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STRATEGI PENINGKATAN EFISIENSI BIAYA PADA NILAI LEMBAGA KEUANGAN SYARIAH BERBASIS STOCHASTIC FRONTIER APPROACH (SFA) DAN DATA ENVELOPMENT ANALYSIS(DEA) Umi Hoeroh; Nur Diana
E-JRM : Elektronik Jurnal Riset Manajemen Jurnal Ilmiah Riset Manajemen (E-JRM) Vol. 6 No. 01 April 2017
Publisher : UNIVERSITAS ISLAM MALANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (993.709 KB)

Abstract

ABSTRACTThe purpose of this study was to determine the strategy of increasing cost efficiency in value-basedIslamic financial institutions Stochastic Frontier Approach (SFA) and Data Envelopment Analysis(DEA). To determine the effect on the performance efficiency prifitabilitas Islamic Financial Institutions.This research was conducted against five Islamic Financial Institutions with the largest total assets in July2016 period, ie that bank Muamalat Indonesia, Islamic Bank Mandiri, Bank Mega Syariah BRI Syariah,and Bank Bukopin. Financial Statement Data that has been published by Bank Indonesia (BI) and listedon the Indonesia Stock Exchange (BEI). The period of observation in this study is from 2013 to 2015.This research uses Correlational research, operational research variables using Third Party Funddata, Personnel expense or burden of Labor, Total Assets and Total Funding with each scale ratio. Datacollection method is documentation while data analysis using the calculation of the efficiency of LKS(Islamic Financial Institutions) in terms of the cost by using the method of approach to cost efficiency,while for the calculation using a parametric approach Stochastic Frontier Approach (SFA) and nonparametric Data Envelopment Analysis (DEA) to R-Studio program. And to measure the impact onoutput and output variables on the efficiency of researchers used multiple linear regression analysis usingSPSS.The results showed that the overall average, both the SFA and DEA methods, LKS fifth condition isefficient. The average value of efficiency LKS SFA and DEA methods 1.000% and 0.99212%. Of the twomethods, LKS has the highest level of efficiency is Bank Syariah Bukopin and the lowest is the BankMega Syariah. The results of multiple linear regression analysis of the effect of input variables on outputshows that the Third Party Funds, expenses or expenses Personnel Labor, Total Assets Total Financingpositive influence on worksheets. There is influence between the input and output components of thelevel of cost efficiency Islamic Financial Institutions is heavily influenced by the Operating Expenses.This means that the higher the Operating Expenses Total Funding will increase and conversely the lowerthe Operating Expenses Total Funding will decrease.Keywords: Financial Statements, Islamic Financial Institutions, Efficiency, Stochastic FrontierApproach (SFA) and Data Envelopment Analysis (DEA)
Analisis Kesalahan Bahasa Arab dalam Percakapan Sehari- hari Anggota Lembaga Raudlah al- Lughah al- Arabiyah Hasan Syukur; Nur Diana; Wildana Wargadinata
Al-Fathin: Jurnal Bahasa dan Sastra Arab Vol 6 No 01 (2023)
Publisher : Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/al-fathin.v6i01.5272

Abstract

Abstrak Tujuan artikel ini untuk mendeskripsikan dan menganalisis Analisis kesalahan berbahasa arab dalam percakapan sehari- hari oleh Anggota lembaga Raudlah al- Lughah al-Arabiyah. Adapun jenis penelitian ini adalah penelitian kualitatif deskriptif. observasi, wawancara dan dokumentasi merupakan Metode pengumpulan data yang digunakan pada penelitian. Hasil dari penelitian ini adalah ditemukan adanya kesalahan percakapan bahasa arab sehari- hari oleh Anggota Lembaga Raudlah al- Lugah al –Arabiyah dari aspek Fonologi (ilmu al- Ashwat), Morfologi (ilmu al- sharfi), dan sintaksis (ilmu al- Nahwi). Analisis kesalahan bahasa dilakukan untuk mewujudkan bahasa yang lebih baik. Kata kunci: Analisis kesalahan bahasa arab, percakan sehari- hari, Anggota Lembaga Raudlah al- Lughah al- Arabiyah.
Evaluating Voice Quality and Pharyngeal Function in Professional Singers: A Cross-Sectional Study in Indonesia Indri Yani Septiana; Nur Diana; Eva Naritawati; Maximillian Wilson; Made Swastika
Sriwijaya Journal of Otorhinolaryngology Vol. 2 No. 1 (2024): Sriwijaya Journal of Otorhinolaryngology
Publisher : Phlox Institute: Indonesian Medical Research Organization

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59345/sjorl.v1i2.93

Abstract

Introduction: Professional singers heavily rely on their vocal capabilities, necessitating a thorough understanding of the interplay between voice quality and pharyngeal function to maintain vocal health and prevent disorders. This study aimed to evaluate these aspects in professional singers in Indonesia. Methods: This cross-sectional study involved 30 professional singers (15 males, 15 females) aged 20-40 years from Jakarta, Indonesia. Voice quality was assessed using the GRBAS scale (Grade, Roughness, Breathiness, Asthenia, Strain) and acoustic analysis (fundamental frequency, jitter, shimmer, harmonics-to-noise ratio). Pharyngeal function was evaluated via videofluoroscopy, measuring pharyngeal constriction ratio (PCR) during swallowing and vowel phonation. Results: Most singers exhibited normal voice quality per the GRBAS scale. Acoustic analysis revealed significantly higher fundamental frequency in females (p<0.05). Jitter, shimmer, and harmonics-to-noise ratio were within the normal range for both genders. PCR values were significantly higher during vowel phonation than swallowing in both genders (p<0.05), indicating increased pharyngeal constriction during singing. Conclusion: Professional singers in this study demonstrated good voice quality and adapted pharyngeal function to meet singing demands. Higher PCR during phonation suggests specific pharyngeal muscle activation patterns for vocal production. Further research is needed to explore the long-term effects of singing on pharyngeal function and identify potential risk factors for voice disorders in Indonesian singers.
Clinical and Inflammatory Efficacy of a Novel Bioactive Borate Glass Air-Abrasion Powder for Peri-implant Mucositis Treatment: A Split-Mouth Randomized Controlled Clinical Trial Nur Diana; Indri Yani Septiana; Aprilia Sari; Michelle Birne
Crown: Journal of Dentistry and Health Research Vol. 3 No. 1 (2025): Crown: Journal of Dentistry and Health Research
Publisher : Phlox Institute: Indonesian Medical Research Organization

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59345/crown.v3i1.235

Abstract

Introduction: Peri-implant mucositis (PIM) is a prevalent inflammatory condition requiring effective biofilm management. This study aimed to evaluate the clinical and inflammatory efficacy of a novel bioactive borate glass (BBG) air-abrasion powder compared to a standard glycine-based powder for treating PIM. Methods: This was a split-mouth randomized controlled trial conducted at Palembang, Indonesia. Forty-two patients with two implants each, both diagnosed with PIM (Bleeding on Probing [BOP] positive, Probing Pocket Depth [PPD] 4 mm), were enrolled. In each patient, one implant site was randomly assigned to receive sub- and supragingival air-abrasion with the BBG powder (Test Group), while the contralateral implant received treatment with glycine powder (Control Group). Clinical parameters, including Modified Plaque Index (mPI), Modified Gingival Index (mGI), PPD, and BOP, were recorded at baseline (T0), 4 weeks (T1), and 12 weeks (T2). Peri-implant sulcular fluid (PISF) was collected to quantify levels of Interleukin-1 Beta (IL-1β) and Tumor Necrosis Factor-Alpha (TNF-α). Patient-reported discomfort was assessed using a Visual Analog Scale (VAS). Results: Both groups showed significant improvements in all clinical parameters from T0 to T2 (p < 0.001). At the 12-week follow-up (T2), the Test group demonstrated a statistically significantly greater reduction in mean PPD (Test: 1.21 + 0.28 mm vs. Control: 0.83 + 0.31 mm; p < 0.001) and a higher percentage of BOP resolution (Test: 88.1% vs. Control: 66.7%; p = 0.012). Furthermore, the reduction in IL-1β and TNF-α concentrations from T0 to T2 was significantly greater in the BBG group (p < 0.01 for both). Both treatments were well-tolerated with low VAS scores. Conclusion: Within the limitations of this study, non-surgical treatment of peri-implant mucositis using the novel bioactive borate glass air-abrasion powder resulted in superior clinical and inflammatory outcomes compared to standard glycine powder. This bioactive approach presents a promising advancement in peri-implant maintenance therapy.
Strategi Manajemen Risiko Kredit Dalam Pembiayaan Umkm Dari Bank Syariah : Studi Kasus Bank Syariah Indonesia Kc Surabaya Jemur Handayani Nur Diana; Syarif Thayib
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 4 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN 
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i4.7818

Abstract

This study aims to analyze the credit risk management strategies implemented by Bank Syariah Indonesia (BSI) in financing Micro, Small, and Medium Enterprises (MSMEs). Credit risk remains one of the primary challenges in Islamic banking, as the profit-sharing system tends to increase the likelihood of non-performing financing (NPF). Using a qualitative approach with a case study design, data were collected through in-depth interviews with risk managers, credit analysts, and MSME actors, as well as through documentation of BSI’s risk management policies and annual reports. Thematic analysis was employed to identify patterns within the applied risk-mitigation strategies. The findings reveal that BSI adopts various approaches to reduce credit risk, including sharia-based business feasibility assessments, collaboration with microfinance institutions such as Baitul Maal wa Tamwil (BMT), and the optimization of monitoring and collection systems. The effectiveness of these strategies is influenced by internal factors—such as the quality of credit risk analysis—and external factors, including global economic conditions and regulatory changes. Overall, a comprehensive understanding of credit risk dynamics in MSME financing enables BSI to develop more effective mitigation policies. This study provides valuable insights for stakeholders in the Islamic banking sector in improving access to MSME financing, strengthening bank profitability, and maintaining the stability of Indonesia’s Islamic financial system.
Co-Authors AA Sudharmawan, AA Abd. Basit Abdul Kadir Jailani Abdul Lathif abdur rohman Aenul Huda Affifudin Affifudin Aisyah Nur Baity Sa’diyah Amelda Amelda Andi Affandi Anggita Lupita Sari Ani Luluk Mauludiyah Anis Nurul Hadi Anisa Fahrina Amalia Anisa Putri Annisa Syafitrah Sakeh Annisa Zeny Wankhar Aprilia Sari Aprilyandhika Putri Wulansari Aqidatul Firly Ardianita Thresnasari Arista Fauzi Kartika Sari Ayu Octavia Listiana David Wahyu Hemawan Desi Puji Astuti Dewi Hurwardani DIAH RAHMAWATI Dian Antika Sari Dinda Dewi Anggraeni Dwi Dosi Kurniawati Dwi Mila Oktaviani Dwiyani Sudaryanti Dyah Pitaloka Eka Maylinda Nurafifah Elisabet Susianti Ningrum Emy Puji Puspitasari Eni Indriani Ernia Taufiqoh Eva Naritawati Evita Tri Wahyuni Fahma As’har Faizatur Hafidhoh Farizka Ananda Safitri Ferina Firdayanti Filiana Filiana Fitri Wulandari Gildha Mita Amalia Gusti Hariri Hariri Harun Al Rasyid Harun Alrasyid Hasan Syukur Hiqmahtunnisah Hiqmahtunnisah Holil Holil Ika Nur Faiza Indri Yani Septiana Irnanda Khabilah Umayta Isnaini Arofatul Azizah Isro’i Isro’i Iva Yuliana Pratama Jamaludin Anwar Junaidi Junaidi Juriyandi Juriyandi Jusuf Al Fahmi Kamisa Delasari Karlina Dwika Nurcahyani Khoirotul Kiptiyah Khoridha Rizky Amalia Panda Kinanthi Widya Larasati Kresna Murti Leony Larasati Widodo Lika Yunistiyawati Lilis Sufiana Lutfia Ermayani Lutfiati Choridah M. Cholid Mawardi M. Syaiful Padli M. Yusuf Alfandi Hasan Made Swastika Maria Ulfa Maximillian Wilson Michelle Birne Miftakhul Huda Mirdad Mirdad Misbahul Mun’im Nadiya Nidaul Khairiyah Nahlatul Janah Naimatul Hasanah Nais Aprilia Nanda Dian Rahmadani Nisa Amelia Ramdani Novia Rosy Pratiwi Novyta Diah Ayu Putri Inandi Nur Aini Eka Putri Nur Hizbiyatul Jannah Nuril Badria Oktaviana Imami Mahmudah Putri Ani Putri Ningsih Putri Nurfadilah Rafika Tri Cahya Reyvina Yuandani Putri Rifana Wahyu R.S. Rini Cahyanti Riri Trinanda Riski Lasiba Riyani Safitri Rumain Rizka Dwi Ayunin Tisna Rizky Nikmatul Wakhidah Rizqi Waluya Ningsih Sabariah Sabariah Salma Kholis Arjunawati Siti Rabiatul Fauziah Sofiana Sofiana Sri Sinta Wardani Syarif Thayib Teguh Teguh Ufairoh Rohmawati Uhela Mawadati Ulfah Hariani Umi Hoeroh Ummy Sholihah Utami Setya Ningsih Veni Zakia Venisa Ayu Syafira Wanda Alisah Sastiana Wardatul Jannah Widodo Prasetyo Utomo Wildana Wargadinata Yulia Rahma Denita Yulia Zahro Yunita Adelia Putri Yusuf Chusaeri Yuyun Hanifatusa’idah Zainal Abidin Zanuar Priyatno Zelvi Ainun Naja