Article Per Year (5 Year)
p-Index From 2021 - 2026
3.467
P-Index
This Author published in this journals
All Journal Jurnal Abdi Ilmu Joong-Ki : Jurnal Pengabdian Masyarakat Proceedings of The International Conference on Business and Economics Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Jurnal Riset Ekonomi dan Akuntansi International Journal of Management Research and Economics Intellektika: Jurnal Ilmiah Mahasiswa Anggaran: Jurnal Publikasi Ekonomi dan Akuntansi Moneter : Jurnal Ekonomi dan Keuangan Transaction: Journal of Taxation, Accounting, Management and Economics Joong-Ki Jurnal Ekonomi dan Pembangunan Indonesia Akuntansi Pajak dan Kebijakan Ekonomi Digital International Journal of Economics, Commerce, and Management International Journal of Management, Economic and Accounting Joong-Ki International Conference on Digital Advanced Tourism, Management, and Technology Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan
Bakhtiar Efendi
Unknown Affiliation
Religion Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 22 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 22 Documents
Search

 1   2   3 
Financial Inclusion and Income Improvement of UMKM in Indonesia: An Analysis Lia Nazliana Nasution; Bakhtiar Efendi; Rizkil Khoir
Proceeding of The International Conference on Business and Economics Vol. 2 No. 2 (2024): Proceeding of The International Conference on Business and Economics
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/icbeuntagsmg.v2i2.2160

Abstract

The aim of this study is to analyze the simultaneous effects of financial inclusion, financial literacy, MSME investment, and unemployment on MSME income and the unemployment rate in Indonesia. We used a simultaneous equation method with the observed variables being financial literacy, financial inclusion, the number of MSMEs, MSME labor, MSME investment, MSME income, and unemployment. The data used is secondary data covering the period from 2011 to 2022. The results show that the variables of financial inclusion, financial literacy, MSME investment, and unemployment have a significant partial and simultaneous effect on MSME income. From the equation, financial inclusion, financial literacy, and MSME investment have a positive effect on MSME income, while unemployment has a negative effect on MSME income. Furthermore, the variables of the number of MSMEs, MSME labor, and MSME income have a significant partial and simultaneous effect on unemployment. From the equation, the number of MSMEs, MSME labor, and MSME income have a negative effect on unemployment.
Analisis Kinerja Ekonomi Makro dan Kinerja Perbankan Terhadap Stabilitas Perbankan Bank Umum Syariah di Indonesia: Sebuah Studi Empiris : Bank Panin Dubai Syariah dan Bank Aceh Syariah Rizki Rizki; Bakhtiar Efendi; Lia Nazliana Nasution
Jurnal Riset Ekonomi dan Akuntansi Vol. 3 No. 1 (2025): JURNAL RISET EKONOMI DAN AKUNTANSI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jrea-itb.v3i1.3010

Abstract

The purpose of this study is to ascertain how banking and macroeconomic performance affect Indonesia's Sharia Commercial Banks' stability. Panel Regression is the technique employed. GDP, inflation, BI-Rate, ROA, CAR, assets, and BOPO are the independent variables that are used. Z-Score is utilized as the dependant variable in the meantime. The World Bank, Bank Indonesia, and financial records from Bank Aceh Syariah and Bank Panin Dubai were the sources of the data. The data used spans the years 2011 through 2024. The findings indicate that the Z-Score is positively impacted by GDP, inflation, BOPO, ROA, and CAR. In the meantime, Z-Score is negatively impacted by assets and BI-Rate.
Analisis Pengaruh Rasio-Rasio Keuangan Terhadap Rasio Beban Operasional-Pendapatan Operasional (BOPO) pada Bank Umum Syariah di Indonesia Amri Darma Kurniawan S; Rusiadi Rusiadi; Bakhtiar Efendi; Lia Nazliana Nasution
Jurnal Ekonomi dan Pembangunan Indonesia Vol. 2 No. 4 (2024): November : Jurnal Ekonomi dan Pembangunan Indonesia
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jepi.v2i4.961

Abstract

This research aims to determine the influence of Islamic banking financial ratios in the form of Return on Assets (ROA) Ratio, Non Performing Financing (NPF) Ratio, Financing to Deposit Ratio (FDR) and Total Asset Turnover (TATO) on the Operational Cost-Operational Income Ratio (BOPO) at Sharia Commercial Banks in Indonesia. This research uses a quantitative approach with sample data totaling 7 (seven) sharia commercial banks out of 13 (thirteen) sharia commercial bank populations registered with the Financial Services Authority. Research data uses secondary data for the annual period in the period 2010 - 2023. By using the ARDL (Autoreggressive Distributed Lag) panel model using the PMG (Pooled Mean Group) method, the research results show that in the panel, it turns out that the Leading Indicator is the effectiveness of the variable in controlling the BOPO Ratio at Sharia Commercial Banks in Indonesia is Return on Assets (ROA), where ROA significantly influences the BOPO Ratio at Bank Muamalat Indonesia, Bank Aceh Syariah, Bank Riau Kepri Syariah, Bank Jabar Banten Syariah, Bank Mega Syariah, and Bank NTB Syariah, with stable positions in the short and long term. Of the 7 (seven) Sharia Commercial Banks that are the objects of research, there are 4 (four) banks that are leading indicators of the effectiveness of sharia banking in influencing the stability of the BOPO ratio, namely: Bank Aceh Syariah, Bank Riau Kepri Syariah, Bank Jabar Banten Syariah, and Bank Mega Syariah through ROA, NPF, FDR, and TATO. Financing to Deposit Ratio (FDR) is also capable of being a Leading Indicator of variable effectiveness to influence the BOPO Ratio at Bank Muamalat Indonesia, Bank Aceh Syariah, Bank Riau Kepri Syariah, Bank BCA Syariah, Bank Jabar Banten Syariah, Bank Mega Syariah, and Bank NTB Syariah, However, its position is unstable in the short and long term.
Natural Resources Based Green Trade Model for Green Growth in Brazil, Russia, Indonesia, Singapore, India and China (BRISIC) Lola Irmayunda; Bakhtiar Efendi; Wahyu Indah Sari; Rusiadi Rusiadi
Akuntansi Pajak dan Kebijakan Ekonomi Digital Vol. 2 No. 1 (2025): Akuntansi Pajak dan Kebijakan Ekonomi Digital
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/apke.v2i1.833

Abstract

Researchers in this study aim to determine the Natural Resources-Based Green Trade Model for Green Growth in Brazil, Russia, Indonesia, Singapore, India and China (BRISIC). The method in this research is using the ARDL Panel method. The variables used in this research are Green Growth, Green Trade, Natural Resources, Financial Inclusion, Green Innovation, Digital Economy. The results of this research are from the Green Trade Model Based on Natural Resources on Green Growth in Brazil, Russia, Indonesia, Singapore, India and China (BRISIC) using the panel method, it can be concluded that in BRISIC countries the variable that has an overall influence is green trade. and Natural resources both Short Run Equation and Long Run Equation.
Pemberdayaan Masyarakat Tao Gadong Dalam Upaya Meningkatkan Kesejahteraan Desa Janji Matogu Kecamatan Porsea Kabupaten Toba Kiki Hardiansyah Siregar; Nazamuddin Ritonga; Bakhtiar Efendi; Dewi Mahrany Rangkuty
Joong-Ki : Jurnal Pengabdian Masyarakat Vol. 2 No. 2: Mei 2023
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/joongki.v2i2.1605

Abstract

Tao Godung desa Janji Matogu Kecamatan Porsea Kabupaten Toba merupakan kawasan alam yang berpotensi yang perlu dikembangkan. Kawasan Tao Godung ini memiliki keunikan alamnya tersendiri. Hal ini dapat dilihat dari keadaan Pantai yang sangat alami serta Pasir yang begitu halus dan juga bersih. Pengembangan Pantai Tao Godung Janji Matogu ini harus menjadi Prioritas pemerintah maupun masyarakat setempat menjadi objek wisata alam di Kabupaten Toba, karena Pantai ini merupakan objek wisata yang berpotensi dalam dunia pariwisata jika lebih dikembangkan lagi baik dalam sarana dan prasarananya maupun promosi tempat wisatanya agar lebih tersebar luas bagi masyarakat. Dengan adanya Pengembangan Kawasan Tao Godung Janji Matogu maka dapat menambah arus kunjungan wisatawan serta membuka lapangan kerja dan kesempatan berusaha, sehingga dapat meningkatkan pendapatan masyarakat setempat.
ANALYSIS OF MONETARY INDICATOR VARIABLES ON THE STABILITY OF PRICES OF GOODS AND SERVICES BEFORE AND DURING THE COVID- 19 PANDEMIC Gulo, Antonius; Bakhtiar Efendi; Wahyu Indah Sari
TRANSACTION: Journal of Taxation, Accounting, Management and Economics Vol. 1 No. 4 (2023): October: TRANSACTION: Journal of Taxation, Accounting, Management and Economics
Publisher : PT. Arsil Reka Engineering

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62287/transaction.v1i4.98

Abstract

This study aims to analyze the contributions of the variable interactions of monetary policy in the stability ofgoods and services prices. Where is the monetary policy variable (inflation, kurs, consumer price index, grossdomestic products, the money supply, and interest rates). Research in conducted in the country of Indonesia and uses secondary data or time series from 2008 to 2021. The data analysis model in this study is Simultaneous Model and Different Test. Simultaneous equations to analyze the relation between independent and variable variables found in the research country. Whereas different tests examine the different monetary policy variables before and during the covid-19 pandemic. Simultaneous analysis of equations on statistical test common equation 1 suggests that variable interest rates, money distribution, exchange rates and consumerprice indexes have significant adverse effects on the INF. Whereas in the same equation 2, it suggests that gross domestic product variables have a positive relationship that is significant to the CPI. And inflation has a negative relationship significantly insignificant t CPI. And different test results show that inflation movement, kurs, money supply, interest rates and CPI before and during the covid-19 pandemic in Indonesia indicate significant results. For this reason, the researcher hopes that the monetary authority, namely Bank Indonesia, can improve monetary stability and maintain the BI rate in regulating the money supply so that it can suppressthe inflation rate as an effort to stabilize the prices of goods and services.
ADAPTIVE STABILITY MODEL FOR CONTROLLING INFLATION AND UNEMPLOYMENT UNDER COVID-19 WITH LOW UNEMPLOYMENT IN 6 ADJUNCT COUNTRIES (USA, JAPAN, ICELAND, THAILAND, INDONESIA, BELARUS) Rike Aulia; Rusiadi, Rusiadi; Bakhtiar Efendi
TRANSACTION: Journal of Taxation, Accounting, Management and Economics Vol. 2 No. 4 (2024): October: TRANSACTION: Journal of Taxation, Accounting, Management and Economics
Publisher : PT. Arsil Reka Engineering

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62287/transaction.v2i4.100

Abstract

This study aims to analyze the optimalization of monetary policy and fiscal policy (current policies) in stabilizing the economy, to be precise in overcoming the unemployment rate during the pandemic in the 6 world’s highest unemployment countries (South Africa, Colombia, Philippines, Brazil, Chile, and United States). Where the monetary variables (Total Money Supply and Real Interest Rates), fiscal policy (government expenture and TAX revenue), and economic stability (inflation, GDP, and wages). This study uses secondary data or time series from 2005 to 2019. The data analysis models in this study are Simultaneous Regression, Vector Autogression (VAR) model, and ARDL Panel seen from sharpening with Impulse Response Function (IRF) analysis, and Forecast Error Variance Decomposition (FEVD), and ARDL Panel. The results of the IRF analysis show that the stability of the variable response is formed in period 8 or medium term and period 15 or long term, where the response of other variables to changes in one variable shows different variations from positive to negative responses or vice versa, and there are variables whose responses remain positive. to negative from short to long term. FEVD analysis results show a leading indicator as an operational target. Then the results of the ARDL Panel analysis show that the Inflation Panel, Total Money Supply, Interest Rates, Gross Domestic Product, Government Expenditure, TAX Revenue, and Wages are able to control economic stability, precisely at the unemployment rate in the 6 in the world’s highest unemployment countries back in the short term, as well as long-term.
Analisis Peranan Ekonomi Digital dalam Meningkatkan Pendapatan Pelaku Usaha Mikro Kecil Menengah (UMKM) di Indonesia Yolanda Widya Anggreni Situmorang; Bakhtiar Efendi; Lia Nazliana Nasution
Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan Vol. 4 No. 2 (2025): Jurnal Ekonomi, Manajemen Pariwisata Dan Perhotelan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jempper.v4i2.4786

Abstract

This study aims to evaluate the extent to which the digital economy plays a role in increasing the income of Micro, Small and Medium Enterprises (MSMEs) in Indonesia. This research methodology is quantitative with the Two-Stage Least Squares (TSLS) approach. The variables analyzed include capital, interest rates, inflation, the use of electronic money (e-money), and Gross Domestic Product (GDP). The results reveal that e-money utilization and GDP growth have a significant positive influence on increasing MSME income. In contrast, inflation has a negative impact. The model that includes e-money and inflation variables has the highest R-squared value, indicating a strong explanatory ability of the income variable. These findings reinforce the importance of digital literacy and economic stability as key supporting factors in optimizing the potential of the digital economy for MSME players.
Analysis Of Monetary Policy on Financial System Stability in Indonesia, Thailand, Malaysia, Brunei Darussalam and Singapore Bardansyah Bardansyah; Bakhtiar Efendi; Wahyu Indah Sari
International Journal of Economics, Commerce, and Management Vol. 2 No. 2 (2025): April : International Journal of Economics, Commerce, and Management
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/ijecm.v2i2.494

Abstract

This study aims to analyze the variable contribution of the interaction of monetary policy variables (COURSE, GDP, INFLATION, CONSUMPTION and INTEREST). This study uses secondary data or time series from the first quarter of 2014 to the first quarter of 2024. The data analysis model in this study is the Structural Vector Autoregression (SVAR) model and sharpened with Impulse Response Function (IRF) and Forecast Error Variance Decomposition (FEVD) analysis. The results of the SVAR analysis show that the past variable (t-1) contributes to the current variable both to itself and other variables and from the estimation results it turns out that there is a reciprocal relationship between variables where all variables, namely monetary policy variables (GDP, INFLATION, CURRENCY, CONSUMPTION and INTEREST) contribute to each other.
Analysis of Money Demand and Supply on International Trade In Five Asean Countries Rendi Permana; Bakhtiar Efendi
International Journal of Management Research and Economics Vol. 2 No. 2 (2024): May : International Journal of Management Research and Economics
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/ijmre-itb.v2i2.1789

Abstract

A country's international trade really takes into account the comparison of its currencies which also gives rise to different levels of exports and imports according to domestic consumption. The higher the consumption, the more money in circulation will also increase. The aim of this research is to determine the influence of the money supply on exports and imports as well as other supporting variables such as the exchange rate, inflation and interest rates. With the two stage least squares (TSLS) analysis method, it is found that exports and imports have a significant influence on each other and the exchange rate, inflation and interest rates show positive and negative results.
Co-Authors Amri Darma Kurniawan S Andika Syahputra Andria Zulfa Anwar Suhut Audre Aprillia Bardansyah Bardansyah Budi Rusdianto Dewi Mahrani Rangkuty Dewi Mahrany Rangkuty Diwayana Putri Nasution Gulo, Antonius Imelda Krisdamayati Kardina Siregar Kiki Hardiansyah Siregar Lia Nazliana Nasution Lia Nazliana Nasution Lola Irmayunda Muhammad Fauzan Pratama Nazamuddin Ritonga Nuri Rahayu Ningsih Nurul Syahfia Raihan Zuhri Rendi Permana Rike Aulia Rizka Fadillah Rizki Rizki Rizkil Khoir Teddy Wiranata Toni Toni Wahyu Indah Sari Winsi Fadiah Putri Yolanda Widya Yolanda Widya Anggreni Situmorang