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Markus Setiawan Soumokil
Universitas Cenderawasih
Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Physics Social Sciences Other

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The Impact of the Implementation of the Quick Response Indonesian Standard (QRIS) on Encouraging the Economic Growth of Micro, Small, and Medium Enterprises (MSMEs) in Jayapura Regency Soumokil, Markus Setiawan; Arfusau, Wilhelmina Anastasia I.; Titalessy, Pisi Bethania; Setiarini, Neni; Tokoro, Mike S; Ibo, Lynn
Journal of International Conference Proceedings Vol 8, No 2 (2025): 2025 ICPM Thailand Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v8i2.4439

Abstract

The results of this study indicate that the use of the QRIS payment system has a positive and significant effect on the economic development of MSMEs in Jayapura Regency. This can be interpreted to mean that the use of the QRIS payment system has a positive impact on increasing the income of MSMEs in Jayapura Regency (t-count value of 5.782 t-table value of 1.701, and a significance value for the QRIS payment system variable (X) of 0.000 0.05). Furthermore, based on statements from MSME respondents in Jayapura Regency who use QRIS, several constraints were identified, namely: some users still do not fully understand how to use QRIS, network connectivity issues, delays in real-time/instant fund disbursement, the existence of QRIS usage fees charged to merchants, and the absence of transaction fee discounts or promotions as offered by payment applications such as OVO, GoPay, and others. However, these constraints are perceived as not having a significant overall impact on their business income. This is evidenced by the fact that out of 30 respondents, only 19 respondents stated that these constraints did not significantly affect their business income.
Co-Authors Abdul Kharis Kamaruddin Agustinus Numberi Arfusau, Wilhelmina Anastasia I. Ferdinand Edoway Ibo, Lynn Jack H. Syauta Litamahaputty, Hendra Mike Stevenson Tokoro Pisi Bethania Titalessy Pustap, El Shaddai Sandhy Setiarini, Neni Tokoro, Mike S Tokoro, Mike Stevenson