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THE IMPACT OF FUNDING RISK ON RISK TAKING COMMERCIAL BANKS IN INDONESIA Kharis Raharjo; Rita Andini; Dwi Retna Sulistyawati
Jurnal Ekonomi Vol. 11 No. 03 (2022): Jurnal Ekonomi, 2022 Periode Desember
Publisher : SEAN Institute

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Abstract

This study aims to determine the impact of funding liquidity risk and profitability on the risk taking of commercial banks in Indonesia. Sampling using purposive sampling technique on the financial statements. The population of this research is 45 banks. The dependent variable in this study is bank risk taking. The independent variables in this study are funding liquidity risk, profitability, liquidity risk, size, efficiency, credit risk, and asset growth. This study uses descriptive statistical analysis and panel data regression analysis. The results of this study find that profitability and credit risk affect bank risk taking, while the variables of funding liquidity risk, liquidity risk, size, efficiency and asset growth have no effect on bank risk taking.
ANALYSIS OF DECISION MAKING FACTORS FOR ORDERING OUTDOOR ADVERTISING PRODUCT SERVICES THROUGH MARKETPLACE AT CV CANDIKARYA SEMARANG Rita Andini; Rekno Sulandjari; Sri Praptono
Jurnal Ekonomi Vol. 11 No. 03 (2022): Jurnal Ekonomi, 2022 Periode Desember
Publisher : SEAN Institute

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Along with the increasing growth in the world of advertising in Indonesia, consumer awareness of guarantees from advertising agencies or partner companies to produce advertising media that producers want is also increasing. This phenomenon has caused orders for outdoor advertising product services in Indonesia to also increase. This study analyzes the decision factors for ordering outdoor advertising product services on the Facebook platform in the marketplace feature to get products easily without going to a location, so that the negotiation process is more effective and efficient. Finally, make a decision to order the outdoor advertising product services. With the development of internet technology, the ways of communicating and negotiating in the business field have changed. The process of communication and negotiation by utilizing internet media, one of which is by using E-commerce. E-commerce is the process of buying and selling through internet media that is able to streamline time, making it relatively easier. The role of e-commerce has a positive impact, one of which is ordering outdoor advertising products to CV Candi Karya to get cheaper prices. In the beginning, as a means of communication, Facebook is starting to upgrade by adding features to its application, namely the marketplace, where users can communicate as well as order the desired outdoor advertising product. The purpose of this research is to: (1) identify the characteristics of respondents, (2) analyze the decision process for ordering outdoor advertising products, and (3) analyze the decision factors for ordering outdoor advertising products through marketplaces. The sampling method used is total sampling with snowball sampling technique. Analysis was carried out by descriptive analysis, factor analysis, crosstab analysis, and Net Promoter Score (NPS). Based on the results of the study, three groups of new factors formed the decision to order outdoor advertising products through the marketplace, namely individual factors, self-concept and socio-culture. The NPS value for outdoor advertising at CV Candi Karya was obtained by 45%, which means that there are more respondents who recommend it to the community than respondents who do not want to recommend it.
PERILAKU HIDUP BERSIH DAN SEHAT SEBAGAI UPAYA PENCEGAHAN STUNTING PADA MASYARAKAT KELURAHAN PEDURUNGAN TENGAH Sri Subekti; Rita Andini; Sinta Petri Lestari; Sukaryo Sukaryo
urn:nbn:de:00001miji.v2i027
Publisher : Merdeka Indonesia Jurnal International

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PT Perilaku Hidup Bersih dan Sehat menjadi salah satu kegiatan dalam upaya mencegah stunting pada suatu masyarakat. Beberapa aspek yang menyebabkan stunting adalah buruknya fasilitas sanitasi di permukiman, minimnya pada akses pemenuhan air bersih, kurangnya kebersihan lingkungan menjadi pemicu penyebab stunting. Kondisi kebersihan lingkungan yang kurang terjaga menyebabkan tubuh harus secara ekstra melawan sumber penyakit sehingga menghambat penyerapan gizi. Metode pelaksanaan yang dilakukan dengan melibatkan mahasiswa Kuliah Kerja Nyata Universitas Pandanaran Semarang dengan kegiatan penyuluhan cara menerapkan Perilaku Hidup Bersih dan Sehat (PHBS) untuk mencegah stunting para masyarakat. Adanya beberapa aksi yang saling keterkaitan dalam beberapa kegiatan yang dapat dilakukan sebagai upaya pencegahan stunting dan terpantau oleh dinas kesehatan dan dinas terkait lainnya.
PELATIHAN PENGELOLAAN SDM DI ERA DIGITAL PADA KOPERASI SERBA USAHA SEMARANG Rita Andini; Adji Seputra
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 4 No. 2 (2023): Volume 4 Nomor 2 Tahun 2023
Publisher : Universitas Pahlawan Tuanku Tambusai

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Pelatihan ini bertujuan untuk mengetahui peran dan juga dampak pembinaan, pelatihan dan pendampingan dari Dinas Koperasi dan Usaha Mikro Kota Semarang dalam peningkatan kinerja usaha UMKM Binaan mereka. Metode Pelaksanaan dipilih pada pelatihan ini. Dengan mengambil sepuluh pelaku UMKM Binaan yang mengikuti program pembinaan, pelatihan dan pendampingan yang diberikan oleh Dinas Koperasi dan Usaha Mikro Kota Semarang. Pelatihan ini dilaksanakan secara langsung melalui proses pelatihan dan pendampingan terhadap UMKM dan hal pendukung lainnya yang diperoleh secara langsung atau tidak langsung dari informan. Hasil pelatihan ini dapat disimpulkan bahwa peran yang dilakukan oleh dinas koperasi dan usaha mikro kota Semarang dalam hal pembinaan diwujudkan dalam bentuk program inkubasi bisnis. Sedangkan untuk pelatihan diwujudkan dalam bentuk pelatihan manajemen dan bisnis plan. Adapun pendampingan yang dilakukan adalah melalui program klinik bisnis. Adapun dampak dari pembinaan, pelatihan dan pendampingan terhadap kinerja usaha mereka diukur dalam lima indikator yaitu peningkatan modal usaha, peningkatan pendapatan, peningkatan penjualan, peningkatan laba, peningkatan tenaga kerja atau SDM. Hasil pelatihan menunjukkan adanya peningkatan terhadap lima indikator tersebut yang berarti adanya peningkatan kinerja usaha UMKM Binaan. Walaupun pada dampak pemasaran sebagian besar masih terfokus pada pemasaran konvensional dibanding dengan pemasaran online
THE IMPACT OF AUDIT QUALITY ON AUDITOR MORAL REASONING, COMPETENCE AND INDEPENDENCE ON PROFESSIONALISM IN PUBLIC ACCOUNTING OFFICE Rita Andini; Dheasey Amboningty
Jurnal Scientia Vol. 12 No. 03 (2023): Education, Sosial science and Planning technique, 2023 (June-August)
Publisher : Sean Institute

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This study aims to examine Job Assessment, Professionalism and Skills on Employee Performance. This research was conducted at SMEs. The population of this study were employees of the weaving department at SMEs. The sampling method used purposive sampling by distributing questionnaires to employees in the weaving department and conducting interviews. The data analysis technique used is multiple linear regression analysis.The results showed that Job and Skills Assessment had a significant positive effect on Employee Performance. Professionalism has no significant positive effect on employee performance. Job Assessment, Professionalism and Skills have a positive effect simultaneously on Employee Performance.