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Development of Sharia Based Local Wisdom Business at Society of Mandailing Natal Asrul Hamid; Khairul Bahri Nasution; Resi Atna Sari Siregar; Jannus Tambunan
LAA MAISYIR: Jurnal Ekonomi Islam Vol 9 No 1 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v9i1.29413

Integration of Islam with local wisdom in business development in Mandailing Natal Regency as an effort to improve the economy and welfare by rejecting the concept of exploitation and discrimination but prioritizing the value of benefit in the midst of the proliferation of franchised businesses. This study aims to analyze the development of sharia-based local wisdom business in Mandailing Natal Regency. This research method uses a qualitative descriptive approach. Sources of data are described from the results of observations, interviews, and documents as well as relevant references to understand socio-cultural both in attitudes, motivations and people's expectations related to business development by analyzing data using qualitative methods. The results show that business development by integrating Islamic values with local wisdom of Mandailing Natal referring to the philosophy of Dalihan Na Tolu, Marsialap ari Marsalapari and Poda Na Lima, is a strategic step in developing a business so that it can compete with franchise businesses, in line with the adage “Hombardo adat dohot worship as a way of life. Steps that need to be developed are regulations, new innovations and management and marketing strategies that are tailored to the needs of the community and market and according to sharia principles as an effort to realize a balance of welfare and happiness in this world and the hereafter.

Analisis Hukum Ekonomi Syariah tentang Implementasi Akad Qardh Titi Martini; Resi Atna Sari Siregar; Nurmayani Pasaribu
Hikmah Vol. 19 No. 1 (2022): Januari-Juni 2022
Publisher : Sekolah Tinggi Agama Islam Sumatera Medan

The people of Tangga Bosi II have a habit of lending money, accompanied by the condition that the lender controls the rice fields. On the one hand, this is considered something reasonable, but on the other hand, this needs further investigation in a review of sharia economic law. In this regard, this study aims to describe the conditions of the Qardh contract that have been implemented in the village of Tanga Bosi II and to analyze these conditions in a review of sharia economic law analysis. The research method used is qualitative with a case study approach. Data collection techniques using observation, interviews, and documentation studies. The primary sources in this study are qardh actors in the village of Tangga Bosi II and related people. In contrast, the secondary data sources are obtained from books related to the author's thesis. The results of the study revealed that the qardh contract carried out by the Tanggga Bosi II village community was still based on oral, and it was customary based on agreement and trust intending to help each other or help each other, by way of the lender providing guarantees for his debt in the form of rice fields. A review of sharia economic law on the problems mentioned above includes injustice to the borrower because it is unfair to the borrower; other than that, he owes the rice fields for his livelihood to be controlled by the lender.

Peran Kearifan Lokal Dalam Pengembangan Bisnis Syariah di Kota Padang Sidimpuan Jannus Tambunan; Resi Atna Sari Siregar; Khairul Bahri Nasution; Asrul Hamid
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 8 No 2 (2022): Juni 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/iqtishodiyah.v8i2.827

Kearifan lokal adalah kebijaksanaan setempat atau kearifan setempat atau dapat juga dimaknai sebagai ide-ide setempat yang bersifat bijaksana, bermuatan nilai yang baik, penuh kebijaksanaan, yang diikuti dan tertanam dalam masyarakat. Penelitian ini bertujuan untuk mendiskripsikan peran kearifan lokal Kota Padang Sidimpuan terhadap Pengembangan Bisnis Syariah. Penelitian ini merupakan penelitian lapangan, yang bersifat deskriptif kualitatif dengan melakukan wawancara secara mendalam kepada pelaku usaha, masyarakat, tokoh adat dan pemerintah, data tersebut kemudian dianalisis dan menghasilkan kesimpulan. Dari hasil penelitian dapat dijelaskan bahwa Kearifan lokal Kota padang sidimpuan sangat berperan dalam mengembangkan bisnis syariah yang sesuai tuntunan agama islam, dimana pelaku usaha dan konsumen saling menjaga, saling menghormati, saling menghargai, saling peduli, saling tolong menolong ini tercermin dari melekatnya nilai adat budaya dalam diri masyarakat. Kearifan lokal ini tidak berfokus pada pencantuman kata “syariah” yang melekat pada merek dagang atau merek usaha, akan tetapi lebih kepada muatan kegiatan/aktivitas bisnis yang bernilai syariah, ramah tamah, tutur kata yang sopan dan santun, jujur, ketertiban dan keamanan kegiatan ekonomi.

Peran Kearifan Lokal Dalam Pengembangan Bisnis Syariah di Kota Padang Sidimpuan Jannus Tambunan; Resi Atna Sari Siregar; Khairul Bahri Nasution; Asrul Hamid
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 8 No 2 (2022): Juni 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/iqtishodiyah.v8i2.827

Kearifan lokal adalah kebijaksanaan setempat atau kearifan setempat atau dapat juga dimaknai sebagai ide-ide setempat yang bersifat bijaksana, bermuatan nilai yang baik, penuh kebijaksanaan, yang diikuti dan tertanam dalam masyarakat. Penelitian ini bertujuan untuk mendiskripsikan peran kearifan lokal Kota Padang Sidimpuan terhadap Pengembangan Bisnis Syariah. Penelitian ini merupakan penelitian lapangan, yang bersifat deskriptif kualitatif dengan melakukan wawancara secara mendalam kepada pelaku usaha, masyarakat, tokoh adat dan pemerintah, data tersebut kemudian dianalisis dan menghasilkan kesimpulan. Dari hasil penelitian dapat dijelaskan bahwa Kearifan lokal Kota padang sidimpuan sangat berperan dalam mengembangkan bisnis syariah yang sesuai tuntunan agama islam, dimana pelaku usaha dan konsumen saling menjaga, saling menghormati, saling menghargai, saling peduli, saling tolong menolong ini tercermin dari melekatnya nilai adat budaya dalam diri masyarakat. Kearifan lokal ini tidak berfokus pada pencantuman kata “syariah” yang melekat pada merek dagang atau merek usaha, akan tetapi lebih kepada muatan kegiatan/aktivitas bisnis yang bernilai syariah, ramah tamah, tutur kata yang sopan dan santun, jujur, ketertiban dan keamanan kegiatan ekonomi.

THE TRADITION OF THE PRACTICE OF MONEY LOANS WITH GUARANTEE OF RICE HARVEST IN THE TANGGA BOSI COMMUNITY: ANALYSIS OF MAQASHID SHARIA Asrul Hamid; Resi Atna Sari Siregar; Filda Elisa Nasution
Ijtihad Vol. 16 No. 2 (2022): Ijtihad: Jurnal Hukum dan Ekonomi Islam
Publisher : Universitas Darussalam Gontor

The concept of borrowing and borrowing (al-qardh) in Islam is an approach to tabarru' to Allah with the aim of getting His pleasure. This is a form of concern for fellow human beings, especially for people who are struggling with life's difficulties, so that the loans given are able to ease the burden of life for those who are in trouble. Loans in Islam must be separated from commercial or profit-oriented elements, because it is a pure contract of mutual assistance as a form of devotion to Allah Swt. As for the tradition of the Tangga Bosi community, Siabu District, Mandailing Natal Regency, North Sumatra, that when the rice planting season arrives, the majority of people who are farmers will borrow money from rice mill traders to provide capital for cultivating rice fields and also for daily needs with guaranteed yields. When the rice is harvested, it must be sold to the merchant who provided the loan at a price determined by the merchant. The results of the study concluded that the practice of borrowing and borrowing carried out by the Tangga Bosi community with the concept they agreed upon was not in accordance with Islamic teachings because of the taking of benefits or profits on one side, then guaranteeing the rice yields which could not be guaranteed to be successful or not (gharar). However, if you are in a state of urgency or emergency after all efforts have been made but no solution is found, then this kind of lending practice is allowed because it is feared that without this loan cultivation of rice fields will not work and will bring greater mafsadat so that it interferes with the five main elements of the goal shari'ah is established (maqashid shari'ah).

Analisis Hukum Ekonomi Syariah tentang Implementasi Akad Qardh Titi Martini; Resi Atna Sari Siregar; Nurmayani Pasaribu
Hikmah Vol. 19 No. 1 (2022): Januari-Juni 2022
Publisher : Sekolah Tinggi Agama Islam Sumatera Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53802/hikmah.v19i1.157

The people of Tangga Bosi II have a habit of lending money, accompanied by the condition that the lender controls the rice fields. On the one hand, this is considered something reasonable, but on the other hand, this needs further investigation in a review of sharia economic law. In this regard, this study aims to describe the conditions of the Qardh contract that have been implemented in the village of Tanga Bosi II and to analyze these conditions in a review of sharia economic law analysis. The research method used is qualitative with a case study approach. Data collection techniques using observation, interviews, and documentation studies. The primary sources in this study are qardh actors in the village of Tangga Bosi II and related people. In contrast, the secondary data sources are obtained from books related to the author's thesis. The results of the study revealed that the qardh contract carried out by the Tanggga Bosi II village community was still based on oral, and it was customary based on agreement and trust intending to help each other or help each other, by way of the lender providing guarantees for his debt in the form of rice fields. A review of sharia economic law on the problems mentioned above includes injustice to the borrower because it is unfair to the borrower; other than that, he owes the rice fields for his livelihood to be controlled by the lender.

Building Pesantren Independence Through Innovation in Pesantren Cooperatives Erpiana Siregar; Titi Martini Harahap; Resi Atna Sari Siregar
Al-Fikru: Jurnal Ilmiah Vol. 19 No. 2 (2025): Desember (2025)
Publisher : STAI Serdang Lubuk Pakam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51672/alfikru.v19i2.762

This research departs from the challenges of modernization that affect the moral and spiritual values of the younger generation, including in the context of Islamic education. Pesantren, as educational institutions that have an important role in shaping the character of santri, face the need to become economically independent so as not to depend on government assistance. The purpose of this study is to analyze the model of pesantren economic independence through the management of pesantren cooperatives, as well as how these cooperatives can support the economic empowerment of pesantren and the surrounding community. This research uses a descriptive qualitative approach with data collection methods through interviews, observation, and documentation. The results showed that Al-Abraar Islamic Boarding School succeeded in developing several effective cooperative business units, such as oil palm plantations and animal husbandry, to support its economic independence. On the other hand, Musthafawiyah Islamic Boarding School faces obstacles in cooperative management due to limited licensing and management quality. The implication of this study is the importance of strengthening the managerial capacity and governance of cooperatives to achieve sustainable economic independence of pesantren.

Analysis Of The Ijarah Contract In The Practice Of Traditional Gold Ore Mill Rental In Hutabargot From The Perspective Of Islamic Economic Law akhyar; Resi Atna Sari Siregar
Islamic Circle Vol. 6 No. 2 (2025): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/islamiccircle.v6i2.2976

This study examines contractual practices within the rental system of traditional gold ore milling machines (gelundung) in Hutabargot District from the perspective of Islamic economic law. The rental agreement applied by the local community is generally conducted without a written contract and is based on customary practices (‘urf) that have been passed down through generations. This research aims to analyze the validity of the ijarah contract implemented in the gelundung rental practice and to assess its conformity with the principles of Islamic economic law. This study employs a qualitative approach with a field research method. Data were collected through direct observation, in-depth interviews with gelundung owners and renters, and documentation. The findings indicate that although the rental agreement is not explicitly stated in a formal contract, the essential pillars and conditions of the ijarah contract are substantively fulfilled, including the existence of contracting parties, the object of lease, the benefit derived, and the agreed compensation (ujrah). From the perspective of Islamic economic law, the gelundung rental practice in Hutabargot can be considered valid as it is grounded in recognized local custom (‘urf shahih) and does not contradict sharia principles. Therefore, this practice may continue to be applied with improvements in contractual clarity to enhance legal certainty without eliminating established local traditions.

Pelaksanaan Layanan Kenotariatan Berbasis Digital dalam Meningkatkan Efektivitas Pelayanan Hukum (Studi pada Kantor Notaris Darji Saputra, S.H., M.KN) Resi Atna Sari Siregar; Hasan Basri; Nadiatul Asima; Nur Azizah Nasution; Elma Robiatul Adawiyah; Annisa Putri Rangkuti; Lenni Misriani Lubis; Asmin Hamid Nst; Ismail Nasution
Jejak digital: Jurnal Ilmiah Multidisiplin Vol. 2 No. 2 (2026): MARET 2026
Publisher : INDO PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/tnk1dm14

The development of information technology has driven transformation in various public service sectors, including the notary sector. Digitizing notary services is a strategic effort to improve the effectiveness, efficiency, and quality of legal services to the public. This study aims to analyze the implementation of digital-based notary services in improving the effectiveness of legal services at the Notary Office of Darji Saputra, S.H., M.Kn. The research method used is empirical legal research with a qualitative approach. Data were obtained through observations during internships, interviews with notaries and office staff, and a documentary study of the implemented digital-based service procedures. The results indicate that the implementation of digitalization in deed administration, electronic filing, communication with clients, and the use of online legal entity administration systems can improve time efficiency, data accuracy, and service transparency. However, obstacles remain, such as limited technical regulations and the need to improve digital literacy for some members of the public. Thus, digital-based notary services have been proven to contribute to improving the effectiveness of legal services, but still require regulatory strengthening and human resource readiness.

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