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All Journal NOTARIUS HUMANIKA Diponegoro Law Journal Diponegoro Private Law Review Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam Journal of Humanities and Social Studies Pandecta : Jurnal Penelitian Ilmu Hukum (Research Law Journal)
Agus Sarono, Agus
Mahasiswa PDIH Undip
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Economics, Econometrics & Finance Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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EXPLORASI HUKUM RIBA DARI BERBAGAI MACAM PANDANGAN SERTA PENERAPAN ILMU HUKUM DALAM APLIKASINYA Sarono, Agus
Diponegoro Private Law Review Vol 4, No 1 (2020): DPLR
Publisher : Fakultas Hukum, Universitas Diponegoro

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Abstract

ABSTRAKSI Judul dari tulisan ini adalah explorasi hukum riba dari berbagai macam pandangan serta penerapan  ilmu hukum dalam aplikasinya. Banyak hukum yang tidak berjalan dan bahkan tidak dipatuhinya. Seperti halnya hukum riba. Umat Islam banyak yang tidak mematuhinya terbukti mereka masih menggunakan bank konvensional sebagai tempat  bertransaksi walau sudah dijelaskan bahwa bunga bank konvensional itu riba dan riba itu haram.Tulisan ini menyajikan pandangan tentang hukum riba dari berbagai macam perspektif. Yang bertujuan mencari hakikat dari hukum riba Ternyata dari berbagai macam pandangan atau perspektif  didapatkan kesimpulan bahwa riba adalah haram dan menggunakannya adalah dosa. Ini membuktikan hukum tidak berjalan. Oleh karena itu di dalam tulisan ini disampaikan bagaimana teori-teori hukum dapat digunakan dalam memasyarakatkan riba itu agar dapat dipatuhi oleh rakyat. Kata Kunci :                                                              ABSTRACT The title of this article is to explore the ectual law of riba on many kinds of perpectives and application of law theory on it. So many laws that are not obeyed as law of riba. Most moslems in Indonesia do not obey to this law. As a proof most moslems have transactions in conventional bank which riba is applied. It means law is not obeyed by most moslems. This article tends to deepen the real meaning of riba. From this study can be concluded that riba is haram. Further more this article discuss abaout haw to apply law theories on explanation how to assure  society that a law should be obeyed
ANALISIS PROBLEM PEMBIAYAAN MUDHARABAH SERTA SOLUSINYA Sarono, Agus
Diponegoro Private Law Review Vol 3, No 1 (2019): DPLR
Publisher : Fakultas Hukum, Universitas Diponegoro

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ABSTRACT   Islamic banks were originally constructed as a system with profit and loss sharing in all its operational mechanism. The problem then was the product of this need honesty in its process. It is very difficult to be controlled. Costumers more understand the process and the appication of the profit-sharing agreement than Syariah Bank its self. This causes  problems and deviation of profit-sharing system by costomer. This paper will try to discuss about problems and solutions sharing system (mudharabah) in a financing scheme in Islamic banks
Penyalahgunaan Wewenang Oleh Kreditur (Rentenir) Karena Tidak Dapat Membyar Hutang Putri, Karina Marchiananda; Sarono, Agus
AL-MANHAJ: Jurnal Hukum dan Pranata Sosial Islam Vol. 5 No. 2 (2023)
Publisher : Fakultas Syariah INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almanhaj.v5i2.3696

Abstract

This study relates to the lending and borrowing system to meet daily needs. Many people think that the credit process at banks takes a long time, so those who need money quickly will lend the money to parties who apply quickly using ID cards. Loan sharking is an act carried out by lending money in a very fast process but the interest offered is much greater than bank interest if the installments exceed the due date that must be paid. Research specifications that use analytical descriptives are intended to provide data that is as precise as possible about people, conditions or other phenomena. The approach method used is normative juridical. This study discusses: First, the implementation of the work system carried out by loan sharks in lending credit. Second, the legal consequences implemented if the customer has returned the debt but there is still interest to be paid. The results of this research show that firstly, a debtor who borrows money from a moneylender (creditor) if the deferred time has passed, then the collateral promised by both parties will inevitably be confiscated dishonorably due to the delay in payment of the debt to the moneylender. . Second, the practice of loan sharking is an illegal act that has not been regulated expressly in the laws and regulations, where this agreement arises from the practice of loan sharking which has violated the objectives contained in Article 1320 point 4, namely that it must be based on a cause that is not prohibited.
BASIC CONCEPT, MANAGEMENT, AND BUDGETING OF PUBLIC FINANCE IN ISLAMIC EDUCATION Yahya, Yafi'u; Sarono, Agus
JOURNAL OF HUMANITIES AND SOCIAL STUDIES Vol. 1 No. 03 (2023): NOVEMBER 2023
Publisher : Media Inovasi Pendidikan dan Publikasi

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This study provides conceptual, contextual, and correlational explanations of public finance in Islamic education. In order to investigate public finance in Islamic education from the perspectives of idea, background, and correlation, this study employed a qualitative methodology. Descriptive analysis was employed in the study data analysis. The procedure involved gathering data up until the point of fieldwork, at which point the researcher started the process of analysis and completed it. This study came to the conclusion that transparent and accountable management of public finances, or state finances, is necessary, particularly when it comes to execution, accountability, and conduct. Since public finance management is both religious and economic, it ought to be able to raise general welfare. Even though Indonesia's state budget management system has undergone reforms recently, including the adoption of a state finance constitution and a shift from a balanced and dynamic budget system to one based on performance, other changes point to the government's serious attempts to manage public finances. The changes in budget types - rom routine and development budgets to routine budgets alone—also reflect these reforms. By considering the public interest in providing facilities and supporting infrastructure, as well as by managing state revenues in accordance with applicable laws and without engaging in irregularities when obtaining income and spending for the public, budget management in public finance, or state finances, seeks to create public welfare. The state's responsibility in overseeing public finances is to uphold the law and give the populace social security. Public facilities are required to accomplish this purpose, as is close oversight by qualified and reputable state authorities to guarantee that public revenue is distributed in an appropriate and equitable manner.
Co-Authors Adhim, Nur ary yunanto Budi Ispriyarso Budi Setyawan Hayasinana, Khalida Indri Hapsari Islamiyati mohiddin, Mas nooraini hj Muhyidin Musyafah, Aisyah Ayu Nurul Hidayati Purbaningtyas, Brian Jati Putri, Karina Marchiananda Putri, Sepmaliana Akari Sandy, Valencya Arya Setyowati, Ro’fah Yahya, Yafi'u