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All Journal Jurnal Abdi Ilmu Joong-Ki : Jurnal Pengabdian Masyarakat Proceedings of The International Conference on Business and Economics Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Jurnal Riset Ekonomi dan Akuntansi International Journal of Management Research and Economics Muqaddimah: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Intellektika: Jurnal Ilmiah Mahasiswa Anggaran: Jurnal Publikasi Ekonomi dan Akuntansi Moneter : Jurnal Ekonomi dan Keuangan Transaction: Journal of Taxation, Accounting, Management and Economics Joong-Ki Jurnal Ekonomi dan Pembangunan Indonesia Akuntansi Pajak dan Kebijakan Ekonomi Digital International Journal of Economics, Commerce, and Management International Journal of Management, Economic and Accounting Joong-Ki International Conference on Digital Advanced Tourism, Management, and Technology Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan
Bakhtiar Efendi
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Religion Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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ANALISIS POLA KUNSUMSI MASYARAKAT NELAYAN DI DESA PAHLAWAN KECAMATAN TANJUNG TIRAM KABUPATEN BATU BARA Bakhtiar Efendi
Jurnal Abdi Ilmu Vol 10 No 2 (2017): JURNAL ILMIAH ABDI ILMU
Publisher : UNIVERSITAS PEMBANGUNAN PANCA BUDI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (281.897 KB)

Abstract

The purpose of this study was to obtain empirical evidence that income, number of family members, and education affected by simultaneous consumption patterns of poor households in the district of Batu Bara. This study uses primary data. This study population is poor households in the district of Batu Bara. This sample selection method is by using Slovin. Data were analyzed use the regression analysis. The results indicate that income, family size, and education affect consumption patterns.
Pemberdayaan Masyarakat Tao Gadong Dalam Upaya Meningkatkan Kesejahteraan Desa Janji Matogu Kecamatan Porsea Kabupaten Toba Kiki Hardiansyah Siregar; Nazamuddin Ritonga; Bakhtiar Efendi; Dewi Mahrany Rangkuty
Joong-Ki : Jurnal Pengabdian Masyarakat Vol. 2 No. 2: Mei 2023
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/joongki.v2i2.1605

Abstract

Tao Godung desa Janji Matogu Kecamatan Porsea Kabupaten Toba merupakan kawasan alam yang berpotensi yang perlu dikembangkan. Kawasan Tao Godung ini memiliki keunikan alamnya tersendiri. Hal ini dapat dilihat dari keadaan Pantai yang sangat alami serta Pasir yang begitu halus dan juga bersih. Pengembangan Pantai Tao Godung Janji Matogu ini harus menjadi Prioritas pemerintah maupun masyarakat setempat menjadi objek wisata alam di Kabupaten Toba, karena Pantai ini merupakan objek wisata yang berpotensi dalam dunia pariwisata jika lebih dikembangkan lagi baik dalam sarana dan prasarananya maupun promosi tempat wisatanya agar lebih tersebar luas bagi masyarakat. Dengan adanya Pengembangan Kawasan Tao Godung Janji Matogu maka dapat menambah arus kunjungan wisatawan serta membuka lapangan kerja dan kesempatan berusaha, sehingga dapat meningkatkan pendapatan masyarakat setempat.
Pemberdayaan Masyarakat Tao Gadong Dalam Upaya Meningkatkan Kesejahteraan Desa Janji Matogu Kecamatan Porsea Kabupaten Toba Kiki Hardiansyah Siregar; Nazamuddin Ritonga; Bakhtiar Efendi; Dewi Mahrany Rangkuty
Joong-Ki : Jurnal Pengabdian Masyarakat Vol. 2 No. 2: Mei 2023
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/joongki.v2i2.1605

Abstract

Tao Godung desa Janji Matogu Kecamatan Porsea Kabupaten Toba merupakan kawasan alam yang berpotensi yang perlu dikembangkan. Kawasan Tao Godung ini memiliki keunikan alamnya tersendiri. Hal ini dapat dilihat dari keadaan Pantai yang sangat alami serta Pasir yang begitu halus dan juga bersih. Pengembangan Pantai Tao Godung Janji Matogu ini harus menjadi Prioritas pemerintah maupun masyarakat setempat menjadi objek wisata alam di Kabupaten Toba, karena Pantai ini merupakan objek wisata yang berpotensi dalam dunia pariwisata jika lebih dikembangkan lagi baik dalam sarana dan prasarananya maupun promosi tempat wisatanya agar lebih tersebar luas bagi masyarakat. Dengan adanya Pengembangan Kawasan Tao Godung Janji Matogu maka dapat menambah arus kunjungan wisatawan serta membuka lapangan kerja dan kesempatan berusaha, sehingga dapat meningkatkan pendapatan masyarakat setempat.
Peran Bank Sampah Dalam Meningkatkan Pendapatan Masyarakat Belawan Bakhtiar Efendi; Imelda Krisdamayati; Yolanda Widya; Anwar Suhut
Moneter : Jurnal Ekonomi dan Keuangan Vol. 2 No. 4 (2024): Oktober : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v2i4.891

Abstract

Waste banks are blessed with processing. This processing has the aim of making waste into products that can be sold and gain economic value. Yayasan gugah nurani indonesia is a non-governmental humanitarian organization that works in accordance with the pillars of the SDGS (Sustainable Development Goals), especially in areas related to children's rights and community empowerment. Gugah nurani indonesia is a legal foundation under the decree of the minister of law and human rights number: ahu-594.ah.01.04. On February 24, 2009. Gugah nurani indonesia is an incorporated foundation under the decree of the minister of law and human rights number: ahu-594.ah.01.04. On February 24, 2009. The blessing waste bank has some waste management outside the waste bank. This management is the management of organic waste which is made into compost from the results of the compost is also sold by the waste bank to consumers who need it. Based on the results of the study, it shows that customers have a major contribution to improving the waste bank economy. In this study, the results of customer activeness from the blessing waste bank related to customer activeness in the waste bank are very good. Educating the community by providing knowledge related to waste and providing training. Providing guidance and support to customers by facilitating customers so that customers can become independent and able to create their own creativity.
The Influence of Green Banking on Financial Inclusion and Sharia Banking Growth in Indonesia Winsi Fadiah Putri; Bakhtiar Efendi; Rusiadi Rusiadi
International Journal of Economics, Commerce, and Management Vol. 1 No. 4 (2024): October : International Journal of Economics, Commerce, and Management
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/ijecm.v1i4.177

Abstract

The banking industry has a very important role in a country's economy. One of the things related to the banking sector is operational activities towards the environment. The increasing environmental damage that occurs is a form of human indiscipline in managing natural resources. Therefore, efforts that banks can make to implement environmentally friendly practices in their operational activities are green banking by considering the 5P aspects, namely People, Planet, Partnership, Peace and Prosperity. Even though banks do not contribute directly to environmental pollution, sectors that carry out business activities cannot possibly operate if they do not have capital to finance their operations and one of the financial institutions that provides capital in the form of financing is banks. So, indirectly banks play an important role in environmental sustainability. This research aims to investigate the impact of green banking on financial inclusion and the growth of Islamic banking in Indonesia. The data analysis method employed is the Seemingly Unrelated Regression (SUR) method. The research approach is associative/quantitative, utilizing secondary data obtained and processed from annual reports and sustainability reports available on the official websites of the respective companies. Additionally, references from scientific journals and previous studies on selected Islamic banks are used. The sample includes PT. Bank Central Asia Sharia Tbk, PT. Bank KB Bukopin Syariah Tbk, PT. Bank Mega Syariah Tbk, PT. Bank Muamalat Indonesia Tbk, PT. Bank Panin Dubai Syariah Tbk, and PT. Bank National Retirement Savings Account Sharia Tbk, covering the period from 2019 to 2023.
Perkembangan Transaksi Ekonomi Digital di Indonesia Raihan Zuhri; Rangkuty, Dewi Mahrani; Wahyu Indah Sari; Nasution, Lia Nazliana; Bakhtiar Efendi; Rusiadi
Intellektika : Jurnal Ilmiah Mahasiswa Vol. 2 No. 6 (2024): November: Jurnal Ilmiah Mahasiswa
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/intellektika.v2i6.1942

Abstract

The digital economy in Indonesia has both positive and negative impacts on the country's development. The development of the digital economy allows the government or society to become a platform for carrying out various types of economic transactions. This research was designed to analyze the development of the digital economy and the behavior of social media users in economic transactions. .In this research, descriptive analysis method was used using literature study. The development of the digital economy in Indonesia not only encourages economic growth, but also changes the way people interact and make transactions. Challenges such as uneven infrastructure and the need for clear regulations still need to be overcome to maximize this potential. The fintech sector is growing rapidly with many companies providing digital payment services, online loans and investments. OJK (Financial Services Authority) is also active in regulating this sector.
Analisis Tren Ekonomi Digital terhadap Kebijakan Moneter di Indonesia Toni Toni; Lia Nazliana Nasution; Bakhtiar Efendi
Anggaran : Jurnal Publikasi Ekonomi dan Akuntansi Vol. 2 No. 4 (2024): Desember : Anggaran: Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/anggaran.v2i4.1064

Abstract

This study aims to determine the effect of fintech, the amount of money in circulation, interest rates and economic growth on the analysis of digital economic trends on monetary policy in Indonesia. There are four variables in this study, namely fintech, the amount of money in circulation, interest rates and economic growth. The analysis method used is Vector Autoregression with the Impluse Response Function test or abbreviated as IRF and the Forecast Error Variance Decomposition test commonly abbreviated as FEVD, stationarity test, cointegration test, lag structure stability test and optimal lag length test. There is a contribution from each variable to the variable itself and other variables, according to the results of the Vector Autoregression study with a lag basis of 2. In addition, the results of the Vector Autoregression analysis show that the past variable (t-1) contributes to the current variable both to the variable itself and to other variables. The results of the analysis show that there is a reciprocal relationship between the variables. By using response function analysis, we can see if there is a response from other variables to changes in one variable in the short, medium, or long term. In addition, we know that the stability of all variables is formed in the short, medium, and long term. According to the Variance Decomposition Analysis, factors such as Fintech and Money Supply contribute the most to the variable itself. However, other variables that have the greatest influence on the variable itself and are supported by other variables in the short, medium, and long term are economic growth and interest rates are most influenced by Fintech.
Analisis Keterkaitan Fintech Innovation, Financial Inclusion, Green Finance, dan Balance of Trade di Indonesia Budi Rusdianto; Bakhtiar Efendi; Rusiadi Rusiadi; Lia Nazliana Nasution
Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Vol. 2 No. 4 (2024): Oktober : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan
Publisher : Fakultas Teknik Universitas Maritim AMNI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/wawasan.v2i4.2610

Abstract

This research aims to look at the relationship between Fintech Innovation, Financial Inclusion, Green Finance, and Balance of Trade in Indonesia. Financial technology innovation is experiencing very rapid development. Green Finance or a sustainable green economy itself can be interpreted as anything that can be enjoyed not only now but for the long term into the future which ultimately aims to improve the Indonesian economy and play a positive role in the growth of the trade balance. The research method in this research is using the VAR method. The VAR model is a model that is used without emphasizing the problem of exogeneity of the variables used in the analysis. The VAR model makes it easy to provide answers and provide empirical and more complex evidence of the long-term reciprocal relationship of economic variables that contribute to one another. The research results in this study are that the variables are related to each other.
The Effectiveness Of A Mixed Economic Model In Controlling The Financial System In 7 Emerging Market Countries Audre Aprillia; Winsi Fadiah Putri; Nurul Syahfia; Rusiadi Rusiadi; Diwayana Putri Nasution; Bakhtiar Efendi; Lia Nazliana Nasution
International Journal of Economics, Commerce, and Management Vol. 1 No. 2 (2024): April : International Journal of Economics, Commerce, and Management
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/ijecm.v1i3.100

Abstract

This research aims to analyze the effectiveness of the mixed economic model in controlling financial system stability in 7 emerging market countries. Where the monetary policy variables are the money supply and interest rates. Then the microprudential variables are Return On Equity and Return On Assets, the macroprudential variables are Capital Adequacy Ratio and Non Performing Loans. The financial system stability variables are the inflation level and exchange rate. The data analysis model in this research is the Simultaneous model. This research uses secondary data or time series, namely from 2019 to 2023. This analysis is significant for controlling the financial system by ensuring the data meets normality assumptions through the Jarque-Bera test, which allows for more precise financial planning and risk management decisions. The absence of autocorrelation effects, as proven in the residual test, also strengthens the reliability of the model in understanding market trends. The Two-Stage Least Squares method in simultaneous regression analysis provides in-depth insight into the relationship between economic variables such as the inflation rate and the exchange rate, supporting effective economic policy making. Understanding the elasticity of key variables to the inflation rate and exchange rate is also important for optimizing risk control strategies and financial resource allocation.
Analysis Of The Influence Of Port Export And Import Volume On Economic Growth In North Sumatera And West Sumatera Provinces Nuri Rahayu Ningsih; Andria Zulfa; Bakhtiar Efendi; Lia Nazliana Nasution; Rusiadi Rusiadi
International Journal of Economics, Commerce, and Management Vol. 1 No. 4 (2024): October : International Journal of Economics, Commerce, and Management
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/ijecm.v1i4.276

Abstract

Using a quantitative approach, this study investigates the effect of port export and import volumes on economic growth in North Sumatra and West Sumatra Provinces. Time series data from the World Bank and the Central Statistics Agency (BPS) from 2006 to 2023 are used as secondary data. The analysis uses the ARDL Panel model, which allows for analysis of data dynamics across time and regions. The results show that the three main indicators that affect economic growth (GRDP) in both provinces, both in the short and long term, are export volume, inflation, and exchange rates. In North Sumatra, export volume has a positive impact on GRDP, while import volume has a negative impact, indicating a risk of dependence on imports. Controlled inflation also has a positive impact, while the exchange rate shows a diversion. Policy recommendations are expected to improve global competitiveness and exchange rate stability through coordination of fiscal and monetary policies, support for the Export Capacity Building Program and MSMEs through the Regional Comprehensive Economic Framework (RCEP), and export diversification to reduce dependence on certain commodities. This study emphasizes that policies that are responsive to changes in trade at the national to international levels are an important foundation for stabilizing sustainable economic growth.
Co-Authors Amri Darma Kurniawan S Andika Syahputra Andria Zulfa Anwar Suhut Audre Aprillia Bardansyah Bardansyah Budi Rusdianto Dewi Mahrani Rangkuty Dewi Mahrany Rangkuty Diwayana Putri Nasution Gulo, Antonius Imelda Krisdamayati Kardina Siregar Kiki Hardiansyah Siregar Lia Nazliana Nasution Lia Nazliana Nasution Lola Irmayunda Muhammad Fauzan Pratama Nazamuddin Ritonga Nuri Rahayu Ningsih Nurul Syahfia Raihan Zuhri Rendi Permana Rike Aulia Rizka Fadillah Rizki Rizki Rizkil Khoir Teddy Wiranata Toni Toni Wahyu Indah Sari Winsi Fadiah Putri Yolanda Widya Yolanda Widya Anggreni Situmorang