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All Journal ASAS : Jurnal Hukum Ekonomi Syariah FIAT JUSTISIA: Jurnal Ilmu Hukum EKONOMIS : Journal of Economics and Business PACTUM LAW JOURNAL JURNAL PENDIDIKAN TAMBUSAI Agrimansion: Agribusiness Management & Extension Jurnal Hukum Malahayati TITIK DUA: Jurnal Pembelajaran Bahasa dan Sastra Indonesia PAMARENDA : Public Administration and Government Journal
Aprilianti Aprilianti
University of Lampung
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Journal : EKONOMIS : Journal of Economics and Business

 1 
Analisis Determinan Financial Management Behavior sebagai Modal Sosial Perempuan Gen Milenial dan Gen Z Menuju Indonesia Emas 2045 Apriani, Erna; Latif, Abdul; Aprilianti, Aprilianti
Ekonomis: Journal of Economics and Business Vol 9, No 2 (2025): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v9i2.2193

Abstract

The purpose of this study is to analyze the determinants of financial management behavior as a social capital for Millennial and Gen Z women. Data analysis in this study uses associative causality with a quantitative approach. The sample in this study is the gender of the millennial and Gen Z generation women who are already working with a focus on the three largest industrial areas in West Java, namely Bekasi, Karawang, and Purwakarta Regency. The research sampling technique used the Slovin formula with online and direct questionnaires and interviews. The sample determined by the Slovin technique was 400 respondents from 1,008,579 female workers over 15 years old who are working. The results of this study conclude that there is a positive and significant influence between the variables of financial knowledge and personality traits on financial management behavior and on education level. There is a positive and significant influence between the variable of education level on financial management behavior. In addition, this study also found that the variable of education level was not able to moderate the influence of the variable of financial knowledge on financial management behavior. However, the variable of education level was able to moderate the influence of the variable of personality traits on financial management behavior as a social capital for Millennial and Gen Z women.
Co-Authors Abdul Azis Abdul Latif Elly Nurlaili Erna Apriani Faisal, Fannyza Fitri Kasmawati Kasmawati Kulsum, Sayyidah Sekar Dewi Liwaul, Liwaul Maheresty, Ria Miharja, Dian Lestari Muhammad Rivai Nargis, Nilla Pramudita, Ratih Okta Purba, Fauyiani Daihanty Putri, Arza Amelia Tiara Ramayana, Waode Srijuna Sahidu, Arifuddin Sakaria Sakaria Saras Puspa, Ni Komang Putri Selvia Oktaviana, Selvia Siti Nurhasanah Sugeng, Santoso