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All Journal Jurnal Intermediasi Jurnal Dedikasi ETIKONOMI Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) JAM : Jurnal Aplikasi Manajemen JIET (Jurnal Ilmu Ekonomi Terapan) Falah : Jurnal Ekonomi Syariah At-Tadbir : jurnal ilmiah manajemen Surya Abdimas JISIP: Jurnal Ilmu Sosial dan Pendidikan Journal of Innovation in Business and Economics Journal of Economics and Business Aseanomics Journal of Enterprise and Development (JED) Studi Kasus Inovasi Ekonomi Jurnal Inovasi Ekonomi Jurnal Ilmiah Manajemen Kesatuan Jurnal Pengabdian dan Peningkatan Mutu Masyarakat (JANAYU) Jurnal Pengabdian Masyarakat Indonesia Jurnal Ilmu Ekonomi Jurnal Perempuan & Anak Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Journal of Financial Economics & Investment Jurnal Akuntansi, Manajemen Dan Ekonomi Islam (JAM-EKIS) Journal of Economic and Social Empowerment Economics Development Analysis Journal Global Review of Tourism and Social Sciences
Sri Budi Cantika Yuli
Universitas Muhammadiyah Malang, Indonesia
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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ANALISIS KINERJA LAPORAN KEUANGAN PADA KOPERASI DI KECAMATAN BRONDONG KABUPATEN LAMONGAN PERIODE TAHUN 2017-2020 Rohma, Alfur; Yuli, Sri Budi Cantika; Sari, Novi Primita
Journal of Financial Economics & Investment Vol. 2 No. 2 (2022): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jofei.v2i2.19899

Abstract

The purpose of this study was to determine the performance of BMT BIM's financial statements. The analytical method used is the analysis of liquidity ratios, solvency ratios, and profitability ratios. Data collection techniques in this study used interviews and observation. The results of this study indicate that BMT BIM in 2017-2020 as a whole produces values ​​that do not meet the standard ratio criteria. From the calculation of the liquidity ratio as measured by the cash ratio, it produces a bad ratio because BMT BIM cash is smaller so that when the obligation matures, it is difficult to pay debts. The current ratio produces quite good criteria because BMT BIM has assets that are quite liquid in paying its short-term obligations. The solvency ratio as measured by the total debt to total asset ratio is not good, because the total assets of BMT BIM are not able to contribute adequately to the total debt owned. While the profitability ratio as measured by ROI is not good because cooperatives are less able to use their assets productively so they are not able to produce maximum SHU. ROE produces good criteria because the capital owned by cooperatives is quite reliable in producing maximum residual business results.
ANALISIS INKLUSI KEUANGAN TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA Ibrohim, Muhammad Andhika; Susilowati, Dwi; Yuli, Sri Budi Cantika
Journal of Financial Economics & Investment Vol. 5 No. 1 (2025): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Economic growth and financial inclusion have a mutually reinforcing relationship. Financial inclusion consists of three indices, namely Availability, Access, and Usage. The purpose of this study is to determine the influence of the level of financial inclusion on economic growth in Indonesia and to determine which indicators most influence economic growth in Indonesia. The method used in this study is Partial Lie Square (PLS) analysis. The study period is 2017-2023 with quarterly data with independent variables (Financial Inclusion) as latent variables that have many indicators. The results of the analysis show that of the three latent variables of financial inclusion, there are two variables that affect economic growth, namely Access with indicators of debit cards, credit cards, and e-money cards. and Usage with indicators of debit transaction volume. The implication of the research results is that government and central bank policies are to encourage access and use of digital financial services in the community, especially those underserved by formal financial institutions as an effort to accelerate economic growth in Indonesia.
Lembaga Keuangan Mikro Syariah sebagai upaya Pemberdayaan Masyarakat Yuli, Sri Budi Cantika
Jurnal Aplikasi Manajemen Vol. 6 No. 2 (2008)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Society empowerment through Sharia Micro Finance Institution is perceived as a strategic effort. This is due to the clasical problems confront by Micro Business Entity. One of them is capital requiremeni, not to mention off course other problems such as: managerial aspect and lower motivation to have forward looking orientation in developing their business. Nevertheless this aspect required integrative and ceaseless effort to support the success of economic society empowermeni. Sharia Micro Finance Institution is one of the Micro Economic entity that is most suitable to nurture the economic society empowerment. Due to the Sharia economic principle in its operation which would enable the nurturing of micro economic business entity, especially as a target of dakwah and not only for capital inducement but more likely on the monitoring and evaluation on the success of the entity which is also the responsibility of Sharia Micro Finance Institution. This is the requirement to maintain the continuity of Financial institution, hindering the failure of funding, and also as social mission carried out by Sharia Micro Finance Institution as an effort to established society empowerment.
Analisis Faktor-Faktor yang Mempengaruhi Kesejahteraan di Kawasan Indonesia Timur Popy Ragilia Margashella; Arfida Boedirochminarni; Sri Budi Cantika Yuli
Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) Vol. 8 No. 2 (2025): Jurnal Ilmiah Akuntansi, Manajemen, dan Ekonomi Islam (JAM-EKIS)
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jamekis.v8i2.7882

Abstract

Economic development aims to improve the welfare of society through transformation in the political, economic, and socio-cultural sectors. The stages of development can be carried out by developing the economic sector and addressing various challenges faced. In 2023, most provinces in the Eastern Indonesia region have an HDI below the national average. Thus, the researchers aim to identify and analyze the impact of Years of Schooling Expectation, Open Unemployment Rate, Poverty Rate, and Gross Domestic Product on the Human Development Index as an indicator of Welfare in the Eastern Indonesia Region. This research uses secondary data obtained from the Central Statistics Agency with a time frame of 2015-2023 and employs the panel data regression analysis method. The research results indicate that the expected years of schooling and GDP have a significant positive impact on the Human Development Index (HDI) in the Eastern Indonesia region, while the open unemployment rate and the number of poor residents have a significant negative impact on the HDI in the Eastern Indonesia region. Simultaneously, all variables significantly affect the HDI in the Eastern Indonesia region, with an R-squared model value of 0.826543, indicating that approximately 82.65% of the variation in HDI can be explained by the independent variables in this model
Understanding the Dynamics of Tourist Experience through a Qualitative Lens: A Case Study Approach in Indonesia Yuli, Sri Budi Cantika
Global Review of Tourism and Social Sciences Vol. 1 No. 1 (2024): Global Review of Tourism and Social Sciences
Publisher : Yayasan Ghalih Pelopor Pendidikan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53893/grtss.v1i1.323

Abstract

This qualitative study explores the dynamics of tourist experiences in Indonesia, focusing on how cultural, environmental, and service-related factors shape tourist satisfaction and retention. Through in-depth interviews and thematic analysis, the research uncovers insights into the perceptions of both domestic and international tourists, offering practical recommendations for enhancing tourism services in Indonesia. Tourism is one of the main drivers of Indonesia’s economy, making it essential to understand tourist perceptions to promote sustainability and growth. The paper delves into multiple aspects of tourism, from cultural engagement to service quality, analyzing how these factors interact and contribute to the overall tourist experience. The results highlight key areas for improvement in the tourism sector and offer strategies for enhancing visitors' experience in Indonesia.
DETERMINANTS OF PORTFOLIO INVESTMENT IN ASEAN COUNTRIES Firmansyah, Muhammad; Yuli, Sri Budi Cantika; Boedirochminarni, Arfida; Flejterski, Stanislaw; Kurniawan, Mahrus Lutfi Adi
Jurnal Ekonomi Bisnis dan Kewirausahaan Vol 14, No 2 (2025): Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK)
Publisher : Fakultas Ekonomi dan Bisnis, UNTAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26418/jebik.v14i2.91515

Abstract

Portfolio investment is a key indicator of financial market health and an important driver of economic growth in ASEAN through increased liquidity and competitiveness. This study analyzes the effect of credit growth, political stability, governance, and labor on portfolio investment in ASEAN countries. A quantitative design was applied using secondary panel data from seven ASEAN countries from 2017 to 2023. Data were analyzed using the System Generalized Method of Moments (SYS-GMM) to address endogeneity and dynamic panel bias. Results reveal that credit growth significantly enhances financial market liquidity and company performance, while political stability strengthens investor confidence by providing a secure environment. Good governance reduces risk and fosters economic stability, while skilled labor supports investment attractiveness. This study concludes that political stability, healthy credit management, and strong governance are essential for attracting portfolio investment flows in ASEAN. Governments in the ASEAN region must improve governance transparency, provide training programs to improve labor skills, and maintain political stability to create a conducive investment climate.JEL: E22, E51, F66.
Pemulihan Ekonomi Melalui Optimalisasi Produksi Ketan Hitam Sebagai “Mabello” Sari, Novi Primita; Yuli, Sri Budi Cantika
Jurnal Pengabdian Masyarakat Indonesia Vol 4 No 2 (2024): JPMI - April 2024
Publisher : CV Infinite Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52436/1.jpmi.2263

Abstract

Lulur tradisional dapat memiliki beberapa manfaat yang bermanfaat yang baik bagi kulit, meskipun pengaruhnya pada setiap orang dapat bervariasi tergantung pada individu dan jenis kulit masing-masing. Lulur yang diproduksi ini menggunakan manfaat ketan hitam, dimana Lulur dari ketan hitam ini dapat memberikan beberapa manfaat sekali bagi kulit diantaranya adalah menghaluskan kulit, mengurangi peradangan dan mencerahkan kulit. Produk yang dihasilkan ini  memiliki nilai tambah yaitu belum ada sama sekali produk sejenis bahkan di malang raya rata-rata produk pesaing ini berada diluar pulau jawa seperti didaerah asalnya Kalimantan, sehingga besar sekali peluang usaha yang dapat dilakukan dan dikembangkan dengan tidak adanya produk pesaing sejenis disekitar. Kegiatan pendampingan proses produksi yang masih sangat tradisional serta proses packaging sudah bagus tetapi yang menjadi perhatian utama adalah lulur masih berbentuk basah sehingga bisa dilakukan adalah dalam proses packaging dan proses produksi harus diperhatikan lebih mendalam agar kemanan serta kulitas dari hasil lulur yang diproduksi terjamin. Dalam pengabdian ini kami memberikan design logo baru pada produk agar lebih menarik dan mendaftarkan merk dagang serta logo pada HAKI.
The Role of Economic Digitalization on Portfolio Investment Firmansyah, Muhammad; Boedirochminarni, Arfida; Yuli, Sri Budi Cantika; Flejterski, Stanislaw
Jurnal Ilmu Ekonomi Terapan Vol. 10 No. 2 (2025)
Publisher : Department of Economics, Faculty of Economics and Business, Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jiet.v10i2.75537

Abstract

Objective: Portfolio investment plays an important role in supporting economic growth, especially with the advancement of technology that facilitates access to information and financial transactions. This study analyzes the impact of internet users, fintech, cashless transactions, and e-commerce on portfolio investment in Indonesia. Design/Methods/Approach: This type of research is quantitative research using secondary data sourced from the Central Bureau of Statistics, Financial Services Authority (OJK), Bank Indonesia, and the Indonesian Economic and Financial Statistics. The research objects used in this study include 34 provinces in Indonesia. The data analysis method in this study uses Vector Autoregression (VAR). This analysis method consists of several tests, including the stationary test, optimum lag test, Granger causality test, Impulse Response Function (IRF), and Forecast Error Variance Decomposition (FEVD). Findings: The study results show that the four variables affect portfolio investment with varying significance levels. Internet users increase access to financial markets and investment opportunities. Fintech provides efficient digital financial services, cashless transactions offer convenience in financial management, and e-commerce creates profitable investment opportunities. Originality/Value: Unlike prior research that examined these factors in isolation, our approach provides a comprehensive understanding by integrating four variables of digitalization into a single framework for analyzing how digital transformation shapes investment behavior. Using a Vector Autoregression (VAR) method with provincial-level data from Indonesia, the study offers novel empirical evidence on the dynamic interplay between digitalization and financial markets in an emerging economy. Practical/Policy implication: The findings highlight the importance of expanding digital infrastructure, enhancing financial literacy, and strengthening regulatory frameworks to foster inclusive and secure digital investment ecosystems. Policymakers and monetary authorities can apply these insights to design policies that promote fintech innovation, ensure transaction security, and improve investor protection.
Bibliometric Exploration of Human Resource Innovation in the Tourism Industry ER Ummi Kalsum; Ignatius Septo Pramesworo; Sri Budi Cantika Yuli; Kristina Sedyastuti; Adi Mursalin
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 4 (2025): JIMKES Edisi Juli 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i4.3172

Abstract

This study explores innovation in Human Resource Management (HRM) in the tourism industry through bibliometric analysis. Using 70 relevant articles published between 2020 and 2024 from the Scopus database, this study uses bibliometric techniques such as simple count statistics, citation analysis, co-citation, bibliographic coupling, and network analysis. Findings reveal that human resource innovation plays a vital role in enhancing service quality, employee productivity, and organizational effectiveness in tourism. Key innovations include the use of artificial intelligence, video interviews, virtual and augmented reality in recruitment and training, and digital performance management systems. These tools significantly improve human resource efficiency and responsiveness. Moreover, green human resource practices and innovative employee welfare programs contribute to environmental performance and staff well-being. The study also emphasizes the need for continuous theoretical development to support sustainable human resource innovation. Future research should explore the integration of decision support systems, business analytics, and automation into human resource management, as well as their impact on employee satisfaction and organizational outcomes. Additionally, studies on green human resource management and inclusive policies can provide further insights into fostering a productive and sustainable work environment in tourism. This research provides a foundational understanding of current trends and offers guidance for further advancement in human resource innovation within the tourism industry.
Pemberdayaan Ibu Rumah Tangga Melalui Usaha Kue Basah Tradisional untuk Meningkatkan Pendapatan Keluarga Sri Budi Cantika Yuli; Bambang Widadgo; Zainal Arifin
JOURNAL OF ECONOMIC AND SOCIAL EMPOWERMENT Vol. 5 No. 2 (2025): JOURNAL OF ECONOMIC AND SOCIAL EMPOWERMENT
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/joesment.v5i2.40350

Abstract

There are two main problems in the Housewives group in Bocek Village, Karangploso District, Malang Regency. They are how to develop an entrepreneurial spirit, so that this Housewives group can use their time by opening business opportunities that generate additional household finances and technology improvement through the assistance of cooking utensils, stoves, packaging plastics, to obtain efficiency and effectiveness from the production process. The solution offered to overcome the problems is training and mentoring on making various traditional wet cake products such as Chocolate Banana (Piscok), Pastel, and Mayonnaise Risoles with good taste variations in the scope of processing, packaging, and marketing so that they can be attractive and appeal to new customers/consumers, especially being able to follow the tastes of the community/consumers. The method of activities that will be carried out by the PIM Team is training and mentoring for partners. Training and mentoring include: increasing knowledge about entrepreneurship, fostering entrepreneurial spirit for Housewives groups, and pioneering household businesses in making wet cakes such as Chocolate Banana (Piscok), Pastel, and Mayonnaise Risoles.
Co-Authors Abdullah, M. Faisyal Adi Mursalin Affan, Wildan Andre Surya Aji Arfida Boedirochminarni Azizurrohman, Muhammad Baiq Elbadriati Bambang Widadgo Bambang Widadgo Bambang Widagdo Damayanti, Elok Dede Suleman Djoko Sigit Sayogo Djoko Sigit Sayogo Djoko Sigit Sayogo Djoko Sigit Sayogo Dwi Susilowati Edyta Wojtyla Eka Kadharpa Eka Kadharpa, Eka ER. UMMI KALSUM Fika Fitriasari Flejterski, Stanislaw Ibrohim, Muhammad Andhika Idah Zuhroh Ignatius Septo Pramesworo Immanuel Mu'ammal Kristina Sedyastuti M. Faisyal Abdullah Mahrus Lutfi Adi Kurniawan, Mahrus Lutfi Adi Martayadi, Uwi Maydhy Zulfi Afied Muhajirin Muhajirin Muhammad Firmansyah Muhammad Sri Wahyudi Suliswanto Muhammad Yakub Nazaruddin Malik Novi Primita Sari Popy Ragilia Margashella Risky Angga Pramuja Rohma, Alfur Sembiring, Rinawati Shiho Sawai Stanislaw Flejterski Stanislaw Flejterski Supiandi Supiandi Supiandi Supiandi Supiandi Supiandi Supiandi, Supiandi Uwi Martayadi Wahyudi Wildan Affan Wiyono Wiyono Yakub, Muhammad Zaenal Muttaqin Zaenal Muttaqin Zainal Arifin Zainal Arifin Zainal Arifin