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All Journal Jurnal Pendidikan dan Konseling Journal of Innovative and Creativity
Tetty Rahmiati Harahap
Universitas Islam Labuhanbatu
Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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Analisis Pengaruh Gaya Belajar dengan Teknik Preferensi Sensori terhadap Hasil Belajar Mahasiswa Prodi Matematika Universitas Islam Labuhanbatu Hidayatul Mazidah Harahap; Tetty Rahmiati Harahap; Riana Sitio; Rika Syahmewah Munthe
Jurnal Pendidikan dan Konseling (JPDK) Vol. 4 No. 6 (2022): Jurnal Pendidikan dan Konseling: Special Issue (General)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jpdk.v4i6.10084

Abstract

Tujuan dalam penelitian ini yaitu untuk mengetahui pengaruh gaya belajar dengan teknik preferensi sensori terhadap hasil belajar mahasiswa prodi matematika universitas Islam Labuhanbatu. Jenis penelitian ini adalah jenis penelitian Deskriftif. Teknik pengumpulan data menggunakan angket dengan skala likert dengan teknik random sampling. Hasil Menunjukan gaya belajar mahasiswa lebih cenderung ke gaya belajar audiotorial dengan melihat rata rata UAS nilai semester Ganjil dan Genap mahasiswa tahun 2022 dengan persentase sebesar 65%, berdasarkan hasil regresi Linier berganda didapatkan hasil analisis Gaya belajar Auditorial dan Gaya belajar Kisnetik mendapatkan hasil yang signifikan terhadap hasil belajar dan gaya belajar Visual tidak signifikan terhadap hasil belajar mahasiswa. Gaya belajar memberikan kontribusi terhadap hasil belajar sebesar 13,4%
Pengaruh Digital Financial Literacy dan Adopsi Financial Technology Terhadap Kinerja UMKM di Labuhanbatu Dengan Akses Lembaga Keuangan Sebagai Variabel Moderasi Riana Sitio; Tetty Rahmiati Harahap; Erni Wahyuni
Journal of Innovative and Creativity Vol. 5 No. 3 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i3.5024

Abstract

The development of the digital economy requires MSMEs to adopt financial technology and increase financial digital literacy. However, the effectiveness of these factors in improving the performance of MSMEs still shows inconsistent results in the empirical literature. This quantitative research uses a survey of MSME samples. Data were analyzed using regression analysis and moderated regression analysis (MRA) techniques to test the direct influence and moderation effect. The results of the study revealed that digital financial literacy and the adoption of financial technology did not have a significant direct effect on the performance of MSMEs. However, both variables have been shown to significantly increase access to financial institutions. The main finding of this study is that access to financial institutions not only has a positive and significant direct effect on performance, but also acts as a moderator that strengthens the influence of digital financial literacy and the adoption of financial technology on the performance of MSMEs. This study highlights the need for an integrated approach in MSME empowerment policies. Increased digital capabilities and technology adoption must be synergized with expanded access to formal finance to maximize its impact on improving business performance. For further research, it is important to consider mediation mechanisms and other contingency variables.
Co-Authors Erni Wahyuni Hidayatul Mazidah Harahap Juwita Ferawati Riana Sitio Riana Sitio Riana Siyio Rika Syahmewah Munthe