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All Journal Jurnal Ilmu Manajemen JURNAL RELASI STIE MANDALA JEMBER Jurnal Akuntansi Multiparadigma JURNAL EKONOMI AKUNTANSI DAN MANAJEMEN UNEJ e-Proceeding Tazkia Islamic Finance and Business Review Jurnal Keperawatan Muhammadiyah Bisma: Jurnal Bisnis dan Manajemen EKUITAS (Jurnal Ekonomi dan Keuangan) Iqtishoduna: Jurnal Ekonomi Islam Jurnal Penelitian IPTEKS MBA: Journal of Management and Business Aplication Wiga : Jurnal Penelitian Ilmu Ekonomi Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak Jurnal Ilmu Manajemen Jurnal Pengabdian Masyarakat Akademisi International Journal of Islamic Business and Management Review VALUE: Journal of Business Studies Journal of Public and Business Accounting Indo-Fintech Intellectuals: Journal of Economics and Business Jurnal Kabar Masyarakat Relasi : Jurnal Ekonomi Journal of Management Research and Studies Harmony Management: International Journal of Management Science and Business Global Management: International Journal of Management Science and Entrepreneurship eJEBA At-Tasharruf: Jurnal Ekonomi dan Bisnis Syariah IJIEF: Indonesian Journal of Islamic Economics and Finance KEDJATI Journal of Islamic Civilization
Novi Puspitasari
Fakultas Ekonomi Bisnis Universitas Jember
Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Social Sciences Other

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Eksplorasi Kesadaran Haji Generasi Z Melalui Literasi Keuangan Syariah Dan Perencanaan Keuangan Lusiana Hardinawati; Novi Puspitasari; Halizah Halizah; Anisa Ayuni Fatimah
At-Tasharruf "Jurnal Kajian Ekonomi dan Bisnis Syariah" Vol. 8 No. 1 (2026): At-Tasharruf
Publisher : Universitas Muhammadiyah Jember

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Abstract

Penelitian kualitatif ini bertujuan untuk mengeksplorasi peran literasi keuangan syariah dalam membantu Generasi Z merencanakan ibadah haji serta mengidentifikasi tingkat pemahaman mereka. Melalui pendekatan kualitatif dengan metode triangulasi yang menggabungkan wawancara mendalam, analisis dokumen, dan Focus Group Discussion (FGD), studi ini mengevaluasi pengaruh literasi keuangan terhadap kesiapan finansial generasi muda. Temuan penelitian menunjukkan bahwa meskipun memiliki akses informasi yang luas, pemahaman awal Generasi Z terhadap investasi Islam dan manajemen biaya haji masih terbatas. Berdasarkan hasil kuantifikasi data selama proses FGD, ditemukan bahwa tingkat pemahaman literasi keuangan syariah peserta awalnya hanya sebesar 60%, namun meningkat signifikan menjadi 88% setelah kegiatan diskusi dilakukan. Hasil ini mengindikasikan bahwa kurangnya pemahaman prinsip dasar keuangan Islam menjadi hambatan utama dalam perencanaan haji yang sesuai syariat. Penelitian ini menyimpulkan bahwa literasi keuangan syariah bukan sekadar alat pengelolaan uang, melainkan instrumen krusial untuk meningkatkan kesadaran beribadah. Oleh karena itu, diperlukan strategi pendidikan yang sistematis dan relevan guna mengoptimalkan potensi Generasi Z dalam mempersiapkan perencanaan haji sejak dini.
The Effect of E-Service Quality and E-Trust on Online Repurchase Intention Mediated by E-Satisfaction: A Study of Indonesian Auction Portal Consumers Prayudi Utomo; Mochammad Farid Afandi; Novi Puspitasari
Harmony Management: International Journal of Management Science and Business Vol. 3 No. 2 (2026): International Journal of Management Science and Business
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70062/harmonymanagement.v3i2.555

Abstract

This study examines the effect of e-service quality and e-trust on online repurchase intention, with e-satisfaction acting as a mediating variable among consumers of the Indonesian Auction Portal. The research employs a quantitative explanatory approach, with data collected from 101 respondents who have participated in at least two online auction transactions. The respondents were selected to ensure that they have sufficient experience in using the platform, thereby providing reliable insights into user behavior and perceptions. Data analysis was conducted using Structural Equation Modeling-Partial Least Squares (SEM-PLS) with SmartPLS software to test both direct and indirect relationships among variables. The findings indicate that both e-service quality and e-trust have positive an significant effects on e-satisfaction as well as online repurchase intention. In addition, e-satisfaction is also found to have a positive and significant effect on online repurchase intention. More importantly, e-satisfaction fully mediates the relationship between e-service quality and online repurchase intention, as well as between e-trust and online repurchase intention, indicating that satisfaction plays a crucial role in translating service quality and trust into continued user engagement. These results highlight that user satisfaction is a central mechanism in strengthening customer loyalty and encouraging repeat usage behavior. Practically, the Indonesian State Assets and Auction Service Office (KPKNL) should focus on enhancing platform usability, service responsiveness, and trust-building mechanisms to improve user satisfaction and ensure sustainable participation in electronic auction services.
The Efficiency of Islamic General Insurance Using Data Envelopment Analysis (DEA): Evidence From Indonesia Novi Puspitasari; Laili Fauziyah
International Journal of Islamic Business and Management Review Vol. 2 No. 1 (2022)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (326.537 KB) | DOI: 10.54099/ijibmr.v2i1.134

Abstract

Purpose – The purpose of this study is to analyze the efficiency level of sharia general insurance in Indonesia. Methodology/approach – This study uses the Data Envelopment Analysis (DEA) method with output orientation. The objects in this study were 8 general insurance companies in Indonesia during the 2015-2020 period. The variables used consist of input variables (total assets, capital/equity, operating expenses, claim payments) and output variables (investment income, tabarru' funds, profit). Findings – There are three Sharia General Insurance Companies in efficient condition during the study period, namely Allianz Utama Indonesia Insurance, Sinar Mas Insurance, and Bumiputeramuda General Insurance. In addition, there were five companies in an inefficient condition during the study period, namely PT Asuransi Bringin Sejahtera Artamakmur, PT Asuransi Ramayana, PT Asuransi Staco Mandiri, PT Asuransi Umum Mega, and PT Asuransi Wahana Tata. Novelty/value – The contribution of this research is to provide an efficiency analysis of Sharia General Insurance companies in Indonesia using several inputs and outputs. Keywords Efficiency, Islamic Insurance, Data Envelopment Analysis (DEA).
An Event Study on the Indonesian Ulema Council's Fatwa Regarding the Boycott of Israel and United States Affiliated Companies in Indonesia Salman Al farisi; Novi Puspitasari; Agus Mahardiyanto
KEDJATI Journal of Islamic Civilization Vol. 2 No. 1 (2025): KEDJATI Journal of Islamic Civilization
Publisher : KEDJATI Foundation

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Abstract

This research aims to evaluate abnormal returns surrounding the announcement of the Indonesian Ulema Council’s (MUI) Fatwa Number 83 of 2023 and to compare abnormal returns before and after the announcement. This study employed an event study approach. The population consists of companies listed on the Indonesia Stock Exchange (IDX). The research sample included nine companies affiliated with Israel and the United States, as well as nine non-affiliated companies from the same industry sectors to provide a balanced comparison. Abnormal returns were calculated using the single index model. The independent variable in this study was the return of the Composite Stock Price Index (IHSG), while the dependent variable was the stock return. The results indicated that there were no significant abnormal returns surrounding the announcement of MUI’s Fatwa Number 83 of 2023 for either affiliated or non-affiliated companies. Furthermore, the findings revealed no significant differences in abnormal returns before and after the announcement for either group of companies.
Co-Authors Abdul Fatah Abdul Muhsyi Agus Mahardiyanto Agus Mahardiyanto Ainul Rahmawati Akhmad Munir Amalia Nurfarida Ana Mufida Ana Mufidah Anisa Ayuni Fatimah Arif Rizal Abadi Arya Narinda W Cinditya Wahyu Infantri Dayu Kristianto Devi Dwi Wulandari Dewi Piyanggara Dewi Prihatini Diyan Sri Wahyuningsih Dwi Perwitasari Wiryaningtyas Elok Sri Utami Endri Purnomo Galang Kalifat Ekanagara Hadi Paramu Halimatus Sa’diah Halizah Halizah Hari Sukarno Hari Sukarno Hikmah Wardatatul Hasanah Ike Arisanti Imam Suroso Intan Kartika Setyawati Isti Fadah Khanifatul Khusna Kurniya Wahyulaili Lailatul Mukaroma Laili Fauziyah Lilik Farida Lusiana Hardinawati M Fatwa Algifari M. Fajar Ardi P. Marmono Singgih Mawarda Hatmanti, Nety Mochamad Sulthoni Mochammad Farid Afandi Muhamad Haqqi Maulana Muhammad, Ali Nur Nazwa Cintana Hezzel Wibowo Neny Tri Indrianasari Nindhika Paramawardhani Nur Hasanah Nur Hasanah Nurul Hidayat Prayudi Utomo Priyo Mukti Pribadi Winoto Riski Hanafi Rizky Luky Oktafandi Rofifah, Zazilatul Salman Al farisi Septy Holisa Umamy Sheilly Olivia Marcelinda Siti Imas Wanti Zainia SITI KHOLIFAH Siti Ulviatul Arofah Slamet Sucahyo Utomo Sophis Melaty SRI RAHAYU Sri Wahyu Lelly Hana Setyanti Sulinda Nur R Sumani Sumani Suparman Susanti Prasetiyaningtiyas Susanti Prasetyaningtyas Tatang A. Gumanti Tatang Ary Gumanti Tatang Ary Gumanti Tatang Ary Gumanti Tatok Endhiarto Vicki Luvian Yeremia von Savigny Zahroh, Chilyatiz Zazilatul Mu'mila