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All Journal Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Jurnal Pendidikan Ekonomi & Bisnis Journal of Economic, Bussines and Accounting (COSTING) Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Jurnal Tabarru': Islamic Banking and Finance Syarikat : Jurnal Rumpun Ekonomi Syariah International Journal of Islamic Business and Management Review IBDA': Jurnal Kajian Islam dan Budaya Eduvest - Journal of Universal Studies Enrichment: Journal of Multidisciplinary Research and Development
Nur Fatwa
School Of Strategic And Global Studies, Universitas Indonesia, Indonesia
Religion Aerospace Engineering Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Neuroscience Social Sciences

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MINAT MASYARAKAT DALAM PEMBELIAN CASH WAQF LINKED DEPOSIT (CWLD): PENDEKATAN THEORY OF PLANNED BEHAVIOR (TPB) Fathiyah Muslimah Qayyimah; Nur Fatwa; Mulawarman Hannase
Journal of Economic, Bussines and Accounting (COSTING) Vol. 7 No. 6 (2024): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i6.13819

Abstract

Tujuan penelitian ini adalah untuk menguji pengaruh sikap, norma subjektif, persepsi kontrol perilaku dan religiusitas terhadap minat masyarakat dalam melakukan pembelian Cash Waqf Linked Deposit (CWLD). Jenis penelitian ini merupakan penelitian kuantitatif. Populasi yang digunakan yaitu seluruh masyarakat muslim di Indonesia yang berusia minimal 17 tahun. Sampel diambil dengan teknik purposive sampling. Jumlah sampel sebanyak 164 responden. Metode pengumpulan data melalui penyebaran kuesioner yang kemudian dianalisis dengan regresi linear berganda menggunakan SPSS versi 25. Hasil penelitian menunjukkan bahwa secara parsial variabel sikap, norma subjektif, persepsi kontrol perilaku dan religiusitas mempunyai pengaruh positif signifikan terhadap minat untuk melakukan pembelian Cash Waqf Linked Deposit (CWLD). Secara simultan, variabel sikap, norma subjektif, persepsi kontrol perilaku dan religiusitas secara bersama-sama berpengaruh terhadap minat untuk melakukan pembelian Cash Waqf Linked Deposit (CWLD). Nilai R-square diperoleh pengaruh variabel sikap, norma subjektif, persepsi kontrol perilaku, dan religiusitas dapat mempengaruhi variabel minat dalam pembelian CWLD sebesar 67,5% sedangkan untuk sisanya sebesar 32,5% dipengaruhi oleh variabel lain diluar penelitian ini.
Cost-Benefit Analysis of Immigration Violations: A Case Study of 5 Indian Nationals Working on Visitor Visas in Jakarta Rizal Chandrawinata; Margaretha Hanita; Nur Fatwa
Eduvest - Journal of Universal Studies Vol. 6 No. 4 (2026): Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v6i4.53064

Abstract

The misuse of visit stay permits for work by foreign nationals is a problem that has the potential to negatively impact the economic sector, particularly the collection of Immigration Non-Tax State Revenue (PNBP). This study aims to comprehensively analyze immigration violations and their enforcement against foreign nationals using a cost-benefit analysis approach. This study uses a case study of five Indian citizens working using visit stay permits in Jakarta. This study uses qualitative and quantitative approaches, collecting data from several sources, including analysis of policy documents, data on foreign nationals involved, and calculations of the resulting costs and benefits. The analysis shows that law enforcement is not yet effective enough against violators because it still causes economic impacts (losses in immigration non-tax revenue). Meanwhile, the only benefits obtained are forced removal of foreign nationals from Indonesian territory (deportation) due to immigration violations. This study recommends an immigration law enforcement strategy that emphasizes imposing costs on foreign nationals who violate their stay permits as an effort to recover the losses in immigration non-tax revenue. Therefore, the results of this study are expected to serve as a reference for policymakers in formulating more effective and sustainable immigration policies.
Halal Certification Policies in OIC and Non-OIC Countries: A Comparative Analysis of Indonesia, Malaysia, Thailand, And Singapore Nailun Najla; Nur Fatwa
International Journal of Islamic Business and Management Review Vol. 5 No. 1 (2025)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijibmr.v5i1.1365

Abstract

Purpose – This paper seeks to explore and compare the policies and regulatory frameworks of halal certification in both OIC member and non-member countries—specifically Indonesia, Malaysia, Thailand, and Singapore. It aims to identify the strengths, weaknesses, opportunities, and threats (SWOT) related to the implementation of halal certification systems and their implications for positioning within the global halal market. Methodology/approach – A qualitative approach was adopted using secondary data sourced from scientific literature. The analysis focused on institutional structures, certification procedures, and policy frameworks, comparing how each country governs and implements halal certification. Findings – The study reveals significant differences in the institutional and regulatory approaches to halal certification. Indonesia operates through BPJPH under the Ministry of Religious Affairs, Malaysia through JAKIM, Thailand through CICOT, and Singapore through MUIS. Each system presents distinct advantages and challenges, influencing the countries’ ability to compete as global halal hubs. Novelty/value – This study contributes a comparative perspective on halal certification between OIC and non-OIC member countries and applies a SWOT analysis framework to highlight strategic opportunities and challenges. It offers insights useful for policymakers and stakeholders aiming to enhance halal governance and competitiveness in the global halal industry.
The Important Role of Strategic Management in Product Development Shofie Afriati; Nur Fatwa; Rizqullah Rizqullah
Enrichment: Journal of Multidisciplinary Research and Development Vol. 3 No. 11 (2026): Enrichment: Journal of Multidisciplinary Research and Development
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/enrichment.v3i11.629

Abstract

Product development in the digital and global era faces the dynamics of VUCA that demand organizations align long-term vision with innovation, resources, and governance decisions. Without a strategic framework, product development tends to be reactive, inconsistent, and vulnerable to market changes. Objective: This article describes the role of strategic management in product development as well as how management functions (POAC) and SWOT analysis can be used to strengthen competitiveness. The research uses a descriptive-analytical approach through literature studies and field research in the form of interviews, observations, and documentation on the Human Capital unit at a state-owned bank and supporting companies. The data are analyzed by reduction, presentation, and drawing conclusions. The findings confirm that integrated planning, organizing, actuating, and controlling guide product development decision-making, while SWOT helps map internal strengths and weaknesses and external opportunities and threats to formulate strategy priorities. From an Islamic perspective, the concept of al-governance emphasizes order, trust, and deliberation so that strategic practices have an ethical dimension that strengthens organizational discipline and accountability in decision-making. The VUCA framework clarifies the need for agility, scenario planning, data-driven decision-making, collaboration, and resilience for organizations to be able to adapt and innovate. Strategic management serves as a mechanism for aligning goals, strategies, and evaluations that improve organizational resilience and product development effectiveness in complex business environments.
Co-Authors Adhitya Mohammad Maheswara Alen Suci Marlina Astika Rahmah Ghanny Efri Andini Fadhil Jaidi Fathiyah Muslimah Qayyimah Hanita, Margaretha Hannase, Mulawarman Karuniana Dianta Arfiando Sebayang Muhammad Hasan Nailun Najla Nasir Tajul Aripin Nurdiana Rizal Chandrawinata Rizqullah Rizqullah Shofie Afriati Syaista Nur Thamrin Tahir Wahyudin Rahman