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All Journal Journal of Economic, Bussines and Accounting (COSTING) Syarikat : Jurnal Rumpun Ekonomi Syariah Jurnal Ekonomi KIAT
Zulfadli Hamzah
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

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Pengaruh Kualitas Pelayanan terhadap Kepuasan Nasabah Perbankan Syariah Astri Ayu Purwati; Zulfadli Hamzah
COSTING : Journal of Economic, Business and Accounting Vol 3 No 1 (2019): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (270.299 KB) | DOI: 10.31539/costing.v3i1.846

Abstract

In the last few years, Islamic banking in Indonesia has shown a positive development which is shown through the addition of Islamic banks in Indonesia. To increase its market share, Islamic banking needs to analyze what factors influence the community to be willing to become customers in Islamic banks, one of which is through service quality. This study aims to examine the effect of service quality on customer satisfaction of Islamic banks in the city of Pekanbaru. The research method used is multiple regression analysis where the sample used in this study was 200 customers. The results showed that overall dimensions of service quality have a significant positive effect on customer satisfaction, which means that the better the quality of service starting from physical evidence, responsive data, reliability, assurance and empathy provided by Islamic Banking will be able to increase customer satisfaction and vice versa. Keyword : Service Quality, Satisfaction, Syaria Bank
Peran Nazir dalam Mengembangkan Wakaf Produktif Zulfadli Hamzah
Jurnal Ekonomi KIAT Vol. 27 No. 1 (2016): Juni 2016
Publisher : UIR Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/kiat.2016.vol26(1).3022

Abstract

Wakaf merupakan salah satu instrumen keuangan syariah yang memiliki fungsi penting dalam perkembangan ekonomi syariah, khususnya bagi pembangunan negara-negara muslim termasuk Indonesia. Indonesia sebagai negara muslim terbesar di dunia memiliki potensi besar dalam pengelolaan dana abadi untuk pembangunan seperti halnya negara-negara lain yang telah berhasil mengelola dana abadi mereka secara produktif seperti Mesir, Turki, Bangladesh, Kuwait, dan Pakistan. Keberhasilan pengelolaan dana wakaf tidak lepas dari peran seorang nazir yang mengelola dana wakaf secara optimal. Oleh karena itu, seorang nazir dituntut memiliki kompetensi dan profesional dengan kompetensinya dan memenuhi kriteria tertentu dengan harapan dana wakaf dapat dikelola lebih produktif. Waqf is one of the Islamic financial instruments which have important functions in the development of the Islamic economy, especially for Muslim countries development including Indonesia. Indonesia as the largest Muslim country in the world has great potential in the management of endowment funds for development as well as other countries that have been successful in managing their endowment fund productively such as Egypt, Turkey, Bangladesh, Kuwait, and Pakistan. The success of management endowment funds can not be separated from the role of a nazir who manages endowment funds optimally. Therefore, a nazir is required to be competent and professional with their competency and fulfill certain criteria in the hope the endowment fund can be managed more productively.
Cultural Heritage Based on Tourism Management: The Bakar Tongkang Festival in Rokan Hilir Regency, Riau Province Zulkifli; Muhammad Arif; Hamzah; Zulfadli Hamzah; Fajar Putri
Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 9 No. 1 (2026): Syarikat : Jurnal Rumpun Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/syarikat.2026.vol9(1).29486

Abstract

The urgency of this research is the great potential of the barge burning tradition to become a tourism based on cultural heritage and local traditions that have cultural and historical value and is a local wisdom that can improve the welfare of the community. However, there is still little in-depth research on how to develop  the Cultural Heritage-Based Tourism Management Model on barge fire tourism objects which includes the identification of cultural heritage, the development of tourism products, infrastructure development, marketing development and effective management and monitoring so that it can maximize the existing potential and have a significant impact on improving the community's economy. For this reason, this research aims to fill the knowledge gap by studying the potentials that exist in tourism in improving the community's economy. This research method uses a quantitative approach through data collection/survey on all barge tour visitors in Rokan Hilir Regency with a sample of 400 visitors and conducting interviews with relevant stakeholders. The data analysis techniques used are SWOT and QSPM analysis by analyzing the external and internal environment. The findings indicate that cultural heritage-based tourism development through the Bakar Tongkang tradition in Rokan Hilir Regency has good prospects for improving the local economy, as reflected by IFAS and EFAS scores of 3.28 and 2.89, respectively. The priority strategy is to optimize digital promotion and integrated annual event management, supported by infrastructure improvements, tourism product innovation, and strengthened local wisdom-based management.
Kesiapan Usaha Mikro, Kecil dan Menengah (UMKM) Kota Pekanbaru dalam Mengadopsi Fintech Syariah : Analisis Tingkat Pengetahuan Muhammad Arif; Zulkifli; Sudianto; Firdaus; Zulfadli Hamzah; Mufti Hasan Alfani; Putri Nuraini
Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 9 No. 1 (2026): Syarikat : Jurnal Rumpun Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/syarikat.2026.vol9(1).30446

Abstract

Penelitian ini penting untuk dilakukan untuk mengisi kekosongan dari penelitian-penelitian yang telah dilakukan oleh peneliti terdahulu yang berkaitan dengan permasalahan-permasalahan yang dihadapi oleh Usaha Mikro Kecil dan Menengah (UMKM), khususnya di kota Pekanbaru.Tujuan penelitian ini adalah untuk menganalisis bagaimana tingkat pengetahuan dan kesiapan Usaha Mikro Kecil dan Menengah (UMKM) dalam mengadopsi financial technology (fintech) syariah di kota Pekanbaru. Penelitian ini adalah penelitian lapangan dengan pendekatan kuantitatif dengan menghitung tingkat pengetahuan responden dengan menyebarkan kuesioner sebagai instrumen penelitian. Populasi penelitian ini adalah pelaku UMKM di kota Pekanbaru sejumlah 15.098 dengan sampel sebesar 374 responden yang ditentukan menggunakan rumus Krejcie-Morgan dengan teknik pengambilan sampel proportionate statified random sampling, data dianalisis dengan model deskriptif untuk menghitung jumlah persentase hasil rekapitulasi kuesioner kemudian diinterpretasikan berdasarkan skor untuk mengetahui tingkat pengetahuan pelaku UMKM terhadap financial technology (fintech) syariah di kota Pekanbaru. Temuan penelitian menunjukkan bahwa pelaku UMKM telah memiliki pemahaman dasar mengenai konsep dan prinsip Fintech syariah, namun pemahaman tersebut belum sepenuhnya mendalam, terutama terkait jenis layanan, mekanisme operasional, aspek regulasi, serta keamanan transaksi. Oleh karena itu, meskipun tingkat pengetahuan ini telah menjadi modal awal yang penting dalam mendorong pemanfaatan Fintech syariah, masih diperlukan upaya peningkatan literasi yang lebih komprehensif dan aplikatif agar pelaku UMKM di Kota Pekanbaru dapat memanfaatkan Fintech syariah secara optimal, aman, dan sesuai dengan prinsip syariah guna mendukung keberlanjutan dan pengembangan usaha.
Co-Authors Astri Ayu Purwati Fajar Putri Firdaus Hamzah Mufti Hasan Alfani Muhammad Arif Putri Nuraini sudianto Zulkifli