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Pengaruh Return On Equity (Roe), Investment Opportunity Set (Ios), Debt To Equity Ratio (Der), Dan Dividend Payout Ratio (Dpr) Terhadap Nilai Perusahaan pada Perusahaan Manufaktur di Bursa Efek Indonesia Periode 2014-2017 Lidya Anggraeni
Journal Development Vol 8 No 1 (2020): Jurnal Development
Publisher : Universitas Muhammadiyah Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (171.853 KB) | DOI: 10.53978/jd.v8i1.149

Abstract

This study aims to determine the effect of ROE, IOS, DER and DPR on the value of the company in the manufacturing industry listed on the Indonesia Stock Exchange (IDX) in 2014-2017, both partially and simultaneously. The population in this study are manufacturing companies listed on the Indonesia Stock Exchange (IDX) in 2014-2017, the study sample of 13 manufacturing companies obtained by purposive sampling technique. The data collection technique used is documentation. Data analysis was performed by multiple regression analysis techniques. The results of the study show that simultaneously the ROE, IOE, DER and DPR variables together influence the firm value and partially only the IOS and DER variables that have a positive effect on the value of the company, ROE, and DPR negatively affect the value of the company.
The effect of financial performance on state-owned banks credit in Indonesia Syamsurijal Tan; Lidya Anggraeni
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 4 No. 4 (2017): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (121.612 KB) | DOI: 10.22437/ppd.v4i4.3808

Abstract

This study examines the effect of financial performance on state-owned banks credit in Indonesia. Banks selected to be analyzed are Bank Rakyat Indonesia (BRI), Bank Nasional Indonesia (BNI), Bank Mandiri, and Bank Tabungan Negara Indonesia (BTN). Panel data used is annual secondary data interpolated into quarterly data from Financial Services Authority, Bank Indonesia, The National Development Planning Agency or Badan Perencanaan Pembangunan Nasional (Bappenas), Central Bureau of Statistics or Badan (BPS), and other official publications. The influence of independent variables to the amount of credit is estimated using multiple regression, Random Effects Model (REM). The result of the study indicates that all state-owned banks had fluctuations in financial performance growth and it is different for all banks, while the test results using semi-log panel data with REM shows that non-performing loan (NPL) variable and loan to deposit ratio (LDR) variable have a significant positive effect to the state-owned banks credit in Indonesia. Meanwhile, Return On Assets (ROA) variable has no significant effect. Key words: Third party funds, NPL, LDR, ROA, State-owned banks credit Abstrak Penelitian ini mengkaji pengaruh kinerja keuangan terhadap kredit perbakan BUMN di Indonesia. Perbankan yang terpilih menjadi objek penelitian adalah Bank Rakyat Indonesia (BRI), Bank Nasional Indonesia (BNI), Bank Mandiri dan Ban Tabungan Negara Indonesia (BTN). Data yang digunakan adalah data panel yaitu data sekunder tahunan yang diinterpolasi dalam data per triwulan, yang bersumber dari otoritas jasa keuangan, Bank Indonesia, Bappenas, BPS dan publikasi resmi lainnya. Pengaruh variabel bebas terhadap jumlah kredit diestimasi menggunakan regresi berganda metode Random Effect Model (REM. Hasil Penelitian menunjukkan bahwa perkembangan rata-rata kinerja keuangan perbankan BUMN mengalami fluktuasi dan mengalami variasi masing-masing Bank, sedangkan hasil pengujian menggunakan data panel semi log dengan model REM menunjukkan bahwa variabel non performing loan dan loan to deposit ratio memiliki pengaruh positif dan signifikan terhadap variabel jumlah kredit perbankan BUMN di Indonesia, sementara itu return on assets tidak berpengaruh signifikan. Kata Kunci : Dana pihak ketiga, NPL, LDR,ROA, dan Kredit Perbankan BUMN REFERENCESBonifrm, D. 2003. Credit risk drivers: evaluating the contribution of firm level information and macroeconomic dynamics. Journal of Banking & Finance, 33 (2009), : 281-299Febrianto, Dwi Fajar Dan Muid, Dul. 2013. Analisis pengaruh dana pihak ketiga, LDR, NPL, CAR, ROA, Dan BOPO terhadap jumlah penyaluran kredit (studi pada bank umum yang terdaftar di bursa efek Indonesia periode Tahun 2009-2012). Jurusan Manajemen Fakultas Ekonomi Dan Bisnis Universitas Diponegoro.Hapsari, Agustina Widhy. 2008. Analisis pengaruh loan to deposit ratio, non performing loan, return on total asset, dan return on equity terhadap pemberian kredit KPR (studi kasus pada PD. BPR di Jawa Tengah Periode 2003-2005). Skripsi Program S1 Manajemen Universitas Diponegoro Semarang.Hamidu, PN. 2013. Pengaruh kinerja keuangan terhadap pertumbuhan laba pada perbankan di BEI. Jurnal Riset Ekonomi, Manajemen, Bisnis dan Akuntansi. Universitas Sam Ratulangi (UNSRAT).Jakubik, P. 2007a. Macroeconomic environtment and credit risk. Czech Jurnal of Economics and Finance, 2007, 57 (1-2)Jhingan ML, 2004. Ekonomi pembangunan dan perencanaan, Jakarta: Rajawali, Press.Juanda, Bambang dan Junaidi.2012. Ekonometrika deret waktu. Bogor: IPB PressJunaidi, J. (2014). Regresi dengan Microsoft Office Excel. Jambi. Fakultas Ekonomi dan Bisnis Universitas JambiJunaidi, J. (2015). Bentuk fungsional regresi linear (aplikasi model dengan program SPSS). Jambi. Fakultas Ekonomi dan BisnisKasmir, 2000, Manajemen perbankan, Edisi 1, Jakarta: PT. Raja Grafindo Persada.Lincolin, Arsyad. 2004. Ekonomi pembangunan Edisi 5. Yogyakarta: Unit Penerbit Dana Percetakan STIM YKPN.Oktaviana, Irene Rini Demi Pangestuti. 2012. Pengaruh DPK, ROA, CAR, NPL, Dan jumlah SBI terhadap penyaluran kredit perbankan (studi pada bank umum go public Di Indonesia Periode 2008-2011). Jurusan Manajemen Fakultas Ekonomika dan Bisnis Universitas Diponegoro. Tersedia di http://ejournal- s1.undip.ac.id/index.php.djom’Gujarati. DN. 2005. Basic econometics. New York: MC-Craw Hill International Edition.Pratama, Billy Arma. 2012. Analisis faktor - faktor yang mempengaruhi kebijakan penyaluran kredit perbankan (studi pada bank umum di Indonesia Periode Tahun 2005–2009). Masters thesis. Universitas Diponegoro. Tersedia di www.eprints.undip.ac.id.Putri. Dewiyani 2014. Pengaruh net interest margin, non performing loan, capital adequacy ratio, dana pihak ketiga dan jumlah suku bunga terhadap penyaluran kredit (studi kasus pada bank umum yang terdaftar di BEI Periode 2008-2012).Fakultas Ekonomi Dan Bisnis Universitas Diponegoro Semarang.Tan, Syamsurijal. 2015. Perencanaan pembangunan (Teori dan implementasi pada pembangunan daerah). Fakultas Ekonomi dan Bisnis Universitas Jambi.Tan, Syamsurijal. 2016. Ekonomi internasional (perdagangan internasional dan implementasi). Fakultas Ekonomi Universitas Jambi.
persepsi generasi millenial terhadap produk lembaga keuangan perbankan syariah di kota jambi: persepsi generasi millenial terhadap produk lembaga keuangan perbankan syariah di kota jambi3 Lidya Anggraeni
ILTIZAM Journal of Shariah Economics Research Vol. 6 No. 2 (2022): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini merujuk pada masyarakat Kota Jambi khususnya generasi millenial, generasi milenial dianggap sebagai generasi pertengahan yang secara usia telah matang dan melek terhadap perkembangan teknologi sehingga diharapkan dapat mewakili pandangan masyarakat di Kota Jambi. Penelitian ini melihat pengaruh persepsi dan preferensi generasi milenial terhadap produk lembaga keuangan perbankan syariah serta bagaimana persepsi dan preferensi generasi milenial dalam menentukan produk lembaga keuangan perbankan syariah. Observasi awal ditemukan fakta bahwa hampir 90% masyarakat di Kota Jambi khususnya generasi millenial memiliki rekening pada bank konvensional. Kualitas layanan dan promosi menjadi salah satu faktor penting dalam mengubah persepsi dan preferensi generasi millenial terhadap produk lembaga keuangan perbankan syariah. Penelitian ini memakai pendekatan deskriptif kuantitatif, menggunakan analisis regresi linear berganda, jumlah responden 150 orang. Hasil penelitian menjelaskan bahwa persepsi dan preferensi memiliki pengaruh yang signifikan secara parsial dan simultan. Hasil Angket yang disebarkan terhadap generasi milenial mengungkapkan bahwa kurangnya informasi yang didapat oleh generasi milenial terhadap produk dan layanan lembaga keuangan dan kurang memadainya fasilitas ATM dan EDC saat berbelanja, sehingga hal yang dapat mengubah persepsi dan preferensi generasi milenial terhadap lembaga keuangan syariah ialah selalu melakukan sosialisasi, tingkatkan kualitas layanan dan memberikan informasi terhadap produk perbankan syariah serta memberikan kemudahan dalam melakukan transaksi di era digital saat ini. Kata Kunci : Persepsi, Preferensi 3
Analisis Pengaruh CAR, NPF, Dan BOPO Terhadap Return On Asset Pada PT BTPN Syariah Tbk. Periode 2018-2022 Fitri Indriyati; Putri Apria Ningsih; Lidya Anggraeni
Masip: Jurnal Manajemen Administrasi Bisnis dan Publik Terapan Vol. 1 No. 2 (2023): Juni: MASIP: Jurnal Manajemen Administrasi Bisnis dan Publik Terapan
Publisher : Politeknik Kampar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59061/masip.v1i2.218

Abstract

This research is based on the movement of Return on Assets (ROA) at PT BTPN Syariah Tbk. which experienced a variable movement between 2018 and 2022. The purpose of this study was to determine the effect of the ratios of Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), Operating Expenses and Operating Income (BOPO) which are independent variables in this study. Return on Assets (ROA) which is the dependent variable at PT BTPN Syariah Tbk. The research method used is a quantitative technique using a purposive sampling technique. The type of data used is basic data using the documentary data collection method resulting from the use of quarterly financial report data published on the official website of PT BTPN Syariah Tbk. The results of this study indicate that CAR, NPF, simultaneously have no significant effect on Return On Assets (ROA), while BOPO has a significant effect on Return On Assets (ROA), with a significance of 0.164 < ? 0.05 and a calculated t value of -1.458 which shows a negative direction, then NPF has a significance value of 0.681 > ? 0.05 and a calculated t value of -0.419 which indicates a negative direction and BOPO has a significant negative effect on ROA with a significance value of 0.000 BOPO < ? 0.05 and a calculated t value of -0.544 indicates a negative direction. Based on the results of the coefficient of determination test, it shows that as much as 67% of the variation in ROA which can be explained by variations of the three independent or independent variables, namely CAR, NPF and BOPO simultaneously, 33% is explained by other causes outside the model which are the contributions of other independent variables outside three variables.
Pengaruh Fasilitas Kantor Dan Motivasi Kerja Terhadap Kinerja Perangkat Desa Di Kecamatan Sumay Kabupaten Tebo Hamdi Mustofa; As’ad Isma; Lidya Anggraeni
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 1 (2024): Januari : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i1.683

Abstract

This study aims to determine the effect of office facilities and work motivation on the performance of village officials in Sumay District, Tebo Regency. This study used a quantitative approach with data collection methods obtained from primary and secondary data, the population in this study were village officials in Kec. Sumay, Tebo Regency. The sample in this study used a simple experimental technique in small numbers to determine the effect of office facilities and work motivation on the performance of village officials in Sumay District, Tebo Regency. The results of this study indicate that the office facilities variable has an influence on the performance of village officials with a significance level of 0.000 > 0.005, then the work motivation variable also has an influence on the performance of village officials with a significance level of 0.000 > 0.005.
Strategi Pengembangan Usaha Dalam Meningkatkan Pendapatan Pada Rumah Makan Purnama Raya H. Salsabila Lebak Bandung Jelutung Misni Saifudin; Addiarrahman Addiarrahman; Lidya Anggraeni
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 1 (2024): Januari : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i1.690

Abstract

The purpose of this study was conducted to examine three issues, namely: (1) Business development strategy for Purnama Raya H. Salsabila Restaurant Lebak Bandung Jelutung,(2) Obstacles faced by Purnama Raya H. Salsabila Lebak Restaurant Bandung Jelutung, (3) Islamic economic view towards the business development strategy of Purnama Raya H. Salsabila Restaurant, Lebak Bandung Jelutung. To reveal these three issues in depth and comprehensively, the authors used a field research method with a qualitative approach with primary and secondary data sources by interviewing 10 people, namely the restaurant and consumers. From the results of this study it can be concluded that: Padang Surya Restaurant in the city of Mukomuko has implemented a business development strategy, namely the strategy includes: product strategy, price strategy and sales strategy. Islamic Economic Review of the business of Purnama Raya H. Salsabila Restaurant, Lebak Bandung Jelutung, is appropriate with Islamic principles.
Penerapan Program Keluarga Harapan Dan Dilematika Bagi Pengentasan Kemiskinan Dikelurahan Teluk Nilau Salasiah Salasiah; Suhar AM; Lidya Anggraeni
Moneter : Jurnal Ekonomi dan Keuangan Vol. 2 No. 1 (2024): Januari : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v2i1.135

Abstract

This research is entitled Application of the Family Hope Program and Dilemmas for Poverty Alleviation in Teluk Nilau Village. The research method used by researchers is a qualitative approach. The results of this study were: (1) the mechanism for implementing the PKH program in Teluk Nilau subdistrict was carried out in several stages, namely, regional selection and selection of PKH participants, initial meeting and validation of prospective PKH participants, verification of eligibility, data updating and initial disbursement of funds. PKH in Teluk Nilau Village is aimed at improving the health quality of children under five, pregnant women and the elderly. For the education level of elementary, middle and high school children, the distribution of PKH funds is carried out once a month in 4 stages, namely in January, April, September and December through banks (BNI, BRI and Bank Mandiri). (2) The PKH program in Teluk Nilau sub-district plays an important role in increasing community economic poverty alleviation or KPM PKH including: First, reducing the poverty rate, from the data on the number of PKH beneficiaries from the data the number of recipients is 251 down to 224 in 2021. Second, in the field of education with the PKH program assistance is able to provide an increase in the level of education. Third, in the health sector, the existence of PKH program assistance is able to play a role in increasing poverty alleviation towards improving the level of public health. (3) Regarding the obstacles that were often faced before, it was often the case that recipient cards for the Family Hope program were blocked, but for now this obstacle has almost never happened. Again, this is because the PKH beneficiaries themselves collect the assistance at the post office or bank that has been determined. So for the constraints of the family program, hope has more or less been able to top it.
Analisis Faktor-Faktor Yang Mempengaruhi Profitabilitas Bank Umum Syariah Di Indonesia Periode 2016-2020 Harumni Puspa Anuraga; Rafidah; Lidya Anggraeni
Jurnal Publikasi Ilmu Manajemen Vol. 2 No. 1 (2023): Maret: Jurnal Publikasi Ilmu Manajemen 
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupiman.v2i1.1353

Abstract

The purpose of this study is to examine and analyze the effect of Inflation, Non Performing Financing (NPF) on Operational Costs on Operating Income (BOPO) on the profitability of Islamic Commercial Bank in Indonesia. Profitability in this case is indicated by Return On Assets (ROA). The sample in this study was determined using the purposive sampling method, namely the technique of determining the sample with certain considerations. with a number of samples that meet the criteria of seven Islamic Commercial Banks in Indonesia with an observation period from 2016 to 2020. The analysis technique used in this study uses panel data regression with the aim of obtaining a comprehensive picture of the relationship between variables. Based on the results of this study, it shows that partially Inflation has a significant effect on Return On Assets (ROA), Non Performing Financing has no significant effect on Return On Assets (ROA) and Operational Costs on Operating Income (BOPO) has a significant effect on Return On Assets (ROA). Meanwhile, simultaneously Inflation, Non Performing Financing (NPF) and Operational Costs on Operating Income (BOPO) have a significant effect on Return On Assets (ROA).
Analisis Faktor-Faktor Yang Mempengaruhi Pendapatan Petani Sayur Di Desa Mekar Jaya Kecamatan Sungai Gelam Kabupaten Muara Jambi Muhammad Imaduddin; Hansen Rusliani; Lidya Anggraeni
Journal of Student Research Vol. 2 No. 1 (2024): Januari: Journal of Student Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jsr.v2i1.2532

Abstract

This research was conducted with the aim of discussing the Analysis of the Factors Influencing the Income of Vegetable Farmers in Mekar Jaya Village, Sungai Kaca District, Muara Jambi Regency. The factors or variables used and examined for their effect on income are capital, land area, and price. This research is a quantitative method of multiple linear regression research and uses primary data obtained directly from respondents by filling out a questionnaire. The answers to the questionnaires were tested or analyzed using SPSS (Statistical Package For Social Science) 26 software. The results of the research that has been done show that capital partially affects the income of vegetable farmers. Land area partially does not affect the income of vegetable farmers. Prices partially do not affect the income of vegetable farmers. Then based on the results of the f test it was found that simultaneously capital, land area, and price did not affect the income of vegetable farmers in Mekar Jaya Village, Sungai Gelam District, Muara Jambi Regency.
PENGARUH PENGETAHUAN, RELIGIUSITAS, DAN KEPERCAYAAN TERHADAP MINAT MASYARAKAT MEMBAYAR ZAKAT DI BAZNAS KOTA JAMBI Heri Suryanto, Putri Ayu Suryana; Eja Armaz Hardi; Lidya Anggraeni
Jurnal Publikasi Manajemen Informatika Vol. 2 No. 1 (2023): JANUARI : JURNAL PUBLIKASI MANAJEMEN INFORMATIKA
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupumi.v2i1.691

Abstract

The problem that often arises in our society is to whom zakat should be given. More importantly, it is distributed directly by muzakki mustahiq, orphans, neighbors, and family. This study aims to determine the effect of knowledge, religion and belief partially and simultaneously on the public's interest in paying zakat in BAZNAS Jambi City. The type of research used is field research with a quantitative approach, where the method is accompanied by hypothesis testing. The population of this research is the people of Jambi City, while the sample of this research is 100 respondents using probability sampling technique, namely incidental sampling which is calculated by the Slovin formula. The data collection method used a questionnaire that was given directly to the respondents. Testing of the results of the questionnaire using validity and reliability tests. Analysis of research data using multiple linear regression analysis, t test, f test, R2 test, and classical assumption test. The results showed that knowledge had a partial effect on people's interests, religion had no partial effect on people's interests, trust had a partial effect on people's interests, and simultaneously or simultaneously, religiosity and belief had a significant effect on people's interest in paying zakat at BAZNAS. Jambi City.