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Analisis Keputusan Nasabah Menggunakan Layanan E-Banking Pada Bank Syariah Indonesia Di Kota Langsa Muhammad Dayyan; Nurjanah; Uci Dinda Ayu Bestari
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 1 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i1.4058

Abstract

This research aims to analyze e-banking services at Bank Syariah Indonesia, factors that affect customers using e-banking, and the obstacles faced by customers using e-banking. The method used is qualitative descriptive, with 13 respondents. The results showed that Digital services at Bank Syariah Indonesia there are 20 services, where often used by Bank Syariah Indonesia customers are ATMs and mobile banking. Then the factors that affect customers using e-banking are quality, individual factors, social factors, and promotions, while the obstacles experienced by customers are the customer's ability about the use of technology and networks that must be appropriate for the provider.
Profitabilitas Bank Pembiayaan Rakyat Syariah (BPRS) di Indonesia Nurul Rizki; Abdul Hamid; Nurjanah
JIM: Jurnal Ilmiah Mahasiswa Vol 5, No 2 (2023): Oktober 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v5i2.6829

Abstract

This study aims to see the effect of the Capital Adequacy Ratio (CAR), Non Performing Financing (NPF) and Financing to Deposit Ratio (FDR) on the profitability of BPRS in Indonesia. The research method used is a quantitative approach. The population of this research s all BPRS registered with the Financial Services Authority. By using purposive sampling there are as many as 6 BPRS used as samples in this study. The data analysis technique used in this study is panel data regression with the help of the Eviews 10 program. The result obtained indicate that partially the Capital Adequacy Ratio (CAR) has a negative and significant effect on profitability with a probability value of 0,0060 < 0,05. Non Performing Financing (NPF) has a positive and significant effect on profitability with a probability value of 0,0381 < 0,05. While the Financing to Deposit Ratio (FDR) has a positive and insignificant effect on profitability with a probability value of 0,7093 > 0,05. Simultaneously the independent variabel has a significant effect on the dependent variable with a significant value of 0,000000 < 0,05. This means that the Captal Adequacy Ratio (CAR), Non Performing Financing (NPF) and Financing to Deposit Ratio (FDR) simultaneously (together) have a significant effect on the profitability of BPRS in Indonesia.
Analisis Faktor-Faktor Yang Mempengaruhi Minat Berinvestasi Di Pasar Modal Syariah Pada Asn Kota Langsa Mastura; nurjanah; mhd. Yogi Ardin
Glossary : Jurnal Ekonomi Syariah Vol. 4 No. 1 (2026)
Publisher : Sekolah Tinggi Ilmu Syariah (STIS) Ummul Ayman Pidie Jaya, Ace

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52029/gose.v4i1.458

Abstract

This study analyzes the level of investment interest and the factors influencing civil servants in Kota Langsa toward the Islamic capital market following the 2025 MURI Record momentum. The study applies a qualitative approach with a case study design. Data were collected through semi structured interviews with 5 civil servants from different institutions. The findings indicate that investment interest is at an early stage and develops gradually. The MURI Record increased awareness and trust in the Islamic capital market. Interest is reflected in changes in perception, information seeking, and initial understanding of investment instruments. Investment activity remains limited and generally begins with small capital. The learning process occurs within limited time and is adjusted to work responsibilities. Factors influencing investment interest include personal motivation, religiosity, economic awareness, work environment, and access to digital information. The findings show that investment interest develops gradually through individual experience and evaluation.
PENGARUH BRANDING INFLUENCER, DIGITAL MARKETING DAN KUALITAS PRODUK TERHADAP MINAT BELI PRODUK SKINCARE HANASUI Nurjanah; Ageng Putri Yusnanda; Eni Haryani Bahri; Hamzah Zainuri; Abdul Hamid
el-Amwal Vol. 9 No. 2 (2026): El-Amwal
Publisher : Fakultas Ekonomi dan Bisnis Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/el-amwal.v9i2.28172

Abstract

The growing competition within the local skincare industry in Indonesia, which encourages companies to optimize marketing strategies through influencers, digital marketing, and product quality improvements to influence consumer purchase intention. This study aims to analyze the influence of Branding Influencers, Digital Marketing, and Product Quality on Purchase Intention for Hanasui skincare products, both partially and simultaneously. The research employs a quantitative approach using a survey method through questionnaires distributed to 96 respondents who were aware of or had used Hanasui skincare products. The sampling technique used was purposive sampling, while data analysis was conducted through validity and reliability tests, t-test, F-test, multiple linear regression analysis, and the coefficient of determination (Adjusted R²). The t-test results show that partially, the Branding Influencer variable has a positive and significant effect on purchase intention with a t-value of 2.061 > 1.661 and a significance level of 0.042 < 0.05; Digital Marketing has a positive and significant effect with a t-value of 4.187 > 1.661 and a significance level of 0.000 < 0.05; and Product Quality has a positive and significant effect with a t-value of 4.950 > 1.661 and a significance level of 0.000 < 0.05. Furthermore, the F-test results indicate that the three variables simultaneously have a significant effect on Purchase Intention with an F-value of 176.883 > 2.47 and a significance level of 0.000 < 0.05. The Adjusted R Square value of 0.847 indicates that the three variables explain 84.7% of the variation in Purchase Intention, while the remaining 15.3% is influenced by other factors outside the scope of this study.
Penguatan Gotong Royong Pangan melalui Pemberdayaan Dapur Masjid: Program Dapur Mustikarasa Ramadhan di Aceh Agustinar Tina; Nurjanah; Rafiza Zuliani; Zulfa Eliza; Nova Rianti; Mira Humaira; Nurazizah; Dessy Asnita
SEURAYA Jurnal Pengabdian Kepada Masyarakat Vol 4 No 2 (2026): SEURAYA: Jurnal Pengabdian kepada Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

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Abstract

Food access vulnerability among certain community groups requires stronger social awareness and community participation in food provision. This community service program aimed to describe the implementation and outcomes of the Dapur Mustikarasa Ramadhan 2026 Program in strengthening food solidarity through the empowerment of mosque kitchens and volunteer participation in Aceh. The program employed a participatory approach involving 14 mosque kitchens across four areas: Aceh Tamiang, North Aceh, Banda Aceh, and Langsa. Activities included preparation, organization, food processing, hygiene and sanitation practices, packaging, distribution, documentation, and evaluation, organized through the 5M principle: collecting, preparing, processing, serving, and distributing. The results showed that the mosque kitchen network functioned as a basis for organizing food activities, while volunteers and community members participated in food preparation, processing, packaging, and distribution. The program targeted the provision of 3,400 iftar meal packages through 14 mosque kitchens. These outcomes indicate that mosque kitchens and volunteer networks can be mobilized as community assets for organizing collective food initiatives during Ramadhan. The program highlights the importance of integrating local facilities, community participation, and social care in developing community-based food initiatives. Keywords: Mosque Kitchen; Food Solidarity; Community Participation; Volunteers; Ramadhan    
Ekspor, Impor, dan Belanja Pemerintah: Dampaknya terhadap PDB APEC Nurjanah; Munadhira Rumaisya; Chahayu Astina
Sharef: Journal of Sharia Economics and Finance Vol 4 No 2 (2026): Journal of Sharia Economics and Finance Vol. 4 No. 2 (2026)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

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Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh ekspor, impor, dan pengeluaran pemerintah terhadap Produk Domestik Bruto (PDB) di empat negara anggota APEC (Indonesia, Malaysia, Thailand, dan Brunei Darussalam) periode 2015-2024. Metode yang digunakan adalah pendekatan kuantitatif dengan analisis regresi data panel melalui model Common Effect Model (CEM) yang diolah menggunakan EViews 10. Data sekunder diperoleh dari World Bank dengan total 40 observasi. Hasil penelitian secara parsial menunjukkan bahwa variabel ekspor dan impor tidak memiliki pengaruh signifikan terhadap PDB, masing-masing dengan nilai probabilitas 0,8542 dan 0,6657 (> 0,05). Sebaliknya, pengeluaran pemerintah berpengaruh signifikan terhadap PDB dengan nilai probabilitas 0,005 (< 0,05). Secara simultan, ketiga variabel independen berpengaruh terhadap PDB dengan nilai koefisien determinasi (R2) sebesar 27,45%, sedangkan 72,55% sisanya dipengaruhi oleh faktor lain di luar model penelitian ini.