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Irni Yunita
Universitas Telkom
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Journal : Majority Science Journal

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Development, Risk and Legal Aspect of Fintech, Insurtech and Proptech in Indonesia Yunita, Irni
MSJ : Majority Science Journal Vol. 2 No. 1 (2024): MSJ-February
Publisher : PT. Hafasy Dwi Nawasena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61942/msj.v2i1.54

Abstract

In recent years, the development of financial technology sectors in Indonesia has garnered significant attention and influences how individuals access financial services. Therefore, there is a need for an understanding of the development, risks, and legal framework of the fintech industry. This study aims to describe developments, risks, and legal aspects of financial, Insurance and Property Technology. This study uses a descriptive analysis method and library research by collecting secondary data from articles, news and official websites to delineate the trends, risks and legal aspects of Financial, Insurance and Property Technology. The results of the study show that these three sectors have experienced significant developments in recent years. However, there are also risks such as data security risk, credit risk and legal compliance risk. Therefore, companies in the fintech, insurtech and proptech sectors need to strengthen their security and risk management systems. In the legal aspect, shows that regulations and policies in Indonesia are still quite limited and have not fully supported the development of these sectors. However, the Indonesian government has started to pay attention to this needs to develop a more comprehensive regulatory framework for these sectors. Therefore, companies need to pay attention to ensure their law’s compliance.
Co-Authors A.A Sagung Desy Pratami Abdul Mukti Soma Adelia Nandira Maharani Adi Katon Pamungkas Adithya Yudha Agita Putra Pramana Agus Afrianingsih, Dwi Aisha Nur Izzati Aisha Nur Izzati Aldilla Iradianty Almira Iffa Fauzia Andini Pujasari Anggara Ramadhan Anggita Prameswari Anisah Firli Aprianto, Fadly Ayu Nur Rahmadhani Azizah, Reza Noor Bayu Aji Prasetyo Bella Salsabilla Damiao Maia, Graciano Andre Darussalam Darussalam Della Ferranti Della Ferranti, Della Dematria Pringgabayu Destyana, Devica Puteri Dian Novita Bukit Diva Rifayani Dwi Kurniawan, Dwi Dyah Ajeng Mulatsih Erie Febrian Fadly Aprianto Fajar Sidiq Adi Prabowo Fajra Octrina Fiqhi Fachrizal Firmansyah, Fandi Firrisa Tsamara Munica Fitri Amanda Zuchrinata Gadis Arimbi Puspita Graciano Andre Damiao Maia Gushendri, Adzra Helga Engrasia Gustyana, Tieka Tri Kartika Ihsan, TB Aria Maulana Irani, Annisa Salsabila Dwitha Jamhari Jamhari Kevin Krisna Khoirunnisa Az-Zahra Kishi Alandra Maghfirah Izani Desta Maria Apsari Sugiat Marwa Dewi Ahdiyati Salim Mauli Permata Sari Meuthia Rahmawati Milleniasari, Poeti Annisa Muhammad Azhari Muhammad Farhan Muhammad Farid Pratama Muhammad Iqbal Alamsyah Naurah Salsabila Naurah Salsabila Ramadhana Novemrian, Yandi Novita Nur Piamalia Nuraulia, Naifah Nurhakim, Eko Sanjaya Priyambodo, Muhammad Ganang Puspita*, Gadis Arimbi Putri, Devina Dianra Putri, Salsabila Fadila Rahmawati, Meuthia Ratna Lindawati Lubis Ray Burton Reza Noor Azizah Ria Ratna Ariawati Rina Indiastuti Rinaldi, Muhammad Adrian Daffa Nadino Rinaldo Silaban, Jeffry Frans Risanti, Sherly Nur Aulia Roderta Cahya Diputra Safitri Puji Lestari Salma Salimah Sugiat, Maria Tiara Putri Nadiwa Trihandayani*, Deri Vanessa Eleanor Saaba Yusoff, Yusliza Mohd