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Sharia Financial Literacy in Improving the Efficiency and Sustainability of Small and Medium Enterprises Dwi; Luthfi Zamakhsyari; Havidz Cahya Pratama
Journal of Society, Community and Business Development Vol. 3 No. 2 (2025): Oktober
Publisher : Universitas Muhammadiyah Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/scbd.v3i2.330

Community service activities were carried out at the Banyumas Regional Leadership of Aisyiyah. Aisyiyah contributes to the Indonesian economy through, among other things, the Aisyiyah Entrepreneurs Association (IPAS) and the Aisyiyah Economic and Employment Council (MEK). The IPAS community is a group of Aisyiyah members who have run businesses and those who will or wish to run businesses. The businesses run can generally still be categorized as MSMEs. MSMEs in Indonesia cannot be separated from the halal industry MSMEs, considering that most MSME businesses are in sectors that fall under the halal industry category. With an awareness of the importance of the MSME sector for the Indonesian economy, strengthening MSMEs has become one of the main strategies of the Indonesian Sharia Economic and Financial Master Plan. Currently, Islamic finance is growing rapidly with many Islamic financial institutions offering financial products and services based on Islamic law. However, the fact is that Islamic finance still has a low market share in Indonesia, a country with a Muslim majority population. Therefore, the level of Islamic financial literacy among MSMEs is important for business efficiency and sustainability.

Pencatatan Keuangan Sederhana sebagai Sarana Optimalisasi Pengelolaan UMKM di Wilayah Ranting Nasyiatul Aisyiyah Talagening: Simple Financial Recording as a Means of Otimizing MSME Management in the Nasyiatul Aisyiah Talagening Branch Area Winarni, Dwi; Arofah, Rifka Utami; Pratama, Havidz Cahya
PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Vol. 11 No. 1 (2026): PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/pengabdianmu.v11i1.10820

Micro, small, and medium enterprises (MSMEs) are one of the business groups that have a major role and contribution to the economy in Indonesia. MSMEs also have advantages in terms of resilience to economic instability. Thus strengthening the MSME group is urgently needed so that it can continue to grow and be able to face global competition. Participants are MSME actors who are in the Nasyiatul Aisyiyah Talagening Branch, Bobotsari District, Purbalingga Regency. Based on the survey results, the problems encountered include the absence of structured financial records due to difficulties, a lack of understanding of accounting, and a lack of understanding of the benefits of recording business finances. A series of training and assistance on simple bookkeeping, among others by socializing the importance of simple bookkeeping, training on recording expenses and reporting, as well as analyzing the results of financial records that have been made. The method used is training with a participatory rural appraisal (PRA) approach to involve participants in identifying problems, implementing solutions, and monitoring evaluations. So that they can contribute knowledge and practice of simple bookkeeping or simple financial records with their respective business and financial conditions.

Pengembangan Media Pembelajaran Augmented Reality (AR) menggunakan Model ADDIE pada Materi Haji Umrah di Madrasah Ibtidaiyah Pratama, Havidz Cahya; Yaqin, Ainul; Wartono, Wartono; Septiana, Ambar
Paedagogie Vol 21 No 1 (2026)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/paedagogie.v21i1.15506

Technological advancements require educators to be able to utilize innovative learning media that are engaging, interactive, and enjoyable for students. One technology with strong potential to support learning is Augmented Reality (AR). This study aims to develop an AR–based learning medium for the Hajj and Umrah material and to examine students’ responses to its use at MI Muhammadiyah Limbangan Purbalingga. This research employed the Research and Development (R&D) method using the ADDIE development model, which consists of the stages of Analysis, Design, Development, Implementation, and Evaluation. Data analysis techniques were conducted using descriptive quantitative methods to process student response questionnaires and descriptive qualitative methods to interpret feedback obtained during the development process. The results indicate that the developed AR–based learning media are able to provide a more interactive and enjoyable learning experience and increase student engagement in learning the Hajj and Umrah material. Student responses to the use of this media fall into the very attractive category. Therefore, AR–based learning media are feasible to be used as an alternative innovation in teaching Hajj and Umrah at the madrasah ibtidaiyah level.

Tinjauan Kaidah Fikih Terhadap Hukum Euthanasia Muhamad Muamar; Samudra Prihatin Hendra B; Havidz Cahya Pratama
Majalah Sainstekes Vol. 12 No. 2 (2025): DESEMBER 2025
Publisher : Lembaga Penelitian Universitas YARSI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33476/ms.v12i2.4841

Euthanasia merupakan salah satu isu paling kontroversial dalam praktik medis modern yang menimbulkan perdebatan etis, hukum, dan religius. Dari perspektif bioetika, euthanasia sukarela sering dibenarkan dengan alasan otonomi pasien, sementara bentuk non-sukarela dan involunter dipandang problematis karena berpotensi melanggar prinsip keadilan serta membuka peluang penyalahgunaan. Sebaliknya, fikih Islam menolak seluruh bentuk euthanasia aktif karena bertentangan dengan prinsip ḥifẓ al-nafs, salah satu tujuan pokok syariat, meskipun masih membuka ruang diskusi pada penghentian terapi medis yang dinilai tidak lagi bermanfaat. Penelitian ini bertujuan menganalisis hukum euthanasia dengan menggunakan pendekatan kaidah fikih sebagai kerangka normatif. Melalui telaah literatur terhadap kaidah-kaidah fikih utama, seperti lā ḍarar wa lā ḍirār, al-ḍarar yuzāl, al-masyaqqah tajlib al-taysīr, al-ḍarūrāt tubīḥ al-maḥẓūrāt, dan irtikāb akhaff al-ḍararayn, penelitian ini menemukan bahwa syariat Islam konsisten menolak euthanasia aktif karena mencederai prinsip perlindungan jiwa. Namun, fikih memberikan fleksibilitas dalam bentuk penghentian terapi medis yang tidak efektif, selama tidak dimaksudkan untuk mempercepat kematian. Temuan ini menegaskan bahwa kaidah fikih berfungsi sebagai instrumen ijtihad kontemporer yang relevan dalam merespons problem etika medis modern, sekaligus menjaga keseimbangan antara perlindungan jiwa dan pengurangan penderitaan.

OPTIMALISASI TAHFIDZUL QUR'AN UNTUK PENGUATAN KARAKTER RELIGIUS DAN KEMANDIRIAN ANAK DI PANTI ASUHAN MUHAMMADIYAH AJIBARANG Firdaus; Muntohar; Havidz Cahya Pratama; Mohammad Syaifuddin
Tarbiyah: Jurnal Pendidikan Agama Islam Vol. 5 No. 1 (2025): TARBIYAH: Jurnal Pendidikan Agama Islam
Publisher : IAI Al Muhammad Cepu

Show Abstract | Download Original | Original Source | Check in Google Scholar

Al-Quran adalah firman Allah SWT yang keasliannya selalu terjaga. Salah satu kewajiban utama umat Islam terhadap Al Quran adalah membacanya dan menghafalnya dengan baik. Menghafal Al Quran dapat membentuk karakter religius seseorang. Oleh karena itu, religiusitas menjadi modal utama untuk menyelesaikan permasalahan yang muncul di masyarakat. Tujuan dari penelitian ini adalah untuk mengetahui model pembinaan Tahfidzul Qur'an, menganalisis pembentukan karakter religius melalui Tahfidzul Qur'an dan menemukan faktor pendukung dan penghambat pembentukan karakter religius kader melalui program Tahfidzul Qur'an di Panti Asuhan Muhammadiyah Ajibarang. Penelitian ini menggunakan penelitian kualitatif. Subjek penelitian adalah pengasuh, 3 musyrif dan 4 kader Panti Asuhan Muhammadiyah Ajibarang. Teknik pengumpulan data menggunakan observasi, wawancara dan dokumentasi. Teknik analisis data menggunakan reduksi data, penyajian data dan penarikan kesimpulan. Hasil penelitian ini menunjukkan bahwa: pertama, model pembinaan Tahfidzul Qur'an di Panti Asuhan Muhammadiyah Ajibarang menggunakan model pembinaan pembiasaan, pemberian reward dan pendekatan individual. Kedua, faktor pendorongnya, pengurus memberikan dukungan yang besar dan memberikan tanggung jawab penuh kepada pengasuh dan jajaran asatidz. Sedangkan faktor penghambat, kurangnya tenaga musyrif, masalah waktu antara musyrif dengan kader dan faktor kelelahan kader setelah mengikuti kegiatan belajar mengajar di sekolah.

Guidance and counseling on student congregational prayer discipline at madrasah aliyah islamic center bin baz yogyakarta Suhartono; Havidz Cahya Pratama; Faiz Naufal; Agorovi Kuncoro
Jurnal Ilmu Pendidikan dan Sains Islam Interdisipliner Vol. 3 No. 4 November 2024: Jurnal Ilmu Pendidikan dan Sains Islam Interdisipliner
Publisher : Yayasan Azhar Amanaa Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59944/jipsi.v3i4.412

Education aims to improve the quality of individuals to become pious individuals. Therefore, providing guidance to students must not only follow psychological and sociocultural principles, but must also pay attention to the fact that students are creatures created by Allah Ta'ala. Madrasah Aliyah Islamic Center Bin Baz Yogyakarta, as an Islamic boarding school-based educational institution, applies guidance and counseling to the discipline of congregational prayer. This research aims to evaluate the implementation of guidance and counseling at the institution. The method used is field research with a descriptive qualitative approach. Research subjects included school principals, student affairs, and guidance and counseling teachers. Data collection techniques consist of interviews, observation, and documentation, while data analysis is carried out through data reduction, data presentation, and drawing conclusions. The research results show that the implementation of counseling guidance begins with preventive efforts from the school, where the violation that occurs is being late in attending congregational prayers. Handling problematic students is carried out through dialogue directed at understanding religious values. The impact of counseling guidance can be seen in positive behavioral changes. Supporting factors in counseling guidance include opportunities for teachers for self-development and support provided by the school community. On the other hand, the challenges faced include a lack of understanding of the function of guidance and counseling among the school community and a lack of response to the problem of students who are late for congregational prayers.

Pengembangan Kompetensi Tajwid melalui Metode SQ (Shahibul Qur’an) bagi Pemula Makhful Makhful; Havidz Cahya Pratama; Kusno Kusno; Suyadi Suyadi
Jurnal Surya Masyarakat Vol 8, No 1 (2025): November 2025
Publisher : Universitas Muhammadiyah Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26714/jsm.8.1.2025.137-148

Mastery of tajwid (rules of Quranic recitation) is a fundamental element in reading the Qur’an correctly. However, some members of Pemuda Muhammadiyah and Nasyiatul 'Aisyiyah in Rawalo Subdistrict, Banyumas, still face difficulties in reciting the Qur’an according to proper tajwid principles. This Community Service Program (PkM) aims to enhance tajwid competence through the Shahibul Qur’an (SQ) method—an interactive approach emphasizing talaqqi (direct instruction), repetition, and immediate feedback. The program involved 30 participants and was conducted through a series of activities: pre-test, training, guided simulation, and post-test. It adopted a Participatory Action Research (PRA) approach, positioning facilitators as reflective companions. Based on the initial survey, 70% of participants had not fully understood tajwid, and 80% had never been introduced to the SQ method. After the training, significant improvements were recorded: 90% of participants gained a better understanding of tajwid, 85% found the SQ method helpful, and 75% experienced increased confidence in teaching the Qur’an. Participants also showed high motivation and interest in using SQ as an alternative learning method. The method’s effectiveness was evident through improved articulation (makhraj), phonetic characteristics (sifat huruf), and accurate recitation via repetition. The training also fostered institutional support, including the establishment of new Qur’an learning centers (TPQ) initiated by local Muhammadiyah and Nasyiatul 'Aisyiyah cadres. This program is recommended to be implemented sustainably, with structured follow-up programs, funding support, reporting mechanisms, and expanded partnerships to optimize the broader impact of the SQ method on community-based Qur’anic education.

Pengembangan Kompetensi Tajwid melalui Metode SQ (Shahibul Qur’an) bagi Pemula Makhful Makhful; Havidz Cahya Pratama; Kusno Kusno; Suyadi Suyadi
Jurnal Surya Masyarakat Vol 8, No 1 (2025): November 2025
Publisher : Universitas Muhammadiyah Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26714/jsm.8.1.2025.137-148

Mastery of tajwid (rules of Quranic recitation) is a fundamental element in reading the Qur’an correctly. However, some members of Pemuda Muhammadiyah and Nasyiatul 'Aisyiyah in Rawalo Subdistrict, Banyumas, still face difficulties in reciting the Qur’an according to proper tajwid principles. This Community Service Program (PkM) aims to enhance tajwid competence through the Shahibul Qur’an (SQ) method—an interactive approach emphasizing talaqqi (direct instruction), repetition, and immediate feedback. The program involved 30 participants and was conducted through a series of activities: pre-test, training, guided simulation, and post-test. It adopted a Participatory Action Research (PRA) approach, positioning facilitators as reflective companions. Based on the initial survey, 70% of participants had not fully understood tajwid, and 80% had never been introduced to the SQ method. After the training, significant improvements were recorded: 90% of participants gained a better understanding of tajwid, 85% found the SQ method helpful, and 75% experienced increased confidence in teaching the Qur’an. Participants also showed high motivation and interest in using SQ as an alternative learning method. The method’s effectiveness was evident through improved articulation (makhraj), phonetic characteristics (sifat huruf), and accurate recitation via repetition. The training also fostered institutional support, including the establishment of new Qur’an learning centers (TPQ) initiated by local Muhammadiyah and Nasyiatul 'Aisyiyah cadres. This program is recommended to be implemented sustainably, with structured follow-up programs, funding support, reporting mechanisms, and expanded partnerships to optimize the broader impact of the SQ method on community-based Qur’anic education.

Gamification Method Based on Information Communication Technology (ICT) in Islamic and Muhammadiyah Learning Havidz Cahya Pratama; Zulfikar Yusuf; Farhah Pandu Agustin
At Turots: Jurnal Pendidikan Islam Vol. 7 No. 1 Juni (2025): At Turots: Jurnal Pendidikan Islam
Publisher : Sekolah Tinggi Ilmu Tarbiyah Madani Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51468/jpi.v7i1.767

This study focuses on the gamification method based on Information Communication and Technology (ICT) in Muhammadiyah learning at SMK Muhammadiyah 1 Purbalingga, Purbalingga Regency. This study addresses the challenges faced in Muhammadiyah learning. The aim is to examine the application of ICT-based gamification methods in Muhammadiyah learning, especially through quizzes using the Kahoot and Quizizz applications. In addition, this study also evaluates the feasibility of learning media based on assessments from material experts, media experts, and students. This study uses a Research and Development (R&D) approach with qualitative and quantitative data collection techniques. Qualitative data were obtained through questionnaires containing explanations and suggestions from material experts and media experts. Quantitative data were collected using a Likert scale (5, 4, 3, 2, 1) which were then converted into qualitative data. Data collection instruments include questionnaires, interviews, and observations, with respondents consisting of material experts, media experts, and students. This study follows the eight stages of development from Sugiyono: (1) analysis of potential and problems identifying the needs and obstacles faced by students; (2) data collection from Muhammadiyah books, online sources, and learning modules; (3) product design in the form of interactive quizzes based on Kahoot and Quizizz; (4) product validation by material experts and media experts, which gave an average score of 85.5% (good category) for material validation and 92.7% (very good category) for media validation; (5) product revision based on expert advice; (6) product trials on class X Accounting 1 students, with an average score of 91.2% indicating a very good response from students regarding the attractiveness and ease of learning media; (7) further product revision; and (8) mass production, which resulted in an average response of 90.6% from class X students, indicating that this media is effective and able to increase student participation and understanding of Muhammadiyah material. The results of the study indicate that the ICT-based gamification method is effective in increasing student involvement, attracting interest in learning, and deepening student understanding of Muhammadiyah learning. This media is suitable for widespread application in technology-based learning.

PEMBERDAYAAN UMKM WISATA KULINER KAMPUS BERBASIS WEBSITE DENGAN FITUR PAYMENT GATEWAY PADA KOMANDO KESIAPSIAGAAN ANGKATAN MUDA MUHAMMADIYAH (KOKAM) KEMBARAN BANYUMAS Havidz Cahya Pratama; Dwi Winarni; Abid Yanuar Badharudin; Fadhil Abdullah
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 9, No 9 (2026): MARTABE : Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v9i9.%p

Pengembangan wisata kuliner kampus menjadi strategi penting dalam memperkuat ekonomi kreatif masyarakat di sekitar kampus Universitas Muhammadiyah Purwokerto. Kawasan ini mewadahi 55 pelaku UMKM yaitu kader Komando Kesiapsiagaan Angkatan Muda Muhammadiyah (KOKAM) Kembaran Banyumas, yang tergabung dalam Forum Komunikasi Wisata Kuliner UMP. Survei awal menunjukkan bahwa 68% mahasiswa lebih memilih layanan delivery order karena alasan kepraktisan. Namun, layanan tersebut belum dikelola secara terintegrasi. Promosi, penjenamaan, dan pencatatan transaksi masih dilakukan secara terbatas, serta belum didukung oleh sistem pembayaran digital. Pengabdian ini bertujuan memberdayakan UMKM kuliner binaan KOKAM melalui pengembangan website berbasis Payment Gateway, disertai pelatihan dan pendampingan pemanfaatannya. Kegiatan dilaksanakan dengan pendekatan Participatory Rural Appraisal (PRA) yang meliputi tahapan analisis situasi, penyuluhan, pendampingan praktik, dan evaluasi. Keberhasilan program diukur melalui instrumen pretest-posttest yang dilaksanakan selama tiga bulan. Hasil pengabdian menunjukkan bahwa website UMKM berhasil dikembangkan dengan fitur beranda, profil UMKM, pengelolaan omzet, data pengemudi, data sewa lapak, serta sistem pembayaran digital berbasis QRIS dan transfer bank. Program ini juga meningkatkan literasi digital serta keterampilan peserta dalam mengelola transaksi secara digital. Berdasarkan hasil evaluasi, capaian program berada pada kategori baik (51–75%). Program ini memberikan kontribusi dalam pemberdayaan masyarakat melalui model integrasi pelatihan literasi digital, pemanfaatan website berbasis e-commerce, dan sistem Payment Gateway yang dapat direplikasi untuk memperkuat kemandirian ekonomi kader muda dalam ekosistem ekonomi kreatif berbasis komunitas Muhammadiyah

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