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All Journal Signifikan : Jurnal Ilmu Ekonomi JURNAL AKUNTANSI DAN AUDITING Jurnal Indo-Islamika Kinerja EQUILIBRIUM Jurnal Ushuluddin Jurnal Pengabdian Kepada Masyarakat (Indonesian Journal of Community Engagement) Falah : Jurnal Ekonomi Syariah Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Prosiding SI MaNIs (Seminar Nasional Integrasi Matematika dan Nilai-Nilai Islami) Jurnal Ilmiah Ekonomi Islam Journal of Management Review Jurnal Pengabdian Pada Masyarakat International Journal of Islamic Economics and Finance (IJIEF) Jurnal SIKAP (Sistem Informasi, Keuangan, Auditing Dan Perpajakan) Jurnal Organisasi Dan Manajemen Jurnal Agrotek UMMat JCES (Journal of Character Education Society) MATAPPA: Jurnal Pengabdian Kepada Masyarakat Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam International Journal of Islamic Business and Economics (IJIBEC) E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Jurnal Online Insan Akuntan SULTANIST: Jurnal Manajemen dan Keuangan Jurnal Ilmiah Edunomika (JIE) JURNAL EKONOMI SYARIAH Jurnal Riset Entrepreneurship IJECA (International Journal of Education and Curriculum Application) Jurnal Pasar Modal dan Bisnis Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Nusantara Science and Technology Proceedings JPDPM Al Mashaadir : Jurnal Ilmu Syariah JENTRE JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) JENTRE: Journal of Education, Administration, Training and Religion JAMAIKA: Jurnal Abdi Masyarakat Journal of Innovation Research and Knowledge Prosiding SNPBS (Seminar Nasional Pendidikan Biologi dan Saintek) Amal: Jurnal Ekonomi Syariah Equilibrium: Jurnal Ekonomi Syariah Jurnal Kajian Ekonomi dan Perbankan Syariah
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Development Of Small Medium Entreprise With External, Internal, And Religiosity Factors In Islamic Banks Aziz, Roikhan Mochamad
KINERJA Vol 21, No 1 (2017): KINERJA
Publisher : Faculty of Economics Universitas Atma Jaya Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24002/kinerja.v21i1.1032

Abstract

The purpose of this research is to analyze the influence of external, internal and religiosity variable that proxies to inflation, Bank Indonesia Certificate Sharia (SBIS), Non Performing Financing (NPF) and Third Party Fund (DPK) to Small and Medium Enterprises Financing in the Islamic Bank in Indonesia. The data is used Time Series data periods of January: 2011 – March: 2016 from Statistic Banking of Indonesia by analyzed of Multiple Linear Regression and Hahslm method. The results of this research indicate that the variable Inflation, Bank Indonesia Sharia Certificate (SBIS), Non Performing Financing (NPF) and Third Party Fund (DPK) have partially influence to Small and Medium Enterprises Financing. This is showed by the value of Adjusted R Square of 60,7% while the remaining 39,3% influence by other factors. In this research showed Inflation, Non Performing Financing (NPF) and Third Party Fund (DPK) have a significantly and positive effect on the Small and Medium Enterprises Financing. Meanwhile, Bank Indonesia Sharia Certificate (SBIS) has no significantly effect on Small and Medium Enterprises Financing. Simultaneously, the overall independent variables have a significant influence to Small and Medium Enterprises Financing.Keywords: Inflation, SBIS, NPF, Islamic Banking.
Determinant of Islamic Pension Fund In Indonesia Aziz, Roikhan Mochamad; Jayaprawira, Acep R.; Sulistyowati, Sulistyowati
International Journal of Islamic Business and Economics (IJIBEC) IJIBEC VOLUME 3 NO. 1 JUNE 2019
Publisher : Faculty of Islamic Economics and Business of Institut Agama Islam Negeri (IAIN) Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1513.653 KB) | DOI: 10.28918/ijibec.v3i1.1431

Abstract

The research aims to know the variables that affect the assets of Pension Funds by Financial Institutions (DPLK, Pension funds by financial institution) Muamalat, which is the performance of Bank Muamalat as internal factors that described in the variable Profit of Bank Muamalat and third-party funds. The external factors are Bank Indonesia Sharia Certificates (SBIS, Sertifikat Bank Indonesia Syariah) as an indicator of the placement of Islamic funds, and profit of DPLK Muamalat as a religious factor.The method used in this research is done by Multiple Correlation Regression Analysis with monthly data starting from April 2008 (since the existence of SBIS) until October 2017. Moreover, Analysis Method of HahSlm Theory is added which is an analysis that approached according to Islamic thinking model to provide a benchmark that corresponds to the religious value.The final result of this study emphasizes that all factors, which consist of the internal factors, external factors and religious factors, affect the assets of DPLK Muamalat. It is interesting to know that the profit of Bank Muamalat has a negative correlation. That is certainly not in accordance with the existing theory that performance or credibility of the main business (Bank Muamalat) has a big influence on the performance of DPLK Muamalat. It is expected that the results of the research is useful for every party, from the regulator party like the Financial Services Authority (OJK, Otoritas Jasa Keuangan), the industrial parties (the other DPLK), the company, and the participants of the Pension Funds by Financial Institutions.
IMPLEMENTATION OF STATE SUKUK BASED ON STATE ASSETS Aziz, Roikhan Mochamad; Yaumi, Anukhrija
Ad Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 3, No 2 (2019)
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (729.241 KB) | DOI: 10.30868/ad.v3i2.516

Abstract

This study aims to analyze of Sukuk development based on underlying of State Own Property (BMN, Barang Milik Negara) in Indonesia with Islamic Perspective. The data used in this study is the secondary data and the method used Strong Weakness Opportunity Threat Reflexivity Religiosity (SWOTR2) analysis with the help of some literature as sources and interviews conducted during the study. The results of this study indicate that by the end of 2016, the value of Sukuk emission has reached 20,425.4 Billion Rupiah (USD 1,520). With the total of State Budget (APBN) Rp 2,152,695 Billion (USD 159,700), the market share of Sukuk in Indonesia in 2016 reaches 0.95%. To make Sukuk more growing, Indonesia has a new breakthrough by using state assets as an underlying asset in its issuance. However, the use of such underlying assets is only limited to state property (BMN), so it is necessary to extend the state assets used as underlying. Because the wealth of the state is not limited to the existence of a thing in the form of buildings, but also includes all the natural wealth attached to the asset.
EFFICIENCY OF ZAKAT MMANAGEMENT OORGANIZING (OPZ) IN INDONESIA Aziz, Roikhan Mochamad
JURNAL AKUNTANSI DAN AUDITING Volume 16, Nomor 1, Tahun 2019
Publisher : Department of Accounting, Faculty of Economics & Business,Diponegoro University, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1228.93 KB) | DOI: 10.14710/jaa.16.1.112-149

Abstract

National charity potential in Indonesia is very large, but not comparable to the fact that the number accumulation ZIS in Indonesia. Then, needs to be done to optimize the potential of zakat is one of them with efficiency. The purpose of this study was to determine the level of efficiency of Zakat Management Organization (OPZ). The sampling technique used in this research is purposive sampling by taking a sample of 2 organizations zakat is BAZNAS and PKPU. The data used in this research is secondary data obtained from financial statements published by BAZNAS and PKPU. Measurement of efficiency in this study using Data Envelopment Analysis (DEA).Input variables used in this study is the operational costs and personnel costs, while the output variable is the receipt and disbursement of zakat. Results from this study showed that only BAZNAS who always achieve efficiency levels of 100 percent during 2011-2013, while PKPU experiencing fluctuating conditions of efficiency. On average achievement BAZNAS efficiency from 2011 through 2013 is equal to 100 per cent, while the average achievement of efficiency PKPU fluctuated during the period 2011-2013 amounted to 52.13 percent.
UPAYA MENINGKATKAN MOTIVASI BERWIRAUSAHA YANG BERBASIS ONLINE PADA MASYARAKAT DESA TANJAKAN Aziz, Roikhan Mochamad; Haq, Dhiyaul; Meilani, Meilani; Zahroh, Sekar Aini
MATAPPA: Jurnal Pengabdian Kepada Masyarakat Vol 3, No 1 (2020): Maret ( Article In Progress)
Publisher : STKIP Andi Matappa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (349.232 KB) | DOI: 10.31100/matappa.v3i1.497

Abstract

The level of acceptance in Indonesia is quite large, many factors cause it, one of them less able to compete in the world of work. The purpose of this study is to introduce and motivate citizens about entrepreneurship by using technology that is being developed continuously. This research was conducted in Tanjakan Village, Rajeg District, Tangerang Regency, Banten. The method used is descriptive qualitative. The subject is the Tanjakan community itself. From this research, it can be seen that what is related to related citizens through online media, both, but minimation, understands how to do entrepreneurship using technology that makes citizens less courage to start a business.
Analysis the level of Efficiency of Sharia Commercial Bank and Sharia Business Unit in Indonesia with Data Envelopment Analysis Method Aziz, Roikhan Mochamad; Amanda, Dita Nur
Jurnal Organisasi dan Manajemen Vol. 17 No. 1 (2021): January - June
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/jom.v17i1.834.2021

Abstract

This research has the purpose to measure efficiency and analyze the efficiency comparison between Sharia Commercial Bank (BUS) and Sharia Bussines Unit (UUS) in Indonesia and compare the efficiency during the period 2008-2013. There are 10 Islamic banks which are used as samples of this research consisting of 3 Sharia Commercial Bank (BUS) and 7 Sharia Business Unit (UUS) that were chosen by purposive sampling. Efficiency measurements in this research using Data Envelopment Analysis (DEA). To determine differences in efficiency between Sharia Commercial Bank (BUS) and Sharia Bussines Unit (UUS), this study uses a different test parametric independent sample t-test. The result of this research showed that there is no significant difference between the efficiency of Sharia Commercial Bank (BUS) and Sharia Bussines Unit (UUS), during the period of 2008-2013 with possible intervention t value (-0.429) < t table (2.002) and probability value =0.000.
Integration of Islamic Mathematics in Quranic Equation and Universe Creation Roikhan Mochamad Aziz
Prosiding SI MaNIs (Seminar Nasional Integrasi Matematika dan Nilai-Nilai Islami) Vol 3 No 1 (2019): Prosiding SI MaNIs (Seminar Nasional Integrasi Matematika dan Nilai Islami)
Publisher : Mathematics Department

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The research aims to find the consistency in the different phenomenon of mathematic such as quranic triangular numbers and creation of universe. The equation number of the triangular numbers is 72319. And also God equation has the same digital number of 72319 to create the universe. The research data is from the Quran and real factor in universe. The methodology use system approach based on prophecies development and empirical values. The approach of the study is descriptive analysis with comparative advantages. Triangular numbers have group of 319, 913, 616 to form reflexivity equation. Allah math has algorythm of 725 to create the universe as Quran Al-Anbiya 21.30. These 2 (two) method have same digital numbers of 472319 that explained in the Quran Al-Hijr 15.87. Conclusions are both approach has consistency numbers of 472319 or Hahslm equation. This Hahslm equation consist of Islam as the integral parts of Universe guidance Theory (UGT).
KETERKAITAN INDIKATOR MONETER SYARIAH TERHADAP PENDAPATAN DOMESTIK BRUTO Yunie Fitriani; Roikhan Mochamad Aziz; Fitri Amalia
Signifikan: Jurnal Ilmu Ekonomi Vol 1, No. 1, April 2012
Publisher : Faculty of Economic and Business Syarif Hidayatullah State Islamic University of Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (152.955 KB) | DOI: 10.15408/sjie.v1i1.2595

Abstract

The purpose of this research is to analyze in the short term and long term between the four independent variables including: the financing of Islamic banking, the Jakarta Islamic Index (JII), the Islamic Bank Indonesia certificates (SBIS), and the money supply (JUB) to gross domestic product (GDP). This research uses the test to notice any indications of Granger was awarded a long-term relationship and Error Correction Model to see the existence of a short-term relationship. The result shows that in the short-run only SBIS that have a short-run relationship to GDP. In the long-run all the independent variables can explain the long-run relationship to GDPDOI: 10.15408/sjie.v1i1.2595 
KUANTITAS ASET BANK SYARIAH DI INDONESIA Roikhan Mochamad Aziz; Fahrudin Fahrudin
Al Mashaadir : Jurnal Ilmu Syariah Vol 2, No 1 (2021)
Publisher : STIS Ummul Ayman, Meureudu, Pidie Jaya, Aceh, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52029/jis.v2i1.40

Abstract

This study aims to analyze the influence of Islamic banking financing, certificates of Indonesia sharia banks, and third-party funds, short-term and longterm to total assets of the Islamic banking in Indonesia. Analyses were performed using monthly time series data published by Bank Indonesia from 2006 to 2011 The method used in this study is the dynamic model of Engle and Granger, Error Correction Model.The results of this study indicate that Islamic banking financing variables (0.0000), Bank Indonesia Sharia Certificate (0.0001) and third-party funds (0.0000) has a positive and significant impact in the short term to total assets of the Islamic banking in Indonesia, as well as in the long-term variable Islamic banking financing (0.0297), bank Indonesia sharia certificate (0.0011) and thirdparty funds (0.0299) also has a positive and significant impact on the total assets of the Islamic banking in Indonesia.
TEORI H SEBAGAI ILMU WAHYU DAN TURATS DALAM ISLAM Roikhan Mochamad Aziz
Jurnal Ushuluddin Vol 24, No 1 (2016): January - June
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/jush.v24i1.1347

Abstract

Konsep konvensional ditemukan dalam bentuk teori H yang hampir mampu menyatukan dimensi ruang dan waktu, tetapi masih menyisakan struktur dan sistematika yang belum jelas. Ajaran Islam sebagaimana tertera dalam Al Qur’an Surah al-Hijr [15]:87 telah menafsirkan dimensi ruang dan waktu dengan makna berjenjang signifikansi 7 dan Al Qur’an. Teori H sebagai rumus bisa lebih baik dan lebih tepat, karena dapat melakukan sinkronisasi dengan simbol akar kata dari Islam. The Hahslm persamaan H = Ah (SLM) dapat diperoleh dengan teori tunggal yang juga didasarkan pada nilai-nilai Islam dan berasal dari al-Qur’an yang merupakan firman Allah SWT. Firman Allah SWT ini akan menjadi jawaban bagi pengembangan ilmu pengetahuan konvensional yang berdasarkan nilai-nilai empiris bersama-sama dengan ilmu pengetahuan Islam yang berdasarkan nilai ibadah atau nilai intangible. Pada akhirnya, peradaban manusia mampu menerobos kebuntuan bersatunya ilmu yang mandeg di urutan dimensi yang berbeda. Dan Islam akan diakui sebagai formula tunggal dalam pemikiran manusia