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All Journal Analisis: Jurnal Studi Keislaman Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) ANDHARUPA MUHARRIK: JURNAL DAKWAH DAN SOSIAL Ath Thariq Jurnal Dakwah dan Komunikasi Jurnal Ilmiah Edunomika (JIE) Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences JENTRE International Journal of Science and Society (IJSOC) JENTRE: Journal of Education, Administration, Training and Religion Maliki Islamic Economics Journal IIJSE
Sofyan Rizal, Sofyan
Universitas Nasional Jakarta
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Materials Science & Nanotechnology Mathematics Social Sciences Other

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THE INFLUENCE OF CAPITAL VENTURE SHARIAH AND MUSYARAKAH TO GROWTH MSME’S IN WEST JAVA Salam Almuhtasib, Abdul; Hasan, Asyari; Rizal, Sofyan
JURNAL ILMIAH EDUNOMIKA Vol. 9 No. 2 (2025): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The contribution of MSMEs to economic growth is one of the key factors where in 2023 the contribution of MSMEs to Gross Domestic Bruti (GDP) reached Rp 9,580 Trillion, but this was not accompanied by business development which ultimately became a new problem for the economy. Customer financing in Islamic banking is always consumptive and unsustainable financing in the consumptive retail sector reaches 40.8% while the average micro financing is still at 21.66%, in the end it is the habit that shapes the community and MSME players to behave the same consumptive and get used to credit and not used to the profit sharing system. This problem is one of the foundations for the presence of this research, this research method uses quantitative methods with secondary data where the calculation is in accordance with the ratio to calculate the growth of MSMEs in West Java with indicators of musyarakah contracts and Islamic venture capital. The results in this study are total capital is negative with a value of 3,208 or no effect, the duration of the contract has a positive effect on the growth of MSMEs in West Java 0.145, the proportion of capital also has a positive effect on the growth of MSMEs in West Java 0.088 and profit sharing has an effect of 0.252 on the growth of MSMEs. So it can be concluded that the growth of MSMEs is influenced by the duration of the contract, the proportion of capital and profit sharing.
Reading the Ideology of Salafi Da'wah: Media Technology Perspective Sunaryanto, Sunaryanto; Rizal, Sofyan; Mulyono, Edi
Analisis: Jurnal Studi Keislaman Vol 23 No 1 (2023): Analisis : Jurnal Studi Keislaman
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/ajsk.v23i1.14466

Abstract

Salafi expand da'wah using various media technologies. The use of various media as a means of Salafi da'wah shows that Salafis accept the presence of media technology well and use it to build an ideological da'wah movement. The discourse in this study was completed by qualitative research using a literature study approach, data analysis techniques using flow techniques with data reduction, data display, and formulating conclusions with data analysis. This study concludes that da'wah using media technology causes ideological conflicts with external parties, especially with traditional da'wah groups (eg Nahdlatul Ulama/ NU). The Salafi da'wah ideology can be accepted by the wider community because it uses new media as a place of work. New media for salafis is not only a place of preaching work but also a place to fight for their ideological authority. Salafi constructs ideological constructions through various digital images. The construction of Salafi ideology in digital images actually illustrates that the ideology of Salafi da'wah is not monolithic.
Religious Bourgeois Lifestyle of Celebrity Hijrah: Reading the Resurrection of the Muslim Middle Class Based on Cultural Imperalism and Global Economic Factors Sunaryanto, Sunaryanto; Rizal, Sofyan; Zulkifli, Zulkifli
MUHARRIK: Jurnal Dakwah dan Sosial Vol. 5 No. 1 (2022): Muharrik: Jurnal Dakwah dan Sosial
Publisher : Fakultas Dakwah Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/muharrik.v5i1.1209

Abstract

This paper attempts to analyze the bourgeois religious lifestyle of celebrities' hijrah from the perspective of globalization by focusing on how imperialism influences this lifestyle and why it is in line with the global economy. The theory used is the globalization theory of Gill Branston and Roy Stafford. The qualitative research approach is based on online and printed literature from books, websites, journals, and relevant research results. After the data is collected, the data analysis uses the interactive model of Miles and Huberman, namely data reduction, data display, interpretation, and conclusion. This study concludes that a bourgeois religious lifestyle is a form of Islamic identity for hijrah celebrities. The lifestyle displayed is bourgeois but does not leave Islam a symbol of Piety. The interpretation of the hijrah celebrity towards globalization is to construct it as a religious bourgeois identity. Cultural imperialism is a factor in forming the religious bourgeois lifestyle of celebrities who migrate in the identity displayed in the public space outside the network and in the public space in the network. The bourgeois religious lifestyle of hijrah celebrities can be in line with the interests of the global economy because they both need and complement each other.
Measuring Public Digital Awareness and Perception of The Transfer of Management of Soekarno-Hatta International Airport Railway Through a Digital Change Communication Strategy Atikah; Rizal, Sofyan; Fadillah, Sobari; Sunaryanto
International Journal of Science and Society Vol 7 No 4 (2025): International Journal of Science and Society (IJSOC)
Publisher : GoAcademica Research & Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54783/ijsoc.v7i4.1546

Abstract

This study examined the influence of awareness and perception on digital change communication and its impact on the transfer of management of the Soekarno-Hatta Airport Rail Link. The service, initially managed by PT Railink in 2018, was officially transferred to PT Kereta Commuter Indonesia (KCI) in 2023 as part of efforts to improve public transportation integration in the Greater Jakarta area. A quantitative approach with inferential statistical analysis was employed to test the relationships among the variables. The findings revealed that awareness did not significantly affect digital change communication, indicating that the level of awareness alone was not sufficient to enhance communication effectiveness. In contrast, perception significantly influenced digital change communication, showing that positive public perceptions could strengthen digital communication efforts. Furthermore, digital change communication had a significant effect on the transfer of management, emphasizing its crucial role in facilitating organizational transitions. The conclusion highlighted that effective digital communication strategies were essential in ensuring smooth management transitions in public transportation services.
TITIK TEMU DAN SINERGI EKONOMI ISLAM DAN EKONOMI KERAKYATAN Rizal, Sofyan
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 3 No. 1 (2011)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v3i1.2493

Abstract

In fact, Islamic and populist economy have the same objective: they are welfare and fairness for all people. In Islam, the economical welfare and the fairness must be based on Islamic norms and ethics. Koperasi is a populist economic institution that has been long existed in Indonesia. Koperasi is the main institution that is expected by the founders of this nation as a tool of economical equality and fairness. At the concept of implementation level, koperasi has a lot of compatybility with the appropiate institutions of economic empowerment of IslamDOI: 10.15408/aiq.v3i1.2493
STRATEGI ALTERNATIF MARKETING PERBANKAN DAN LEMBAGA KEUANGAN SYARIAH Rizal, Sofyan
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 4 No. 1 (2012)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v4i1.2537

Abstract

MUI’s Fatwa about illegitimating of banking interest can beseen as an opportunity of Islamic banking and Islamic financial institutions to educate the public about the importance of operations in the Islamic financial institutions. This fatwa also marked that the emergency to receive interest in Islamic law has ended. Various alternative approaches in marketing can be done to work on segments of banking and Islamic financial institutions even in the middle of banking competitions. Alternative marketing approach that focuses on segment, marketing radical, and value creation, and spiritual advocate creation become very effective to face the competition of banking today. These are can be used in maintaining and even expanding the market share of Islamic banking.DOI: http://dx.doi.org/10.15408/aiq.v4i1.2537
Potensi dan Strategi Marketing Perbankan Syariah pada Segmen Kelas Menengah Indonesia Rizal, Sofyan
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 5 No. 2 (2013)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v5i2.2563

Abstract

Group of middle-class society is a tremendous market for Islamic business, especially Islamic banking. The fact that the majority of Indonesia's population is Muslim, Islamic business institutions should work on the mid-market segment earnestly. The potential of middle class development in Indonesia gives an opportunity for Islamic banks to compete in the market. Various characteristics of the middle class used as a valuable input in conducting market segmentation, targets, and formulate strategies to create the accepted products.DOI: 10.15408/aiq.v5i2.2563
The Resilience of Sharia and Conventional Banks in Indonesia during the Covid-19 Pandemic Crisis Hidayah, Nur; Zamilah, Ainun; Rizal, Sofyan; Jaharuddin, Jaharuddin
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 13 No. 2 (2021)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v13i2.23964

Abstract

Abstract. This study aims to analyze the effect of COVID-19 on banking resilience in Indonesia and to investigate whether there are differences in the effect of COVID-19 on Islamic and conventional banks. Using panel regression with robust standard error on 38 conventional banks and sharia banks going public in Indonesia, covering the period before the COVID-19 pandemic (Q3 2018-Q4 2019) and during the COVID-19 pandemic (Q1 2020 – Q2 2021), it shows that the existence of the covid-19 crisis has a significant effect on all bank financial performance indicators, but not significant on all bank risk indicators. Using the independent t-Test test with the assumption of unequal variance and Welch correction, this study conducts a comparative test based on six panels of criteria and found that Islamic banks are more resilient than conventional banks.Keywords: Resilience, Bank Financial Performance, Bank Risk, Covid-19 Abstrak. Penelitian ini bertujuan untuk menganalisis pengaruh COVID-19 terhadap resiliensi perbankan di Indonesia dan menginvestigasi apakah terdapat perbedaan pengaruh COVID-19 terhadap resiliensi bank syariah dan konvensional. Menggunakan regresi panel dengan Robust standard error pada 38 bank konvensional dan bank syariah yang sudah ‘go public’ di Indonesia, meliputi periode sebelum pandemi COVID-19 (Q3 2018-Q4 2019) dan selama pandemi COVID-19 ( Q1 2020 – Q2 2021), studi ini menunjukkan bahwa keberadaan krisis covid-19 berpengaruh signifikan terhadap semua indikator kinerja keuangan bank, dan tidak signifikan terhadap semua indikator risiko bank. Dengan menggunakan uji Independent t-Test dengan asumsi unequal variance dan Welch correction, penelitian ini melakukan uji komparatif berdasarkan enam panel kriteria dan diperoleh kesimpulan bahwa bank syariah lebih tangguh dibandingkan bank konvensional.Kata kunci: Ketahanan, Kinerja Bank, Risiko Bank, Covid-19
SIMA and SBIS Effect on Liquidity in Sharia Commercial Banks Rahmat, Ali; Rizal, Sofyan
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 1 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i1.2812

Abstract

The study aims to determine the effect of the Interbank Mudharabah Investment Certificate (SIMA) on Liquidity in Islamic Commercial Banks, also to determine the effect of the Bank Indonesia Sharia Certificate (SBIS) on Liquidity in Islamic Commercial Banks, and determine the effect of SIMA and SBIS on Liquidity in Islamic Commercial Banks simultaneously. The type of research used in this research is quantitative research. Quantitative research is one of the research methods used to test a theory, present a fact or describe statistics, show relationships between variables, and some are to develop concepts, develop understanding, or describe many things. This study uses a quantitative approach in the form of financial ratios based on time series. Time series is data arranged chronologically according to time on a particular variable. The data used is monthly data. SIMA has no effect on liquidity in Islamic Commercial Banks for the 2016-2019 period, and SBIS has no effect on liquidity in Islamic Commercial Banks for the 2016-2019 period. At last, SIMA and SBIS have no simultaneous effect on liquidity in Islamic Commercial Banks for the 2016-2019 period.
Co-Authors Ainun Zamilah Ali Rahmat Anggraini, Zulfa Asyari Hasan, Asyari Atikah Edi Mulyono Fadillah, Sobari Husnah, Siti Syavinatul Jaharuddin, Jaharuddin Nur Hidayah Roikhan Mochamad Aziz, Roikhan Mochamad Rr Tini Anggraeni Salam Almuhtasib, Abdul Shafira, Alfina Sunaryanto Syamsuri, Ahmad Rofi Zulkifli Zulkifli