Article Per Year (5 Year)
p-Index From 2021 - 2026
2.946
P-Index
This Author published in this journals
All Journal Jurnal Media Infotama Jurnal Informatika dan Teknik Elektro Terapan JURNAL TEKNIK INFORMATIKA DAN SISTEM INFORMASI Jurnal Kridatama Sains dan Teknologi JATI (Jurnal Mahasiswa Teknik Informatika) Jurnal Informa: Jurnal Penelitian dan Pengabdian Masyarakat Jurnal Teknik Informatika (JUTIF) Entrepreneurship Bisnis Manajemen Akuntansi (E-BISMA) Jurnal Informatika Teknologi dan Sains (Jinteks) Jurnal Indonesia Sosial Sains SmartComp Jurnal Informatika: Jurnal Pengembangan IT VISA: Journal of Vision and Ideas
Supatman Supatman, Supatman
Unknown Affiliation
Agriculture, Biological Sciences & Forestry Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Environmental Science Immunology & microbiology Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Neuroscience Physics Public Health Social Sciences

Published : 21 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 21 Documents
Search

 1   2   3 
Pengaruh literasi keuangan, financial technology, dan dompet online pada kinerja keuanggan UMKM: peran moderasi inklusi keuangan (studi kasus UMKM di Kota Yogyakarta) Ayem, Sri; Wahidah, Umi; Susanti, Dyah Ari; Supatman, Supatman; Yovita, Nila Sinta; Lada, Suddin
Entrepreneurship Bisnis Manajemen Akuntansi (E-BISMA) Vol.6, No.2 (2025): December 2025
Publisher : Universitas Widya Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37631/ebisma.v6i2.2126

Abstract

This study analyzes the effect of financial literacy, financial technology, and e-wallets on the financial performance of MSMEs, with financial inclusion as a moderating variable among MSMEs in Yogyakarta City. Using a quantitative method with 100 MSME respondents selected through purposive sampling, the multiple linear regression results show that financial literacy and financial technology positively influence financial performance, while e-wallets have no significant effect. The Moderated Regression Analysis (MRA) indicates that financial inclusion does not moderate the relationship between the three independent variables and MSME financial performance. Simultaneously, all three variables affect financial performance. Theoretically, this study expands the application of RBV and TAM by integrating knowledge and digital technology aspects, enriching the literature on MSME performance determinants in the Industry 4.0 era. Practically, the findings provide insights for MSMEs, policymakers, and financial institutions to enhance financial literacy and the adoption of financial technologies.
Co-Authors Achmad, Bimo Vallentino Alriza, Avid Apriani, Nana Arita Witanti Asyifa, Yuni Bambang Seran, Yulius Candra, Vanasius Willy Dees, Himan Ansori Dyah Ari Susanti Fadillah, Cindy Ichsanudin Ichsanudin, Ichsanudin Indah Susilawati Irdianto, Agoes Lada, Suddin Lumban Tobing, Heribertus Christian Agusto Manwombreidy Kafiar, Agustinus Muhammad Nasihin Muryanto, Herdin Nur Arif, Nur Prabowo, Rohman Sri Ayem Umi Wahidah Yosef Kolo, Severianus Yovita, Nila Sinta