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All Journal Jurnal Manajemen dan Organisasi Jurnal Manajemen dan Agribisnis Jurnal Telaah dan Riset Akuntansi Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal MIX : Jurnal Ilmiah Manajemen Journal of Management and Business Review Journal of Scientific Research, Education, and Technology International Journal of Oil Palm
Setiadi Djohar
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Agriculture, Biological Sciences & Forestry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Social Sciences

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Journal : Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal

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Factors Influencing The Use of QRIS in Digital Transactions Fadhil Muhammad; Arif Imam Suroso; Setiadi Djohar
Jurnal Aplikasi Bisnis dan Manajemen Vol. 10 No. 3 (2024): JABM, Vol. 10 No. 3, September 2024
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jabm.10.3.858

Abstract

Background: QRIS as a payment method through QR codes has emerged as one of the products initiated by the implementation of the Indonesian Payment System Blueprint (SPI). Purpose: The purpose of QRIS is to expand the efficient acceptance of non-cash payments, focusing on traditional mass economic functions (such as traditional markets and MSMEs). Design/methodology/approach: The analysis in this research utilized Partial Least Square Equation Modeling (PLS-SEM). Findings/Result: The results indicate that habit and hedonic motivation variables have a significant positive influence on behavioral intention, while usage barriers have a significant negative impact on behavioral intention. Furthermore, habit and facilitating conditions variables have a significant positive impact on use behavior. Conclusion: The findings highlight that the decision to use QRIS is largely habitual, influenced by prior experiences and quick decision-making (Hedonic Motivation) at the point of transaction. The decision-making process is no longer lengthy, as QR-based payment systems were already familiar before QRIS implementation in Indonesia.Originality/value (State of the art): The approach of simultaneously measuring acceptance factors and barriers is still rarely employed in technology adoption studies. Evaluating both factors concurrently can provide a more comprehensive assessment of the technology adoption process. Keywords: UTAUT 2, IRT, digital transaction, QRIS, technology acceptance
Co-Authors Aji Hermawan Arief Daryanto Arif Imam Suroso Budi Suharjo Bunasor Sanim Dwi Aryanthi Eka Intan Kumala Putri Eko Ruddy Cahyadi Endi Rekarti, Endi Erdiasa Nursaman Fadhil Muhammad Fitriah Isky Farida Agribisnis Hari Wibisono Harianto Harianto Hartoyo Hartoyo Hendri Tanjung Heny K Daryanto Idqan Fahmi Ignatius Jeffrey Imam Hartono Lukman M Baga Mira Maulida Mufrad Azmadahadid Musa Hubeis Rina Oktaviani Rini Andrida Rita Nurmalina Rizal Syarief Rizal Zulkarnain Sadikin Kuswanto Sapta Raharja Sjafri Mangkuprawira Sri Damar Setiawan Surip Prayugo Sutrisno Ali Temmy Setiawan, Temmy Ujang Sumarwan Yandra Arkeman