Article Per Year (5 Year)
p-Index From 2021 - 2026
2.195
P-Index
This Author published in this journals
All Journal JURNAL EDUCATION AND DEVELOPMENT PARAMUROBI Journal on Education Jurnal Abmas Negeri (JAGRI) AKM: Aksi Kepada Masyarakat Ta'lim MindSet : Jurnal Manajemen Pendidikan Islam Jurnal Ilmiah Manajemen Ekonomi Dan Akuntansi (JIMEA)
Mashdaria Huwaina
Universitas Muhammadiyah Lampung
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

Published : 12 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 12 Documents
Search

 1   2 
Syariah Tech Acceptance Model Berbasis AI: Cashless Effect dan Spiritual Consumption Awareness pada Fintech Syariah Nina Ramadhani Wulandari; Mutiara Sari; Mashdaria Huwaina
Jurnal Ilmiah Manajemen Ekonomi Dan Akuntansi (JIMEA) Vol. 4 No. 1 (2026): November
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jimea.v4i1.9179

Abstract

Penelitian ini mengembangkan dan memvalidasi Syariah Tech Acceptance Model (STAM) berbasis Artificial Intelligence (AI) untuk menjelaskan keterkaitan penerimaan teknologi, psikologi pembayaran cashless, kesadaran konsumsi spiritual, dan perilaku konsumtif generasi muda pengguna fintech syariah. Penelitian menggunakan desain kuantitatif explanatory research pada 250 responden Muslim berusia 20-35 tahun di Bandar Lampung melalui purposive sampling. Data dianalisis menggunakan PLS-SEM yang mencakup evaluasi model pengukuran, model struktural, mediasi, moderasi, effect size, dan predictive relevance. Hasil menunjukkan persepsi kemudahan dan kepercayaan meningkatkan intensitas penggunaan fintech syariah. Integrasi AI berpengaruh kuat terhadap persepsi kemudahan (beta=0,534), kepercayaan (beta=0,636), intensitas penggunaan (beta=0,312), dan Spiritual Consumption Awareness atau SCA (beta=0,375).  Cashless Effect meningkatkan perilaku konsumtif (beta=0,212), sedangkan SCA menurunkannya (beta=-0,365). Perceived Sharia Compliance tidak terbukti memoderasi pengaruh Cashless Effect. Kebaruan utama ditemukan pada mediasi serial kompleks Integrasi AI -> Intensitas Penggunaan -> Cashless Effect -> SCA -> Perilaku Konsumtif (beta=-0,035; p=0,015). Temuan ini memperlihatkan dual pathway: teknologi dapat menstimulasi konsumsi melalui mekanisme cashless sekaligus mengaktifkan koreksi spiritual melalui SCA. STAM memperluas kajian penerimaan teknologi dari sekadar adopsi menuju konsekuensi perilaku dan regulasi spiritual setelah teknologi digunakan.
PENGARUH PEMAHAMAN KONSEP PERCAYA DIRI DALAM AL-QUR’AN TERHADAP MASALAH QUARTER-LIFE CRISIS PADA MAHASISWA Mashdaria Huwaina; Khoironi Khoironi
PARAMUROBI: JURNAL PENDIDIKAN AGAMA ISLAM Vol 4 No 2 (2021): Paramurobi: Jurnal Pendidikan Agama Islam
Publisher : Program Studi Pendidikan Agama Islam Fakultas Ilmu Tarbiyah dan Keguruan UNSIQ Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32699/paramurobi.v4i2.1995

Abstract

Quarter-life crisis is a feeling of worry that is present over the uncertainty of the future life, namely around personal, social, family, work relationships, which occurs around the age of twenties. Students are individuals who are affected by the quarter-life crisis because they are in early adulthood or emerging adulthood. The emotional crisis experienced by students in the long term due to accepting the challenge of a quarter-life crisis can cause various negative impacts on life, one of which is stress and depression. Islam in the holy book Al-Qur'an provides several ways to increase individual self-confidence in order to answer the challenges of the quarter-life crisis, namely by recognizing self-concept, positive thinking, belief and action, surrender (Tawakal), gratitude and self-evaluation. (Nur Huda, 2016). This study involved 200 students using quantitative methods and using a Likert scale, namely the concept of self-confidence in the Qur'an (Nur Huda, 2016) and the quarter-life crisis scale (Christine Hassler, 2009). The results showed that the understanding of the concept of self-confidence in the Qur'an proved to have a significant effect on the quarter-life crisis problem for students by 11.2% (p<0.01). The results of the Pearson correlation show a positive score of 0.335 which strengthens the relationship between variables so that the higher the understanding of the concept of self-confidence in the Qur'an, the higher the problem of quarter-life crisis in students.
Co-Authors ahmad luviadi Arizal Eka Putra Arizal Eka Putra Indra Indra Khairani Khairani Khoironi . Khoironi Khoironi Khoironi Khoironi Moh Fakhrurozi Muslim Bayar Mutiara Sari Nina Ramadhani Wulandari Nisa Rahmania Nugroho, Anggi Septia Rabilita Mahardika Ratih May Sinta Rindi Onky Saputri Septania, Sovi Warsiyah