Garuda - Garba Rujukan Digital

Keputusan Investasi Digital dan Transaksi Non Tunai Investor Muslim Yulfan Arif Nurohman; Rina Sari Qurniawati
JIEF : Journal of Islamic Economics and Finance Vol. 2 No. 2 (2022): JIEF VOLUME 2 NO 2 TAHUN 2022
Publisher : Departement of Sharia Economics, Faculty of Islamic Economics and Business, IAIN Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/jief.v2i2.6098

Muslim investors invest for financial gain in the future. The current investment decision determines the profit or loss received. The purpose of the study was to determine how much financial literacy and risk tolerance influence in determining digital investment decisions and to find out how much financial literacy and risk tolerance influence in conducting non-cash transactions during the covid-19 pandemic for Muslim investors. The research was conducted on Muslim investors in Sukoharjo Regency. Determination of the sample using purposive sampling with the number of respondents as many as 110. Data collection was done using a questionnaire distributed to Muslim investors who have done investment activities. Testing the model using Path Analysis with SmartPLS Software by performing Individual Item Reliability Test, Internal Consistency Test, and Discriminant Validity Test. The test results show that the financial literacy of Muslim investors has no effect on investment decisions and non-cash transaction decisions. Meanwhile, risk tolerance affects investment decisions and non-cash transaction decisions. The investment decisions of a Muslim are not based on their financial knowledge but on the current economic situation.

Potensi Pengembangan Wisata Halal di Wisata Religi Desa Menggoro Untuk Menunjang Ekonomi Kerakyatan Waluyo Waluyo; Yulfan Arif Nurohman; Lina Ayu Safitri; Rina Sari Qurniawati
Khasanah Ilmu - Jurnal Pariwisata Dan Budaya Vol 13, No 2 (2022): Jurnal Khasanah Ilmu - September 2022
Publisher : Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/khi.v13i2.14413

Wisata religi masih menjadi isu menarik di Indonesia, namun belum banyak masyarakat yang terlibat secara aktif di industri wisata religi mengingat jumlah penduduk Muslim yang besar. Wisata religi di Desa Menggoro belum bisa memberikan dampak luas secara ekonomi. Pengembangan wisata religi bisa dioptimalkan dengan mengembangkan Desa Menggoro sebagai bagian dari wisata halal. Tujuan penelitian untuk mengetahui potensi wisata halal sebagai cara mendukung ekonomi kerakyatan. Metode penelitian yang dilakukan melalui observasi dan wawancara kepada para pengelola desa wisata serta masyarakat yang terlibat aktif dalam wisata religi. Hasil penelitian menunjukan potensi besar pengembangan ekonomi kerakyatan bisa dioptimalkan melalui pendirian homestay syariah, sertifikasi halal untuk makanan khas Desa Menggoro, dan penciptaan souvenir, serta tempat display produk-produk asli desa wisata

UPAYA MENINGKATKAN JUMLAH KUNJUNGAN DESA WISATA MENGGORO MENJELANG PANDEMI COVID-19 BERAKHIR Yulfan Arif Nurohman; Agus Setiawan; Rina Sari Qurniawati
Jurnal Pariwisata Indonesia Vol 18 No 2 (2022): Jurnal Pariwisata Indonesia
Publisher : Sekolah Tinggi Pariwisata Sahid Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53691/jpi.v18i2.284

Menggoro Tourism Village is one of the tourist villages that has experienced a decline in the number of domestic tourists visits due to the COVID-19 pandemic. Currently the COVID-19 pandemic has gradually subsided and government policies have begun to loosen up on the tourism sector. The community of Menggoro Village, which has experienced the economy declined for two years, needs to be improved through increasing community income. People's income can increase along with the increasing number of tourist visits This study was conducted to find the right strategy to increase the number of local tourist visits. The type of research conducted is descriptive qualitative using a SWOT analysis approach as a process of finding visits increases strategies for Menggoro Tourism Village. Based on the SWOT analysis compiled, four strategies were produced consisting of: first, the development of the Menggoro Tourism Village as halal tourism. Second, improving services and education for parties involved in tourism villages. Third, routinely carry out digital promotions. Fourth, hold cultural, local arts and religious events on a regular basis outside the traditional Jumat Pahing activities. The resulting strategy is expected to increase the number of local tourist visits which have a positive impact on the community's economy.

PENGELOLAAN KEUANGAN KELUARGA MENUJU KELUARGA HARMONIS BAGI GURU DI KAWASAN KARTASURA Melia Kusuma; Yulfan Arif Nurohman; Rina Sari Qurniawati; Fuad Hasyim; Waluyo Waluyo
ABDI MAKARTI Vol 2, No 1 (2023): ABDI MAKARTI
Publisher : Sekolah Tinggi Ilmu Ekonomi AMA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52353/abdimakarti.v2i1.410

Harmonious family is everyone's dream. One of the keys to a harmonious family is be good at managing family finances. The problem faced during the COVID-19 pandemic is level of income declined, so we must be able to manage family finances wisely and don't get caught in consumptive debt. The purpose of service is to help improve the literacy in managing family finances. Members of this community service is Al Fath Kindergarten School committee consisting of teachers, employees, parents, and local residents. As for the results of community service, partners have the ability to manage family finances and prepare financial reports properly to be A harmonious family.

The Impact of Religious Beliefs on Halal Skincare Brand Loyalty in Central Java Indonesia: The Mediating Role of Brand Love Rina Sari Qurniawati; Aisyah Nurul Sakinah; Yulfan Arif Nurohman
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 10 No. 2 (2023): Maret-2023
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol10iss20232pp141-150

ABSTRACT People's lifestyle changes after the Covid-19 pandemic has penetrated, increasing awareness of the importance of skin health and beauty care. Many studies have examined the relationship between brand love as a mediating variable on consumer loyalty. However, there is still little research on the context of halal brands, where many make them different from conventional brands because of restrictions in Islam. This study examines and explains the role of brand love in mediating religious beliefs on the loyalty of halal-labelled skincare brands. The number of samples in this study was 157 respondents who were Muslim consumers who use halal skincare using a purposive sampling method. The analysis technique used is Path Analysis using SmartPLS version 3. The results show that religious beliefs have a positive and significant effect on brand love and brand loyalty; besides that brand love is proven to be able to mediate the relationship between brand experience and brand loyalty. Halal skincare producers need to manage their consumer loyalty so that new consumers will be interested in buying. Keywords: religious beliefs, brand love, brand loyalty, halal skincare ABSTRAK Perubahan gaya hidup masyarakat setelah pandemi Covid-19 merambah, meningkatkan kesadaran akan pentingnya perawatan kesehatan dan kecantikan kulit. Banyak penelitian yang meneliti hubungan antara brand love sebagai variabel mediasi terhadap loyalitas konsumen. Namun masih sedikit penelitian tentang konteks merek halal, dimana banyak yang membedakannya dengan merek konvensional karena adanya pantangan dalam Islam. Penelitian ini bertujuan untuk menguji dan menjelaskan peran brand love dalam memediasi pengaruh keyakinan agama terhadap loyalitas merek skincare berlabel halal. Jumlah sampel dalam penelitian ini adalah 157 responden yang merupakan konsumen muslim yang menggunakan skincare halal dengan menggunakan metode purposive sampling. Teknik analisis yang digunakan adalah Path Analysis dengan menggunakan SmartPLS versi 3. Hasil penelitian menunjukkan bahwa religious belief berpengaruh positif dan signifikan terhadap brand love dan brand loyalty; selain itu brand love terbukti mampu memediasi hubungan antara brand experience dan brand loyalty. Produsen halal skincare perlu mengelola loyalitas konsumennya agar konsumen baru tertarik untuk membeli. Kata Kunci: keyakinan agama, brand love, loyalitas merek, skincare halal

Generation Z’s Brand Love for Skincare Products: Do Religious Beliefs Matter? Waluyo Waluyo; Rina Sari Qurniawati; Yulfan Arif Nurohman
Shirkah: Journal of Economics and Business Vol 8, No 1 (2023)
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/shirkah.v8i1.615

To date, there has been no prior research examining the relationship between brand love as a determinant of brand loyalty and e-WOM specifically for halal skincare products. This study investigates how Muslim Generation Z might love a brand because of their religious beliefs and brand identity, resulting in brand loyalty and e-WOM that benefits the company. The questionnaire for this study was completed online by 120 participants from three cities in Central Java, Indonesia, namely Semarang, Salatiga, and Surakarta. The model was tested using PLS-SEM. The results of the research revealed that religious beliefs and brand identification affected brand love, whereas brand love affected brand loyalty and e-WOM. From this research, it can be seen that branding cannot be separated from faith. Muslims like brands that reflect their religious values and allow them to identify as Muslims. Therefore, marketers must have a comprehensive understanding of the halal concept in the manufacturing and production processes of halal skincare.

Determinan Pembelian Kompulsif pada Mahasiswa Pengguna Buy Now Pay Later Rina Sari Qurniawati; Dhandy Rachmat Andreyan; Yulfan Arif Nurohman
Jurnal Ilmiah Wahana Pendidikan Vol 9 No 9 (2023): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.7951720

Students prefer to use paylater payments rather than using bank credit loans because there is no need for them to provide guarantees. With the development of paylater payments in Indonesia since the pandemic, this has led to compulsive buying behavior. For this reason, this research has an urgency to be carried out so that people have control over their behavior. In testing the hypothesis using multiple linear regression using SPSS version 25. after testing the validity and reliability using 125 samples, it is continued with multiple linear regression tests. The results of this study are the pain of paying and the ease of payment methods that prove to affect compulsive buying. while financial literacy is not proven to have an effect on compulsive buying

Keputusan Investasi Digital dan Transaksi Non Tunai Investor Muslim Yulfan Arif Nurohman; Rina Sari Qurniawati
Journal of Islamic Economics and Finance Vol. 2 No. 2 (2022): JIEF VOL.2 NO.2 NOVEMBER 2022
Publisher : Departement of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Negeri K.H Abdurrahman Wahid Pekalongan

Muslim investors invest for financial gain in the future. The current investment decision determines the profit or loss received. The purpose of the study was to determine how much financial literacy and risk tolerance influence in determining digital investment decisions and to find out how much financial literacy and risk tolerance influence in conducting non-cash transactions during the covid-19 pandemic for Muslim investors. The research was conducted on Muslim investors in Sukoharjo Regency. Determination of the sample using purposive sampling with the number of respondents as many as 110. Data collection was done using a questionnaire distributed to Muslim investors who have done investment activities. Testing the model using Path Analysis with SmartPLS Software by performing Individual Item Reliability Test, Internal Consistency Test, and Discriminant Validity Test. The test results show that the financial literacy of Muslim investors has no effect on investment decisions and non-cash transaction decisions. Meanwhile, risk tolerance affects investment decisions and non-cash transaction decisions. The investment decisions of a Muslim are not based on their financial knowledge but on the current economic situation.

Analisis Faktor Determinan Wisatawan Domestik Menggunakan Digital Payment pada Sektor Pariwisata di Kota Yogyakarta Armida Sari Lubis; Yulfan Arif Nurohman
Syntax Literate Jurnal Ilmiah Indonesia
Publisher : Syntax Corporation

Digital Payment (fintech) is a new variation of business innovation through a combination of financial services and digital-based information technology that changes the financial services business model from manual to automatic through digital technology. With the existence of fintech technology, transaction activities in the community are more practical and effective and assist the community in gaining access to financial products and increasing knowledge about finance. The aim is to find out the determinant factors that influence domestic tourists using digital payments in the Yogyakarta tourism sector. data collection was done by distributing questionnaires to 100 respondents. Data analysis techniques were carried out in several stages, including: validity test, reliability test, and factor analysis. shows that the 4 factors that influence the intention of domestic tourists to use digital payment factors consist of ease of transaction, availability of payment, accessibility of transactions, and benefits. And based on the factor analysis, the dominant influencing variable is the ease of transaction variable.

Predicting Compulsive Buying Because of Buy Now Pay Later Installment Rina Sari Qurniawati; Yulfan Arif Nurohman; Dhandy Rachmat Andreyan
Al Tijarah Vol. 9 No. 1 (2023): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/at.v9i1.8626

The Covid-19 pandemic that has hit the whole world since the beginning of 2020 has changed consumer behaviour in shopping. With the development of pay-later payments in Indonesia since this pandemic period, compulsive buying behaviour is influenced by the pain of paying and the ease of payment methods. For this reason, this research has an urgency to be carried out so that people have control over their behaviour. In testing the hypothesis using the SEM-PLS technique by testing the inner model and outer model using 120 samples. The results of this study are the pain of paying and the ease of payment methods proved to affect compulsive buying. Self-control has not been shown to have a moderating effect on the relationship between the pain of paying and compulsive buying.

Title

Found 38 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 38 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 38 Documents
Search