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Debt and Online Loan Management Counseling for the Village Community of Dedeul, Taraju District, Tasikmalaya Regency Dyah Ciptaning Lokiteswara Setya Wardhani
Indonesian Journal of Society Development Vol. 3 No. 4 (2024): August 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijsd.v3i4.10911

Abstract

The use of online loans in West Java has increased in recent years, providing easy access to funds but also increasing the risk of unmanaged debt. This community service program aims to improve the financial literacy of villagers and provide education on debt management and the risks of online loans. The implementation of the service was carried out through counseling involving various elements of society. The results showed a significant increase in the understanding and awareness of residents regarding the importance of good financial management. Residents began to implement more effective debt management strategies and showed a decrease in interest in online loans. However, challenges in long-term implementation remain, indicating the need for ongoing follow-up and support from the government and local financial institutions. This service emphasizes the importance of collaboration between various parties to ensure that positive changes in the financial management of the Dedeul Village community can last and contribute to their welfare in the future  
THE EFFECT OF FINANCIAL LITERACY ON STUDENT’S INVESTMENT DECISIONS Dyah Ciptaning Lokiteswara Setya Wardhani; Wulan Purnamasari
Jurnal Akuntansi Dan Manajemen Vol 37 No 1 (2026): JAM Vol 37 No 1 April 2026
Publisher : LPPM STIE YKPN Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53916/jam.v37i1.172

Abstract

This study aims to examine the effect of financial literacy on investment decisions among students of STIE Latifah Mubarokiyah. The research uses a quantitative approach with an associative method to analyze the relationship between variables. Primary data were collected through questionnaires distributed to active students using a Likert scale. The sampling technique used random sampling based on the Slovin formula. Data analysis was conducted using simple linear regression with the assistance of Orange Data Mining software. The results indicate that financial literacy has a significant effect on students’ investment decisions. These findings highlight the importance of improving financial literacy to support better and more rational investment decision-making among students