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Transaksi Pasar Mata Uang (Foreign Exchange) Dalam Perspektif Fiqh Islam Huda, Bakhrul
MarÃƒÂ¢ji`: Jurnal Ilmu Keislaman Vol 2, No 1 (2015): September
Publisher : Koordinatorat Perguruan Tinggi Agama Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

The article discusses the mechanism of foreign exchange through what so-called Forex teamster. The study concludes that trading, viewed from the aspect of goods exchanged, consists of three kinds, namely barter, buying and selling of goods with money, and money exchange. It is allowed to use brokerâs service in money exchange activity. It has been even a compulsory (wÃ¢jib âayn) for a trader to select and chose a legal and trusteed broker in order to assure and secure his money. The reason is that a broker becomes not only wakÃ®l (a trustee or an agent) of trader to proceed the transaction of the trader into the market, but also plays role as a responsible person who guarantees the trustiness of market over the trader. In other words, a broker has to make the market trusts every traderâs transaction. The transaction has to cover all benefits and risks. It can be understood, therefore, that non-dealing desk broker is a person who meets the requirements of wakÃ¢lah and d}amÃ¢n contacts implemented within Forex transaction.

Transaksi Pasar Mata Uang (Foreign Exchange) dalam Perspektif Fiqh Islam Huda, Bakhrul
Marâji`: Jurnal Ilmu Keislaman Vol 2 No 1 (2015): September
Publisher : Koordinatorat Perguruan Tinggi Agama Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

The article discusses the mechanism of foreign exchange through what so-called Forex teamster. The study concludes that trading, viewed from the aspect of goods exchanged, consists of three kinds, namely barter, buying and selling of goods with money, and money exchange. It is allowed to use broker’s service in money exchange activity. It has been even a compulsory (wâjib ‘ayn) for a trader to select and chose a legal and trusteed broker in order to assure and secure his money. The reason is that a broker becomes not only wakîl (a trustee or an agent) of trader to proceed the transaction of the trader into the market, but also plays role as a responsible person who guarantees the trustiness of market over the trader. In other words, a broker has to make the market trusts every trader’s transaction. The transaction has to cover all benefits and risks. It can be understood, therefore, that non-dealing desk broker is a person who meets the requirements of wakâlah and d}amân contacts implemented within Forex transaction.

Praktik Jual Beli Jagung dengan Sistem Tebasan di Desa Triwung Lor Kecamatan Kademangan Kota Probolinggo Perspektif Akad Juzaf Mahmudah, Azizatul; Huda, Bakhrul
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 10 No. 2 (2020): el-Qist
Publisher : Islamic Economic Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2020.10.2.120-132

The practice of buying and selling corn with the wholesale system has been understood from generation to generation by the Muslim community in Triwung Lor village, Kademangan sub-district, Probolinggo City. This kind of buying and selling practice is carried out naturally and is not based on knowledge of religious teachings. Researchers are interested in uncovering this phenomenon with a fiqh analysis tool, namely the juz?f contract, because the majority of Triwung Lor villagers are Muslim and they must know their muamalah activities, that is, according to their Islamic teachings or not. This research reveals that the practice of buying and selling corn using the wholesale system carried out by the Muslim community in Triwung Lor village, Kademangan district, Probolinggo City tends to have fulfilled the juz?f sale and purchase agreement. That is the buying and selling that is allowed plural by fiqh scholars for objects that cause mashaqqah (difficulties) and have become a necessity for the majority of the community because of the ease of doing so. Key Words: Corn; buy and sell; wholesale; juz?f; Abstrak: Praktik jual beli Jagung dengan sistem tebasan telah makhlum dilakukan secara turun temurun oleh masyarakat Muslim di desa Triwung Lor kecamatan Kademangan Kota Probolinggo. Praktik jual beli semacam ini dilakukan secara natural dan tidak berlandaskan pengetahuan ajaran agama. Peneliti tertarik mengungkap fenomena ini dengan alat analisis fikih yaitu akad juz?f sebab mayoritas masyarakat desa Triwung Lor beragama Islam dan mereka harus mengetahui akan aktifitas muamalah mereka, yaitu sesuai dengan ajaran Islam yang mereka anut atau tidak. Penelitian ini mengungkapkan bahwa praktik jual beli Jagung dengan sistem tebasan yang dilakukan oleh masyarakat Muslim di desa Triwung Lor kecamatan Kademangan Kota Probolinggo cenderung telah memenuhi akad jual beli juz?f. Yaitu jual beli yang diperbolehkan secara jamak oleh para ulama fikih untuk objek yang menimbulkan mashaqqah (kesulitan) dan telah menjadi kebutuhan mayoritas masyarakat sebab kemudahan dalam melakukannya. Kata Kunci: Jagung; jual beli; tebasan; juzaf;

Optimalisasi Peluang Media Digital: Strategi Meningkatkan Fundraising Zakat di Lembaga Taman Zakat Indonesia Harfiah Ningrum, Ghosyi; Dwi Firnanda, Reza; Purnamasari, Widya; Huda, Bakhrul
Management of Zakat and Waqf Journal (MAZAWA) Vol. 3 No. 1 (2021): Management of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2021.3.1.45-62

Indonesia as a country with a majority Muslim population, daily life cannot be separated from the influence of Islam. One of the teachings of Islam that contains the meaning of the balance of the hereafter is zakat. Zakat is also one of the drivers of the Indonesian economy. Outlook Zakat 2017, states that every year the national zakat collection reaches 30.55%. However, the collection in the field only reached 5 trillion. This illustrates the high enthusiasm of the government and society in raising funds, but the efforts made are less than optimal. Coupled with increasingly modern technology, it will be able to support activities to be more effective and efficient, especially in collecting zakat funds. Using descriptive qualitative methods, researchers want to examine more deeply related to (1) the pattern used in the use of digital media, then identify (2) the opportunities and risks that arise from the use of digital media, so that it can be seen (3) the digital fundraising management strategy formulated in order to achieve the optimal level by LAZ Taman Zakat Indonesia. Primary data in the form of information obtained from primary sources through moderate participation observation activities and unstructured interview techniques. Meanwhile, secondary data is in the form of planning documents and activity reports obtained through documentation activities. With data analysis techniques of data reduction, data presentation, and drawing conclusions. As a result, the pattern of using digital media by LAZ Taman Zakat Indonesia in the activities of collecting zakat funds has been systematically designed. Coupled with the identification process of the opportunities and risks of using digital media. So that it has described the digital fundraising management strategy of zakat by LAZ Taman Zakat Indonesia to reach the optimal level.

ANALISIS KEMANDIRIAN SANTRI DAN PESANTREN : STUDI PADA KEWIRAUSAHAAN KOPERASI PONDOK PESANTREN AL - JIHAD SURABAYA Pramana, Bambang; Fahreza Rahmadana, Rayhan; Arul Ade Kusuma, Ahmad; Rizki Murtadho, Ihab; Huda, Bakhrul
Investama : Jurnal Ekonomi dan Bisnis Vol 10 No 01 (2024): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investamajurnalekonomidanbisnis.v10i01.1154

This study aims to find out how the development of entrepreneurship in the Al-Jihad Islamic Boarding School Surabaya is able to run in creating student independence and the pesantren economy. The method used in this study is descriptive qualitative. Data obtained from interviews with cooperative management chairmen and students, then made observations and were also supported by document studies relevant to this study. The results of this study show that the development of entrepreneurship in creating student independence and the pesantren economy has been carried out with the existence of the Al-Jihad Surabaya cooperative. However, there are problems such as poor management, unsuccessful market share expansion, and competition with the surrounding community that is quite tight. On the other hand, the impression of the cooperative is considered quite good seeing the various responses and support from students, leaders or the surrounding community. So in this case, strategic management is needed in the management of Islamic boarding school cooperatives in order to be able to improve the economic welfare of Al-Jihad Islamic Boarding School.

Analisis Penggunaan Akad Kafalah bi Al Ujrah pada Produk BSI Hasanah Card di Bank BSI–KCP UINSA Surabaya Mahfudloh, Filla Apriliani; Asy'ari, Mochammad Syahrul; Huda, Bakhrul
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 6 No. 1 (2024): Januari : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ekis.v6i1.711

This research aims to find out how the kafalah contract is used in BSI Hasanah Card products. The research method used is a qualitative method using a descriptive approach. The data sources used are primary data and secondary data. Primary data was obtained through a direct interview process with BSI KCP UINSA Surabaya. Secondary data was obtained from various literary sources such as books, journals, articles and other documents that support discussions related to the research theme. The results of this research show that the BSI Hasanah Card is in accordance with sharia principles. BSI Hasanah Card uses three sharia contracts, namely the kafalah bil ujrah, qard and ijarah contracts. The use of the BSI Hasanah Card places restrictions on its users by not being able to use it for types of transactions that are not in accordance with sharia. This can provide a sense of security and eliminate worry for BSI Hasanah Card users from all forms of transactions that contain elements of gharar and usury and are not in accordance with sharia provisions.

Wisata Religi dan Pemberdayaan Ekonomi Masyarakat Lokal: Studi Pada Kawasan Makam Putri Ayu Dewi Sekardadu dan Mbah Djaelani dalam Perspektif Ekonomi Islam Huda, Bakhrul
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 12 No. 1 (2025): Vol. 12 No. 1 (2025)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v12i1.19297

Penelitian ini bertujuan untuk mendeskripsikan pemberdayaan ekonomi masyarakat di area wisata religi Makam Putri Ayu Dewi Sekardadu dan Mbah Djaelani dan menganalisis faktor pendukung dan penghambat dalam pemberdayaan ekonomi masyarakat di area wisata religi Makam Putri Ayu Dewi Sekardadu dan Mbah Djaelani dalam perspektif ekonomi Islam. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan data primer yang diperoleh dari wawancara pengelola makam, warga sekitar dan perangkat desa, di mana dalam hal ini ada dua objek makam yang telah menjadi destinasi wisata religi. Observasi ke kedua objek juga menjadi data primer kami serta beberapa dokumen dan sumber berita menjadi data sekunder. Hasil wawancara, observasi dan studi dokumen yang telah ditelaah, diverifikasi dan dianalisis kemudian tersimpulkan untuk menjawab tujuan penelitian. Hasil penelitian menunjukkan bahwa pemberdayaan ekonomi masyarakat di kedua objek penelitian belum nampak. Faktor motivasi dan kebijakan pemerintah sebagai ūlī al-amr yang dapat mendukung adanya program pemberdayaan belum ada, baik dari pemerintah daerah maupun desa, sedangkan faktor penghambat program pemberdayaan, yaitu anggaran dan sarana prasarana juga nampak belum terlihat di objek makam Putri Ayu Dewi Sekardadu, namun untuk objek makam mbah Djaelani nampak faktor anggaran yang dapat saja yang menghambat program pembedayaan. Saran dari hasil penelitian ini adalah pertama, hendaknya pemerintah desa mempunyai motivasi lebih dalam memberdayakan area wisata religi yang dipunyainya. Kedua, hendaknya masyarakat sekitar area wisata religi mempunyai paguyuban yang dapat menyuarakan kepentingan bersama agar mendapat perhatian pemerintah dan mampu memaksimalkan keberadaan objek wisata untuk peningkatan ekonomi mereka

Pemanfaatan Zakat Produktif sebagai Penggerak Ekonomi Inklusif (Studi pada Usaha Mikro Penerima Bantuan Zakat Produktif Lazisnu di Desa Wedoro) Jimly Hasanal Adhim, Abdullah; Huda, Bakhrul
Journal of Islamic Economics Studies and Practices Vol. 3 No. 2 (2024): Desember
Publisher : Institut Agama Islam YPBWI Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54180/jiesp.2024.3.2.176-186

This research discusses the utilization of productive zakat distributed by Lazisnu and its impact on inclusive economic mobilization in Wedoro Village. Productive zakat is used by Lazisnu as business capital for micro business actors with the aim of increasing production capacity and musta?iq welfare. This research uses a qualitative approach through data collection by interview, observation, and documentation. The results showed that 80% of zakat recipients experienced an increase in business turnover of 30-50% in six months, which contributed to an increase in living standards for 70% of productive zakat recipients. However, challenges in business financial management became an obstacle faced by some recipients. This study concludes that productive zakat has a significant role in promoting inclusive economy, but its sustainability requires support in the form of intensive mentoring and training for beneficiaries.

Analisis Penggunaan Akad Kafalah bi Al Ujrah pada Produk BSI Hasanah Card di Bank BSI–KCP UINSA Surabaya Mahfudloh, Filla Apriliani; Asy'ari, Mochammad Syahrul; Huda, Bakhrul
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 6 No. 1 (2024): Januari : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ekis.v6i1.711

This research aims to find out how the kafalah contract is used in BSI Hasanah Card products. The research method used is a qualitative method using a descriptive approach. The data sources used are primary data and secondary data. Primary data was obtained through a direct interview process with BSI KCP UINSA Surabaya. Secondary data was obtained from various literary sources such as books, journals, articles and other documents that support discussions related to the research theme. The results of this research show that the BSI Hasanah Card is in accordance with sharia principles. BSI Hasanah Card uses three sharia contracts, namely the kafalah bil ujrah, qard and ijarah contracts. The use of the BSI Hasanah Card places restrictions on its users by not being able to use it for types of transactions that are not in accordance with sharia. This can provide a sense of security and eliminate worry for BSI Hasanah Card users from all forms of transactions that contain elements of gharar and usury and are not in accordance with sharia provisions.

ANALISIS IMPLEMENTASI SISTEM MANAJEMEN MUTU ISO 9001:2015 TERHADAP KEPUASAN PELANGGAN DENGAN KUALITAS LAYANAN Humairo, Amirotul; Al Azroh, Devira; Faishal Azhari, Diaz; Huda, Bakhrul
Jurnal Manajemen dan Pemasaran Vol. 1 No. 2 (2023): Edisi Februari 2023
Publisher : Universitas Haji Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51771/jumper.v1i2.441

Pada kajian kali ini hanya berfokus pada analisis penerapan sistem manajemen mutu “SMM”. Selain pengenalan sistem manajemen mutu "SMM", kualitas layanan hingga kepuasan para pelanggan. Pada saat pengumpulan data, peneliti membagikan beberapa kuesioner kepada pegawai PT Taspen (Cirebon). Teknikapenelitianauntuk menganalisis Sistem Manajemen Mutuyang digunakan dalam penelitian kali ini yaitu dengan mengunakan analisis regresi. Hasil penelitian ini menunjukkan adanya hubungan yang signifikan antara kepuasan pelanggan dengan kualitas layanan dan penggunaan sistem manajemen kualitas, serta hubungan yang signifikan antara kualitas layanan dan penggunaan sistem manajemen kualitas. Pengenalan Sistem Manajemen Mutu "SMM" tidak terlaluaberpengaruh terhadap kepuasan para pelanggan. Hal tersebut dibuktikan memalui hasil survei adengan penyebaran beberapa kuesioner pada pegawai PT Taspen (Cirebon). Kepuasan pelanggan harus dikomunikasikan oleh kualitas layanan. Sehingga mendapatkan hasil yang memiliki beberapa implikasi administratif.

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