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Balancing cultural shock and economic development: A study of impacts on local culture in the Mandalika Special Economic Zone Suleman, Dede; Supiandi, Supiandi; Yuli, Sri Budi Cantika; Muttaqin, Zaenal; Martayadi, Uwi
Journal of Enterprise and Development (JED) Vol. 5 No. Special-Issue-2 (2023): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v5iSpecial-Issue-2.8158

Purpose — This study aims to investigate the dual impacts of cultural shock and economic development in the Mandalika Special Economic Zone on the preservation of local culture. Method — Employing a qualitative approach, this research utilizes in-depth interviews and observations to collect data from residents, tourists, and stakeholders within the Mandalika. The gathered insights provide a comprehensive understanding of the cultural impacts, economic developments, and changes in behavior, lifestyle, and cultural norms.Result — The study reveals a range of positive and negative impacts stemming from the collision of local culture with global influences. Positive effects include the introduction of local culture to the world, economic empowerment through tourism, preservation through education, and increased cultural awareness. Conversely, negative outcomes encompass cultural dilution, excessive commercialization, clashes of values, social imbalances, and shifts in lifestyle. These changes manifest in increased social interactions, adoption of global business ethics, modern lifestyle adoption, shifts in consumption patterns, adjustments to tourist expectations, clothing influences, and more.Contribution — This research contributes to the understanding of the intricate interplay between cultural shock, economic growth, and the preservation of local culture in SEZs. By delineating the positive and negative outcomes, this study informs stakeholders and policymakers about the challenges and opportunities presented by cultural shock. It underscores the necessity for balanced strategies that uphold cultural heritage while harnessing economic benefits in the context of SEZ development.

Economic Impact of Halal Tourism in non-Muslim Majority Countries: A Comparative Analysis of Singapore, Thailand, and the UK Azizurrohman, Muhammad; Yuli, Sri Budi Cantika; Supiandi
Journal of Enterprise and Development (JED) Vol. 6 No. 3 (2024): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v6i3.11020

Purpose: This study examines the economic contribution of halal tourism to the Gross Domestic Product (GDP) of Singapore, Thailand, and the United Kingdom, highlighting the significance of this market segment in non-Muslim majority countries.Method: Employing a quantitative research approach, the study utilizes multiple regression analysis to investigate the relationship between halal tourism variables (tourist expenditure, tourist arrivals, and policy implementation) and GDP. Data were collected from national tourism boards, government statistics, and relevant reports, with separate analyses conducted for each country to ensure a nuanced understanding.Result: The findings reveal a significant positive impact of halal tourism on GDP in all three countries. In Singapore, tourist expenditure and arrivals, supported by robust halal-friendly policies, substantially contribute to economic growth. Thailand shows similar positive effects, with significant contributions from tourist expenditure and policy implementation. The United Kingdom also benefits economically from halal tourism, particularly through increased tourist expenditure and the implementation of Muslim-friendly policies.Practical Implications for Economic Growth and Development: The study indicates that non-Muslim majority countries like Singapore, Thailand, and the United Kingdom can enhance their GDP by actively promoting and supporting halal tourism through targeted policies and infrastructure that cater to Muslim travelers.

Mengukur Nilai Potensi Ekonomi Taman Rekreasi Sengkaling UMM Pramuja, Risky Angga; Malik, Nazaruddin; Supiandi, Supiandi; Yuli, Sri Budi Cantika; Arifin, Zainal
JISIP: Jurnal Ilmu Sosial dan Pendidikan Vol 6, No 3 (2022): JISIP (Jurnal Ilmu Sosial dan Pendidikan)
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jisip.v6i3.3259

Travel Cost Method adalah suatu cara untuk mengestimasi kerelaan membayar individu pengunjung untuk jasa-jasa sumber daya alam dan lingkungan. Valuasi Ekonomi adalah suatu proses mengestimasi nilai moneter dari barang dan jasa yang diberikan oleh suatu tempat atas manfaat yang diberikan. Nilai Ekonomi adalah pengukuran jumlah maksimum individu mengorbankan barang dan jasa untuk memperoleh barang jasa yang lain. Hal itu disebut keinginan membayar (willingness to pay ) terhadap barang dan jasa yang dihasilkan dari sumber daya alam dan lingkungan.Nilai ekonomi Taman Rekreasi Sengkaling sebesar Rp2.113.841.500.000. Dengan nilai akuisisi future value tahun 2022 sebesar Rp359.291.248.095, Taman Rekreasi Sengkaling memiliki nilai potensi lebih besar yaitu sebesar Rp2.113.841.500.000. Maka nilai pembelian Taman Rekreasi Sengkaling oleh pihak Universitas Muhammadiyah Malang dari PT. Bentoel Group di bawah nilai ekonomi atau nilai potensinya.

ANALISIS KINERJA LAPORAN KEUANGAN PADA KOPERASI DI KECAMATAN BRONDONG KABUPATEN LAMONGAN PERIODE TAHUN 2017-2020 Rohma, Alfur; Yuli, Sri Budi Cantika; Sari, Novi Primita
Journal of Financial Economics & Investment Vol. 2 No. 2 (2022): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jofei.v2i2.19899

The purpose of this study was to determine the performance of BMT BIM's financial statements. The analytical method used is the analysis of liquidity ratios, solvency ratios, and profitability ratios. Data collection techniques in this study used interviews and observation. The results of this study indicate that BMT BIM in 2017-2020 as a whole produces values that do not meet the standard ratio criteria. From the calculation of the liquidity ratio as measured by the cash ratio, it produces a bad ratio because BMT BIM cash is smaller so that when the obligation matures, it is difficult to pay debts. The current ratio produces quite good criteria because BMT BIM has assets that are quite liquid in paying its short-term obligations. The solvency ratio as measured by the total debt to total asset ratio is not good, because the total assets of BMT BIM are not able to contribute adequately to the total debt owned. While the profitability ratio as measured by ROI is not good because cooperatives are less able to use their assets productively so they are not able to produce maximum SHU. ROE produces good criteria because the capital owned by cooperatives is quite reliable in producing maximum residual business results.

ANALISIS INKLUSI KEUANGAN TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA Ibrohim, Muhammad Andhika; Susilowati, Dwi; Yuli, Sri Budi Cantika
Journal of Financial Economics & Investment Vol. 5 No. 1 (2025): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

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Economic growth and financial inclusion have a mutually reinforcing relationship. Financial inclusion consists of three indices, namely Availability, Access, and Usage. The purpose of this study is to determine the influence of the level of financial inclusion on economic growth in Indonesia and to determine which indicators most influence economic growth in Indonesia. The method used in this study is Partial Lie Square (PLS) analysis. The study period is 2017-2023 with quarterly data with independent variables (Financial Inclusion) as latent variables that have many indicators. The results of the analysis show that of the three latent variables of financial inclusion, there are two variables that affect economic growth, namely Access with indicators of debit cards, credit cards, and e-money cards. and Usage with indicators of debit transaction volume. The implication of the research results is that government and central bank policies are to encourage access and use of digital financial services in the community, especially those underserved by formal financial institutions as an effort to accelerate economic growth in Indonesia.

Lembaga Keuangan Mikro Syariah sebagai upaya Pemberdayaan Masyarakat Yuli, Sri Budi Cantika
Jurnal Aplikasi Manajemen Vol. 6 No. 2 (2008)
Publisher : Universitas Brawijaya, Indonesia

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Society empowerment through Sharia Micro Finance Institution is perceived as a strategic effort. This is due to the clasical problems confront by Micro Business Entity. One of them is capital requiremeni, not to mention off course other problems such as: managerial aspect and lower motivation to have forward looking orientation in developing their business. Nevertheless this aspect required integrative and ceaseless effort to support the success of economic society empowermeni. Sharia Micro Finance Institution is one of the Micro Economic entity that is most suitable to nurture the economic society empowerment. Due to the Sharia economic principle in its operation which would enable the nurturing of micro economic business entity, especially as a target of dakwah and not only for capital inducement but more likely on the monitoring and evaluation on the success of the entity which is also the responsibility of Sharia Micro Finance Institution. This is the requirement to maintain the continuity of Financial institution, hindering the failure of funding, and also as social mission carried out by Sharia Micro Finance Institution as an effort to established society empowerment.

Analisis Faktor-Faktor yang Mempengaruhi Kesejahteraan di Kawasan Indonesia Timur Popy Ragilia Margashella; Arfida Boedirochminarni; Sri Budi Cantika Yuli
Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) Vol. 8 No. 2 (2025): Jurnal Ilmiah Akuntansi, Manajemen, dan Ekonomi Islam (JAM-EKIS)
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jamekis.v8i2.7882

Economic development aims to improve the welfare of society through transformation in the political, economic, and socio-cultural sectors. The stages of development can be carried out by developing the economic sector and addressing various challenges faced. In 2023, most provinces in the Eastern Indonesia region have an HDI below the national average. Thus, the researchers aim to identify and analyze the impact of Years of Schooling Expectation, Open Unemployment Rate, Poverty Rate, and Gross Domestic Product on the Human Development Index as an indicator of Welfare in the Eastern Indonesia Region. This research uses secondary data obtained from the Central Statistics Agency with a time frame of 2015-2023 and employs the panel data regression analysis method. The research results indicate that the expected years of schooling and GDP have a significant positive impact on the Human Development Index (HDI) in the Eastern Indonesia region, while the open unemployment rate and the number of poor residents have a significant negative impact on the HDI in the Eastern Indonesia region. Simultaneously, all variables significantly affect the HDI in the Eastern Indonesia region, with an R-squared model value of 0.826543, indicating that approximately 82.65% of the variation in HDI can be explained by the independent variables in this model

Assessing performance of Mawar Emas as a mosque-based Islamic financing program Supiandi, Supiandi; Pramuja, Risky Angga; Yuli, Sri Budi Cantika; Yakub, Muhammad; El Badriati, Baiq
Journal of Enterprise and Development (JED) Vol. 4 No. 2 (2022): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v4i2.6500

Purpose — This research aims to assess the performance of the Mawar Emas program since its inception.Method — This descriptive qualitative research involves several types of respondents such as mosque administrators, Chairperson of the Masyarakat Ekonomi Syariah (MES), MES Secretary, and beneficiaries. Data obtained through in-depth interviews were processed using reduction, display, triangulation and conclusion techniques.Result — Using primary and secondary data and qualitative research techniques, the authors found that the Mawar Emas initiative supported 32 mosques in West Nusa Tenggara, totaling 1,194 prospective debtors. In terms of funding, the Mawar Emas program has a yearly budget of Rp. 1,275,000,000. However, these funds have not been used to their full potential since the program's inception. There was a decrease in funding and absorption of funds in the program's second year. Several aspects of this program must be evaluated, including increased funding, defaults, training delivery, outdated data, and the presence of profit-oriented institutions.Contribution — This study contributes by providing performance of a mosque-based Islamic financing program to reduce dependency on conventional moneylenders.

Balancing cultural shock and economic development: A study of impacts on local culture in the Mandalika Special Economic Zone Suleman, Dede; Supiandi, Supiandi; Yuli, Sri Budi Cantika; Muttaqin, Zaenal; Martayadi, Uwi
Journal of Enterprise and Development (JED) Vol. 5 No. Special-Issue-2 (2023): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v5iSpecial-Issue-2.8158

Purpose — This study aims to investigate the dual impacts of cultural shock and economic development in the Mandalika Special Economic Zone on the preservation of local culture. Method — Employing a qualitative approach, this research utilizes in-depth interviews and observations to collect data from residents, tourists, and stakeholders within the Mandalika. The gathered insights provide a comprehensive understanding of the cultural impacts, economic developments, and changes in behavior, lifestyle, and cultural norms.Result — The study reveals a range of positive and negative impacts stemming from the collision of local culture with global influences. Positive effects include the introduction of local culture to the world, economic empowerment through tourism, preservation through education, and increased cultural awareness. Conversely, negative outcomes encompass cultural dilution, excessive commercialization, clashes of values, social imbalances, and shifts in lifestyle. These changes manifest in increased social interactions, adoption of global business ethics, modern lifestyle adoption, shifts in consumption patterns, adjustments to tourist expectations, clothing influences, and more.Contribution — This research contributes to the understanding of the intricate interplay between cultural shock, economic growth, and the preservation of local culture in SEZs. By delineating the positive and negative outcomes, this study informs stakeholders and policymakers about the challenges and opportunities presented by cultural shock. It underscores the necessity for balanced strategies that uphold cultural heritage while harnessing economic benefits in the context of SEZ development.

Economic Impact of Halal Tourism in non-Muslim Majority Countries: A Comparative Analysis of Singapore, Thailand, and the UK Azizurrohman, Muhammad; Yuli, Sri Budi Cantika; Supiandi
Journal of Enterprise and Development (JED) Vol. 6 No. 3 (2024): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v6i3.11020

Purpose: This study examines the economic contribution of halal tourism to the Gross Domestic Product (GDP) of Singapore, Thailand, and the United Kingdom, highlighting the significance of this market segment in non-Muslim majority countries.Method: Employing a quantitative research approach, the study utilizes multiple regression analysis to investigate the relationship between halal tourism variables (tourist expenditure, tourist arrivals, and policy implementation) and GDP. Data were collected from national tourism boards, government statistics, and relevant reports, with separate analyses conducted for each country to ensure a nuanced understanding.Result: The findings reveal a significant positive impact of halal tourism on GDP in all three countries. In Singapore, tourist expenditure and arrivals, supported by robust halal-friendly policies, substantially contribute to economic growth. Thailand shows similar positive effects, with significant contributions from tourist expenditure and policy implementation. The United Kingdom also benefits economically from halal tourism, particularly through increased tourist expenditure and the implementation of Muslim-friendly policies.Practical Implications for Economic Growth and Development: The study indicates that non-Muslim majority countries like Singapore, Thailand, and the United Kingdom can enhance their GDP by actively promoting and supporting halal tourism through targeted policies and infrastructure that cater to Muslim travelers.

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