that such instances deviate from the principles of Sharia insurance, as the customer's lack of awareness about cooperation plays a role. However, the BPRS endeavors to assist in line with the principles of Sharia insurance by providing relief to the heirs, ensuring that the guarantee is not seized and auctioned off. _____________________________Studi ini menyimpulkan bahwa proses penyelesaian asuransi dan jaminan dalam kasus kematian nasabah mengikuti prosedur yang telah ditetapkan oleh PT. BPRS Mojo Artho, Cabang Pandaan. Proses tersebut melibatkan pelaporan segera atas kematian nasabah dan selanjutnya mengajukan klaim asuransi. Setelah semua data yang diperlukan disediakan, klaim asuransi diproses oleh perusahaan asuransi. Jika klaim berhasil, sisa hutang akan dibayar dan jaminan akan dikembalikan. Dalam kasus di mana klaim asuransi gagal, terdapat berbagai faktor yang berkontribusi terhadap hasilnya, seperti data yang tidak lengkap atau pengajuan yang melebihi batas kebijakan. Penting untuk dicatat bahwa kejadian semacam ini menyimpang dari prinsip asuransi syariah, karena kurangnya kesadaran nasabah tentang kerjasama berperan dalam hal ini. Namun, BPRS berupaya membantu sesuai dengan prinsip-prinsip asuransi syariah dengan memberikan bantuan kepada ahli waris, memastikan bahwa jaminan tidak disita dan dilelang.

Effective Strategy to Reduce Import Level of Fashion Products by Coaching Millennial Students Independently Creative Islamic Boarding School in Indonesia Muhammad Fahmul Iltiham; Wiwin Ainis Rohtih
MALIA: Jurnal Ekonomi Islam Vol 15 No 1 (2023)
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/ml.v15i1.4915

This research aims to recognize the role of Islamic boarding schools (pesantren) in nurturing entrepreneurship as an effort to overcome competition from foreign products. Islamic boarding schools have the potential as educational institutions that shape individuals who are religious and independent, aligning with the goals of the entrepreneurship program. Enhancing entrepreneurship in Islamic boarding schools is a necessity to ensure that students (santri) are not only competent in religious aspects but also possess economic self-reliance. This is expected to have a significant impact on the economy, especially in creating entrepreneurs from among the students. With a large number of Islamic boarding schools and students, these institutions have a strategic potential to support national economic development. Many Islamic boarding schools have established cooperatives, developed small and medium-sized business units or industries, and have business incubators. The research method used is qualitative, employing data collection techniques through observation, interviews, and documentation. The study was conducted at an Islamic boarding school in Pasuruan Regency. The results indicate that Islamic boarding schools in Pasuruan Regency play a crucial role in training modern industrial entrepreneurs by establishing various business units such as food, clothing manufacturing, and accessories. Entrepreneurship programs empower students and the community, improve their well-being, and create job opportunities. The involvement of students in entrepreneurship at the Islamic boarding school has resulted in alumni establishing similar businesses that serve the broader Pasuruan Regency area.

Implementation of Digital Transformation in HIPSI SMEs: A Qualitative Analysis of Strengthening Local Community Digital Capabilities Muhammad Fahmul Iltiham; Muhammad Nizar
MALIA: Jurnal Ekonomi Islam Vol 15 No 2 (2024)
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/ml.v15i2.5890

Purpose: The increasing importance of digital innovation as a driver of business transformation across various industries remains underexplored in the context of SMEs. This study aims to address this gap by examining the direct effects of digital orientation and digital capability on digital innovation and assessing the mediating role of digital innovation in the relationship between organizational performance and these driving factors. Design/methodology/approach: This qualitative study analyzes data collected from 20 HIPSI SMEs in Pasuruan, Indonesia. Data were obtained through interviews and document reviews and analyzed using thematic analysis and structural modeling techniques with SmartPLS. Findings: The findings reveal that digital orientation and digital capability significantly influence digital innovation. Furthermore, digital innovation mediates the effect of digital orientation and digital capability on financial and non-financial performance. This demonstrates the critical role of digital innovation in enhancing organizational performance by leveraging digital resources effectively. Practical implications: This study highlights the need for SMEs to adopt a digital-oriented mindset and invest in developing digital capabilities to harness the potential of emerging digital technologies. This strategic alignment can foster innovation, improve competitiveness, and strengthen community digital empowerment. Originality/value: This research provides a novel framework that links digital orientation, digital capability, and innovation to organizational performance within the SME sector. It fills a critical gap in the literature by emphasizing the mediating role of digital innovation and offering insights into the digital transformation of local business communities.

ANALISIS MEKANISME PERHITUNGAN BAGI HASIL AKAD MUDHARABAH PADA PRODUK TABUNGAN TAAT iB DI BPRS DAYA ARTHA MENTARI KANTOR CABANG GEMPOL KABUPATEN PASURUAN Rovi Nurhidayati; Muhammad Fahmul Iltiham; Alimatul Farida
Mu'allim Vol 4 No 1 (2022): Januari 2022
Publisher : Fakultas Agama Islam Universitas Yudharta Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/muallim.v4i1.2958

The banking industry is currently competing to provide convenience in meeting the needs of a growing community. One of them is the community's need for lifestyle changes that are increasingly modern, which is one of the banking opportunities to help, namely through fundraising called Savings. BPRS Daya Artha Mentari KC Gempol as a pioneer of Islamic banking in Indonesia has also created products to help its customers obtain fundraising services with various types of programs, one of which is the iB TaaT Savings. In this study, using a descriptive method. The data collection method that the author uses is literature study, observation, recording, and interviews. Based on the research conducted by the author, the author can conclude that this study is entitled Analysis of the Mechanism of Calculation of Profit Sharing for Mudharabah Contracts on TaaT iB Savings Products at BPRS Daya Artha Mentari KC Gempol according to an Islamic Economics review. TaaT iB Savings is a savings product with the mudharabah principle. Therefore, the authors are interested in further researching how exactly the iB TaaT Savings is, and how the function of the Education Savings is for both the bank and the customer and how the Islamic economy reviews the iB TaaT Savings.

Pengaruh Literasi Keuangan Syariah dan Perilaku Konsumtif terhadap Minat Jasa Pinjaman Online Sintawati, Dewi; Nizar, Muhammad; Fahmul Iltiham, Muhammad; Farida, Alimatuf
Journal of Islamic Economics Studies and Practices Vol. 2 No. 1 (2023): Juni
Publisher : Institut Agama Islam YPBWI Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54180/jiesp.2023.2.1.75-87

This study examines the effect of Islamic financial literacy and consumptive behavior on interest in online loan services at Yudharta University, Pasuruan. This research uses a quantitative approach with a descriptive research type. Data collection techniques through distributing questionnaires using the Google form. Data analysis using multiple linear regression. The results of the research in this study indicate that Islamic financial literacy and consumptive behavior affect interest in online loan services.

Multiplier Effect Wisata Halal Masjid Muhammad Cheng Hoo Pandaan dalam Meningkatkan Kesejahteraan Masyarakat di Kabupaten Pasuruan Inayah, Husnul; Nizar, Muhammad; Fahmul Iltiham, Muhammad
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 9 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i9.2503

This research aims to analyze and understand the role, potential, and multiplier effects of halal tourism at Masjid Cheng Hoo in Pandaan towards enhancing the welfare of the community in Pasuruan Regency. The research methodology employed is qualitative, based on field research. The findings reveal that its historical and cultural value serves as a primary attraction for tourists seeking rich religious and cultural experiences. The potential of halal tourism around the mosque is evident in the increased tourist visits and the growth of the local tourism industry. Furthermore, the study indicates that the development of halal tourism around the mosque has a positive multiplier effect on the welfare of the community in Pasuruan Regency. The growth of the tourism industry creates new job opportunities and enhances household income, while contributing to the development of infrastructure and better public services. These findings underscore the significant economic and social benefits that the development of halal tourism at Masjid Cheng Hoo brings to the local community.

Praktik Ekonomi Lokal Masyarakat Melalui Bisnis Mangga dalam Perspektif Fikih Muamalah Muhammad Nasrudin fh; Muhammad Fahmul Iltiham; Muhammad Nizar
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 10 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i10.3058

This research aims to examine community economic empowerment through the mango business from the perspective of muamalah fiqh in Oro-Oro Ombo Kulon Village, Rembang District, Pasuruan Regency. Using a descriptive qualitative approach, this research identifies the economic potential of the mango business in the village and analyzes the application of muamalah fiqh principles in every aspect of the business. The research results show that Oro-Oro Ombo Kulon Village has great potential in mango cultivation and economic empowerment through this business has had a positive impact on the local community. The application of the principles of muamalah fiqh, such as justice, transparency and honesty, in the mango business also creates an ethical and sustainable business environment. This research provides recommendations for infrastructure development, training, product diversification, collaboration, and marketing strategies that can increase the effectiveness of economic empowerment through the mango business and create a business model that is in accordance with Islamic principles.

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