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Analisis Faktor Determinan Wisatawan Domestik Menggunakan Digital Payment pada Sektor Pariwisata di Kota Yogyakarta Armida Sari Lubis; Yulfan Arif Nurohman
Syntax Literate Jurnal Ilmiah Indonesia
Publisher : Syntax Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (250.928 KB) | DOI: 10.36418/syntax-literate.v7i11.11755

Abstract

Digital Payment (fintech) is a new variation of business innovation through a combination of financial services and digital-based information technology that changes the financial services business model from manual to automatic through digital technology. With the existence of fintech technology, transaction activities in the community are more practical and effective and assist the community in gaining access to financial products and increasing knowledge about finance. The aim is to find out the determinant factors that influence domestic tourists using digital payments in the Yogyakarta tourism sector. data collection was done by distributing questionnaires to 100 respondents. Data analysis techniques were carried out in several stages, including: validity test, reliability test, and factor analysis. shows that the 4 factors that influence the intention of domestic tourists to use digital payment factors consist of ease of transaction, availability of payment, accessibility of transactions, and benefits. And based on the factor analysis, the dominant influencing variable is the ease of transaction variable.
Predicting Compulsive Buying Because of Buy Now Pay Later Installment Rina Sari Qurniawati; Yulfan Arif Nurohman; Dhandy Rachmat Andreyan
Al Tijarah Vol. 9 No. 1 (2023): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/at.v9i1.8626

Abstract

The Covid-19 pandemic that has hit the whole world since the beginning of 2020 has changed consumer behaviour in shopping. With the development of pay-later payments in Indonesia since this pandemic period, compulsive buying behaviour is influenced by the pain of paying and the ease of payment methods. For this reason, this research has an urgency to be carried out so that people have control over their behaviour. In testing the hypothesis using the SEM-PLS technique by testing the inner model and outer model using 120 samples. The results of this study are the pain of paying and the ease of payment methods proved to affect compulsive buying. Self-control has not been shown to have a moderating effect on the relationship between the pain of paying and compulsive buying. 
Investasi Digital: Faktor Penentu dalam Keputusan Investasi Fahri Ali Ahzar; Rina Sari Qurniawati; Yulfan Arif Nurohman
Jurnal Ilmiah Infokam Vol 19, No 1 (2023): Nomor 1/Th. XIX/Maret 2023
Publisher : AMIK Jakarta Teknologi Cipta Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53845/infokam.v19i1.322

Abstract

Digital investment is a new trend in the investment world. Information technology improvement make digital investments growing rapidly. Investors warmly welcome digital investment as an alternative solution to financial problems due to the COVID-19 pandemic. This study aims to examine the effect of financial literacy, risk perception, locus of control and over confidence variables on digital investment decisions. The research was conducted in Sukoharjo Regency with a total of 100 respondents. The data collection method used a questionnaire determined by the selection of respondents through purposive sampling. The test results using SPSS software version 16.0 show that risk perception, locus of control and over confidence have no effect on digital investment decisions, while financial literacy has a positive effect on digital decisions, especially the younger generation. Young investors who do not have long experience in investing decide to invest on the basis of their financial management skills
Strategi Peningkatan Kesejahteraan Petani di Kabupaten Temanggung: Sebuah Analisis SWOT Alif Waluyo; Fahri Ali Ahzar; Yulfan Arif Nurohman
JSEP (Journal of Social and Agricultural Economics) Vol 16 No 2 (2023): JURNAL SOSIAL EKONOMI PERTANIAN (J-SEP)
Publisher : University of Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/jsep.v16i2.40486

Abstract

Tobacco has been a leading crop for farmers in Temanggung Regency for decades, but since the 2000s tobacco yields have not been able to improve farmers' welfare. The economic welfare of tobacco farmers is increasingly disappearing, even though farmers are faced with the problem of basic needs that cannot be delayed. This research needs to be conducted considering the economic condition of tobacco farmers which continues to decline in Temanggung Regency from time to time. The purpose of the research was to find the right strategy to improve the welfare and economy of tobacco farmers in Temanggung Regency. This research uses an analytical descriptive approach that uses primary and secondary data. Primary data was obtained through interviews, observations, focus group discussions, and documentation. Secondary data was obtained from books and journals. The data obtained was used to develop strategies based on SWOT analysis. The results of the SWOT analysis compiled obtained diversification strategies include shortening the dried tobacco marketing chain, increasing tobacco festivals in collaboration with tourist villages, making tobacco-based vegetable pesticides, and establishing tobacco cooperatives or farmer groups capable of managing the sale of dried tobacco from farmers.
STRENGTHENING THE WAQF PRODUCTIVE-BASED ECONOMY IN TAKMIRS AND CONGREGATION OF MASJID AL HIDAYAH WONOGIRI WITH THE “ABCD” APPROACH Fuad Hasyim; Ahmad Indarta; Agus Setiawan; Yulfan Arif Nurohman; Waluyo Waluyo
ABDI MAKARTI Vol 2, No 2 (2023): ABDI MAKARTI
Publisher : Sekolah Tinggi Ilmu Ekonomi AMA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52353/abdimakarti.v2i2.450

Abstract

Every country has a poverty problem. One way to reduce this problem is by empowering communities with a productive waqf model. This service aims to provide education and assistance to the community in managing productive waqf. The object of service is the community at the Al-Hidayah mosque congregation, Wonogiri Village, Kaliwungu District, Semarang Regency. The service approach uses the ABCD model, namely Asset Based Community Development. Community service is carried out in 3 ways, namely conducting FGD, socialization and mentoring. The results showed that the community began to have a good awareness in managing waqf in the form of goat livestock. Although several problems arise such as feed supply chain constraints during the drought and suboptimal kendang facilities. SWOT analysis shows the potential for economic improvement if carried out sustainably.
PEMBERDAYAAN EKONOMI MASYARAKAT MELALUI PENGEMBANGAN EKONOMI REMAJA MASJID Waluyo Waluyo; Yulfan Arif Nurohman; Rina Sari Qurniawati
ABDI MAKARTI Vol 2, No 2 (2023): ABDI MAKARTI
Publisher : Sekolah Tinggi Ilmu Ekonomi AMA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52353/abdimakarti.v2i2.526

Abstract

People's hopes of getting a better life can be done by developing the economy. One way to develop the economy is by developing livestock businesses. Village communities who work as farmers often experience economic difficulties so solutions need to be provided to help the family economy. Mosque youth have the potential to be provided with economic development programs through goat seed waqf. Mosque youth as the next generation have greater opportunities for economic development in the future. The aim of the community service program implemented in Tempuran Village is to improve the economy through goat seed waqf. The community service program is divided into four stages. Starting from deepening the problem, focus group discussions determining material, training; and mentoring. The results of this program provide the benefit of increasing income for the community in Tempuran Village by optimizing the goat seed waqf.
BRAND ENGAGEMENT IN SELF CONCEPT PADA PEMBELIAN FASHION MUSLIM GENERASI Z DI JAWA TENGAH Rina Sari Qurniawati; Indah Setiyo Rukmi; Yulfan Arif Nurohman
Jurnal Manajemen Dayasaing Vol 25, No 2 (2023): Jurnal Manajemen Dayasaing
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/dayasaing.v25i2.23498

Abstract

This research aims to examine and explain the role of Social Media Marketing and Brand Love on Brand Engagement in Self-Concept and brand loyalty. The number of samples in this study was 230 respondents who were generation Z users of Muslim fashion products in Central Java using a purposive sampling method. The analysis technique used is Path Analysis using SmartPLS version 3. The research results show that Social Media Marketing and Brand Love influence Brand engagement in self-concept and Brand Loyalty. Brand engagement in self-concept is not proven to have an effect on brand loyalty. Therefore, it is important for companies to run effective social media campaigns so that Generation Z loyalty can increase and company revenues can increase.
Performance and Sustainability of Halal Food Smes Rina Sari Qurniawati; Yulfan Arif Nurohman
Journal of Finance and Islamic Banking Vol. 4 No. 1 (2021)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v4i1.3470

Abstract

This study investigates the performance and sustainability of halal food SMEs in the FinTech era. The large aggregate contribution of SMEs does not yet reflect good performance in domestic and foreign market competition due to lack of financial literacy. FinTech can support financial literacy so performance and sustainability SMEs will increase. Consequently, testing the effect of fintech and literacy on the performance and sustainability of MSMEs. A total of one hundred respondents are selected using the quantitative method as sources of data collection. The questionnaires are distributed using a purposive sampling method in Surakarta, Indonesia. The software used for analysis is SEM-PLS.  The results of this study state that the performance and sustainability of SMEs are influenced by FinTech and financial literacy
Purchase Decision of Surakarta and Salatiga's Generation Z Muslims: Halal Literacy and Halal Awareness Qurniawati, Rina Sari; Permadi, Dina Trifiana; Nurohman, Yulfan Arif
MANAZHIM Vol 6 No 2 (2024): AGUSTUS
Publisher : Manajemen Pendidikan Islam STIT Palapa Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36088/manazhim.v6i2.4836

Abstract

Increasing the Indonesian people's awareness level at the level of halal awareness impacts the rising demand for halal products. Consumers in the understanding of halal or haram products are limited to the halal label, even though they are not necessarily verified as halal. Generation Z, which has characteristics familiar with technology and high curiosity, turns out to have a low level of religiosity compared to other generations. This study examines and explains the role of halal awareness in mediating the relationship between halal literacy and purchasing decisions. The number of samples in this study amounted to 125 Muslim generation Z respondents from Salatiga and Surakarta, obtained using a purposive sampling technique. This study used a path analysis technique with SmartPLS version 3 software. The results showed that halal literacy and awareness proved to have an effect on purchasing decisions while religiosity was not a moderating variable. BPJPH must inform the guidelines for submitting the halal logo and simplify the management so that more entrepreneurs use the official halal logo.
PENINGKATAN EKONOMI PETANI DAN KOMUNITAS PETERNAK MELALUI POLA SYIRKAH DI KECAMATAN KALORAN KABUPATEN TEMANGGUNG Waluyo, Waluyo; Nurohman, Yulfan Arif; Qurniawati, Rina Sari; Waluyo, Alif; Ahzar, Fahri Ali
ABDI MAKARTI Vol 3, No 1 (2024): ABDI MAKARTI
Publisher : Sekolah Tinggi Ilmu Ekonomi AMA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52353/abdimakarti.v3i1.588

Abstract

The role of farmers in the Indonesian economy is very large, but they have not received the recognition they deserve. Farmers have had the hope of living a prosperous life for a long time, but only a small percentage of farmers live comfortably. Farmers' problems are crop failure and prices are determined by the market, requiring additional income. The habit of farmers on the island of Java is farming and raising livestock, so the community service program offered is improving the economy through raising sheep using the syirkah pattern. The aim is for farmers to get financial improvements and be able to live more prosperously. The community service partners carried out are the people of Kaloran District, Temanggung Regency. The results of this activity enable farmers to raise livestock in a modern way with capital using the syirkah pattern and there is a financial increase for farming families as well as livestock communities