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Faktor-Faktor yang Mempengaruhi Kinerja Lembaga Keuangan Mikro Syari’ah dengan Menggunakan Metode Indonesia Zakat Development Report (IZDR) Zamzami, R. Mohd.; Zuhri, Saifudin
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 2 (2015): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v6i2.1-21

Abstract

This research aims to measure the performance of BMT Hudatama and UJKSAl-Hidayat as two Islamic Microfinance Institutions in Semarang, Central Java. Research method used in this study is performance measurement tools issued by Indonesia Magnificence of Zakat (IMZ) in Indonesia Zakat and Development Report (IZDR) in 2011. This method includes five measurement indicators; 1) Islamic compliance, legality, and institutional performances;2) Management performance; 3) Financial performance; 4) Economic efficiency; and 5) Social legitimacy performance. This study used primary and secondary data. Primary data were taken from interview and BMT Hudatama and Islamic Financial Service Unit of Al-Hidayaat’s annual report. Secondary data were obtained from review of related literature. The comparison between the two institutions indicates that BMT Hudatama is better than UJKS AL-Hidayat in terms of its performance. However, the comparison with U test or Mann whitney U Test indicates that there is no significant difference between the performace of the two institutionsPenelitian ini bertujuan untuk mengukur kinerja Lembaga Keuangan Mikro Syari’ah (LKMS) yaitu BMT Hudatama dan UJKS Al-Hidayaat di Kab/KotaSemarang Jawa Tengah. Metode yang digunakan adalah metode pengukurankinerja prima yang dikeluarkan oleh Indonesia Magnificence of Zakat (IMZ)dalam Indonesia Zakat and Development Report (IZDR) 2011 mencakuplima indikator pengukuran yaitu: 1) Kinerja kepatuhan syari’ah, legalitasdan kelembagaan, 2) Kinerja Manajemen, 3) Kinerja Keuangan, 4) KinerjaPendayagunaan Ekonomi, dan 5) Kinerja Legitimasi Sosial. Penelitian inimenggunakan data primer dan data sekunder. Data primer diperoleh dariwawancara dan laporan tahunan dari BMT Hudatama dan Unit Jasa KeuanganSyari’ah Al Hidayaat. Sedangkan data sekunder diperoleh dengan melakukanstudi literatur yang berkaitan dengan penelitian.Dalam perbandingan kinerjaprima BMT Hudatama lebih baik dari UJKS Al-Hidayaat. Namun dalamperbandingan dengan menggunakan uji U atau Mann whitney U Test untukmelihat signifikansi perbedaannya, didapatkan tidak ada perbedaan yangsignfikan kinerja prima BMT Hudatama dan UJKS Al-Hidayaat
Responsiveness of Volatility Analysis of the Jakarta Islamic Index on Macroeconomic Variables Susanti, Eni; Agriyanto, Ratno; Musahadi, Musahadi; Zuhri, Saifudin
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 12, No 1 (2021): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v12i1.32-48

Abstract

This study aims to analyze the influence and response of the Jakarta Islamic Index (JII) volatility to changes in macroeconomic variables. VECM was used to examine the long-and short-term effects, while IRF was used to analyze the JII response. Data were obtained from BPS, BI, and Yahoo Finance monthly from 2015-2020 using global macroeconomic fiscal variables, including inflation, BI and Exchange Rates, Industrial Production Index, World Oil Price, Malaysia Hijrah Shariah Index, and DJIM Malaysia Titan 25 Index. The results show that JII is influenced by inflation variables, BI rate, IPI, OP, MHS, and DJIM in the long term but not the exchange rate. Furthermore, it is influenced by BI rate, IPI, OP, MHS, and DJIM in the short term, while the exchange rate and inflation have no significant effect. Macroeconomic variable shock influence JII by 52,27% while the rest is influenced by other variables outside the model. This research implies that the JII index is very sensit ive to economic changes.
Pengaruh Perdagangan Internasional Terhadap Pertumbuhan Ekonomi Indonesia Tahun 2007-2017 Laili Monita Wulandari; Saifudin Zuhri
Riset Ekonomi Pembangunan Vol 4, No 2 (2019): Oktober 2019
Publisher : Universitas Tidar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31002/rep.v4i2.781

Abstract

AbstrakTujuan dari penelitian ini adalah untuk mengetahui pengaruh perdagangan internasional terhadap pertumbuhan ekonomi Indonesia tahun 2007-2017. Perdagangan internasional dalam penelitian ini identik dengan ekspor neto jadi dapat dikatakan tujuan lebih rincinya yaitu untuk mengetahui pengaruh ekspor neto terhadap pertumbuhan ekonomi Indonesia. Variabel dependen pada penelitian ini adalah pertumbuhan ekonomi sedangkan variabel independennya adalah ekspor neto. Metode yang digunakan dalam penelitian ini adalah metode kepustakaan. Sedangkan metode analisisnya menggunakan metode regresi linier dengan menggunakan aplikasi SPSS. Hasil penelitian ini menunjukkan bahwa ekspor neto (perdagangan internasional) berpengaruh negatif signifikan terhadap pertumbuhan ekonomi. Artinya, jika ekspor neto mengalami kenaikan maka pertumbuhan ekonomi mengalami penurunan dan sebaliknya. AbstractThe purpose of this study is to determine the effect of international trade on the economic growth of Indonesia in 2007-2017. International trade in this research is identical with net exports so it can be said a more detailed purpose is to know the effect of net exports on economic growth of Indonesia. Dependent variable in this research is economic growth while independent variable is net exports. The method used in this research is literature method. While the method of analysis using linear regression method by using SPSS application. The results of this study indicate that net exports (international trade) have a significant negative effect on economic growth. This means that if net exports increase, economic growth will decrease and vice versa. 
ANALYSIS OF EFFICIENCY OF PRODUCTION AT SMALL EMBOIDERY INDUSTRY IN REGENCY OF KUDUS Saifudin Zuhri; R. Mohd. Zamzami
EAJ (Economic and Accounting Journal) Vol 1, No 1 (2018): EAJ (Economic and Accounting Journal)
Publisher : S1 Accounting Department, Faculty of Economic, Universitas Pamulang.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1258.311 KB) | DOI: 10.32493/eaj.v1i1.y2018.p35-42

Abstract

This research aimed at analyzing factors influencing embroidery production and its efficiency at small emboidery industry in Kudus. A total respondent of this research was 108 taken using multi-stages sampling technique. In addition, 10 keypersons determined by purposive sampling were taken from competent stakeholders in embroidery business. Technical efficiency analysis by using stochastic Frontier Production Function was done to know the small embroidery industry whether it is efficient or not. The research findings showed that factors influencing the production of small embroidery industries in Kudus Regency consist of labor, raw materials, auxiliary materials, electricity, machinery and equipment, and they all have a positive and significant effect on the production of small embroidery industry. While the results of the calculation of production efficiency showedthat the level of technical efficiency of small embroidery industry doers in the research area is not efficient with an average value of less than 1 (0.9538).
Pengaruh Manfaat, Pengetahuan dan Edukasi Terhadap Minat Mahasiswa Dalam Berinvestasi Di Pasar Modal Syariah (Study Kasus Pada Mahasiswa IAIN Salatiga) Ahmad Ulil Albab; Saifudin Zuhri
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 4, No 1 (2019): June 2019
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v4i1.1367

Abstract

Penelitian ini bertujuan untuk menguji pengaruh manfaat terhadap minat mahasiswa dalam berinvestasi di pasar modal syariah, untuk menguji pengaruh pengetahuan terhadap minat mahasiswa dalam berinvestasi di pasar modal syariah, Untuk menguji pengaruh edukasi terhadap minat mahasiswa dalam berinvestasi di pasar modal syariah. Penelitian ini menggunakan pendekatan deskriptif  kuantitatif. Populasi pada Penelitian ini adalah mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Salatiga. Sampel dari Penelitian ini adalah 96 mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Salatiga. Teknik analisis data yang digunakan adalah regresi linear berganda melalui program SPSS 23. Teknik pengambilan sampel menggunakan slovin dan stratified proportional random sampling. Metode pengumpulan data menggunakan kuisioner. Hasil Penelitian ini menunjukkan manfaat, pengetahuan, dan edukasi secara bersama-sama berpengaruh terhadap minat berinvestasi mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Salatiga.
Responsiveness of Volatility Analysis of the Jakarta Islamic Index on Macroeconomic Variables Eni Susanti; Ratno Agriyanto; Musahadi Musahadi; Saifudin Zuhri
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 12, No 1 (2021): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v12i1.32-48

Abstract

This study aims to analyze the influence and response of the Jakarta Islamic Index (JII) volatility to changes in macroeconomic variables. VECM was used to examine the long-and short-term effects, while IRF was used to analyze the JII response. Data were obtained from BPS, BI, and Yahoo Finance monthly from 2015-2020 using global macroeconomic fiscal variables, including inflation, BI and Exchange Rates, Industrial Production Index, World Oil Price, Malaysia Hijrah Shariah Index, and DJIM Malaysia Titan 25 Index. The results show that JII is influenced by inflation variables, BI rate, IPI, OP, MHS, and DJIM in the long term but not the exchange rate. Furthermore, it is influenced by BI rate, IPI, OP, MHS, and DJIM in the short term, while the exchange rate and inflation have no significant effect. Macroeconomic variable shock influence JII by 52,27% while the rest is influenced by other variables outside the model. This research implies that the JII index is very sensit ive to economic changes.
Faktor-Faktor yang Mempengaruhi Kinerja Lembaga Keuangan Mikro Syari’ah dengan Menggunakan Metode Indonesia Zakat Development Report (IZDR) R. Mohd. Zamzami; Saifudin Zuhri
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 2 (2015): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (341.867 KB) | DOI: 10.18326/muqtasid.v6i2.1-21

Abstract

This research aims to measure the performance of BMT Hudatama and UJKSAl-Hidayat as two Islamic Microfinance Institutions in Semarang, Central Java. Research method used in this study is performance measurement tools issued by Indonesia Magnificence of Zakat (IMZ) in Indonesia Zakat and Development Report (IZDR) in 2011. This method includes five measurement indicators; 1) Islamic compliance, legality, and institutional performances;2) Management performance; 3) Financial performance; 4) Economic efficiency; and 5) Social legitimacy performance. This study used primary and secondary data. Primary data were taken from interview and BMT Hudatama and Islamic Financial Service Unit of Al-Hidayaat’s annual report. Secondary data were obtained from review of related literature. The comparison between the two institutions indicates that BMT Hudatama is better than UJKS AL-Hidayat in terms of its performance. However, the comparison with U test or Mann whitney U Test indicates that there is no significant difference between the performace of the two institutionsPenelitian ini bertujuan untuk mengukur kinerja Lembaga Keuangan Mikro Syari’ah (LKMS) yaitu BMT Hudatama dan UJKS Al-Hidayaat di Kab/KotaSemarang Jawa Tengah. Metode yang digunakan adalah metode pengukurankinerja prima yang dikeluarkan oleh Indonesia Magnificence of Zakat (IMZ)dalam Indonesia Zakat and Development Report (IZDR) 2011 mencakuplima indikator pengukuran yaitu: 1) Kinerja kepatuhan syari’ah, legalitasdan kelembagaan, 2) Kinerja Manajemen, 3) Kinerja Keuangan, 4) KinerjaPendayagunaan Ekonomi, dan 5) Kinerja Legitimasi Sosial. Penelitian inimenggunakan data primer dan data sekunder. Data primer diperoleh dariwawancara dan laporan tahunan dari BMT Hudatama dan Unit Jasa KeuanganSyari’ah Al Hidayaat. Sedangkan data sekunder diperoleh dengan melakukanstudi literatur yang berkaitan dengan penelitian.Dalam perbandingan kinerjaprima BMT Hudatama lebih baik dari UJKS Al-Hidayaat. Namun dalamperbandingan dengan menggunakan uji U atau Mann whitney U Test untukmelihat signifikansi perbedaannya, didapatkan tidak ada perbedaan yangsignfikan kinerja prima BMT Hudatama dan UJKS Al-Hidayaat
Analysis of empowerment level of small embroidery industry Saifudin Zuhri
Indonesian Journal of Islamic Economics Research Vol 1, No 2 (2019): Indonesian Journal of Islamic Economics Research
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Negeri (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/ijier.v1i2.3252

Abstract

Empowerment and participation are potential ways to enhance economic, social and cultural transformation. The level of empowerment of small and medium industries (IKM) increases their business towards an independent direction which can be seen from aspects of economic power such as access to market information, technology, and facilities for businesses; make decisions in the production distribution and marketing of business results. This research was conducted in the small embroidery industry in Kudus Regency with the aim of the study was to analyze the level of empowerment of the embroidery handicraft small industry in Kudus Regency. The method used is descriptive statistical methods and the level of empowerment which includes economic and non-economic strength is analyzed using the rule of thumb with a sample of 108 small border industry players in Kudus Regency. Business access, market access, technology access, political/lobby access, the role of stakeholders, and business sustainability all show low numbers, so it can be concluded that the level of empowerment of small embroidery industries in Kudus Regency is still low/powerless.
Businessman household economic resilience with maqashid sharia approach in pandemic Covid-19 Eni Susanti; Muhammad Adi Adrian; Saifudin Zuhri
Indonesian Journal of Islamic Economics Research Vol 4, No 2 (2022): Indonesian Journal of Islamic Economics Research
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Negeri (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/ijier.v4i2.7831

Abstract

This study wants to examine the economic resilience of business households with the maqashid sharia approach during the covid-19 pandemic. This research uses the mix-method method. Quantitative methods are used to analyze financial planning on household resilience with the maqashid sharia approach. The qualitative method used to determine the business resilience strategy is interviewing. The results showed that all independent variables affected the household business's economic resilience with the maqashid sharia approach. The results also show that the expenditure is smaller than the income received by making a priority scale. There are other sources of income to cover needs. Most of the respondents did not receive assistance from the government, while those who received government assistance were used to meet their needs. There is no business assistance to survive the pandemic, and respondents also want to avoid taking out loans to develop their businesses. Most of the respondents use maqashid sharia (priority scale) to survive.
Analysis of Increasing CO2 Emissions and Economic Activity: An Empirical Investigation in 4 ASEAN Countries Muhammad Adi Adrian; Saifudin Zuhri; Sucihatiningsih Dian Wisika Prajanti
International Conference on Science, Education, and Technology Vol. 9 (2023)
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The increase in global temperature and climate change that has occurred over the past decade is the result of increased CO2 emissions. Several factors such as gross domestic product, population, deforestation, and energy consumption are considered to be the most influential in increasing CO2 emissions. This paper uses panel data analysis to analyze the relationship between economic growth (GDP), population, deforestation, and energy consumption on increasing CO2 emissions in four ASEAN countries (Indonesia, Malaysia, Thailand, Vietnam) for the period 2001-2021. The research method used is panel data regression with the Fixed Effect Model (FEM). Using FEM, the results show that partially economic growth (GDP) and energy consumption have a positive effect on CO2 emissions. Meanwhile, population and deforestation have no influence on CO2 emissions. But simultaneously has a confidence level of 98.84% where the variation in the percentage change in CO2 emissions in the four countries in ASEAN is explained by the variables of economic growth (GDP), population, deforestation, and energy consumption by 98.84% and the remaining 1.16% is influenced by other variables outside these variables. Finally, the panel data results show that there is a significance of energy consumption and economic growth in the four ASEAN countries that have implications for CO2 emissions.