Garuda - Garba Rujukan Digital

Strategi Alternatif Marketing Perbankan dan Lembaga Keuangan Syariah Rizal, Sofyan
Al-Iqtishad: Journal of Islamic Economics Vol 4, No 1: January 2012
Publisher : Faculty of Shariah and Law

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v4i1.2082

MUIs fatwa about illegitimating of banking interest can be seen as an opportunity of Islamic banking and Islamic financial institutions to educate the public about the importance of operations in the Islamic financial institution. This fatwa also marked that the emergency to receive interset in Islamic law has ended. Various alternative approaches in marketing can be done to work on segments of banking and Islamic financial institutions even in the middle of banking competitions. Alternative marketing approach that focuses on segment, marketing radical, and value creation, and spiritual advocate creation become very effective to face the competition of banking today. These are can be used in maintaining and even expanding the market share of Islamic bankingDOI: 10.15408/aiq.v4i1.2082

Potensi dan Strategi Marketing Perbankan Syariah pada Segmen Kelas Menengah Indonesia Rizal, Sofyan
Al-Iqtishad: Journal of Islamic Economics Vol 5, No 2: July 2013
Publisher : Faculty of Shariah and Law

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v5i2.2116

Group of middle-class society is a tremendous market for Islamic business, especially Islamic banking. The fact that the majority of Indonesias population is Muslim, Islamic business institutions should work on the mid-market segment earnestly. The potential of middle class development in Indonesia gives an opportunity for Islamic banks to compete in the market. Various characteristics of the middle class used as a valuable input in conducting market segmentation, targets, and formulate strategies to create the accepted products.DOI: 10.15408/aiq.v5i2.2116

Titik Temu dan Sinergi Ekonomi Islam dan Ekonomi Kerakyatan Rizal, Sofyan
Al-Iqtishad: Journal of Islamic Economics Vol 3, No 1: Januari 2011
Publisher : Faculty of Shariah and Law

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v3i1.2206

In fact, Islamic and populist economy have the same objective: they are welfare and fairness for all people. In Islam, the economical welfare and the fairness must be based on islamic norms and ethics. Koperasi is a populist economic institution that has been long existed in Indonesia. Koperasi is the main institution that is expected by the founders of this nation as a toll of economical equality and fairness. At the concept of implementation level, koperasi has a lot of compatibility with the appropriate institutions of economics empowerment of IslamDOI: 10.15408/aiq.v3i1.2206

Representation of Piety in Subuh Prayer Memes on The Internet: A Meanings and Media Perspective Sunaryanto; Rizal, Sofyan; Syamsuri, Ahmad Rofi
Ath Thariq Jurnal Dakwah dan Komunikasi Vol 8 No 2 (2024): Ath-Thariq: Jurnal Dakwah dan Komunikasi
Publisher : Fakultas Ushuluddin Adab dan Dakwah IAIN Metro-Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ath-thariq.v8i2.6z9gkd69

This research aims to critically analyze the representation of the meaning of piety in Subuh prayer memes on the internet. This research is important to carry out because many memes have been found with Islamic themes or Islamic da’wah, which carry various meanings of gender ideology, conservatism, religion, religious liberalism, and other related concepts. The theoretical framework employed in this research is meanings and media, which comprises four distinct concepts: semiotics, structuralism, denotation and connotation, and code (including myth and ideology). This study uses a qualitative content analysis method with semiotic analysis as the primary approach. The data were collected through purposive sampling, focusing on four (4) memes with the theme of Subuh prayers and their relation to social phenomena, namely New Year celebrations, watching football, the lunar eclipse and the soap opera Eclipse, as well as Eid al-Fitr celebrations. This research found that Subuh prayer memes on the internet use various texts which signify the ideological struggle of conservative Islamic groups. Popular culture and local culture for conservative Islamic groups must be rejected because it is the reason why Muslims do not perform the Subuh prayer in congregation at the mosque. The meanings of denotation, connotation, and structuralism are the aspirations to construct a structure based on unadulterated Islamic tenets that are not mixed with popular culture or local culture. In code, Subuh prayer memes on the internet represent the mythical and ideological struggle of conservative Islamic groups who want to build a society based on pure Islamic teachings.

MELAWAN BORJUISASI GAYA HIDUP PEREMPUAN DESA: PEMAKNAAN TERHADAP FILM PENDEK JAGOKU UNTUK MBAK MENTIK: AGAINST THE BOURGEOISATION OF VILLAGE WOMEN'S LIFESTYLE: MEANING OF THE SHORT FILM JAGOKU FOR MBAK MENTIK Sunaryanto, Sunaryanto; Syamsuri, Ahmad Rofi; Rizal, Sofyan
ANDHARUPA: Jurnal Desain Komunikasi Visual & Multimedia Vol. 11 No. 1 (2025): Maret 2025
Publisher : Dian Nuswantoro University

Show Abstract | Download Original | Original Source | Check in Google Scholar

Penelitian ini bertujuan untuk menjelaskan makna perlawanan terhadap borjuisasi gaya hidup perempuan desa yang direpresentasikan dalam film pendek Jagoku Untuk Mbak Mentik yang ditayangkan dalam kanal YouTube Paniradya Kaistimewan. Penelitian ini menggunakan jenis kualitatif dengan pendekatan studi media dan kajian budaya yang menggunakan paradigma kritis. Analisis data menggunakan analisis tekstual media berdasarkan teori meanings and media yang dibagi menjadi 4 (empat) konsep: semiotika, denotasi dan konotasi, strukturalisme, dan kode (mitos dan ideologi). Penelitian menyimpulkan bahwa film pendek Jagoku Untuk Mbak Mentik secara semiotika terdapat tanda yaitu laptop, rumah dengan dinding kayu, kursi kayu. Laptop merupakan simbol perjuangan gender, modernitas dan kapitalisme karena digunakan sebagai sarana untuk berbelanja online dengan sistem hutang (pay later). Rumah dengan dinding dan kursi kayu merupakan simbol tradisionalisme masyarakat desa yang bekerja sebagai petani. Makna denotasinya adalah bahwa perempuan desa bisa menggunakan teknologi untuk membangun gaya hidup modern dan melawan ketimpangan gender. Makna konotasinya adalah kehadiran teknologi laptop dan internet justru menjadikan perempuan desa harus tunduk pada gaya hidup borjuis dan konsumtif yang didorong oleh kapitalisme global. Struktur sosial yang direpresentasikan dalam film adalah perebutan kekuasaan antara ideologi gender, kapitalisme, dan tradisionalisme budaya masyarakat petani.

Optimalisasi Peran Sukuk dalam Meningkatkan Kinerja Industri Halal di Indonesia Shafira, Alfina; Rizal, Sofyan; Aziz, Roikhan Mochamad; Hasan, Asyari
JENTRE Vol. 6 No. 1 (2025): JENTRE: Journal of Education, Administration, Training and Religion
Publisher : Balai Diklat Keagamaan Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38075/jen.v6i1.536

This study explores the strategic role of sukuk (Islamic bonds) in advancing the performance of Indonesia's halal industry, which holds vast potential given the country’s large Muslim population. The purpose of this research is to identify how sukuk can be utilized as an effective Islamic financial instrument to support the growth of various halal sectors, including food, cosmetics, pharmaceuticals, tourism, and fashion. Employing a qualitative descriptive method through a literature review, this study synthesizes data from scholarly journals, institutional reports, and regulatory sources. The findings show that sukuk significantly contributes to the financing needs of the halal industry, particularly in infrastructure development, production capacity expansion, and market competitiveness. Furthermore, the integration of sukuk-based financing supports Indonesia’s vision to become a global hub for the halal economy. The study concludes that optimizing sukuk issuance and public awareness through multi-stakeholder collaboration—including government, Islamic scholars, financial practitioners, and industry players—is essential for accelerating the industry's performance. It is recommended that Indonesia strengthen policy frameworks, enhance halal certification efficiency, and encourage sukuk-backed investment mechanisms to boost national halal industry competitiveness.

Determinants of Market Share of Islamic Commercial Banks in Indonesia in the Economic System Shafira, Alfina; Rizal, Sofyan; Aziz, Roikhan Mochamad
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 8, No 2 (2025): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v8i2.8092

This research analyzes the impact of the BI Rate, CAR, ROA, FDR, as well as Murabahah and Musyarakah financing, on the market share of Islamic Commercial Banks (BUS) in Indonesia. Using quantitative panel data regression on quarterly data from 7 BUSs covering the period 2015-2024, the study found that all tested variables significantly affect market share. The BI Rate, as a macroeconomic factor, showed significance, indicating the sensitivity of Islamic banking to external economic conditions and monetary policy. Internal factors such as CAR (Capital Adequacy Ratio) and ROA (Return on Assets) positively and significantly influenced market share, aligning with Islamic economic principles of maintaining stability and wealth. FDR (Financing-to-Deposit Ratio) also had a positive effect, highlighting the link to real sector financing. On the product side, Murabahah, the dominant financing contract, proved individually significant. Musyarakah, although less utilized due to higher risk, also exerted a positive influence, underscoring the potential of Profit-Loss Sharing (PLS) schemes in Islamic finance. Overall, the findings indicate that BUS market share is influenced by a combination of external factors (BI Rate), internal health (CAR, ROA), and a focus on real sector financing (FDR, Murabahah, Musyarakah), implying a connection between the fundamental performance of Islamic banks and the real sector they finance.

The Influence of Service Quality, Customer Value, and Corporate Image on Customer Loyalty (Case Study of PT BNI Syariah Tanah Abang Branch) Anggraini, Zulfa; Rizal, Sofyan
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 8, No 3 (2025): Budapest International Research and Critics Institute August
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v8i3.8103

The purpose of study was to analyze the effect of service quality., customer value and company image on customer loyalty at PT. BNI Syariah Tanah Abang Branch. The type of research is quantitative. The data source of study is primary data derived from the sample, namely the customers of PT. BNI Syariah Tanah Abang Branch. Data collection was done using purposive sampling by spreading to 100 respondents. This study uses multiple linier regression analysis method. The results of study show that 1) service quality doesn’t significantly influence customer loyalty. 2) customer value significantly influences customer loyalty. 3) company image significantly influence customer loyalty, and 4) service quality, customer value and influential company image significantly influence customer loyalty.

Global Risk Factors and Macroeconomic Conditions Affect Jakarta Islamic Index (JII): Evidence from Indonesia Husnah, Siti Syavinatul; Nugraha, Deni Pandu; Rizal, Sofyan
Maliki Islamic Economics Journal Vol 2, No 1 (2022): Maliki Islamic Economics Journal
Publisher : Faculty of Economics UIN Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/miec.v2i1.16615

This study aims to analyze three things, namely analyzing the causality relationship between variables. Analyze the short-term relationship between macroeconomic variables with JII Stock Price and Trade Volume and analyze the long-term relationship between macroeconomic variables with JII Stock Price and Trade Volume. The sample used is the JII30 Index and the trading volume from JII 30 from 2008-2020. The results of this study indicate three things, firstly it is found that several variables have a causal relationship in either one or two directions, then from testing the short-term effect it is found that only the oil price variable has a significant effect on JII while other variables do not, while the short-term effect test It was found that all macroeconomic variables had no significant effect on volume. Finally, from the long-term test results, only the Inflation variable has no significant effect on the JII variable in the long term, while only the BI Rate and Inflation variables have no significant effect on trading volume.

Optimalisasi Peran Sukuk dalam Meningkatkan Kinerja Industri Halal di Indonesia Shafira, Alfina; Rizal, Sofyan; Aziz, Roikhan Mochamad; Hasan, Asyari
JENTRE Vol. 6 No. 1 (2025): JENTRE: Journal of Education, Administration, Training and Religion
Publisher : Balai Diklat Keagamaan Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38075/jen.v6i1.536

This study explores the strategic role of sukuk (Islamic bonds) in advancing the performance of Indonesia's halal industry, which holds vast potential given the country’s large Muslim population. The purpose of this research is to identify how sukuk can be utilized as an effective Islamic financial instrument to support the growth of various halal sectors, including food, cosmetics, pharmaceuticals, tourism, and fashion. Employing a qualitative descriptive method through a literature review, this study synthesizes data from scholarly journals, institutional reports, and regulatory sources. The findings show that sukuk significantly contributes to the financing needs of the halal industry, particularly in infrastructure development, production capacity expansion, and market competitiveness. Furthermore, the integration of sukuk-based financing supports Indonesia’s vision to become a global hub for the halal economy. The study concludes that optimizing sukuk issuance and public awareness through multi-stakeholder collaboration—including government, Islamic scholars, financial practitioners, and industry players—is essential for accelerating the industry's performance. It is recommended that Indonesia strengthen policy frameworks, enhance halal certification efficiency, and encourage sukuk-backed investment mechanisms to boost national halal industry competitiveness.

Title

Found 12 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 12 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 12 Documents
Search