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PENGUATAN JIWA KEWIRAUSAHAAN MELALUI KESADARAN POTENSI DIRI ANGGOTA BUMDES BERKAH BERSAMA DESA KARANG BUNGA KECAMATAN MANDASTANA KABUPATEN BARITO KUALA Titien Agustina; Rezti Rezti; Muhammad Nurdin; Sampurnawati Sampurnawati; Sri Suryani; Dodik Jatmika; Syamsuddinnor Syamsuddinnor; Asnawi Asnawi; Alfiannor Alfiannor; Nor Anisa; Maulana Maulana; Auni Humaira Puteri; Soraya Nur Amelia; Muhammad Zaini; Yogi Aris Ardianto
Indonesian Collaboration Journal of Community Services Vol. 1 No. 3 (2021): Indonesian Collaboration Journal of Community Services
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (334.316 KB) | DOI: 10.53067/icjcs.v1i3.11

Abstract

This activity aims to inspire the growth of self-awareness that the potential that God gives to everyone and the natural environment around them is a peerless gift.  When moved, used, and empowered will become a new force. The method used is action research or Participatory Action Research (PAR). The object of obstetrics is the caretaker and bumdes members are resources that have real power in spearheading village development. This community service activity is a workshop and focus group discussion (FGD). It is expected to explore the problems faced, obstacles that hinder the progress of themselves and the environment, and solutions that can be given based on real problems faced by the village community. It is hoped that through strengthening awareness of self-potential and environmental wealth will be able to be a driver of the growth of a strong entrepreneurial spirit in the village community. The results of the activities of dialogue and inventory of problems show that the mindset of the village community is still difficult to change with just one activity. Further activities and mentoring are needed that can open new awareness and drive changes in people's mindsets in order to be able to compete
The Effect of Capital Adequacy Ratio, Loan to Deposit Ratio, and Operational Costs than Operating Revenue on Return on Assets: Study on Conventional Banks in Indonesia Muhammad Herizal; Diana Diana; Rezti Rezti; Sri Suryani
Hut Publication Business and Management Vol. 1 No. 2 (2022): Hut Publication Business and Management
Publisher : PT. Hanken SUkses Jaya

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Abstract

This study aims to determine the effect of Capital Adequacy Ratio (CAR) and Operating Income Operating Costs (BOPO) on Profitability Return On Assets (ROA) in conventional banks in Indonesia. The data obtained is sourced from financial statements listed on the Indonesia Stock Exchange for the period 2013–2017. Data analysis was carried out using quantitative descriptive statistical methods. From this study, it can be concluded that the results of the Simultaneous Test show that CAR, LDR, and BOPO have a significant simultaneous effect on ROA at conventional banks in Indonesia in 2017 and CAR and BOPO have a partially significant effect on ROA at banks. conventional method in Indonesia in 2017. LDR has no effect on ROA.