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This Author published in this journals
All Journal Indonesian Collaboration Journal of Community Services (ICJCS) Hut Publication Business and Management Journal of Social Work and Science Education
Sri Suryani
STIMI Banjarmasin
Religion Humanities Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Social Sciences Other

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PENGUATAN JIWA KEWIRAUSAHAAN MELALUI KESADARAN POTENSI DIRI ANGGOTA BUMDES BERKAH BERSAMA DESA KARANG BUNGA KECAMATAN MANDASTANA KABUPATEN BARITO KUALA Titien Agustina; Rezti Rezti; Muhammad Nurdin; Sampurnawati Sampurnawati; Sri Suryani; Dodik Jatmika; Syamsuddinnor Syamsuddinnor; Asnawi Asnawi; Alfiannor Alfiannor; Nor Anisa; Maulana Maulana; Auni Humaira Puteri; Soraya Nur Amelia; Muhammad Zaini; Yogi Aris Ardianto
Indonesian Collaboration Journal of Community Services Vol. 1 No. 3 (2021): Indonesian Collaboration Journal of Community Services
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (334.316 KB) | DOI: 10.53067/icjcs.v1i3.11

Abstract

This activity aims to inspire the growth of self-awareness that the potential that God gives to everyone and the natural environment around them is a peerless gift.  When moved, used, and empowered will become a new force. The method used is action research or Participatory Action Research (PAR). The object of obstetrics is the caretaker and bumdes members are resources that have real power in spearheading village development. This community service activity is a workshop and focus group discussion (FGD). It is expected to explore the problems faced, obstacles that hinder the progress of themselves and the environment, and solutions that can be given based on real problems faced by the village community. It is hoped that through strengthening awareness of self-potential and environmental wealth will be able to be a driver of the growth of a strong entrepreneurial spirit in the village community. The results of the activities of dialogue and inventory of problems show that the mindset of the village community is still difficult to change with just one activity. Further activities and mentoring are needed that can open new awareness and drive changes in people's mindsets in order to be able to compete
The Effect of Capital Adequacy Ratio, Loan to Deposit Ratio, and Operational Costs than Operating Revenue on Return on Assets: Study on Conventional Banks in Indonesia Muhammad Herizal; Diana Diana; Rezti Rezti; Sri Suryani
Hut Publication Business and Management Vol. 1 No. 2 (2022): Hut Publication Business and Management
Publisher : PT. Hanken SUkses Jaya

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Abstract

This study aims to determine the effect of Capital Adequacy Ratio (CAR) and Operating Income Operating Costs (BOPO) on Profitability Return On Assets (ROA) in conventional banks in Indonesia. The data obtained is sourced from financial statements listed on the Indonesia Stock Exchange for the period 2013–2017. Data analysis was carried out using quantitative descriptive statistical methods. From this study, it can be concluded that the results of the Simultaneous Test show that CAR, LDR, and BOPO have a significant simultaneous effect on ROA at conventional banks in Indonesia in 2017 and CAR and BOPO have a partially significant effect on ROA at banks. conventional method in Indonesia in 2017. LDR has no effect on ROA.
The Impact of Digital Financial Services on Financial Literacy in South Kalimantan, Indonesia Suryani, Sri; Hariyono, TA; Adha, Syamsul; Sucipto, Sucipto; Jahri, Muhammad
Journal of Social Work and Science Education Vol. 6 No. 2 (2025): Journal of Social Work and Science Education
Publisher : Yayasan Sembilan Pemuda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52690/jswse.v6i2.1195

Abstract

The rapid advancement of digital financial services has reshaped the global financial ecosystem, offering enhanced accessibility and efficiency while also requiring users to possess a certain level of financial and digital literacy. This study aims to examine the impact of digital financial services on financial literacy in the city of Banjarmasin, South Kalimantan, Indonesia. Employing a quantitative research design, data were collected from 100 users of mobile and internet banking services at Bank Kalsel through structured questionnaires. Analysis was conducted using descriptive and simple linear regression methods. The findings reveal a strong positive relationship between digital financial services and financial literacy, with an elasticity coefficient of 8.172 and a correlation coefficient (R) of 0.662. The coefficient of determination (R² = 0.438) indicates that 43.8% of the variation in financial literacy is explained by digital financial services. These results underscore the importance of digital financial inclusion, technology adoption, and service quality in enhancing users' financial knowledge, skills, and behavior. The study recommends integrated efforts from the government, financial institutions, and digital service providers to develop inclusive, user-friendly, and secure digital platforms, supported by targeted financial education programs to promote financial empowerment and reduce socio-economic disparities in South Kalimantan.
Co-Authors Adha, Syamsul Alfiannor Alfiannor Asnawi Auni Humaira Puteri Chatarina Umbul Wahyuni Diana Diana Dodik Jatmika Hariyono, TA Jahri, Muhammad Maulana Maulana Muhammad Herizal Muhammad Nurdin Muhammad Zaini Nor Anisa Rezti, Rezti Sampurnawati Sampurnawati Soraya Nur Amelia Syamsuddinnor Syamsuddinnor Titien Agustina Yogi Aris Ardianto