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All Journal NISBAH: JURNAL PERBANKAN SYARIAH International Journal of Economics Development Research (IJEDR) AL IQTISHOD: Jurnal Pemikiran dan Penelitian Ekonomi Islam Jurnal Ekonomi Jurnal Akuntansi, Manajemen dan Bisnis Digital Journal of Management and Business Jurnal Ekonomi, Bisnis dan Manajemen Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Journal Economic Excellence Ibnu Sina Jurnal Kajian Ekonomi dan Perbankan Syariah JIMEK Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan
Ahmad Perdana Indra
Universitas Islam Negeri Sumatera Utara
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences Other

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Analysis of Customer Assessment of the Switching and Ease of Reserving Manual Transactions to Digital at Bank Syariah Indonesia KCP Medan Tomang Elok Dela Setia; Ahmad Perdana Indra
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Vol. 2 No. 1 (2022): Juni
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emba.v2i1.559

Abstract

Advances in technology today make it easy for all transactions. In fact, banking institutions such as Bank Syariah Indonesia are currently looking at the website as a means to apply online transaction reservations. Manual transactions are starting to be abandoned because they are considered less effective at this time. Bank Syariah Indonesia, especially Bank Syariah Indonesia Kcp Medan Tomang Elok has implemented an easy reservation method through the official digital web of Bank Syariah Indonesia. Digital transaction reservations are also considered easier for people of all ages to use. The purpose of this study is (1) to determine customer assessment of the manual to digital reservation method at Bank Syariah Indonesia Kcp Medan Tomang Elok. (2) Knowing the level of convenience in using the official digital web of Bank Syariah Indonesia by customers. To obtain these data, researchers used observation, interviews and documentation as data collection techniques. The data obtained from the research method was processed using qualitative descriptive analysis as the result of the research. Bank Syariah Indonesia Kcp Medan Tomang Elok has implemented the latest innovations to facilitate all customer transactions, so that transactions become faster and more efficient and minimize errors in manual data entry by customers..
Analysis of Public Interest in Gold Installment Products at Bank Syariah Indonesia KCP Medan Tomang Elok Hanifah Oktaviani Fakhri; Ahmad Perdana Indra
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.631

Abstract

This research was based on the lack of public interest in saving gold at Bank Syariah Indonesia KCP Medan Tomang Elok. This research was conducted with the aim of knowing the reasons for the lack of public interest in saving gold at Bank Syariah Indonesia KCP Medan Tomang Elok. The design is field research. Data collection was carried out by field observations and literature review. The data were analyzed through a descriptive qualitative approach. The results showed that the public's interest in saving gold at Bank Syariah Indonesia KCP Medan Tomang Elok was still lacking. This is due to the lack of socialization to the community so that there is a lack of knowledge about the financing of gold installments which is very profitable, the community's economy is inadequate, the distance between the company and community settlements is far, besides this research also explains the investment opportunities contained in this product, namely the need customers, the benefits that come from investing in gold, the ease of buying and selling gold precious metals, rising gold prices that continue to improve with low competition. Those are some of the reasons why people are interested in taking the Gold Installment financing product at BSI KCP Medan Tomang Elok as a promising long-term investment.
The Influence of Financial Literacy and Sharia Financial Technology on Sharia Banking Products in Small and Medium Community Enterprises in the Sibolga Tapteng Region Rica Rahim Lubis; Tuti Anggraini; Ahmad Perdana Indra
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 18, No 1 (2026)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/alamwal.v18i1.24695

Abstract

Introduction: The purpose of this study is to analyze and determine the influence of financial literacy and Islamic financial technology on Islamic banking products in small and medium enterprises in the Sibolga Tapteng area Methods: This research method uses a quantitative approach, with a population of 30 people. The sample of this study amounted to 30 respondents. The Likert scale was used as a measurement tool in this study. Data collection was carried out through a questionnaire. Data analysis was carried out using multiple linear regression with the help of the SPSS 24 application. Results: Based on the results of the study, it shows that. The Financial Literacy variable (X1) is 0.325, which is positive. This means that Financial Literacy (X1) has a positive effect on Islamic Banking Products (Y). It is known that the t statistic or t count of Financial Literacy (X1) is 5.309> t table = 1.97 and the Sig. value is 0.000, which is t table = 1.97 and the Sig. value is 0.000, which is
Co-Authors Abdul Jalal Dela Setia Dwi Restu Tanjung Faliha Ardhelia Nasution Hanifah Oktaviani Fakhri Maulana Abdul Malik Tambunan Nur Mija Hasibuan Rafika Afifah Angkat Rica Rahim Lubis Rindi Nabila Syahputri Rizki Munaito Siregar Tambunan, Khairina Tuti Anggraini Zernita Sari Ritonga