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All Journal Analisis: Jurnal Studi Keislaman Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) ANDHARUPA MUHARRIK: JURNAL DAKWAH DAN SOSIAL Ath Thariq Jurnal Dakwah dan Komunikasi Jurnal Ilmiah Edunomika (JIE) Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences JENTRE International Journal of Science and Society (IJSOC) JENTRE: Journal of Education, Administration, Training and Religion Maliki Islamic Economics Journal IIJSE
Sofyan Rizal, Sofyan
Universitas Nasional Jakarta
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Materials Science & Nanotechnology Mathematics Social Sciences Other

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Journal : Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics)

 1 
Strategi Alternatif Marketing Perbankan dan Lembaga Keuangan Syariah Rizal, Sofyan
Al-Iqtishad: Journal of Islamic Economics Vol 4, No 1: January 2012
Publisher : Faculty of Shariah and Law

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v4i1.2082

Abstract

MUIs fatwa about illegitimating of banking interest can be seen as an opportunity of Islamic banking and Islamic financial institutions to educate the public about the importance of operations in the Islamic financial institution. This fatwa also marked that the emergency to receive interset in Islamic law has ended. Various alternative approaches in marketing can be done to work on segments of banking and Islamic financial institutions even in the middle of banking competitions. Alternative marketing approach that focuses on segment, marketing radical, and value creation, and spiritual advocate creation become very effective to face the competition of banking today. These are can be used in maintaining and even expanding the market share of Islamic bankingDOI: 10.15408/aiq.v4i1.2082
Potensi dan Strategi Marketing Perbankan Syariah pada Segmen Kelas Menengah Indonesia Rizal, Sofyan
Al-Iqtishad: Journal of Islamic Economics Vol 5, No 2: July 2013
Publisher : Faculty of Shariah and Law

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v5i2.2116

Abstract

Group of middle-class society is a tremendous market for Islamic business, especially Islamic banking. The fact that the majority of Indonesias population is Muslim, Islamic business institutions should work on the mid-market segment earnestly. The potential of middle class development in Indonesia gives an opportunity for Islamic banks to compete in the market. Various characteristics of the middle class used as a valuable input in conducting market segmentation, targets, and formulate strategies to create the accepted products.DOI: 10.15408/aiq.v5i2.2116
Titik Temu dan Sinergi Ekonomi Islam dan Ekonomi Kerakyatan Rizal, Sofyan
Al-Iqtishad: Journal of Islamic Economics Vol 3, No 1: Januari 2011
Publisher : Faculty of Shariah and Law

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v3i1.2206

Abstract

In fact, Islamic and populist economy have the same objective: they are welfare and fairness for all people. In Islam, the economical welfare and the fairness must be based on islamic norms and ethics. Koperasi is a populist economic institution that has been long existed in Indonesia. Koperasi is the main institution that is expected by the founders of this nation as a toll of economical equality and fairness. At the concept of implementation level, koperasi has a lot of compatibility with the appropriate institutions of economics empowerment of IslamDOI: 10.15408/aiq.v3i1.2206
TITIK TEMU DAN SINERGI EKONOMI ISLAM DAN EKONOMI KERAKYATAN Rizal, Sofyan
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 3 No. 1 (2011)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v3i1.2493

Abstract

In fact, Islamic and populist economy have the same objective: they are welfare and fairness for all people. In Islam, the economical welfare and the fairness must be based on Islamic norms and ethics. Koperasi is a populist economic institution that has been long existed in Indonesia. Koperasi is the main institution that is expected by the founders of this nation as a tool of economical equality and fairness. At the concept of implementation level, koperasi has a lot of compatybility with the appropiate institutions of economic empowerment of IslamDOI: 10.15408/aiq.v3i1.2493
STRATEGI ALTERNATIF MARKETING PERBANKAN DAN LEMBAGA KEUANGAN SYARIAH Rizal, Sofyan
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 4 No. 1 (2012)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v4i1.2537

Abstract

MUI’s Fatwa about illegitimating of banking interest can beseen as an opportunity of Islamic banking and Islamic financial institutions to educate the public about the importance of operations in the Islamic financial institutions. This fatwa also marked that the emergency to receive interest in Islamic law has ended. Various alternative approaches in marketing can be done to work on segments of banking and Islamic financial institutions even in the middle of banking competitions. Alternative marketing approach that focuses on segment, marketing radical, and value creation, and spiritual advocate creation become very effective to face the competition of banking today. These are can be used in maintaining and even expanding the market share of Islamic banking.DOI: http://dx.doi.org/10.15408/aiq.v4i1.2537
Potensi dan Strategi Marketing Perbankan Syariah pada Segmen Kelas Menengah Indonesia Rizal, Sofyan
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 5 No. 2 (2013)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v5i2.2563

Abstract

Group of middle-class society is a tremendous market for Islamic business, especially Islamic banking. The fact that the majority of Indonesia's population is Muslim, Islamic business institutions should work on the mid-market segment earnestly. The potential of middle class development in Indonesia gives an opportunity for Islamic banks to compete in the market. Various characteristics of the middle class used as a valuable input in conducting market segmentation, targets, and formulate strategies to create the accepted products.DOI: 10.15408/aiq.v5i2.2563
The Resilience of Sharia and Conventional Banks in Indonesia during the Covid-19 Pandemic Crisis Hidayah, Nur; Zamilah, Ainun; Rizal, Sofyan; Jaharuddin, Jaharuddin
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 13 No. 2 (2021)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v13i2.23964

Abstract

Abstract. This study aims to analyze the effect of COVID-19 on banking resilience in Indonesia and to investigate whether there are differences in the effect of COVID-19 on Islamic and conventional banks. Using panel regression with robust standard error on 38 conventional banks and sharia banks going public in Indonesia, covering the period before the COVID-19 pandemic (Q3 2018-Q4 2019) and during the COVID-19 pandemic (Q1 2020 – Q2 2021), it shows that the existence of the covid-19 crisis has a significant effect on all bank financial performance indicators, but not significant on all bank risk indicators. Using the independent t-Test test with the assumption of unequal variance and Welch correction, this study conducts a comparative test based on six panels of criteria and found that Islamic banks are more resilient than conventional banks.Keywords: Resilience, Bank Financial Performance, Bank Risk, Covid-19 Abstrak. Penelitian ini bertujuan untuk menganalisis pengaruh COVID-19 terhadap resiliensi perbankan di Indonesia dan menginvestigasi apakah terdapat perbedaan pengaruh COVID-19 terhadap resiliensi bank syariah dan konvensional. Menggunakan regresi panel dengan Robust standard error pada 38 bank konvensional dan bank syariah yang sudah ‘go public’ di Indonesia, meliputi periode sebelum pandemi COVID-19 (Q3 2018-Q4 2019) dan selama pandemi COVID-19 ( Q1 2020 – Q2 2021), studi ini menunjukkan bahwa keberadaan krisis covid-19 berpengaruh signifikan terhadap semua indikator kinerja keuangan bank, dan tidak signifikan terhadap semua indikator risiko bank. Dengan menggunakan uji Independent t-Test dengan asumsi unequal variance dan Welch correction, penelitian ini melakukan uji komparatif berdasarkan enam panel kriteria dan diperoleh kesimpulan bahwa bank syariah lebih tangguh dibandingkan bank konvensional.Kata kunci: Ketahanan, Kinerja Bank, Risiko Bank, Covid-19
Co-Authors Ainun Zamilah Ali Rahmat Anggraini, Zulfa Asyari Hasan, Asyari Atikah Edi Mulyono Fadillah, Sobari Husnah, Siti Syavinatul Jaharuddin, Jaharuddin Nur Hidayah Roikhan Mochamad Aziz, Roikhan Mochamad Rr Tini Anggraeni Salam Almuhtasib, Abdul Shafira, Alfina Sunaryanto Syamsuri, Ahmad Rofi Zulkifli Zulkifli