Article Per Year (5 Year)
p-Index From 2021 - 2026
5.606
P-Index
This Author published in this journals
All Journal JURNAL BISNIS STRATEGI Jurnal Kajian Manajemen Bisnis Journal of Indonesian Economy and Business JBTI : Jurnal Bisnis : Teori dan Implementasi Jurnal Ilmiah Mahasiswa Ekonomi Manajemen Owner : Riset dan Jurnal Akuntansi Jurnal Ekonomi Manajemen Sistem Informasi Jurnal Informatika Ekonomi Bisnis Jurnal Riset Entrepreneurship Enrichment : Journal of Management Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Ilomata International Journal of Management Jurnal Disrupsi Bisnis Warta Pengabdian Andalas: Jurnal Ilmiah Pengembangan Dan Penerapan Ipteks Journal of Social Research Journal Of World Science Indonesian Journal of Economics and Management Jurnal Manajemen Stratejik dan Simulasi Bisnis Journal of Accounting and Finance Management (JAFM) Journal of Applied Business and Technology Journal Publicuho Ranah Research : Journal of Multidisciplinary Research and Development e-Jurnal Apresiasi Ekonomi Business and Investment Review Jurnal Informatika Ekonomi Bisnis Economica: Journal of Economic and Economic Education Journal of Economics and Management Scienties
Masyhuri Hamidi, Masyhuri
Fakultas Ekonomi Dan Bisnis Universitas Andalas
Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Medicine & Pharmacology Public Health Social Sciences Transportation Other

Published : 44 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : Journal Publicuho

 1 
ANALISA DAMPAK RASIO KEUANGAN PERBANKAN TERHADAP PROFITABILITAS BANK BERDASARKAN MODAL INTI (KBMI) PADA KELOMPOK BANK DI INDONESIA Subrini; Masyhuri Hamidi; Fajri Adrianto
Journal Publicuho Vol. 7 No. 1 (2024): February - April - Journal Publicuho
Publisher : Halu Oleo University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35817/publicuho.v7i1.364

Abstract

This research aims to investigate the analysis of the relationship between banking financial ratios and profitability using the purposive sampling technique in the form of panel data. The research sample was derived from 47 banking sectors listed on the BEI stock exchange from 2013 to 2022, with a total of 470 firm-year observations. The regression method employed was the Ordinary Least Squares (OLS) data panel, and it underwent tests for regression model selection, classical assumptions, robustness, and the Generalized Least Squares (GLS) method. The research findings indicate that CASA is a determining factor for banks in general to enhance Return on Assets (ROA), especially in the small bank group (KBMI 1 and 2). BOPO has been a hindering factor for banks in general to achieve profitability (ROA and ROE) over the past 10 years. In the pre and POST economic crisis of Covid-19, the Loan to Deposit Ratio (LDR) is a hindering factor for banks in general to achieving profitability. Interestingly, as long as the economic crisis, the opposite is true, LDR became a determining factor in increasing profitability, especially in the large bank group (KBMI 3 and 4).
ANALISIS KINERJA BANK PEREKONOMIAN RAKYAT (BPR) SEBELUM DAN SETELAH BERKOLABORASI DENGAN INOVASI FINTECH LENDING DAN FUNDING Desy Amelia; Masyhuri Hamidi; Fajri Adrianto
Journal Publicuho Vol. 8 No. 3 (2025): August - October - Journal Publicuho
Publisher : Halu Oleo University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35817/publicuho.v8i3.925

Abstract

This study analyses the financial performance of Rural Economic Banks (BPR) before and after collaboration with financial technology (fintech) innovations in lending and funding through Komunal Group, the pioneer of BPR digitalisation in Indonesia. The observation period is divided into two phases: before collaboration (2019–2021) and after collaboration (2022–2024). The study aims to examine the influence of financial variables such as Cash Ratio (CR), Loan to Deposit Ratio (LDR), Non-Performing Loan (NPL), and Operating Expenses to Operating Income Ratio (BOPO) on Return on Assets (ROA) of BPR, as well as to compare financial performance between the two periods. The method used is panel data regression with a Random Effect Model, accompanied by tests for normality, heteroscedasticity, multicollinearity, and autocorrelation. The sample consists of 14 BPRs. The results show no significant difference in ROA between the two periods. However, LDR significantly increased and NPL significantly decreased after collaboration, indicating improved credit distribution and asset quality. CR decreased, although not statistically significant, reflecting a shift in liquid assets toward credit expansion through fintech. BOPO consistently has a significant negative effect on ROA in both periods, emphasising the importance of operational efficiency. This study also highlights the need for adaptive liquidity management and good governance to maintain optimal financial performance.
Co-Authors Abel Tasman Adiya, M. Hasmil Adrianto, Fajri Alfarisy, Moh Fany Amelia Rahmadhani Putri Amrigan Ammanda, Afifah Amran, Kevinia Mayumi Andhika Zulen, Ivan Anggi Puspita Mayasari Ayub, Mat Salleh Bryan Trianda Ginting Dahlan, Yunita Desy Amelia Eka Rosalina Eka Satria Praja Eka Yuyan, Febby Elita Permanawati Elsa Eka Putri Fajri Adrianto Fajri Andrianto Fany Alfarisi, Mohamad Frima, Rini Habib, Ilham Igau, Oswald Aisat Juanza Putri, Ledhisya Khairul Rahman Lorenza Julia Ningri Lusiana, Riri Mayasari, Anggi Puspita Mohamad Fany Alfarisi Mohd Kassim, Abdul Wahid MUHARJA, FAJRI Niki Lukviarman, Niki Nisa, Fachrum Novita, Wellia Nur Hasanah Putra Jayani, Angga Putra, Friska Agril Perdana Refalina, Aulia Rida Rahim Rifqoh Nailufar, Fairuz Saputra, Early Saputra, Syailendra Eka Septa Skundarian Shelby Edinov Sidin, Julian Paul Subrini Suhanda Suhanda Syukri Lukman Tafdil Husni Tahajuddin, Sulaiman Triana, Fella Vera Pujani Wardah Awwalin Ikhsaniah Saldi Yoppi Lisyadi Oktavianus